Oxivo Group

What Oxivo Group does

Oxivo Group is a privately held multinational conglomerate of Dutch origin, founded in 1999 and operating through three wholly-owned subsidiaries — Oxivo Technology, Oxivo Consultancy, and Oxivo Payment Systems — focused on secure electronic payment systems for unattended retail. Headquartered in Rotterdam with an R&D and regional office in Istanbul (Maslak, Sarıyer), the company designs, produces, and deploys contactless payment terminals, donation kiosks, and vending machine payment systems that support 160 payment methods and integrate with M2M/IoT and mobile-wallet infrastructure. Its core offerings include the APOLLO payment terminal co-developed with Payter, SMS-authenticated food/parcel vending machines, contactless donation kiosks for NGOs and municipalities, and IoT-enabled payment modules for electric vehicle charging and smart-city use cases.

The company monetizes through four streams: hardware sales (terminals and kiosks), technology licensing, professional/consultancy services, and transaction-related fees, primarily under multi-year B2B and B2G contracts. Its go-to-motion combines direct enterprise sales to 62 global and local banks across 44 countries with channel partnerships to NGOs, municipal governments, and charitable organizations for contactless donation and social-impact deployments, supported by event-based promotion (e.g., International CNR Fair). Named customers and partners include Türkiye İş Bankası, Yapı Kredi, BKM (Interbank Card Center), Visa, Payter, Fenerbahçe Sports Club, KFC Turkey, Kadıköy Municipality, and TAP London.

Oxivo maintains GDPR-compliant data practices and markets an integrated service across three sub-brands (Oxivo Technology, Oxivo Consultancy, Oxivo Payment Systems). It has delivered over 3,000 payment-system projects and reports that its #ContactlessDonation initiative directed 88,868 volunteers to NGOs since 2019. The company reports no public listing, no disclosed external funding, and headcount of 11–50 employees, consistent with a specialized, partnership-driven operating model rather than a venture-backed scale-up.

Name

Oxivo Group

Legal name

Oxivo B.V.

Website

https://oxivo.eu

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

Oxivo Group is a Dutch-origin multinational that designs, produces, and licenses secure contactless payment terminals, donation kiosks, and IoT-enabled vending solutions for banks, NGOs, municipalities, and unattended-retail operators across 44 countries.

Ownership category

akta.pro rank

Product category

Electronic Payment Systems & Terminals

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

akta.pro primary industry

POS, SoftPOS & In-Person Acceptance Infrastructure (FSAGABAO)

akta.pro secondary industry

Alternative Payment Methods (APMs) Enablement (BNPL, wallets, local methods) (FSAMACAE)

Keywords

• Contactless payment solutions
• Payment terminal hardware
• Donation kiosk systems
• Vending machine payments
• IoT payment integration

Headquarters

HQ city

Beyoglu

Offices2 records

Markets served

GTM type

B2B

Offering type

Hardware or Manufacturing

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Payment Technology Solutions: Sale and deployment of payment hardware terminals and software solutions to banks and financial institutions. Provides end-to-end technology experience for machine-human interaction in payment systems.
2. Technology Licensing: Licensing of proprietary payment technology and solutions to partners and clients in the financial sector.
3. Consultancy Services: Consultancy and project expertise services for payment system design, implementation, and optimization. Maximum efficiency consultancy in payment systems.
4. B2B/B2G Payment Solutions: Customized payment solutions for NGOs, municipalities, and charitable organizations including donation kiosks and vending machine systems.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels4 records

Core offering

Oxivo Group designs, produces, and deploys secure electronic payment systems and solutions for unattended retail chains, including contactless payment terminals, donation kiosks, and vending machines. The company offers end-to-end payment technology spanning card-based and mobile payment methods, M2M/IoT integrations for smart city infrastructure, and consultancy services for payment system implementation. It serves banks, NGOs, municipalities, and vending operators across 44 countries with 160 supported payment methods.

Product overview

Oxivo Group is a multinational Dutch-origin conglomerate specializing in secure electronic payment systems technologies. The company operates through three main divisions: Oxivo Technology (providing End-to-End Technology Experience for machine-human and machine-to-machine interaction), Oxivo Consultancy (offering maximum efficiency consultancy and project expertise), and Oxivo Payment Systems (delivering next-generation payment solutions). The product portfolio includes the APOLLO payment terminal, Contactless Donation Kiosks for charitable and NGO campaigns, Food Vending Machines with SMS-based authentication for social aid distribution, Soup Vending Machines for contactless food service, Village Products Vending Machines for local agricultural products, and IoT/M2M Payment Solutions for smart city infrastructure including electric vehicle charging stations. The company serves 62 global and local banks in 44 countries with 160 payment methods.

Differentiator

Problem solved

Functional benefit

Products and services

• APOLLO Payment Terminal Next-generation payment terminal developed jointly with Payter for global payment technologies, supporting contactless and card-based transactions for banks and retailers.
• Oxivo Payment Systems (Next-Generation Payment Solutions)

Quantifiable outcome

• 3000+ projects completed across 44 countries
• +2 more outcomes

Named customers10 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration14 records

AI capability3 records

Feature6 records

Partnerships

15 partnerships are on record, tiered core, major and minor.

• PaytercoreTechnology or Integration · 1 January 2021Payter and Oxivo Group jointly developed and introduced the 'APOLLO' next-generation payment terminal at the International CNR Fair. Both companies have taken significant steps in payment technologies globally.
• Türkiye İş BankasımajorTechnology or IntegrationCooperation for contactless donation project with Darüssafaka. İş Bankası developed specialized contactless donation POS terminals for 1 TL donations in 1 second.
• Interbank Card Center (BKM)majorStrategic or Co-development PartnerInterbank Card Center organized contactless donation events including book fairs. BKM positioned 30 contactless donation boxes in 57 locations for foundations like Koruncuk, TOHUM, TOG, KAÇUV.
• VisamajorStrategic or Co-development PartnerVisa partnered with Turkish Education Foundation (TEV) for 'Continue to University' campaign, supporting contactless donation kiosks for university students with financial difficulties.
• Yapı Kredi BankmajorTechnology or IntegrationYapı Kredi supported TEGV's 'Touch the Future with Your Card' desktop contactless donation kiosk initiative for educational support.
• Kadiköy MunicipalitycoreStrategic or Co-development PartnerThree-way partnership with Kadiköy Municipality and TIDER to implement Turkey's first food vending machine project for needy residents. Oxivo developed the software and system design.
• TIDER (Basic Needs Association)coreChannel Partner/ Reseller/ DistributorTIDER supplies food and cleaning products for the food vending machine project. Part of three-way partnership with Kadiköy Municipality and Oxivo.
• Koruncuk FoundationminorChannel Partner/ Reseller/ DistributorOne of the foundations receiving donations through BKM's contactless donation boxes.
• TOHUMminorChannel Partner/ Reseller/ DistributorFoundation receiving donations through contactless donation kiosks at events and locations.
• TOG (Türkiye Öğrenci Meclisi)minorChannel Partner/ Reseller/ DistributorYouth organization receiving donations through contactless donation boxes at events.
• KAÇUVminorChannel Partner/ Reseller/ DistributorFoundation receiving donations through contactless donation system.
• Fenerbahçe Sports ClubmajorChannel Partner/ Reseller/ Distributor"Fener Ol" campaign for Fenerbahçe's financial independence using contactless payment on Payter devices at Fenerium stores and Ülker Sports Hall.
• KFC TurkeyminorChannel Partner/ Reseller/ DistributorHope Project - contactless donation period began at KFC restaurants to support Koruncuk Foundation.
• DarüssafakamajorChannel Partner/ Reseller/ DistributorEducational institution receiving contactless donations through İş Bankası POS terminals at 10 locations in Istanbul.
• Turkish Education Foundation (TEV)majorChannel Partner/ Reseller/ DistributorTEV's 'Continue to University' and 'Don't Lose the University You Won' campaigns for students with financial difficulties, supported by Visa and Oxivo contactless kiosks.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Cantaloupe: US-listed provider of cashless payment solutions and software for vending and unattended retail. Closely comparable to Oxivo's vending/donation kiosk business model.
• Nayax: Global leader in cashless payment solutions for unattended retail (vending, kiosks, EV charging). Highly comparable to Oxivo's unattended payment and IoT/M2M offerings, with much larger global scale.
• Payter: Dutch-headquartered provider of contactless and unattended payment terminals. Closest peer to Oxivo — same Netherlands origin, same focus on self-service/contactless POS, and Oxivo's explicit APOLLO co-development partner.
• OTI Global: Provider of cashless payment and NFC solutions for unattended retail, vending, and self-service environments. Strong product overlap with Oxivo's contactless donation kiosks and vending payment modules.

Broad incumbents

• SumUp: European fintech providing card readers and payment acceptance to small merchants and enterprises. Adjacent peer: operates in the same Dutch-adjacent ecosystem and competes for bank channel payment acceptance volume.
• Verifone: Established multinational POS terminal vendor supporting card-based and contactless payments across banks and merchants. Direct overlap with Oxivo's APOLLO-style terminal offering, but operates as a broad global incumbent rather than an unattended specialist.
• Pax Global: Major global manufacturer of electronic payment terminals, including unattended and Android-based smart POS. Competes with Oxivo's APOLLO-class terminals in the same bank/acquirer channel.
• Ingenico (Worldline): European POS and payment acceptance incumbent (now part of Worldline). Competes head-on with Oxivo in supplying terminals and software to banks and merchants across multiple markets.
• Castles Technology: Global smart POS and unattended payment terminal maker with NFC/contactless capability. Comparable to Oxivo on the hardware/terminal side, serving banks and merchants in multiple regions.

Others

• BKM (Interbank Card Center): Turkey's interbank card switch and a customer/partner of Oxivo for contactless donation deployments. Ecosystem participant rather than direct competitor, but materially shapes the Turkish unattended-payment landscape Oxivo operates in.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/oxivogroup
• Facebookfacebook.com/oxivogroup
• LinkedInlinkedin.com/company/oxivogroup

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Oxivo Group