Ingle International
Ingle International is a Toronto-based insurance brokerage founded in 1946 that distributes travel, visitor, student, expatriate, life, and critical illness insurance globally on behalf of multiple insurers, earning commission and profit-share revenue. It serves individual consumers and small groups across Canada, the US, Mexico, the UK, and Australia.
- Company typePrivate
- Founded1946
- HeadquartersToronto, Canada
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Ingle International does
Ingle International (legal entity Ingle Travel & Health Insurance Services Inc.) is a Toronto-based, privately held insurance brokerage founded in 1946, specializing in travel, health, life, and critical illness insurance for Canadians, visitors to Canada, international students, expatriates, sport participants, and high-risk individuals. The company operates as a licensed broker representing multiple global insurers including The Empire Life Insurance Company (for CI Protect Plus and Term Life products), TUGO (visitor insurance), and IMG (multi-country travel), earning revenue primarily through commission on policy arrangement, service, and renewal, with additional profit-share arrangements tied to portfolio performance. Distribution occurs across licensed insurance agents, direct online purchase, and partner platforms, with the company serving customers across Canada, the United States, Mexico, the United Kingdom, and Australia.
Underpinning the brokerage is an integrated ecosystem of wholly-owned subsidiaries: AF24 (24/7 medical and travel assistance), 2StudyGroup (student insurance network), Travel Navigator (mobile-first duty-of-care), Near Threat (AI-powered threat intelligence), Ingle Health (international student health insurance), and Novus Health (health navigation). This structure lets Ingle bundle core insurance products with assistance, legal, telemedicine, and real-time safety services. The company is privately held with no identified venture or private equity funding, no publicly disclosed revenue, and a listed headcount of 1-10 employees, suggesting a lean core team supported by an extended subsidiary and partner network.
Ingle International firmographics
Firmographics- Name
- Ingle International
- Legal name
- Ingle Travel & Health Insurance Services Inc.
- Website
- https://ingleinternational.com
- Company type
- Private
- Founded year
- 1946
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Ingle International is a Toronto-based insurance brokerage founded in 1946 that distributes travel, visitor, student, expatriate, life, and critical illness insurance globally on behalf of multiple insurers, earning commission and profit-share revenue. It serves individual consumers and small groups across Canada, the US, Mexico, the UK, and Australia.
- Ownership category
- akta.pro rank
Ingle International industry classification
Industry- Product category
- Travel Insurance
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321), Life Insurance (6311)
- akta.pro primary industry
- Partner/Channel Enablement Portals for Insurers & Distributors (White-Label, Affiliate) (THALALAN)
- akta.pro secondary industries
- International/Expatriate Individual Health Insurance (FSAIAEAH), Adventure Sports & High-Risk Activity Travel/Accident Insurance (FSAJAJAL), International/Expat Critical Illness & Hospital Indemnity (FSAIAKAJ)
Keywords
Where Ingle International is headquartered
LocationHeadquarters
- HQ city
- Toronto
- HQ country
- Canada
- HQ region
- North America
Offices1 record
Markets served
Ingle International business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure
Revenue model
- Insurance Commission: Ingle International is remunerated by commission for the arrangement, service, and renewal of insurance policies on behalf of customers. The company represents insurers worldwide and earns commissions from these partnerships.
- Profit Share: Ingle may receive profit share payments from some insurers if Ingle achieves performance targets across their product portfolio.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | CI Protect Plus - Critical Illness Insurance coverage from $25,000 to $2,000,000 |
| Subscription | Annual | Simplified Term 20 Life Insurance - Coverage from $50,000 to $1,000,000 |
| Subscription | Annual | Solutions Series Term 25 Life Insurance - Coverage from $10,000 to $20,000,000 |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Ingle International product offering
Product offeringCore offering
Ingle International is a licensed insurance broker that arranges and services travel, visitor, super visa, international student, expatriate, sport, high-risk, life, and critical illness insurance on behalf of multiple global insurers. The company distributes products through licensed agents, direct online channels, and partner platforms, and is supported by an in-house ecosystem of assistance, Duty of Care, and health-navigation subsidiaries.
Product overview
Ingle International offers a comprehensive portfolio of insurance products designed for travelers, visitors, snowbirds, students, and expatriates worldwide. The company operates as a licensed insurance broker representing multiple insurers globally. The core product lineup includes Travel Insurance, Visitor Emergency Medical Insurance, Super Visa Insurance, International Student Insurance, Expatriate Insurance, Sport Insurance, High Risk Insurance, Life Insurance, and Critical Illness Insurance. Life and critical illness products are offered through sub-brands including Simplified Term life insurance (10 and 20 year terms) and Solutions Series® Term life insurance (15, 25, and 30 year terms), as well as the CI Protect Plus® critical illness product underwritten by Empire Life. The company also provides access to complementary services through affiliated companies including AF24 (24/7 medical assistance), Travel Navigator (Duty of Care mobile solution), 2StudyGroup (student insurance network), Near Threat (AI threat intelligence), Ingle Health, and Novus Health. A 2026 Soccer Tournament-specific product offers multi-country coverage across the three host nations (Canada, US, and Mexico).
Differentiator
Problem solved
Functional benefit
Products and services
- Travel Insurance
- Visitor Emergency Medical Insurance
- Super Visa Insurance
- International Student Insurance
- Expatriate Insurance
- Sport Insurance
- High Risk Insurance
- Other Insurance (including Car Insurance in Mexico)
- CI Protect Plus® Critical Illness Insurance
- Simplified Term 20 Life Insurance
- Simplified Term 10 Life Insurance
- Solutions Series® Term 25 Life Insurance
- Solutions Series® Term 15 Life Insurance
- Solutions Series® Term 30 Life Insurance
- 2026 Soccer Tournament Travel Coverage
Companies that use Ingle International
Customer profileSegments7 records
Ideal customer profiles5 records
Ingle International technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Ingle International partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core and minor.
- AF24coreAF24 is an associated company providing 24/7 Medical and Travel Assistance with global emergency response and Duty of Care services. AF24 provides multilingual assistance professionals working closely with global companies to provide member support.
- 2StudyGroupcore2StudyGroup is an associated company providing essential health and travel insurance for students studying abroad, made up of insure2study.com, stayHealthy2study.com and payments2study.com. Includes mental health support, travel security, risk management and legal assistance.
- Travel NavigatorcoreTravel Navigator is a mobile-first Duty of Care solution that provides information and support to travellers, keeping them healthy and safe along the way.
- Ingle HealthcoreIngle Health delivers travel and student health insurance around the globe, known for providing customized options and solutions for international students for optimal coverage at the best price.
- Novus HealthminorNovus Health is a leader in health navigation, delivering personalized support, reputable information and health-related services using technology to help individuals make informed health decisions.
- The Empire Life Insurance CompanycoreEmpire Life is the insurer for Critical Illness (CI Protect Plus) and Life Insurance (Simplified Term and Solutions Series) products offered through Ingle International.
- TUGOminorTUGO is a partner platform for selling Visitors insurance products to Canada.
- IMG (International Medical Group)minorIMG is a partner for multi-country itinerary travel insurance products, including Patriot Platinum Travel Worldwide Medical Insurance.
- iO2 Insurance Group Pty LtdminoriO2 Insurance Group Pty Ltd is an Australian entity associated with Ingle International (ABN: 30 613 722 704).
Scale indicators2 records
Recent moves5 records
Expansion highlights5 records
Ingle International competitors and assessment
Company assessmentDirect peers
- TUGO: Canadian travel and visitor insurance provider that is both a partner platform for Ingle (selling visitors insurance) and a direct competitor in the Canadian outbound travel and inbound visitor insurance markets.
- Cowan Insurance Group: Canadian commercial and personal insurance brokerage with travel and specialty lines; comparable Canadian distribution model and customer segments to Ingle International.
- APRIL International: International health and travel insurance provider specializing in expatriate, student, and cross-border coverage; directly comparable to Ingle's expatriate and international student insurance products.
- World Nomads: Online-first travel insurance provider targeting adventure and long-tail international travelers — a segment that overlaps directly with Ingle's sport, high-risk, and expatriate insurance offerings.
- Seven Corners: US-based international travel medical insurance carrier serving expatriates, students, and multi-country travelers; comparable customer base and product overlap with Ingle's expatriate and student segments.
- International Medical Group (IMG): Global travel medical insurance carrier and Ingle's partner for multi-country Patriot Platinum plans; competes directly with Ingle for international travel, expatriate, and student medical insurance placements.
Broad incumbents
- Manulife: Major Canadian insurer offering travel, life, and critical illness insurance directly and through advisors — overlaps with Ingle's life, CI, and travel insurance distribution in Canada.
- Allianz Travel Insurance: Global incumbent travel insurance carrier with broad product portfolio and direct-to-consumer digital distribution; competes with Ingle across standard travel, multi-trip, and expatriate segments.
- AIG Travel: Global incumbent with travel medical and trip protection products distributed directly and through partners; competes with Ingle in multi-country and high-coverage-limit travel segments.
Emerging players
- Global Rescue: Travel risk and emergency assistance provider whose Duty of Care and medical evacuation services overlap with Ingle's AF24 subsidiary and Travel Navigator offerings.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Ingle International social profiles
Digital presenceIngle International financial estimates
Financial estimateRevenue estimate
Valuation estimate
Ingle International leadership team
Management profileNumber of profiles
Ingle International subsidiaries and ownership
Company hierarchySubsidiaries6 records
Ingle International funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Ingle International M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Ingle International
What does Ingle International do?
Ingle International is a licensed insurance broker that arranges and services travel, visitor, super visa, international student, expatriate, sport, high-risk, life, and critical illness insurance on behalf of multiple global insurers. The company distributes products through licensed agents, direct online channels, and partner platforms, and is supported by an in-house ecosystem of assistance, Duty of Care, and health-navigation subsidiaries.
Is Ingle International a public or private company?
Ingle International is a private company. It is classified as unknown and is currently operating.
When was Ingle International founded?
Ingle International was founded in 1946. It employs 1 to 10 people.
Where is Ingle International based?
Ingle International is headquartered in Toronto, Canada, in the North America region.
How does Ingle International make money?
Two revenue lines are on record. Insurance Commission is the primary driver. The others are profit Share.
Who are Ingle International's main competitors?
Direct peers on record are TUGO, Cowan Insurance Group, APRIL International, World Nomads, Seven Corners and International Medical Group (IMG). Broad incumbents are Manulife, Allianz Travel Insurance and AIG Travel. Global Rescue is listed as an emerging player.
Does Ingle International have an API?
No public API is recorded for Ingle International.
What industry is Ingle International in?
Ingle International's product category is Travel Insurance. Its primary akta.pro industry code is THALALAN, Partner/Channel Enablement Portals for Insurers & Distributors (White-Label, Affiliate), with a secondary code of FSAIAEAH, International/Expatriate Individual Health Insurance. Its NAICS code is 5242 and its SIC code is 6411.