Uno Finance
- Company typePrivate
- Founded2019
- HeadquartersNew Delhi, India
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
Uno Finance firmographics
Firmographics- Name
- Uno Finance
- Legal name
- LOANTAP FINANCIAL TECHNOLOGIES PRIVATE LIMITED
- Website
- https://unofinance.in
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Uno Finance industry classification
Industry- Product category
- Healthcare Consumer Financing
- NAICS
- Credit Card Issuing (522210), Sales Financing (522220)
- SIC
- Personal Credit Institutions (6141)
- akta.pro primary industry
- BNPL Card / Virtual Card Programs (FSAKACAC)
- akta.pro secondary industries
- Virtual / Digital-First Credit Cards (FSAKABAK), Patient Financial Engagement (Estimates, Billing Presentment, Payments) (HLACAEAI)
Keywords
Where Uno Finance is headquartered
LocationHeadquarters
- HQ city
- New Delhi
- HQ country
- India
- HQ region
- Asia
Offices1 record
Markets served
Uno Finance business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Others
Revenue model
- Healthcare EMI Financing: Provides no-cost EMI financing to healthcare patients. Revenue likely generated through provider partnerships, transaction fees, or interest rate spreads subsidized by healthcare providers.
- Virtual Credit Card Services: Digital credit card limit issuance for healthcare payments with EMI conversion options
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | No Cost EMI - Zero percent interest healthcare financing |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels3 records
Uno Finance product offering
Product offeringCore offering
Uno Finance offers a digital, contactless pay-later financing solution that lets patients pay medical bills in easy equated monthly installments (EMIs) across 1150+ partnered hospitals and clinics in India. Customers apply online for a virtual credit card limit, receive instant soft approval, and get a sanction letter within two hours, with approved funds disbursed to the provider within 30 minutes. The product is positioned as zero-percent-interest (no-cost) EMI financing targeted at healthcare treatments.
Product overview
Uno Finance operates as a digital pay-later platform for healthcare, offering LoanTap as its primary product. The platform enables customers to access virtual credit card limits and pay medical bills in No Cost EMIs across a network of 1150+ hospitals. Customers can apply for virtual credit card limits and receive quick loan approval with sanctions within 2 hours. The platform connects healthcare providers with patients and lending partners (including LoanTap, Lendbox, Liquiloans, and Aditya Birla Capital) to facilitate financing.
Differentiator
Problem solved
Functional benefit
Products and services
- LoanTap Digital Pay Later for Healthcare
Quantifiable outcome
- 97% of patients delay treatment due to financial constraints - Uno Finance addresses this barrier
- +3 more outcomes
Companies that use Uno Finance
Customer profileNamed customers5 records
Segments2 records
Ideal customer profiles2 records
Uno Finance technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Uno Finance partnerships and signals
Strategic signalPartnerships
16 partnerships are on record, tiered minor and core.
- Alive Wellness ClinicminorHealthcare provider in Delhi offering no-cost EMI financing for treatments.
- Lakme AcademyminorHealthcare/beauty provider in Delhi offering no-cost EMI financing.
- Pristyn CarecoreMajor healthcare provider network in Gurugram offering no-cost EMI financing for surgical and medical procedures.
- Nanavati HospitalcoreMulti-specialty hospital in Mumbai offering no-cost EMI financing for treatments.
- BodycraftminorHealthcare/aesthetic provider in Bengaluru offering no-cost EMI financing.
- MadhavbaugminorHealthcare provider in Mumbai offering no-cost EMI financing for treatments.
- VLCCminorHealth and wellness provider offering no-cost EMI financing for treatments.
- OrthosquareminorDental care provider in Mumbai offering no-cost EMI financing for dental treatments.
- Toothsi AlignersminorClear aligner provider in Mumbai offering no-cost EMI financing.
- Kolors Healthcare India Private LimitedminorHealthcare provider in Hyderabad offering no-cost EMI financing.
- Skin & Hair AestheticsminorAesthetic clinic in Hyderabad offering no-cost EMI financing.
- DermapuritysminorDermatology clinic in Gurugram offering no-cost EMI financing.
- La Midas Medical Aesthetic & Wellness CentreminorMedical aesthetic centre in Gurugram offering no-cost EMI financing.
- Milann The Fertility CenterminorFertility centre in Gurugram offering no-cost EMI financing for IVF treatments.
- Clinic DermatechminorDermatology clinic in Chandigarh offering no-cost EMI financing.
- Zeeva IVFminorIVF and fertility clinic in Ghaziabad offering no-cost EMI financing.
Scale indicators5 records
Recent moves2 records
Expansion highlights5 records
Uno Finance competitors and assessment
Company assessmentEmerging players
- MoneyTap: App-based personal credit line product that can be used for medical expenses among other categories; an emerging digital lender competing for the same patient-credit demand pool as Uno.
- Cashe: Digital personal-loan app targeting salaried professionals; an emerging credit alternative that, while not healthcare-specific, competes for the same underlying consumer-credit demand that Uno addresses.
- Kissht: Indian digital BNPL/lending platform that finances healthcare and other vertical purchases through partner-led distribution; an emerging challenger that could overlap with Uno's hospital-anchored EMI flows.
- LazyPay: PayU/Prosus-owned BNPL offering pay-later credit including for healthcare merchants; horizontal in scope but overlaps with Uno on no-cost-EMI-style offerings inside the same consumer base.
Broad incumbents
- Tata Capital: Large Indian NBFC offering personal and medical-procedure loans, including EMI options for healthcare; competes on patient financing but through a diversified lending book rather than a healthcare-specialized product.
- ICICI Bank EMI on Credit Cards: Major private bank offering EMI conversion on credit cards, including for hospital and healthcare spend — provides an incumbent, bank-anchored alternative to Uno's hospital-channel financing.
- Bajaj Finserv Health: Healthcare-focused arm of Bajaj Finserv offering EMI cards, healthcare-specific financing, and broad consumer credit — competes with Uno in hospital-anchored patient financing but as part of a much wider financial services portfolio.
Direct peers
- Medfin: Indian fintech that finances elective and surgical medical procedures through hospital partnerships and patient EMI plans, overlapping closely with Uno's healthcare-EMI value proposition.
- QubeHealth: Healthcare-focused employee benefits and financing platform that provides credit lines and BNPL-style payment options for medical treatments, very similar in product framing and target customer (corporate employees) to Uno Finance.
- SaveIN: BNPL platform purpose-built for healthcare and dental procedures in India, partnering with clinics to offer EMI-based financing — directly comparable in vertical focus and B2B2C distribution to Uno Finance.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Uno Finance social profiles
Digital presenceUno Finance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Uno Finance leadership team
Management profileNumber of profiles
Profiles4 records
Uno Finance funding detail
Funding detailFunding overview
Funding rounds2 records
Investors3 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Uno Finance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Uno Finance
What does Uno Finance do?
Uno Finance offers a digital, contactless pay-later financing solution that lets patients pay medical bills in easy equated monthly installments (EMIs) across 1150+ partnered hospitals and clinics in India. Customers apply online for a virtual credit card limit, receive instant soft approval, and get a sanction letter within two hours, with approved funds disbursed to the provider within 30 minutes. The product is positioned as zero-percent-interest (no-cost) EMI financing targeted at healthcare treatments.
Is Uno Finance a public or private company?
Uno Finance is a private company. It is classified as venture growth investor backed and is currently operating.
When was Uno Finance founded?
Uno Finance was founded in 2019. It employs 11 to 50 people.
Where is Uno Finance based?
Uno Finance is headquartered in New Delhi, India, in the Asia region.
How does Uno Finance make money?
Two revenue lines are on record. Healthcare EMI Financing is the primary driver. The others are virtual Credit Card Services.
Who are Uno Finance's main competitors?
Emerging players on record are MoneyTap, Cashe, Kissht and LazyPay. Broad incumbents are Tata Capital, ICICI Bank EMI on Credit Cards and Bajaj Finserv Health. Direct peers are Medfin, QubeHealth and SaveIN.
Does Uno Finance have an API?
No public API is recorded for Uno Finance.
What industry is Uno Finance in?
Uno Finance's product category is Healthcare Consumer Financing. Its primary akta.pro industry code is FSAKACAC, BNPL Card / Virtual Card Programs, with a secondary code of FSAKABAK, Virtual / Digital-First Credit Cards. Its NAICS code is 522210 and its SIC code is 6141.