DPS - Digital Payment Services
DPS - Digital Payment Services is a Jordan-based fintech founded in 2018 that provides loyalty platforms, POS payment solutions, and premium payment cards to banks and large enterprises across the Middle East.
- Company typePrivate
- Founded2018
- HeadquartersAmman, Jordan
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What DPS - Digital Payment Services does
DPS - Digital Payment Services is a privately held Jordanian fintech founded in 2018 and headquartered in Amman. The company operates a unified financial technology platform serving banks and large enterprises across the Middle East, anchored by two product lines: a Loyalty Solution (Headless Loyalty Engine, TokMob consumer sub-brand, and Gamified Engagement features including challenges, badges, and leaderboards) and a POS Solution (payment devices and remote terminal management powered by Nexgo, with PCI compliance and EMV certification). Complementary offerings include Premium Payment Cards (powered by Giesecke+Devrient in metal, ceramic, wood, and eco-friendly materials), a Global Merchant Redemption Network aggregating local and international merchants, and an E-Voucher/gift card platform connecting businesses with international providers.
The business model blends multiple revenue streams: subscription/recurring licensing for the loyalty engine, hardware sales for POS terminals and premium cards, transaction fees on e-vouchers, marketplace commissions through the merchant redemption network, and professional services for consulting and training. Pricing is not publicly disclosed; all engagements are handled through direct B2B sales with tailored service packages.
The customer base is concentrated in Jordan and spans financial institutions (Ahli Bank, Arab Bank, Jordan Kuwait Bank, Invest Bank, ARBJ), telecommunications (Zain), petroleum (Jordan Petroleum), retail (Tesco), insurance (GIG), media (Leaders), and real estate (AVXAV). Core technology partnerships with G+D and Nexgo underpin the premium card and POS offerings, while payment-processor MEPS extends distribution reach. The company operates with 1-10 employees and has not disclosed funding rounds, revenue, or leadership composition.
DPS - Digital Payment Services firmographics
Firmographics- Name
- DPS - Digital Payment Services
- Legal name
- Digital Payment Services (DPS)
- Website
- https://dps-me.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- DPS - Digital Payment Services is a Jordan-based fintech founded in 2018 that provides loyalty platforms, POS payment solutions, and premium payment cards to banks and large enterprises across the Middle East.
- Ownership category
- akta.pro rank
DPS - Digital Payment Services industry classification
Industry- Product category
- Loyalty & Payment Technology
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)
- SIC
- Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Integrated POS Payments (ISVs & Vertical POS Platforms) (FSAMADAD)
- akta.pro secondary industries
- POS, SoftPOS & In-Person Acceptance Infrastructure (FSAGABAO), EMV Chip, Magstripe & PIN Debit Acceptance (FSAMADAG)
Keywords
Where DPS - Digital Payment Services is headquartered
LocationHeadquarters
- HQ city
- Amman
- HQ country
- Jordan
- HQ region
- Middle East
Offices1 record
Markets served
DPS - Digital Payment Services business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Supply Chain, Marketing or Sales, Operations
Revenue model
- Loyalty Solution Licensing: Advanced loyalty solutions with gamification, hyper-personalization, and engagement features licensed to banks and businesses.
- POS Payment Solutions: State-of-the-art payment devices and terminal management solutions powered by Nexgo technology.
- Premium Payment Cards: Customizable payment cards in premium materials (metal, ceramic, wood, recycled, eco-friendly) powered by G+D technology.
- E-Voucher and Gift Card Platform: Platform connecting businesses with international e-voucher and gift card providers for seamless integration.
- Global Merchant Redemption Network: Local and international merchant network providing vouchers, package coupons, and discounts for banks and large businesses.
- Consulting and Training Services: Industry-leading consultations and training programs for operational efficiency and sustainable growth.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels1 record
DPS - Digital Payment Services product offering
Product offeringCore offering
DPS provides fintech solutions for banks and large businesses, combining a headless loyalty engine with hyper-personalization and gamification, payment infrastructure (POS terminals powered by Nexgo), customizable premium payment cards powered by G+D, a global merchant redemption network, and an e-voucher/gift card platform. Its sub-brand TokMob unifies merchant-led loyalty programs for end customers.
Product overview
DPS (Digital Payment Services) is a Jordanian fintech company founded in 2018 that operates as a unified platform-plus-modules architecture offering two primary product lines: the DPS Loyalty Solution (featuring Headless Loyalty Engine, TokMob, and related loyalty programs) and the DPS POS Solution (powered by Nexgo). The portfolio also includes Premium Payment Cards powered by G+D and Streamlined Payment Solutions. These products work hand-in-hand to provide integrated financial technology, enabling merchants to deploy loyalty programs, process payments, and manage customer engagement through a cohesive ecosystem.
Differentiator
Problem solved
Functional benefit
Brands
- TokMob: A loyalty rewards platform where merchants can reward customers with exclusive offers like vouchers, discounts, or free gifts, and customers can manage all their loyalty programs in one place.
Products and services
- Headless Loyalty Engine Modern headless loyalty solution that integrates with diverse channels and touchpoints, combining gamification, personalized challenges, and unique experiences to foster emotional customer connections. Targeted at banks and large businesses.
- Streamlined Payment Solutions Unified financial technology solution providing integrated payment tools designed to meet the diverse needs of modern businesses, eliminating friction of outdated systems and fragmented processes. Targeted at merchants and enterprises.
- TokMob Loyalty platform connecting merchants and customers, enabling businesses to reward loyal customers with exclusive offers (vouchers, discounts, free gifts) while providing customers a unified platform to manage all loyalty programs.
- Premium Payment Cards Customizable payment cards available in premium materials (metal, ceramic, wood, recycled, eco-friendly options), powered by G+D, offering top-tier security and personalization for brand elevation. Targeted at banks and large enterprises.
- DPS Loyalty Solution Advanced, deeply personalized loyalty solution featuring hyper-personalization, gamified engagement, and rewards for customer interactions beyond transactions to foster brand advocacy. Targeted at banks and large businesses.
- DPS POS Solution Point-of-Sale payment solution powered by Nexgo, delivering state-of-the-art payment devices, advanced solutions, and innovative technologies including PCI-compliant payment applications and EMV chip technology. Targeted at merchants and businesses.
- Global Merchant Redemption Network Wide-range local and international merchant network offering vouchers, package coupons, and discounts across categories such as retail, restaurants, and travel. Designed for banks and large businesses to fuel customer interaction.
- E-Voucher and Gift Card Platform Platform gateway to a diverse world of e-vouchers and gift cards, seamlessly connecting businesses with leading international providers so they can offer gifting and reward options.
- Consulting and Training Services Comprehensive suite of consulting and training services led by seasoned experts, providing tools and strategies to drive operational efficiency and sustainable growth for client businesses.
Quantifiable outcome
- 15% revenue increase with personalization
Companies that use DPS - Digital Payment Services
Customer profileNamed customers11 records
Segments3 records
Ideal customer profiles3 records
DPS - Digital Payment Services technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability1 record
Feature7 records
DPS - Digital Payment Services partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core and minor.
- Giesecke+Devrient (G+D)coreG+D provides the technology powering DPS's premium payment cards. Cards are customizable with premium materials (metal, ceramic, wood, recycled, eco-friendly) and offer top-tier security and personalization capabilities.
- NexgocoreNexgo powers DPS's cutting-edge POS payment solution, providing state-of-the-art payment devices, advanced payment solutions, and innovative technologies for elevating business operations and customer experience.
- Ahli BankminorPartner bank displaying DPS logo on website partners section.
- Arab BankminorPartner bank displaying DPS logo on website partners section.
- Jordan Kuwait BankminorPartner bank displaying DPS logo on website partners section.
- Invest BankminorPartner bank displaying DPS logo on website partners section.
- ARBJminorPartner bank displaying DPS logo on website partners section.
- ZainminorTelecommunications partner displaying DPS logo on website partners section.
- TescominorRetail partner and merchant network participant displaying DPS logo on website partners section.
- GIGminorInsurance partner displaying DPS logo on website partners section.
- Jordan PetroleumminorEnergy sector partner and merchant network participant displaying DPS logo on website partners section.
Scale indicators1 record
Recent moves6 records
Expansion highlights4 records
DPS - Digital Payment Services competitors and assessment
Company assessmentDirect peers
- Talon.One: Berlin-based loyalty and promotion engine API platform serving enterprise brands globally. Directly comparable to DPS's Headless Loyalty Engine in targeting enterprise customers with API-first loyalty infrastructure, though at much larger scale.
- Punchh: Loyalty and engagement platform purpose-built for restaurants and retailers with POS integration. Comparable to DPS's merchant network and POS-integrated loyalty offering, particularly relevant given DPS's Tesco and Jordan Petroleum partnerships.
- Antavo: Enterprise loyalty cloud platform offering gamified, personalized loyalty programs for global brands and retailers. Closely comparable to DPS's gamification, hyper-personalization, and brand-loyalty focus, with a more international customer base.
- Yotpo: Commerce marketing cloud combining loyalty, SMS marketing, reviews, and UGC for brands and retailers. Comparable to DPS's integrated loyalty-plus-engagement offering for enterprise brands, though Yotpo is broader in scope.
Broad incumbents
- Verifone: Global POS hardware and integrated payments provider. Comparable to DPS's Nexgo-powered POS business as a broader incumbent offering payment terminals and terminal management.
- PAX Global: Global POS terminal manufacturer and payment solutions provider. Comparable as an alternative to DPS's Nexgo hardware partner, representing the broader POS hardware ecosystem DPS competes within.
- Network International (Nexi): Leading MENA payment processor and merchant acquirer, now part of Nexi Group. Comparable as a MENA-based payments infrastructure provider competing for the same banks and merchants that DPS serves.
Emerging players
- Foodics: MENA-based restaurant POS and business management platform. Comparable as a regional POS and merchant-engagement play targeting similar Middle Eastern merchant and enterprise segments.
- LoyaltyLion: Loyalty platform focused on e-commerce merchants with API-first integrations. Comparable as a headless, integration-friendly loyalty platform, though LoyaltyLion targets e-commerce SMBs versus DPS's enterprise focus.
Regional players
- Smiles (EM&Co): UAE-based coalition loyalty program and merchant rewards network. Comparable to DPS's Global Merchant Redemption Network model, operating as a multi-bank rewards coalition in the MENA region.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
DPS - Digital Payment Services social profiles
Digital presenceDPS - Digital Payment Services compliance and trust
Trust signalCompliance1 record
DPS - Digital Payment Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
DPS - Digital Payment Services leadership team
Management profileNumber of profiles
DPS - Digital Payment Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
DPS - Digital Payment Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about DPS - Digital Payment Services
What does DPS - Digital Payment Services do?
DPS provides fintech solutions for banks and large businesses, combining a headless loyalty engine with hyper-personalization and gamification, payment infrastructure (POS terminals powered by Nexgo), customizable premium payment cards powered by G+D, a global merchant redemption network, and an e-voucher/gift card platform. Its sub-brand TokMob unifies merchant-led loyalty programs for end customers.
Is DPS - Digital Payment Services a public or private company?
DPS - Digital Payment Services is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was DPS - Digital Payment Services founded?
DPS - Digital Payment Services was founded in 2018. It employs 1 to 10 people.
Where is DPS - Digital Payment Services based?
DPS - Digital Payment Services is headquartered in Amman, Jordan, in the Middle East region.
How does DPS - Digital Payment Services make money?
Six revenue lines are on record. Loyalty Solution Licensing is the primary driver. The others are POS Payment Solutions, premium Payment Cards, E-Voucher and Gift Card Platform, global Merchant Redemption Network and consulting and Training Services.
Who are DPS - Digital Payment Services's main competitors?
Direct peers on record are Talon.One, Punchh, Antavo and Yotpo. Broad incumbents are Verifone, PAX Global and Network International (Nexi). Emerging players are Foodics and LoyaltyLion. Smiles (EM&Co) is listed as a regional player.
Does DPS - Digital Payment Services have an API?
No public API is recorded for DPS - Digital Payment Services.
What industry is DPS - Digital Payment Services in?
DPS - Digital Payment Services's product category is Loyalty & Payment Technology. Its primary akta.pro industry code is FSAMADAD, Integrated POS Payments (ISVs & Vertical POS Platforms), with a secondary code of FSAGABAO, POS, SoftPOS & In-Person Acceptance Infrastructure. Its NAICS code is 5182 and its SIC code is 7370.