Premia Relocation Mortgage
Premia Relocation Mortgage, founded in 1987 and headquartered in Troy, Michigan, is a wholly owned subsidiary of Guaranteed Rate that originates and services home loans exclusively for employees being relocated by their corporate employers, distributed through employer HR departments and third-party relocation management companies across 45+ U.S. states.
- Company typePrivate
- Founded1987
- HeadquartersTroy, United States
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
What Premia Relocation Mortgage does
Premia Relocation Mortgage (legal entity: Premia Mortgage, LLC) is a U.S. mortgage lender founded in 1987 and headquartered in Troy, Michigan, that operates exclusively in the corporate relocation mortgage segment. The company originates home purchase and refinance loans for employees being transferred by their employers, distributing through a B2B2C model in which corporate HR departments and third-party relocation management companies (RMCs) introduce relocating employees as warm referrals. It is licensed in 45+ states under NMLS #458540, enabling nationwide domestic operations.
The company is a wholly owned subsidiary of Guaranteed Rate and functions as the parent's dedicated relocation mortgage unit, drawing on shared infrastructure with affiliated entities including Guaranteed Rate Insurance, Advocus Title Agency, and Proper Rate. Its product portfolio centers on Corporate Relocation Mortgages and Relocation Program Solutions, supplemented by Employee Retention, Recruitment & Financial Wellness Solutions and Third-Party Partnerships offerings. Borrower-facing tools include an online pre-approval workflow, mortgage calculator, myAccount servicing portal, and the Premia Insights educational blog; the Home-Sweet-Home Contest drives referral engagement.
The business model combines transaction-based origination revenue (fees on closed loans) with recurring loan servicing income. Distribution blends expert-led enterprise engagement — dedicated mortgage consultants assigned to employer/RMC accounts — with digital self-service pre-approval. The company reports a workforce averaging 19 years of relocation industry experience and has been ranked #1 in Overall Satisfaction in the Trippel Relocation Managers' Survey for three consecutive years through 2026, based on responses from 140 corporate relocation managers. No public funding rounds, acquisitions, or AI/ML capabilities are disclosed.
Premia Relocation Mortgage firmographics
Firmographics- Name
- Premia Relocation Mortgage
- Legal name
- Premia Mortgage, LLC
- Website
- https://premiarelocationmortgage.com
- Company type
- Private
- Founded year
- 1987
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Premia Relocation Mortgage, founded in 1987 and headquartered in Troy, Michigan, is a wholly owned subsidiary of Guaranteed Rate that originates and services home loans exclusively for employees being relocated by their corporate employers, distributed through employer HR departments and third-party relocation management companies across 45+ U.S. states.
- Ownership category
- akta.pro rank
Premia Relocation Mortgage industry classification
Industry- Product category
- Residential Mortgage Lending
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231)
- SIC
- Mortgage Bankers & Loan Correspondents (6162), Loan Brokers (6163)
- akta.pro primary industry
- Prime (Agency/Conforming) Mortgage Servicing (FSALAEAA)
- akta.pro secondary industry
- Mortgage Refinance & Rate/Term Intermediation (FSAEAEAC)
Keywords
Where Premia Relocation Mortgage is headquartered
LocationHeadquarters
- HQ city
- Troy
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Premia Relocation Mortgage business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Mortgage Origination: Generates revenue through origination fees when employees obtain mortgages for home purchases related to corporate relocations. Offers various loan products including conventional, FHA, VA, and other mortgage programs.
- Loan Servicing: Ongoing revenue from servicing mortgages after origination, including ongoing interest payments and servicing fees.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Standard mortgage lending services |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels7 records
Premia Relocation Mortgage product offering
Product offeringCore offering
Premia Relocation Mortgage is a U.S. mortgage lender that originates and services home loans exclusively for employees being relocated by their employers. It offers conventional, FHA, VA and other loan programs, paired with dedicated mortgage consultants who coordinate financing with employer and relocation management company timelines. The company also provides employer-facing relocation program solutions and partnerships with third-party relocation management companies.
Product overview
Premia Relocation Mortgage operates as a single-focus mortgage lender dedicated exclusively to corporate relocation mortgage services. The core offering is Corporate Relocation Mortgages — a specialized home financing product designed for employees being transferred by their employers — supplemented by employer-facing Relocation Program Solutions, Third-Party Partnerships for relocation management companies, and Employee Retention & Financial Wellness Solutions. On the borrower side, the product portfolio includes an online Pre-Approval tool, Mortgage Calculator, myAccount Portal for account management, a Guide to Closing resource, and the Premia Insights Blog for educational content. A promotional Home-Sweet-Home Contest further engages customers. The company is a wholly owned subsidiary of Guaranteed Rate and was founded in 1987, with a workforce averaging 19 years of relocation industry experience.
Differentiator
Problem solved
Functional benefit
Products and services
- Corporate Relocation Mortgages Primary relocation mortgage lending product providing home financing for employees being relocated by their employers. Offers conventional, FHA, VA and other loan programs and includes specialized expertise for the unique challenges of relocating employees, including coordinating home purchase and refinancing around corporate relocation timelines.
- Relocation Program Solutions Employer-facing solution designed to support corporate relocation programs, enabling companies to offer a competitive, preferred-lender mortgage benefit to their transferring employees.
- Employee Retention, Recruitment & Financial Wellness Solutions Solutions targeting employee financial wellness and employer recruitment and retention strategies through integrated mortgage and homeownership benefits tied to corporate relocation programs.
- Third-Party Partnerships (for Relocation Management Companies) Partnership offering for relocation management companies and other third-party service providers in the mobility ecosystem, providing a preferred-lender relationship for corporate clients and their transferring employees.
Quantifiable outcome
- Ranked #1 in Overall Satisfaction in 2026 Trippel Relocation Managers' Survey - highest Average Satisfaction Score and Net Satisfaction Score among all named mortgage lenders
- +1 more outcomes
Companies that use Premia Relocation Mortgage
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles3 records
Premia Relocation Mortgage technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Premia Relocation Mortgage partnerships and signals
Strategic signalScale indicators4 records
Recent moves5 records
Expansion highlights4 records
Premia Relocation Mortgage competitors and assessment
Company assessmentBroad incumbents
- U.S. Bank Mortgage: Top-five U.S. retail bank with a national mortgage platform serving corporate relocation programs through its home lending division. Comparable in serving corporate relocating employees, though within a much broader banking franchise.
- PNC Mortgage: Regional bank with a national mortgage platform offering relocation services to corporate clients, particularly across the Midwest and East Coast. Comparable to Premia in serving relocating employees through employer partnerships.
- Guaranteed Rate (parent): Parent company of Premia and one of the largest U.S. retail mortgage lenders with national retail and wholesale operations. Directly comparable as a sibling mortgage entity under shared ownership, sharing back-office infrastructure and competing for adjacent borrower segments.
- Wells Fargo Home Mortgage: One of the largest U.S. residential mortgage originators with a long-standing corporate relocation program that serves relocating employees through employer partnerships. Comparable to Premia in serving the same corporate relocation mortgage niche, but as part of a much broader consumer and commercial banking franchise.
- Chase Home Lending: Major U.S. mortgage lender with a dedicated Chase Home Lending division that offers relocation mortgage services through employer-sponsored programs. Directly comparable to Premia's B2B2C model of serving transferring employees, though operating within a much larger retail bank.
- Bank of America Home Loans: National mortgage lender with relocation mortgage offerings for corporate clients, leveraging Bank of America's broader banking relationships with corporate HR departments. Comparable in serving corporate relocating employees, but as one product line within a diversified banking franchise.
- Citi Mortgage: Major mortgage provider with a dedicated corporate relocation program serving Citi's institutional and corporate clients. Directly comparable to Premia in the B2B2C relocation mortgage model, though embedded in a global banking franchise.
Direct peers
- Rocket Mortgage: Largest U.S. direct-to-consumer mortgage lender, owned by Rocket Companies. Offers corporate relocation solutions and competes for the same relocating-employee borrower base as Premia, with a heavier technology-led, self-service orientation.
- Caliber Home Loans: National non-bank mortgage lender with a diversified product set including conventional, FHA, VA, and proprietary programs. Comparable to Premia as a national non-bank lender competing for similar borrower profiles, though without relocation specialization.
- loanDepot: Large national mortgage lender offering purchase and refinance products, with a growing focus on partner and corporate channel originations. Comparable to Premia as a national-scale non-bank lender competing for the same borrower segments.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights7 records
Customer concentration
Premia Relocation Mortgage social profiles
Digital presencePremia Relocation Mortgage financial estimates
Financial estimateRevenue estimate
Valuation estimate
Premia Relocation Mortgage leadership team
Management profileNumber of profiles
Profiles1 record
Premia Relocation Mortgage funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Premia Relocation Mortgage M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Premia Relocation Mortgage
What does Premia Relocation Mortgage do?
Premia Relocation Mortgage is a U.S. mortgage lender that originates and services home loans exclusively for employees being relocated by their employers. It offers conventional, FHA, VA and other loan programs, paired with dedicated mortgage consultants who coordinate financing with employer and relocation management company timelines. The company also provides employer-facing relocation program solutions and partnerships with third-party relocation management companies.
Is Premia Relocation Mortgage a public or private company?
Premia Relocation Mortgage is a private company. It is classified as corporate owned and is currently operating.
When was Premia Relocation Mortgage founded?
Premia Relocation Mortgage was founded in 1987. It employs 101 to 250 people.
Where is Premia Relocation Mortgage based?
Premia Relocation Mortgage is headquartered in Troy, United States, in the North America region.
How does Premia Relocation Mortgage make money?
Two revenue lines are on record. Mortgage Origination is the primary driver. The others are loan Servicing.
Who are Premia Relocation Mortgage's main competitors?
Broad incumbents on record are U.S. Bank Mortgage, PNC Mortgage, Guaranteed Rate (parent), Wells Fargo Home Mortgage, Chase Home Lending, Bank of America Home Loans and Citi Mortgage. Direct peers are Rocket Mortgage, Caliber Home Loans and loanDepot.
Does Premia Relocation Mortgage have an API?
No public API is recorded for Premia Relocation Mortgage.
What industry is Premia Relocation Mortgage in?
Premia Relocation Mortgage's product category is Residential Mortgage Lending. Its primary akta.pro industry code is FSALAEAA, Prime (Agency/Conforming) Mortgage Servicing, with a secondary code of FSAEAEAC, Mortgage Refinance & Rate/Term Intermediation. Its NAICS code is 522310 and its SIC code is 6162.