Ingle International

What Ingle International does

Ingle International (legal entity Ingle Travel & Health Insurance Services Inc.) is a Toronto-based, privately held insurance brokerage founded in 1946, specializing in travel, health, life, and critical illness insurance for Canadians, visitors to Canada, international students, expatriates, sport participants, and high-risk individuals. The company operates as a licensed broker representing multiple global insurers including The Empire Life Insurance Company (for CI Protect Plus and Term Life products), TUGO (visitor insurance), and IMG (multi-country travel), earning revenue primarily through commission on policy arrangement, service, and renewal, with additional profit-share arrangements tied to portfolio performance. Distribution occurs across licensed insurance agents, direct online purchase, and partner platforms, with the company serving customers across Canada, the United States, Mexico, the United Kingdom, and Australia.

Underpinning the brokerage is an integrated ecosystem of wholly-owned subsidiaries: AF24 (24/7 medical and travel assistance), 2StudyGroup (student insurance network), Travel Navigator (mobile-first duty-of-care), Near Threat (AI-powered threat intelligence), Ingle Health (international student health insurance), and Novus Health (health navigation). This structure lets Ingle bundle core insurance products with assistance, legal, telemedicine, and real-time safety services. The company is privately held with no identified venture or private equity funding, no publicly disclosed revenue, and a listed headcount of 1-10 employees, suggesting a lean core team supported by an extended subsidiary and partner network.

Name

Ingle International

Legal name

Ingle Travel & Health Insurance Services Inc.

Website

https://ingleinternational.com

Company type

Private

Founded year

1946

Operating status

Operating

Headcount range

1–10 employees

Short description

Ingle International is a Toronto-based insurance brokerage founded in 1946 that distributes travel, visitor, student, expatriate, life, and critical illness insurance globally on behalf of multiple insurers, earning commission and profit-share revenue. It serves individual consumers and small groups across Canada, the US, Mexico, the UK, and Australia.

Ownership category

akta.pro rank

Product category

Travel Insurance

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321), Life Insurance (6311)

akta.pro primary industry

Partner/Channel Enablement Portals for Insurers & Distributors (White-Label, Affiliate) (THALALAN)

akta.pro secondary industries

International/Expatriate Individual Health Insurance (FSAIAEAH), Adventure Sports & High-Risk Activity Travel/Accident Insurance (FSAJAJAL), International/Expat Critical Illness & Hospital Indemnity (FSAIAKAJ)

Keywords

• Travel insurance brokerage
• Visitor medical insurance
• International student insurance
• Expatriate health coverage
• Super visa insurance

Headquarters

HQ city

Toronto

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission: Ingle International is remunerated by commission for the arrangement, service, and renewal of insurance policies on behalf of customers. The company represents insurers worldwide and earns commissions from these partnerships.
2. Profit Share: Ingle may receive profit share payments from some insurers if Ingle achieves performance targets across their product portfolio.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Ingle International is a licensed insurance broker that arranges and services travel, visitor, super visa, international student, expatriate, sport, high-risk, life, and critical illness insurance on behalf of multiple global insurers. The company distributes products through licensed agents, direct online channels, and partner platforms, and is supported by an in-house ecosystem of assistance, Duty of Care, and health-navigation subsidiaries.

Product overview

Ingle International offers a comprehensive portfolio of insurance products designed for travelers, visitors, snowbirds, students, and expatriates worldwide. The company operates as a licensed insurance broker representing multiple insurers globally. The core product lineup includes Travel Insurance, Visitor Emergency Medical Insurance, Super Visa Insurance, International Student Insurance, Expatriate Insurance, Sport Insurance, High Risk Insurance, Life Insurance, and Critical Illness Insurance. Life and critical illness products are offered through sub-brands including Simplified Term life insurance (10 and 20 year terms) and Solutions Series® Term life insurance (15, 25, and 30 year terms), as well as the CI Protect Plus® critical illness product underwritten by Empire Life. The company also provides access to complementary services through affiliated companies including AF24 (24/7 medical assistance), Travel Navigator (Duty of Care mobile solution), 2StudyGroup (student insurance network), Near Threat (AI threat intelligence), Ingle Health, and Novus Health. A 2026 Soccer Tournament-specific product offers multi-country coverage across the three host nations (Canada, US, and Mexico).

Differentiator

Problem solved

Functional benefit

Products and services

• Travel Insurance
• Visitor Emergency Medical Insurance
• Super Visa Insurance
• International Student Insurance
• Expatriate Insurance
• Sport Insurance
• High Risk Insurance
• Other Insurance (including Car Insurance in Mexico)
• CI Protect Plus® Critical Illness Insurance
• Simplified Term 20 Life Insurance
• Simplified Term 10 Life Insurance
• Solutions Series® Term 25 Life Insurance
• Solutions Series® Term 15 Life Insurance
• Solutions Series® Term 30 Life Insurance
• 2026 Soccer Tournament Travel Coverage

Segments7 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Nine partnerships are on record, tiered core and minor.

• AF24coreStrategic or Co-development PartnerAF24 is an associated company providing 24/7 Medical and Travel Assistance with global emergency response and Duty of Care services. AF24 provides multilingual assistance professionals working closely with global companies to provide member support.
• 2StudyGroupcoreStrategic or Co-development Partner2StudyGroup is an associated company providing essential health and travel insurance for students studying abroad, made up of insure2study.com, stayHealthy2study.com and payments2study.com. Includes mental health support, travel security, risk management and legal assistance.
• Travel NavigatorcoreStrategic or Co-development PartnerTravel Navigator is a mobile-first Duty of Care solution that provides information and support to travellers, keeping them healthy and safe along the way.
• Ingle HealthcoreStrategic or Co-development PartnerIngle Health delivers travel and student health insurance around the globe, known for providing customized options and solutions for international students for optimal coverage at the best price.
• Novus HealthminorStrategic or Co-development PartnerNovus Health is a leader in health navigation, delivering personalized support, reputable information and health-related services using technology to help individuals make informed health decisions.
• The Empire Life Insurance CompanycoreChannel Partner/ Reseller/ DistributorEmpire Life is the insurer for Critical Illness (CI Protect Plus) and Life Insurance (Simplified Term and Solutions Series) products offered through Ingle International.
• TUGOminorChannel Partner/ Reseller/ DistributorTUGO is a partner platform for selling Visitors insurance products to Canada.
• IMG (International Medical Group)minorChannel Partner/ Reseller/ DistributorIMG is a partner for multi-country itinerary travel insurance products, including Patriot Platinum Travel Worldwide Medical Insurance.
• iO2 Insurance Group Pty LtdminorChannel Partner/ Reseller/ DistributoriO2 Insurance Group Pty Ltd is an Australian entity associated with Ingle International (ABN: 30 613 722 704).

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• TUGO: Canadian travel and visitor insurance provider that is both a partner platform for Ingle (selling visitors insurance) and a direct competitor in the Canadian outbound travel and inbound visitor insurance markets.
• Cowan Insurance Group: Canadian commercial and personal insurance brokerage with travel and specialty lines; comparable Canadian distribution model and customer segments to Ingle International.
• APRIL International: International health and travel insurance provider specializing in expatriate, student, and cross-border coverage; directly comparable to Ingle's expatriate and international student insurance products.
• World Nomads: Online-first travel insurance provider targeting adventure and long-tail international travelers — a segment that overlaps directly with Ingle's sport, high-risk, and expatriate insurance offerings.
• Seven Corners: US-based international travel medical insurance carrier serving expatriates, students, and multi-country travelers; comparable customer base and product overlap with Ingle's expatriate and student segments.
• International Medical Group (IMG): Global travel medical insurance carrier and Ingle's partner for multi-country Patriot Platinum plans; competes directly with Ingle for international travel, expatriate, and student medical insurance placements.

Broad incumbents

• Manulife: Major Canadian insurer offering travel, life, and critical illness insurance directly and through advisors — overlaps with Ingle's life, CI, and travel insurance distribution in Canada.
• Allianz Travel Insurance: Global incumbent travel insurance carrier with broad product portfolio and direct-to-consumer digital distribution; competes with Ingle across standard travel, multi-trip, and expatriate segments.
• AIG Travel: Global incumbent with travel medical and trip protection products distributed directly and through partners; competes with Ingle in multi-country and high-coverage-limit travel segments.

Emerging players

• Global Rescue: Travel risk and emergency assistance provider whose Duty of Care and medical evacuation services overlap with Ingle's AF24 subsidiary and Travel Navigator offerings.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/ingletravel
• Facebookfacebook.com/ingleinternational
• LinkedInlinkedin.com/company/1374216
• Instagraminstagram.com/ingleinternational/?igshid=YmMyMTA2M2Y%3D

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ingle International