Enforce Coverage Group
Enforce Coverage Group is an independent insurance brokerage that places workers compensation, general liability, commercial auto, and related commercial coverage for small and medium-sized businesses across NY, NJ, CT, and PA.
- Company typePrivate
- Founded2008
- HeadquartersNew York, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Enforce Coverage Group does
Enforce Coverage Group, LLC is an independent insurance brokerage headquartered at 1 Penn Plaza in Midtown Manhattan, specializing in New York State workers compensation coverage and adjacent commercial lines for small and medium-sized businesses. Founded in 2008 and licensed in New York, New Jersey, and Connecticut with service coverage extending into Pennsylvania, the firm focuses on sectors where workers comp complexity is acute: construction contractors, restaurants and hospitality, trucking and transportation, retailers and wholesalers, manufacturing, and automotive service businesses. Its core offering is brokerage of workers compensation policies through a network of multiple A-rated insurance carriers (as rated by A.M. Best), supplemented by general liability, commercial auto, property, life and health, professional liability / E&O, and construction defects coverage.
The firm runs a consultative sales motion combining direct phone outreach (212-947-4298), an online quote / policy-review form, and free comparative quote services that surface carrier-specific pricing versus alternatives such as NYSIF. It differentiates through domain expertise in NY classification codes, multi-state coverage for contractors and truckers, pay-as-you-go billing aligned to actual payroll, and SEO-driven content marketing with industry-specific rate comparison tools and an active blog covering class codes and regulatory topics (including NYC Scaffold Law implications). No proprietary technology, AI/ML capabilities, patents, integrations, mobile apps, or APIs are disclosed; the firm leverages industry-standard carrier platforms and rating systems to place and service business.
Revenue is generated via carrier commissions on policies placed, structured as a percentage of annual premiums, with no disclosed funding, ownership structure beyond a privately held LLC, or headcount beyond a 1-10 employee team. The firm maintains a low-cost operating profile with no resellers or sub-agents, instead employing licensed insurance professionals who directly serve clients across its four-state service area.
Enforce Coverage Group firmographics
Firmographics- Name
- Enforce Coverage Group
- Legal name
- Enforce Coverage Group, LLC
- Website
- https://enforcecoveragegroup.com
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Enforce Coverage Group is an independent insurance brokerage that places workers compensation, general liability, commercial auto, and related commercial coverage for small and medium-sized businesses across NY, NJ, CT, and PA.
- Ownership category
- akta.pro rank
Enforce Coverage Group industry classification
Industry- Product category
- Commercial Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)
- akta.pro secondary industry
- Mid-Market Commercial Package (Package Policies) (FSAJAFAB)
Keywords
Where Enforce Coverage Group is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Enforce Coverage Group business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Insurance Brokerage Commissions: Enforce Coverage Group operates as an independent insurance brokerage earning commissions from insurance carriers in their network. As an independent broker, they represent multiple A-rated insurance companies and receive commission-based compensation for policies placed. Their revenue is derived from the difference between premiums charged by carriers and the quotes they provide to clients, with compensation structured as a percentage of annual premiums.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Pay-as-you-go | Quote-based pricing for workers compensation and commercial insurance |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels4 records
Enforce Coverage Group product offering
Product offeringCore offering
Enforce Coverage Group is an independent insurance brokerage that places workers' compensation, general liability, commercial auto, property, life & health, and professional liability insurance for small and medium-sized businesses in New York, New Jersey, Connecticut, and Pennsylvania. The firm compares rates across a network of A-rated insurance carriers and specializes in correct classification of employees under industry-specific class codes to help clients avoid overpayment, audit penalties, and coverage gaps. Pay-as-you-go billing and free policy review services support cash-flow flexibility and rate benchmarking for SMB clients.
Product overview
Enforce Coverage Group is an independent insurance brokerage offering a portfolio of commercial insurance products centered on workers compensation insurance. Their core offering consists of workers compensation coverage for small to medium-sized businesses across NY, NJ, CT, and PA, complemented by general liability, commercial auto, property, life/health, professional liability/E&O, and construction defects insurance. The company differentiates through industry-specific expertise for contractors (including plumbing, HVAC, electrical, roofing, concrete), restaurants, retailers, wholesalers, trucking, and manufacturing sectors. Additional services include flexible pay-as-you-go billing policies, free policy review and quote services, and online rate comparison tools across multiple insurance carriers.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- Private market options run 12 to 14 percent below NYSIF rates across major trucking classifications, with savings in some cases reaching up to 28 percent off manual rates
- +2 more outcomes
Companies that use Enforce Coverage Group
Customer profileSegments6 records
Ideal customer profiles5 records
Enforce Coverage Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Enforce Coverage Group partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- A-Rated Insurance Carriers (Network)coreEnforce Coverage Group maintains a network of A-rated insurance carriers (as evaluated by A.M. Best for financial strength) to provide their clients with multiple competitive options for workers compensation and commercial insurance coverage. These carrier relationships enable the company to offer comparative quotes and place policies across various risk profiles and industry classifications.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
Enforce Coverage Group competitors and assessment
Company assessmentBroad incumbents
- Marsh McLennan: Global insurance brokerage and risk advisory leader with significant U.S. commercial brokerage operations. Represents the long-term incumbent that successful independent brokers like Enforce Coverage Group compete against for mid-market commercial accounts.
- AmTrust Financial Services: Large specialty insurance carrier with a top-tier workers' compensation practice and integrated agency distribution for SMBs. Comparable as a high-volume carrier/aggressor for the same workers' comp class codes Enforce Coverage Group brokers.
- Insurance Office of America (IOA): Large independent commercial insurance agency providing multi-line business insurance including workers' comp to a nationwide SMB and mid-market book. Comparable scale-up playbook for an independent brokerage like Enforce Coverage Group.
- The Hartford: Large, multi-line carrier and brokerage that sells workers' compensation, commercial auto, general liability, and property packages to SMBs across the U.S. Directly comparable to Enforce Coverage Group as a one-stop insurance provider for small commercial accounts.
Direct peers
- EMPLOYERS (EIG): Specialty workers' compensation insurance carrier and agency serving small to mid-sized businesses, with a strong emphasis on class-code accuracy and competitive rating. Mirrors Enforce Coverage Group's specialization in workers' comp for SMBs and offers analogous multi-state coverage.
- Sequoia Insurance Company: Workers' compensation specialty carrier serving California and other West Coast SMBs with deep class-code expertise and multi-carrier solutions. Closest geographic analogue to Enforce Coverage Group as a specialist comp firm for small commercial accounts.
- Hiscox: Specialist insurer/broker targeting small business owners with general liability, professional liability, and BOP-style coverage sold online and through agents. Directly comparable to Enforce Coverage Group as an SMB-focused commercial insurance distribution platform.
Emerging players
- Simply Business: Online commercial insurance marketplace aggregating quotes from multiple carriers for small businesses including contractors and retailers. Competes for the same SMB prospect population with a fully digital quoting flow analogous to Enforce Coverage Group's online quote form.
- CoverWallet (Aon): Digital commercial insurance brokerage acquired by Aon that provides online comparison and binding of workers' comp, general liability, and commercial auto for SMBs. Bypasses the traditional phone-driven broker motion Enforce Coverage Group relies on.
- Pie Insurance: Tech-enabled commercial insurance carrier focusing on small business workers' compensation with online quoting and binding. Competes for the same NYC construction/restaurant/SMB customers with a digital experience Enforce Coverage Group cannot match.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Enforce Coverage Group social profiles
Digital presenceEnforce Coverage Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Enforce Coverage Group leadership team
Management profileNumber of profiles
Enforce Coverage Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Enforce Coverage Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Enforce Coverage Group
What does Enforce Coverage Group do?
Enforce Coverage Group is an independent insurance brokerage that places workers' compensation, general liability, commercial auto, property, life & health, and professional liability insurance for small and medium-sized businesses in New York, New Jersey, Connecticut, and Pennsylvania. The firm compares rates across a network of A-rated insurance carriers and specializes in correct classification of employees under industry-specific class codes to help clients avoid overpayment, audit penalties, and coverage gaps. Pay-as-you-go billing and free policy review services support cash-flow flexibility and rate benchmarking for SMB clients.
Is Enforce Coverage Group a public or private company?
Enforce Coverage Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Enforce Coverage Group founded?
Enforce Coverage Group was founded in 2008. It employs 1 to 10 people.
Where is Enforce Coverage Group based?
Enforce Coverage Group is headquartered in New York, United States, in the North America region.
How does Enforce Coverage Group make money?
One revenue line is on record: insurance Brokerage Commissions.
Who are Enforce Coverage Group's main competitors?
Broad incumbents on record are Marsh McLennan, AmTrust Financial Services, Insurance Office of America (IOA) and The Hartford. Direct peers are EMPLOYERS (EIG), Sequoia Insurance Company and Hiscox. Emerging players are Simply Business, CoverWallet (Aon) and Pie Insurance.
Does Enforce Coverage Group have an API?
No public API is recorded for Enforce Coverage Group.
What industry is Enforce Coverage Group in?
Enforce Coverage Group's product category is Commercial Insurance Brokerage. Its primary akta.pro industry code is FSAEADAD, Wholesale Insurance Brokerage (Excess & Surplus Lines), with a secondary code of FSAJAFAB, Mid-Market Commercial Package (Package Policies). Its NAICS code is 52421 and its SIC code is 6411.