Mac Insurance Services

Name

Mac Insurance Services

Legal name

Mac Insurance Services, LLC

Website

https://macinsurance.net

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Headquarters

HQ city

Jamesville

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Commission Revenue: As an independent insurance agency, Mac Insurance Services earns commissions from insurance carriers when customers purchase policies through their agency. They represent multiple top carriers and provide comparative quotes to match customers with the best coverage at competitive prices.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Mac Insurance Services is an independent insurance agency that sells personal, business, and life insurance products on behalf of 20+ contracted insurance carriers. The agency provides free comparative quotes and bundles coverage across carriers for auto, home, renters, motorcycle, boat, ATV, business owners package, commercial auto, workers' compensation, cyber liability, and individual life insurance products. Agents in Jamesville, NY, also support policy servicing, claims advocacy, and ongoing coverage reviews for customers in six Northeastern states.

Product overview

Mac Insurance Services is an independent insurance agency offering a comprehensive portfolio of insurance products through multiple carrier partnerships. The company provides three primary product lines: Personal Insurance (including Auto, Homeowners, Renters, Motorcycle, Boat & Marine, and specialty coverages like Collector Car, High Net Worth, and Pet Insurance), Business Insurance (including Business Owners Package, Commercial Auto, Commercial Property, General Liability, Workers' Compensation, and specialized coverages like Cyber Liability, Restaurant & Bar, and Technology Insurance), and Life Insurance (including Individual Life with Term/Universal/Whole options, Final Expense, and Mortgage Protection). As an independent agency, Mac Insurance Services contracts with multiple top carriers to provide comparative quotes and customized coverage solutions.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Required auto coverage providing protection against financial risk from accidents, including deductible options, rented vehicle access, third-party damages, and uninsured/underinsured driver coverage for individual drivers and families.
• Homeowners Insurance Protection for homes covering personal possessions replacement, vandalism, theft, accommodations during unlivability, and liability for injuries on property for homeowners in the Northeast.
• Renters Insurance Coverage protecting renters' valuable possessions against storm, fire, wind, rain, snow damage, and burglary, including liability coverage for damage caused to rentals and guest medical protection.
• Motorcycle Insurance Protection for motorcycles including property damage, collision/comprehensive damages, medical bills, bodily injury coverage, and protection against uninsured/underinsured drivers or hit-and-runs.
• Boat & Marine Insurance Coverage for boats and watercraft including Agreed Hull Value, Actual Cash Value, and liability insurance with add-on options for emergency towing, fishing gear, and personal assets.
• ATV Insurance Coverage for All-Terrain Vehicles including comprehensive protection against theft, fire, flood; collision coverage for accidents; bodily injury coverage for third parties; and uninsured/underinsured motorist protection.
• Collector Car Insurance Specialized coverage for classic, vintage, or antique vehicles paying agreed value, covering replacement parts, and providing protection at shows, exhibitions, and pleasure driving.
• Condominium Insurance Coverage for condo owners protecting interior from walls-in including drywall, appliances, personal possessions, and liability for injuries to guests or visitors in private areas.
• Earthquake Insurance Separate policy protecting against earthquake damage not covered by standard homeowner insurance, including coverage for accommodations during repairs or new home construction after total loss.
• Flood Insurance Coverage for homes and property against flood damage not covered by standard homeowners insurance, required by lenders in high-risk flood zones but available for all areas.
• High Net Worth Coverage Customized insurance plans for high-net-worth individuals covering multiple homes, properties, valuable animals, works of art, private collections, identity theft, and kidnapping/ransom protection.
• Mobile (Manufactured) Home Insurance Coverage for manufactured homes protecting against fire, storm damage, theft, vandalism, accidental damage, personal property, and liability for injuries to guests or visitors.
• Motor Home / RV Insurance Protection for motorhomes and RVs covering medical payments, bodily injury, collision damage, comprehensive damage, towing, rental car costs, and property damage customized to replacement cost and liability needs.
• Personal Umbrella Insurance Extra layer of security providing coverage above auto, boat, ATV, homeowners, and other asset protection policies, protecting against serious injury claims and lawsuits exceeding standard policy limits.
• Personal Watercraft Insurance Coverage for WaveRunners, Jet Skis, Sea-Doos, and personal watercraft protecting against accidents, liability, vandalism, theft, bodily injury, and injury from uninsured watercraft operators.
• Pet Insurance Coverage for cats and dogs covering accidents, illnesses, hereditary conditions, congenital conditions, chronic conditions, cancers, and diagnostic costs including X-rays, blood tests, ultrasounds, and surgeries.
• Rental Property Insurance Landlord insurance protecting rental property investments against storms, fire, lightning, vandalism, hail damage, and making properties uninhabitable, with options for earthquake and flood coverage.
• Snowmobile Insurance Coverage for snowmobiles including bodily injury, property damage, collisions, comprehensive damage for theft/vandalism/fires, and uninsured/underinsured rider protection, with customizable policies for multiple vehicles and drivers.
• Travel Insurance Coverage for international travelers including trip cancellation, emergency medical care, medical transportation, trip delay protection, baggage replacement, rental car insurance, and travel assistance services.
• Valuable Items Insurance Scheduled property coverage for valuable collections including jewelry, art, baseball cards, glass, antiques, and figurines not adequately covered under standard homeowners policies, with named-item replacement value.
• Business Owners Package Insurance A combination policy (BOP) bundling property and general liability coverage for small businesses, designed for affordability and simplicity, with wider scope and higher limits for larger or more complex operations.
• Commercial Auto Insurance Coverage for businesses against financial loss from claims involving employee-caused accidents, covering property damage, medical expenses, and other damages for single vehicles or large fleets.
• Commercial Property Insurance Insurance helping businesses pay to repair or replace valuable assets including structures, fixtures, furniture, inventory, supplies, equipment, signage, and fencing against storms, fires, natural disasters, theft, or vandalism.
• General Liability Insurance Protection from claims arising from business operations including bodily injury, property damage, damage to rented premises, medical payments, advertising errors, and harm to reputation.
• Workers' Compensation Insurance State-mandated insurance providing medical treatment and partial wage reimbursement for workers injured on the job, protecting employers against civil lawsuits from injured workers.
• Cyber Liability Insurance Insurance protecting businesses against losses from cyber incidents, data breaches, and technology-related risks.
• Builders' Risk Insurance Coverage protecting contractors, homebuilders, and property owners for materials and structures under construction against weather, fire, theft, vandals, lightning, and other hazards.
• Business Interruption Insurance Protection helping businesses survive disasters by paying lost revenue during shutdown periods when repairs are being made due to storms, floods, fires, or other unexpected events.
• Cargo Insurance Coverage for shipping companies protecting freight against damage, loss, and theft during land, sea, or air transport, including open cover, specific cargo, contingency, all risk, and warehouse-to-warehouse options.
• Commercial Earthquake Insurance Separate policy or endorsement protecting businesses against structural and property damage from earthquakes excluded from standard commercial insurance policies.
• Commercial Trucking Insurance Custom policies for trucking operations covering tractors, pickups, tow trucks, box trucks, dump trucks, and vans with options for cargo coverage, liability, rental reimbursement, and trailer interchange.
• Commercial Umbrella Insurance Extra protection providing $1 million to $5 million or more in coverage for serious accidents and large settlements that could be catastrophic to business operations.
• Contractor's General Liability Insurance Stand-alone general liability coverage for contractors protecting business assets, ensuring business survival against lawsuits, and providing security for employees without requiring a full BOP.
• Individual Life Insurance Life insurance products helping secure family financial futures including Term Life (low-cost maximum coverage for limited years), Universal Life (flexible premiums with savings element), and Whole Life (permanent protection with cash value buildup).
• Final Expense Insurance Insurance designed to protect loved ones from unexpected financial burdens at death, covering average funeral costs exceeding $8,000 including death certificates, memorial, casket, headstone, burial plot, and associated expenses.
• Mortgage Protection Insurance Protection ensuring mortgage coverage if a breadwinner dies or becomes disabled before the mortgage is paid off, with policies paying death benefit as lump sum or for ongoing monthly payments.

Quantifiable outcome

• 30+ years in business since 1996 serving the Northeast insurance market.
• +1 more outcomes

Named customers2 records

Segments3 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

21 partnerships are on record, tiered core and minor.

• Adirondack Insurance ExchangecoreChannel Partner/ Reseller/ DistributorRegional insurance carrier based in Buffalo, NY that Mac Insurance Services represents to provide property and casualty coverage options to customers.
• Allstate InsurancecoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier based in Roanoke, VA that Mac Insurance Services represents for auto, home, and other personal insurance products.
• The Progressive CorporationcoreChannel Partner/ Reseller/ DistributorMajor national auto insurance carrier based in Mayfield Village, OH that Mac Insurance Services represents for commercial and personal auto insurance.
• The Travelers Indemnity CompanycoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier based in Hartford, CT that Mac Insurance Services represents for comprehensive business and personal insurance coverage.
• PrudentialcoreChannel Partner/ Reseller/ DistributorMajor financial services company based in Newark, NJ that Mac Insurance Services represents for life insurance and financial products.
• EquitablecoreChannel Partner/ Reseller/ DistributorFinancial services company based in New York, NY that Mac Insurance Services represents for life insurance and retirement products.
• Banner Life InsurancecoreChannel Partner/ Reseller/ DistributorLife insurance carrier based in Rockville, MD that Mac Insurance Services represents for term and whole life insurance products.
• Bunker Hill Insurance CompanyminorChannel Partner/ Reseller/ DistributorRegional insurance carrier based in Boston, MA that Mac Insurance Services represents for personal property coverage.
• EncompassminorChannel Partner/ Reseller/ DistributorInsurance carrier based in Chicago, IL that Mac Insurance Services represents for personal insurance products.
• Hagerty InsuranceminorChannel Partner/ Reseller/ DistributorSpecialty insurance carrier based in Traverse City, MI that Mac Insurance Services represents for collector and classic vehicle insurance.
• KemperminorChannel Partner/ Reseller/ DistributorInsurance company based in Clinton, IA that Mac Insurance Services represents for auto and property coverage.
• Mountain Valley Indemnity CompanyminorChannel Partner/ Reseller/ DistributorRegional insurance carrier that Mac Insurance Services represents for specialty property coverage.
• NatGen PremierminorChannel Partner/ Reseller/ DistributorInsurance carrier based in Cleveland, OH that Mac Insurance Services represents for various insurance products.
• NFIP - National Flood Insurance ProgramcoreChannel Partner/ Reseller/ DistributorFederal flood insurance program based in Washington, WA that Mac Insurance Services represents to provide flood coverage options to customers.
• New York Central MutualcoreChannel Partner/ Reseller/ DistributorRegional insurance carrier based in Edmeston, NY that Mac Insurance Services represents for auto and home coverage, particularly serving New York customers.
• Openly InsuranceminorChannel Partner/ Reseller/ DistributorInsurance carrier based in Boston, MA that Mac Insurance Services represents for specialty coverage.
• Pilgrim InsuranceminorChannel Partner/ Reseller/ DistributorInsurance carrier based in Boston, MA that Mac Insurance Services represents for various insurance products.
• Plymouth Rock AssuranceminorChannel Partner/ Reseller/ DistributorRegional insurance carrier based in Boston, MA that Mac Insurance Services represents for auto and home coverage.
• RLIminorChannel Partner/ Reseller/ DistributorInsurance carrier based in Peoria, IL that Mac Insurance Services represents for specialty and commercial insurance products.
• William Penn Life InsurancecoreChannel Partner/ Reseller/ DistributorLife insurance carrier based in Garden City, NY that Mac Insurance Services represents for life insurance products serving New York customers.
• Utica National Insurance GroupcoreChannel Partner/ Reseller/ DistributorRegional insurance carrier based in New Hartford, NY that Mac Insurance Services represents for commercial and personal insurance products.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Brightway Insurance: Franchise-model independent insurance agency offering home, auto, and business insurance through multiple carrier relationships. Comparable independent-agency structure with multi-carrier distribution across regional territories.
• World Insurance Associates: Rapidly growing insurance brokerage that acquires independent agencies and offers personal, commercial, and life lines through multiple carriers. Comparable independent-agency roll-up strategy and multi-carrier distribution model.
• Leavitt Group: Network of independently owned insurance agencies across the Western and Midwestern US offering personal, commercial, and life insurance through multiple carriers. Closely comparable independent-agency model with multi-state presence and carrier breadth.
• Goosehead Insurance: Independent insurance agency franchisor offering personal and commercial lines through carrier partnerships, with a focus on comparison-shopping across multiple carriers. Closely aligned multi-carrier agency model with embedded digital tooling.

Broad incumbents

• Erie Insurance Group: Regional property-casualty insurer with a captive agency distribution model concentrated in the Northeast and Mid-Atlantic US. Comparable Northeast geographic focus and agency-led distribution of personal lines coverage.
• Brown & Brown, Inc. Large publicly traded insurance brokerage that aggregates independent agencies and provides multi-line personal and commercial coverage distribution. Comparable as an independent-agency-style distribution model with much greater scale and geographic breadth.
• Marsh McLennan: Global professional services firm including Marsh, the world's largest insurance broker. Comparable in offering multi-carrier brokerage services for personal, commercial, and specialty risks, though operating at global enterprise scale.
• HUB International: Major insurance brokerage that acquires and operates independent agencies across North America, offering personal, commercial, and life insurance through carrier partnerships. Directly comparable agency-consolidation model with multi-state regional operations.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management services firm serving commercial and personal lines clients. Comparable as a multi-line brokerage leveraging carrier relationships, though at vastly larger enterprise scale.

Emerging players

• Lemonade: Direct-to-consumer insurtech offering homeowners, renters, pet, and life insurance through a fully digital, AI-driven platform. Represents the structural D2C competitive threat to traditional independent agencies like Mac Insurance for commodity personal lines.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/MacInsurance
• Instagraminstagram.com/macinsurancellc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mac Insurance Services