Liberty Home Mortgage

What Liberty Home Mortgage does

Liberty Home Mortgage is an independent retail mortgage broker headquartered at 4400 State Hwy 121 STE 300, Lewisville, TX 75056 (NMLS 321164), serving eligible residential mortgage borrowers primarily across Texas and commercial borrowers nationwide. The company operates as a fee-based intermediary, comparing mortgage options across multiple lending partners based on borrower eligibility, documentation, property type, occupancy, and lender guidelines. Distribution is direct-to-consumer through the Lewisville office, phone/text contact (713-955-4685), and the company's website, which provides educational content, calculators, and online application.

The product portfolio spans core purchase and refinance products (Conventional, FHA, VA, USDA, Jumbo, Portfolio, Non-QM, HELOC, Cash-Out, 2/1 Buydown), an extensive alternative-documentation suite for self-employed borrowers (Bank Statement, P&L, VOE Only, Asset Depletion, No Tax Return, 1099), and an investor/commercial line-up (DSCR, Rental/Investment Property, Business-Purpose, Fix-and-Flip, Bridge, Construction including One-Time Close and No-Income Investor Construction). Products are sourced via lending partners rather than built on proprietary technology; the firm uses standard mortgage lending technology platforms and partner systems for processing. Aslam Mansoor (NMLS 184238) is the named broker/principal associated with the company.

Commercially, Liberty Home Mortgage earns transaction-fee revenue from lending partners for facilitated originations; no public pricing or volume data is disclosed. The company is privately held with no parent or institutional investor disclosed, and in June 2026 divested its Las Vegas branch to All American Home Mortgage (a Tri-Star Management subsidiary), with five to six mortgage professionals transitioning as part of the deal. Geographic reach now combines a Texas-concentrated residential base with a 38-state DSCR presence and nationwide commercial loan offering.

Name

Liberty Home Mortgage

Legal name

Liberty Home Mortgage

Website

https://libertyhomemortgage.com

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

1–10 employees

Short description

Liberty Home Mortgage is an independent mortgage broker in Lewisville, TX (NMLS 321164) that helps eligible residential borrowers across Texas and commercial borrowers nationwide compare mortgage and refinance options through multiple lending partners, with a specialty in alt-documentation and investor loan products.

Ownership category

akta.pro rank

Headquarters

HQ city

Plano

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Mortgage Broker Services: Liberty Home Mortgage operates as an independent mortgage broker, earning revenue through compensation from lending partners for facilitating mortgage transactions. The broker model involves comparing available mortgage options through multiple lending partners based on borrower eligibility, documentation, property type, occupancy, and lender guidelines.

Pricing tiers

Distribution channels2 records

Marketing channels3 records

Core offering

Liberty Home Mortgage is an independent mortgage broker based in Lewisville, Texas that helps eligible borrowers compare and access mortgage options through multiple lending partners. Its offerings span residential home purchase loans, refinance and home equity options, government-backed loans (FHA, VA, USDA), conventional and jumbo loans, Non-QM and alternative-documentation loans for self-employed borrowers, investment property and DSCR loans, construction loans, and commercial real estate financing. The company earns transaction-based compensation from lending partners for facilitating these mortgage transactions.

Product overview

Liberty Home Mortgage is an independent mortgage broker based in Lewisville, Texas (NMLS 321164) offering a comprehensive suite of residential and commercial mortgage products through multiple lending partners. The product portfolio centers on core mortgage products (Home Purchase Loans, Mortgage Refinance, Cash-Out Refinance, HELOC) and government-backed loans (FHA, VA, VA IRRRL, USDA), complemented by conforming Conventional Loans and Jumbo Loans for higher loan amounts. The company specializes in alternative documentation and Non-QM solutions including Bank Statement Loans, P&L Statement Loans, VOE Only Loans, Asset Depletion Loans, and No Tax Return Mortgage Loans designed for self-employed borrowers. For real estate investors, the portfolio includes DSCR Loans, Investment Property Loans, Rental Property Loans, Business Purpose Investment Loans, Fix and Flip Loans, Bridge Loans, and various Construction Loans (including One-Time Close and No Income Investor Construction options). The company also offers Portfolio Loans for scenarios outside standard conforming guidelines. Supporting tools include Mortgage Pre-Approval services and calculator tools (Refinance Analysis, Monthly Payment, and Affordability calculators). The core value proposition is comparing available mortgage options across multiple lending partners based on borrower eligibility, documentation, property type, and lender guidelines.

Differentiator

Problem solved

Functional benefit

Products and services

• Home Purchase Loans Mortgage financing options for purchasing residential properties, including Conventional, FHA, VA, USDA, Jumbo, Portfolio, and Non-QM programs, for homebuyers in Texas.
• Mortgage Refinance Options Refinance solutions including rate-and-term refinance, cash-out refinance, FHA Streamline, VA IRRRL, Portfolio refinance, and Non-QM refinance options for existing homeowners.
• Cash-Out Refinance Refinance option allowing borrowers to access equity from their home by replacing their existing mortgage with a larger loan amount.
• HELOC / Home Equity Line of Credit Line of credit secured by the borrower's home equity, providing flexible access to funds for various purposes.
• Conventional 2/1 Buydown Options Fannie Mae and Freddie Mac conventional 2/1 Buydown options for qualifying conventional purchase and eligible conventional no-cash-out refinance scenarios, offering temporarily reduced initial interest rates.
• FHA Loans Federal Housing Administration backed mortgage loans designed for borrowers with lower down payments and flexible credit requirements.
• VA Loans Department of Veterans Affairs backed mortgage options for eligible veterans, service members, and qualifying surviving spouses with benefits including no down payment and no PMI.
• VA IRRRL Streamline Refinance VA Interest Rate Reduction Refinance Loan (IRRRL) streamline refinance option for existing VA loan holders with simplified documentation requirements.
• USDA Loans United States Department of Agriculture rural development loans for eligible borrowers in qualifying rural and suburban areas with zero down payment options.
• Conventional Loans Standard conforming mortgage loans meeting Fannie Mae and Freddie Mac guidelines for borrowers with qualifying credit, income, assets, and down payment.
• Jumbo Loans Mortgage loans exceeding conforming loan limits for higher-value property purchases or refinances, subject to enhanced documentation and credit requirements.
• Portfolio Loans Flexible mortgage options held in the lender's portfolio for scenarios not fitting standard conforming guidelines, including complex income, unique properties, and alternative documentation situations.
• Non-QM Loans Non-Qualified Mortgage options for borrowers with alternative documentation, self-employment income, investment property goals, or asset-based qualification needs that don't fit standard QM requirements.
• Bank Statement Loans Mortgage options allowing self-employed borrowers to use personal or business bank statements as income verification instead of traditional tax returns.
• P&L Statement Loans Mortgage options for self-employed borrowers using profit and loss statements as part of income documentation review.
• Self-Employed Mortgage Loans Comprehensive mortgage options for self-employed borrowers using traditional or alternative documentation including tax returns, bank statements, P&L, VOE, and asset depletion.
• Self-Employed 1099 Home Loans Mortgage options specifically designed for 1099 earners, freelancers, independent contractors, and gig workers with non-traditional income documentation.
• VOE Only Mortgage Loans Alternative documentation mortgage options using verification of employment as primary income documentation instead of standard full-documentation paperwork.
• Asset Depletion Mortgage Loans Asset-based qualification methods converting eligible assets into qualifying income for borrowers with significant assets but nontraditional income documentation.
• No Tax Return Mortgage Loans Mortgage options allowing eligible borrowers to use alternative documentation (bank statements, P&L, VOE, asset depletion, DSCR) instead of traditional tax return income review.
• DSCR Loans Debt Service Coverage Ratio loans for real estate investors financing eligible rental and investment properties based on property cash flow analysis rather than borrower income. Available in 38 states.
• Investment Property Loans Financing options for non-owner-occupied properties including rental properties, short-term rentals, business-purpose properties, and investor-owned real estate scenarios.
• Rental Property Loans Specialized financing for investor-owned rental properties including long-term rentals, short-term rentals, DSCR scenarios, and cash-out investment property refinancing.
• Business Purpose Investment Loans Business-purpose financing for investment, rental, or commercial real estate scenarios reviewed separately from owner-occupied consumer mortgage guidelines.
• Fix and Flip Loans Short-term business-purpose financing for real estate investors to acquire, renovate, and resell investment properties.
• Bridge Loans Short-term financing enabling eligible homeowners to access equity from their current home to purchase a new home before selling, supporting buy-before-you-sell strategies.
• No Income Investor Construction Loans Business-purpose construction financing for eligible investor construction projects without using standard personal income documentation as primary qualification.
• One-Time Close Construction Loans Construction-to-permanent financing combining construction and permanent mortgage into one loan process and one closing for eligible new home builds.
• Construction Loans Financing options for eligible home building and construction-related projects with builder review, project scope evaluation, and draw structure requirements.
• Commercial Loans Commercial real estate and business-purpose loan options across the USA for eligible commercial borrowers and business entities.
• Mortgage Pre-Approval Pre-approval review evaluating borrower credit, income, assets, debts, and documentation to determine available mortgage options before home shopping.

Segments6 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• All American Home Mortgage (subsidiary of Tri-Star Management)minorChannel Partner/ Reseller/ Distributor · 3 June 2026All American Home Mortgage acquired the Las Vegas branch of Liberty Home Mortgage. The transaction involved the Liberty Home Mortgage Las Vegas team joining All American Home Mortgage, with five to six experienced mortgage professionals transitioning as part of the deal. The acquisition strengthens AAHM's presence in the Las Vegas market.

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Direct peers

• NewRez: Mortgage lender and servicer with retail, wholesale, and correspondent channels, offering conventional, government, jumbo, and Non-QM products. Comparable product breadth and channel mix to Liberty.
• Homepoint: Wholesale mortgage company focused on the broker channel, providing funding through independent brokers across conventional and government programs. Now part of Rocket Mortgage but historically a pure-play broker partner comparable to Liberty's lending partners.
• United Wholesale Mortgage (UWM): Largest wholesale mortgage broker in the US, funding loans exclusively through independent mortgage broker partners. Operates the same wholesale broker channel model that Liberty Home Mortgage relies on to access lending partners and loan programs.
• Caliber Home Loans: Mortgage lender with retail and wholesale broker channels, including strong Non-QM and alternative-documentation offerings for self-employed borrowers — directly overlapping Liberty's specialty product positioning.
• PrimeLending: National mortgage lender owned by PlainsCapital offering retail, wholesale, and construction-to-permanent loans with a similar geographic mix including strong Texas presence. Comparable product and channel structure.
• Fairway Independent Mortgage Corporation: Independent mortgage company operating through retail branches and the wholesale broker channel with a broad product set including conventional, government, and Non-QM loans. Closely comparable business model to Liberty's independent broker approach.
• Guaranteed Rate: Mortgage lender operating retail, wholesale (Partner Pledge), and joint venture channels with a broad product set including conventional, FHA, VA, and jumbo. Comparable channel strategy and product breadth.

Emerging players

• Better.com: Digital-first online mortgage lender offering streamlined direct-to-consumer purchase and refinance products. Represents the emerging fintech model competing with traditional brokers like Liberty on convenience, speed, and digital experience.

Broad incumbents

• Rocket Mortgage: Largest US mortgage lender with retail (Rocket Mortgage), wholesale (Rocket Pro TPO), and direct-to-consumer channels. A broad incumbent competing for the same borrowers Liberty serves, with superior technology and brand recognition.
• loanDepot: Major US mortgage lender operating retail, wholesale (ldp wholesale), and joint venture channels. Broad incumbent offering a similar mix of purchase, refinance, and specialty products with significantly greater scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/liberty-home-mortgage
• Facebookfacebook.com/libertyhomemortgageaslammansoor

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Liberty Home Mortgage