MCA Suite
MCA Suite is a cloud-based, subscription SaaS CRM purpose-built for the US merchant cash advance industry, serving MCA brokers/ISOs and funders with deal tracking, submission, syndication, commission administration, payment gateway integration, and regulatory disclosure tools.
- Company typePrivate
- Founded2014
- HeadquartersNew York, United States
- Headcount—
- GTM typeB2B
- OfferingSoftware
What MCA Suite does
MCA Suite is a vertical SaaS CRM purpose-built for the US merchant cash advance (MCA) industry. Operated by Five Components, Inc., a privately held New York corporation, the platform serves two primary buyer segments: MCA brokers and Independent Sales Organizations (ISOs) that submit deals to funders, and MCA funders/lenders that originate and service cash advances. Merchants, brokers, and investors access the system through distinct role-based portals with configurable visibility restrictions.
The product is delivered as a cloud-based subscription SaaS with V1 and V2 HTTP RESTful APIs (PHP-based), webhook support, and a documented rate limit of 5 calls per second and 60 calls per minute. Domain-specific modules span the full deal lifecycle — deal tracking from lead through underwriting and collection, lead management, multi-funder submission tracking with email groups, commission administration with scheduled-versus-settled reconciliation, deal syndication with multi-fee management, secured cloud document storage with merge capabilities, and reporting dashboards covering direct funding, investor funding, renewal opportunity, and deal performance. The platform integrates natively with payment gateways (ACHWorks, USAePay, Actum Processing), credit data (Microbilt, Decision Logic), eSignature (Right Signature), workflow automation (Zapier), and — in the May 2024 v2 release — Google and Microsoft email providers. Regulatory disclosure fields for California, Virginia, and Utah state laws are embedded directly in deal records.
The business model is recurring SaaS subscription with billing governed by a "SaaS Agreement," supplemented by ancillary charges (a $50 decline fee, $100 reconnect charge, $50 late fee, and a $400 minimum for custom reports). Pricing is not publicly disclosed; the company relies on a demo-driven direct sales motion via its website. It is bootstrapped with no disclosed venture or institutional funding, operates exclusively in the United States, and has accumulated 10+ years of domain operating history alongside 100+ customers who contributed feedback to the v2 build.
MCA Suite firmographics
Firmographics- Name
- MCA Suite
- Legal name
- Five Components, Inc.
- Website
- https://mcasuite.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Short description
- MCA Suite is a cloud-based, subscription SaaS CRM purpose-built for the US merchant cash advance industry, serving MCA brokers/ISOs and funders with deal tracking, submission, syndication, commission administration, payment gateway integration, and regulatory disclosure tools.
- Ownership category
- akta.pro rank
MCA Suite industry classification
Industry- Product category
- Merchant Cash Advance CRM Software
- NAICS
- Software Publishers (513210)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Customer Service/Support CRM & Contact Center Platforms (BPAFAFAK)
- akta.pro secondary industries
- Cloud Compliance, Audit & Continuous Controls Monitoring (CCM/GRC) (HDABAHAI), iBPMS (Intelligent BPM Suites) & Process Automation Suites (HDAEAHAG)
Keywords
Where MCA Suite is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Markets served
MCA Suite business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations
Revenue model
- SaaS Subscription: MCA Suite operates as a subscription-based SaaS CRM. The Terms of Service reference a specific 'SaaS Agreement' governing fees, billing, and payment. Pricing is not publicly disclosed and is likely quote-based for enterprise accounts.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | SaaS subscription pricing - not publicly disclosed |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
MCA Suite product offering
Product offeringCore offering
MCA Suite is a cloud-based CRM platform purpose-built for the merchant cash advance industry, serving brokers/ISOs and funders. It manages the full deal lifecycle from leads and underwriting through funding, syndication, and collection, including lead management, submission tracking, commission administration, document management, investor/merchant portals, and ACH payment gateway integrations. The platform also exposes REST APIs (v1 and v2) and webhooks for third-party integration.
Product overview
MCA Suite is a unified CRM platform for the merchant cash advance (MCA) industry, serving brokers, ISOs (Independent Sales Organizations), and funders. The core MCA Suite platform integrates deal tracking, lead management, submission tracking, commission tracking, deal syndication, document management, and reporting/analytics into a single system. The platform supports role-based portals for merchants, investors, and brokers, along with integrated payment gateway connections (ACHWorks, USAePay, Actum) and REST APIs (V1 and V2) for third-party integrations. Version 2 (released May 2024) adds direct email provider integration and modernized open APIs.
Differentiator
Problem solved
Functional benefit
Products and services
- MCA Suite CRM Cloud-based CRM platform purpose-built for the merchant cash advance industry, serving brokers, ISOs, and funders with full lifecycle deal management from leads through collection, including deal tracking, lead management, submission tracking, commission tracking, deal syndication, document management, reporting, and role-based portals.
- MCA Suite REST API (v1 and v2) HTTP RESTful API product enabling third-party integration with MCA Suite for contacts, deals, transactions, deal tracking, syndication, notes, and ACHWorks billing schedule management. V2 endpoints support deal notes, contact search/status, deal balances, syndication, transactions, and ACHWorks schedules, with rate limits of 5 calls/second and 60 calls/minute.
Companies that use MCA Suite
Customer profileSegments3 records
Ideal customer profiles2 records
MCA Suite technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration10 records
Feature12 records
MCA Suite partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core.
- ACHWorkscoreACHWorks is a payment gateway integrated with MCA Suite for automated payment tracking. MCA Suite sends transactions to ACHWorks daily at 6pm Eastern and receives payment updates twice daily. Supports recurring billing schedules, one-time payments, and automated fee collection from returns.
- USAePaycoreUSAePay payment gateway integration allowing MCA Suite users to initiate daily debits. MCA Suite pushes customer and billing schedule information to USAePay via the gateway. Nightly batch retrieves transaction status updates at 9pm Eastern.
- GooglecoreEmail provider integration in MCA Suite version 2, enabling direct email functionality within the CRM platform.
- MicrosoftcoreEmail provider integration in MCA Suite version 2 with Microsoft, enabling direct email functionality within the CRM platform alongside Google integration.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
MCA Suite competitors and assessment
Company assessmentDirect peers
- MeridianLink: MeridianLink provides a lending platform and CRM-like operations suite for consumer and small-business lenders, including MCA funders, ISOs, and brokers. It overlaps directly with MCA Suite in deal tracking, submissions, syndication, and decisioning workflows targeting the MCA ecosystem.
- Abrigo: Abrigo offers CRM, loan origination, and compliance software to community banks and alternative lenders, covering workflows from application through booking and monitoring. Its lending-CRM and compliance modules compete for the same MCA broker/funder buyer as MCA Suite.
- nCino: nCino delivers a cloud banking platform with CRM, loan origination, and onboarding for commercial and small-business lenders. It competes with MCA Suite at MCA-adjacent funders that need deal, syndication, and commission workflows on a unified platform.
- Turnkey Lender: Turnkey Lender is a SaaS lending platform with CRM-style borrower management, underwriting, and collections for SMB and alternative lenders. It is comparable to MCA Suite in automating the end-to-end merchant lending lifecycle for non-bank funders.
- LoanPro: LoanPro offers cloud lending software for non-prime and alternative lenders, including ACH-driven servicing, commissions, and portfolio reporting. It competes with MCA Suite for MCA funders needing ACH payments, deal accounting, and investor accounting on one platform.
- DealCloud (Intapp): DealCloud provides a CRM purpose-built for financial services including lending, capital markets, and alternative-finance firms. Its deal pipeline, syndication, and investor-management capabilities overlap with MCA Suite's core modules at MCA funders and brokers.
Broad incumbents
- Temenos: Temenos supplies core banking and lending software to banks and large alternative lenders, including origination, servicing, and collections. It is comparable to MCA Suite at the upper end of MCA funders that may prefer buying from a tier-one banking vendor.
- HubSpot CRM: HubSpot provides a popular horizontal CRM with sales pipeline and marketing automation, often used by smaller MCA brokers as a cheaper alternative to vertical software. It competes with MCA Suite for the entry-level broker segment.
- Pipedrive: Pipedrive is a horizontal sales CRM focused on pipeline management. It is commonly adopted by smaller MCA brokers and ISOs that want basic deal tracking without the MCA-specific features of MCA Suite.
- Salesforce Financial Services Cloud: Salesforce is the dominant horizontal CRM with a Financial Services Cloud vertical edition for banking and lending. It competes with MCA Suite at MCA funders/brokers that prefer a configurable generalist platform they can extend themselves.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
MCA Suite social profiles
Digital presenceMCA Suite compliance and trust
Trust signalCompliance2 records
MCA Suite financial estimates
Financial estimateRevenue estimate
Valuation estimate
MCA Suite leadership team
Management profileNumber of profiles
MCA Suite funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
MCA Suite M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about MCA Suite
What does MCA Suite do?
MCA Suite is a cloud-based CRM platform purpose-built for the merchant cash advance industry, serving brokers/ISOs and funders. It manages the full deal lifecycle from leads and underwriting through funding, syndication, and collection, including lead management, submission tracking, commission administration, document management, investor/merchant portals, and ACH payment gateway integrations. The platform also exposes REST APIs (v1 and v2) and webhooks for third-party integration.
Is MCA Suite a public or private company?
MCA Suite is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was MCA Suite founded?
MCA Suite was founded in 2014.
Where is MCA Suite based?
MCA Suite is headquartered in New York, United States, in the North America region.
How does MCA Suite make money?
One revenue line is on record: saaS Subscription.
Who are MCA Suite's main competitors?
Direct peers on record are MeridianLink, Abrigo, nCino, Turnkey Lender, LoanPro and DealCloud (Intapp). Broad incumbents are Temenos, HubSpot CRM, Pipedrive and Salesforce Financial Services Cloud.
Does MCA Suite have an API?
Yes. MCA Suite offers both V1 and V2 REST APIs. V1 endpoints include: addContact, addDeal, addTransaction, addMultipleTransactions, trackDeal. V2 endpoints include: deal/addNote, deal/addNotes (bulk), contact/addNote, contact/search, contact/updateStatus, deal/getBalances, syndication/add, transaction/getTransactionsByDeal, transaction/list, achworks endpoints (addSchedule, editSchedule, stopSchedule, startSchedule, deleteSchedule, listSchedules, getTransactions). Authentication uses X_MCASUITE_APP_ID and X_MCASUITE_APP_TOKEN header parameters. V2 rate limits: 5 calls per second, 60 calls per minute. Also offers Zapier private integration for Add Contacts API. Developer documentation is at support.mcasuite.com/support/solutions/6000139465.
What industry is MCA Suite in?
MCA Suite's product category is Merchant Cash Advance CRM Software. Its primary akta.pro industry code is BPAFAFAK, Customer Service/Support CRM & Contact Center Platforms, with a secondary code of HDABAHAI, Cloud Compliance, Audit & Continuous Controls Monitoring (CCM/GRC). Its NAICS code is 513210 and its SIC code is 7372.