Town Title Agency

What Town Title Agency does

Town Title Agency, LLC is a privately held title insurance and settlement services agency founded in 2001 and headquartered in Paramus, New Jersey. The company provides title searches, title insurance policies, closing and settlement coordination, escrow services, and document preparation and recording for residential and commercial real estate transactions. It operates through five physical offices across New Jersey, New York, and Florida, and is organized as part of The Town Family of Companies alongside affiliated brands Able Title Agency, Kelly Title Group, MacGregor Abstract, and First Source Title FL. Town Title is a registered agent for five major national title underwriters (Chicago Title, Commonwealth Land Title, Fidelity National Financial, Stewart Title, and First American), holds direct title insurance licensure in 17 states, and asserts the ability to serve all 50 states for national commercial transactions.

The company's revenue model is transaction-based, with title insurance premiums calculated as a percentage of property value plus per-transaction fees for settlement, search, and document services. In 2025, Town Title closed 1,811 transactions totaling more than $2.7 billion in insured value, including landmark deals such as the $1.8 billion refinancing of the 9 West 57th Street Manhattan office tower. The go-to-market is sales-led and relationship-driven, relying on referrals from real estate attorneys, lenders, and realtors who have worked with the firm for 15-25 years, supplemented by direct online ordering through the towntitle.us portal. The customer base spans residential home buyers, commercial property investors, healthcare systems (notably through its affiliation with Hackensack Meridian Health), and institutional lenders including State Farm Life Insurance, Santander Bank, and Investors Bank.

The underlying technology platform is a fully automated in-house title processing system with electronic ordering, e-recording, and online calculators for title fees, transfer fees, and TRID compliance. The company has integrated complementary technology partners including ClosingLock (for FinCEN-compliant beneficial ownership collection) and NetDirector (for workflow integration). The Town Title Foundation, a registered 501c(3) charitable organization established in 2020, has raised over $900,000 for healthcare-related causes including Tackle Kids Cancer and diabetes research, serving as both a community impact vehicle and a relationship-building asset with the healthcare real estate sector.

Name

Town Title Agency

Legal name

Town Title Agency, LLC

Website

https://towntitle.us

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

11–50 employees

Short description

Town Title Agency is a privately held title insurance and settlement services firm founded in 2001, serving residential and commercial real estate clients across New Jersey, New York, and Florida with national coverage in all 50 states through direct licensure in 17 states.

Ownership category

akta.pro rank

Product category

Title Insurance Services

NAICS

Title Abstract and Settlement Offices (541191), Insurance Agencies and Brokerages (524210)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Insurance (FSAJACAL)

akta.pro secondary industries

Closing & Settlement Services (Settlement Agents) (BPAJAOAE), Title Search & Examination (BPAJAOAB), Closing Coordination & Transaction Management (Broker/Agent Support) (BPAJAOAH), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG)

Keywords

• Title insurance services
• Settlement services
• Title search services
• Commercial real estate
• Closing services

Headquarters

HQ city

Paramus

HQ country

United States

HQ region

North America

Offices5 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Title Insurance Premiums: One-time premium charges at closing for title insurance policies protecting buyers and lenders against title defects, liens, and ownership disputes
2. Settlement/Closing Services: Full closing services including coordination, document preparation, trust account handling, and post-closing disbursements. Services available to attorneys regardless of whether they place title orders with Town Title.
3. Title Search Services: Comprehensive searches including record owner searches, property reports, tax searches, judgment searches, UCC searches, bankruptcy searches, foreclosure searches, and flood searches
4. Document Preparation and Recording: Document preparation, recording, and filing services including deed preparation and HUD-1 forms

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels7 records

Core offering

Town Title Agency provides title insurance, title searches, title commitments, escrow, and full closing/settlement services for residential and commercial real estate transactions. The firm operates an in-house team of attorneys and paralegals and offers specialized commercial title services for healthcare, automotive, retail net-lease, and logistics properties, with direct licensure in 17 states and the ability to deliver nationwide title services.

Product overview

Town Title Agency offers a comprehensive suite of title insurance and settlement services through a platform-plus-modules architecture. The core offerings include Title Services (title searches, commitments, and policies), Settlement Services (closing preparation and escrow), and National Commercial Services (specialized commercial transactions in healthcare, automotive, retail net-lease, and logistics). The company has expanded its portfolio through acquisitions, including First Source Title Agency in Florida. Supporting modules include Title Fee Calculator, Transfer Fee Calculator, TRID Calculator, and a Notable Transactions Portfolio showcasing major deals. The platform operates as a registered agent for major title insurers (Chicago Title, Commonwealth Land Title, Fidelity National Financial, Stewart Title, First American Title) across 17 states with national coverage.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• Over 23,000 title searches processed since 2001
• +4 more outcomes

Named customers13 records

Segments9 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature4 records

Partnerships

13 partnerships are on record, tiered core and minor.

• Chicago Title Insurance CompanycoreGTM or Marketing PartnerRegistered agent for Chicago Title Insurance Company in New York and New Jersey. Received Top Agent recognition from Chicago Title.
• Commonwealth Land Title Insurance CompanycoreGTM or Marketing PartnerRegistered agent for Commonwealth Land Title Insurance Company. Recently collaborated on March 2026 transactions totaling over $512 million.
• Fidelity National FinancialcoreGTM or Marketing PartnerRegistered agent for Fidelity National Financial entities. Received Top Agent recognition from Fidelity.
• Stewart TitlecoreGTM or Marketing PartnerRegistered agent for Stewart Title in New York and New Jersey. Received Top Agent recognition.
• First American Title Insurance CompanycoreGTM or Marketing PartnerRegistered agent for First American Title Insurance Company. Collaborated on 31-property portfolio refinance worth $90 million. Received Top Agent recognition.
• ClosingLockcoreTechnology or IntegrationTechnology partnership for secure collection of private information required for FinCEN reporting compliance on certain residential real estate transactions involving LLCs and trusts.
• Action Title ResearchminorStrategic or Co-development PartnerStrategic partnership focused on streamlining the title and settlement experience through continuous improvement of operations.
• Able Title AgencycoreStrategic or Co-development PartnerAcquired company and part of Town Family of Companies. Located in Hoboken, NJ, providing residential title services.
• Kelly Title GroupcoreStrategic or Co-development PartnerAcquired company and part of Town Family of Companies. Located in Red Bank, NJ, expanding presence in New Jersey market.
• First Source Title (Florida)coreStrategic or Co-development PartnerAcquired company and part of Town Family of Companies. Located in Florida, expanding footprint in that market with offices in Boca Raton and Naples.
• MacGregor Abstract, LLCcoreStrategic or Co-development PartnerPart of Town Family of Companies. Located in Valley Stream, NY, expanding presence in New York market.
• Town Title FoundationcoreStrategic or Co-development PartnerRegistered 501c(3) charitable organization created in 2020, focused on healthcare research and community support. Has raised over $900,000 for Tackle Kids Cancer, diabetes research, and other causes.
• Hackensack Meridian HealthcoreStrategic or Co-development PartnerNew Jersey's largest hospital system with affiliated healthcare real estate division. Christopher Rotio serves on the Hackensack Meridian Health Hospitals Corporation Board. Company provides title services for healthcare facilities.

Scale indicators10 records

Recent moves10 records

Expansion highlights5 records

Direct peers

• Stewart Title: National title insurance underwriter and agent network with comparable residential and commercial title services. Town Title is a registered agent for Stewart and has received Top Agent recognition.
• Investors Title Company: Smaller, publicly traded title insurance underwriter with a similar agent-network distribution model and emphasis on relationship-driven service. Comparable in scale to Town Title.
• Westcor Land Title Insurance Company: Regional title underwriter focused on agent-driven title and closing services in the eastern US. Comparable agent-based distribution and regional commercial-residential mix.
• WFG National Title Insurance Company: Independent national title insurance underwriter focused on agent-driven distribution and digital closings. Comparable title and settlement offering with similar target market of real estate agents, attorneys, and lenders.
• North American Title Insurance Company: Title insurance underwriter serving residential and commercial markets through independent agents and direct operations. Directly comparable agent-based title model.

Broad incumbents

• Old Republic Title Insurance Company: Long-established national title underwriter providing title insurance and escrow services across the US. Comparable scope of residential and commercial title work to Town Title.
• Commonwealth Land Title Insurance Company: National title underwriter under the Fidelity National Financial umbrella. Town Title is a registered agent and recently collaborated on March 2026 transactions exceeding $512M.
• Fidelity National Title: Major title insurance underwriter (parent of Fidelity National Financial) providing title, escrow, and settlement services across the US. Town Title is a registered agent for Fidelity entities.
• Chicago Title Insurance Company: Large national title underwriter (part of Fidelity National Financial) offering title insurance and settlement services. Town Title is a registered agent for Chicago Title in NY and NJ.
• First American Title Insurance Company: One of the largest national title insurers offering title, escrow, and settlement services. Town Title is a registered agent for First American and the two have collaborated on large commercial portfolio refinances.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/towntitleagency
• Facebookfacebook.com/TownTitleAgency
• LinkedInlinkedin.com/company/town-title-agency

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Town Title Agency