Riviere Insurance Agency

What Riviere Insurance Agency does

Riviere Insurance Agency is a privately held, family-owned independent insurance agency founded in 1957 by Clarence J. Riviere (1919–2001) and currently operated by his son Robert G. Riviere with a staff of 1–10 employees. The firm is headquartered in a single office at 412 Canal Blvd, Thibodaux, Louisiana, and serves the Bayou Region (Thibodaux and Houma) along with the broader Louisiana market across personal, commercial, life, health, group benefits, and Medicare insurance lines.

The agency operates as a multi-carrier distribution intermediary, representing more than ten national and regional carriers including Progressive, UnitedHealthcare, Blue Cross Blue Shield of Louisiana, Berkshire Hathaway GUARD, National General, Foremost, Bankers Insurance Group, Louisiana Workers' Compensation Corp., CNA Surety, and HomeBuilders SIF. Product breadth spans auto, homeowners, motorcycle, flood, earthquake, high-net-worth personal lines, commercial property, general liability, workers' compensation, cyber liability, surety bonds, term and permanent life, fixed annuities, individual and group health/dental/vision, disability, long-term care, 401(k), HSA/FSA arrangements, and Medicare Advantage/Part D/Medigap. The underlying technology stack is standard agency management software and a content-marketing website; there is no proprietary technology, API, or AI capability.

Revenue is generated on a commission basis through carrier partnerships — the agency earns a percentage of premium on policies sold and renewed across its carrier portfolio, supplemented by service fees for policy changes, claims assistance, and ancillary services such as notary and DMV filings. The go-to-market is sales-led through local agents in Thibodaux, supported by direct phone/email contact, online quote request forms, a content blog, social media presence on Facebook and Yelp, and a 'Refer a Friend' program. Pricing is quote-based and individually underwritten by each carrier rather than standardized by the agency.

Name

Riviere Insurance Agency

Legal name

Riviere Insurance Agency

Website

https://riviereinsurance.com

Company type

Private

Founded year

1957

Operating status

Operating

Headcount range

1–10 employees

Short description

Riviere Insurance Agency is a family-owned independent insurance agency in Thibodaux, Louisiana, founded in 1957 and serving individuals, families, and small-to-medium businesses across the state with personal, commercial, life, health, group benefits, and Medicare coverage via multiple carrier partnerships.

Ownership category

akta.pro rank

Product category

Insurance Brokerage and Agency Services

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321), Surety Insurance (6351)

akta.pro primary industry

Individual Health Insurance Brokerage & Distribution (FSAIAEAL)

akta.pro secondary industries

Variable Universal Life (VUL) Insurance (FSAIABAD), Annuity + LTC / Long-Term Care Riders (FSAIAJAC), Standalone Umbrella Liability (FSAJANAE)

Keywords

• Independent insurance agency
• Personal insurance coverage
• Commercial business insurance
• Life and health insurance
• Group employee benefits

Headquarters

HQ city

Thibodaux

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: As an independent insurance agency, Riviere Insurance Agency earns revenue through commissions paid by insurance carriers for policies sold and renewed. They represent multiple insurance companies and earn a percentage of each premium as commission. The agency also may receive service fees for policy changes, claims assistance, and other agency services.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Riviere Insurance Agency is an independent insurance agency that sells and services personal, commercial, life, health, group benefits, and Medicare insurance products on behalf of multiple carrier partners. Local agents in Thibodaux, Louisiana compare rates and coverage options across carriers, then provide personalized recommendations, policy servicing, and claims advocacy for individuals, families, and small-to-medium businesses throughout the Bayou Region and statewide Louisiana.

Product overview

Riviere Insurance Agency is an independent insurance agency offering a comprehensive portfolio of insurance products and services across multiple categories. The agency operates as a single unified service offering rather than a software platform, providing personal insurance (auto, homeowners, motorcycle, ATV, boat, flood, earthquake, and specialty coverage), business insurance (commercial property, general liability, workers' compensation, cyber liability, and industry-specific policies), life insurance (term, whole, universal, final expense, annuities), health insurance (individual/family, dental, vision, disability, LTC), group benefits (life, dental, health, 401(k), HSA, FSA), and Medicare coverage (Parts A, B, C, D, and Medigap). As an independent agency representing multiple carriers, they offer comparison shopping and customized coverage solutions for individuals and businesses in Louisiana.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Insurance

Named customers1 record

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Ten partnerships are on record, tiered core and minor.

• UnitedHealthcarecoreChannel Partner/ Reseller/ DistributorUnitedHealthcare is a major health insurance carrier providing health insurance products including Medicare Advantage plans, prescription drug coverage, and individual/family health insurance. Riviere Insurance Agency offers UnitedHealthcare products to their customers as part of their carrier network.
• The Progressive CorporationcoreChannel Partner/ Reseller/ DistributorProgressive is a leading auto insurance carrier known for competitive auto insurance rates. Riviere Insurance Agency represents Progressive as part of their independent agency network to offer auto insurance options to customers.
• National General Insurance CompanycoreChannel Partner/ Reseller/ DistributorNational General Insurance Company offers various insurance products including auto, home, and specialty insurance. Riviere Insurance Agency offers National General products as part of their carrier portfolio.
• Louisiana Workers' Compensation Corp.coreChannel Partner/ Reseller/ DistributorLouisiana Workers' Compensation Corp. is the state-chartered workers compensation insurance carrier. Riviere Insurance Agency offers their workers compensation products to Louisiana business clients as required by state law.
• HomeBuilders SIFminorChannel Partner/ Reseller/ DistributorHomeBuilders SIF (Self-Insured Fund) provides workers compensation insurance solutions. Riviere Insurance Agency offers their products as part of their business insurance offerings.
• Foremost InsurancecoreChannel Partner/ Reseller/ DistributorForemost Insurance specializes in coverage for manufactured homes, motor homes, travel trailers, boats, and off-road vehicles. Riviere Insurance Agency offers Foremost products for specialized personal insurance needs.
• CNA SuretyminorChannel Partner/ Reseller/ DistributorCNA Surety provides surety bonds and fidelity insurance products. Riviere Insurance Agency offers their surety bond products for business clients needing contract bonds, commercial bonds, and similar coverage.
• Blue Cross Blue Shield of LouisianacoreChannel Partner/ Reseller/ DistributorBlue Cross Blue Shield of Louisiana provides health insurance coverage including individual, family, and group health plans. Riviere Insurance Agency offers their health insurance products as part of their comprehensive coverage options.
• Berkshire Hathaway GUARDcoreChannel Partner/ Reseller/ DistributorBerkshire Hathaway GUARD Insurance Companies provide commercial and personal insurance products including auto, general liability, umbrella, and business insurance. Riviere Insurance Agency represents them as part of their carrier network.
• Bankers Insurance GroupcoreChannel Partner/ Reseller/ DistributorBankers Insurance Group is a property and casualty insurance carrier. Riviere Insurance Agency offers their products as part of their comprehensive insurance carrier relationships to provide competitive options for customers.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Acrisure: Tech-enabled insurance brokerage offering personal, commercial, and benefits products across multiple carriers with a strong focus on technology-driven distribution. Comparable to Riviere as an independent multi-carrier agency, with a much larger technology and capital base.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management services firm operating across commercial, personal, and benefits lines through multiple carrier relationships. Represents the scaled-up version of Riviere's independent brokerage model.
• Hub International: Mid-to-large insurance brokerage offering commercial, personal, and employee benefits products through independent agency distribution. Comparable to Riviere in multi-carrier independent agency model, with significantly broader geographic reach.
• Brown & Brown Insurance: National insurance brokerage providing personal, commercial, and employee benefits products across multiple carrier partners. Comparable to Riviere in independent agency distribution model but with national scale and public-company resources.
• AAA Insurance: Membership-based insurance agency offering auto, home, and life coverage through owned and partner carriers. Comparable to Riviere in personal-lines brokerage focus and community-anchored distribution, but with a national brand and captive agency infrastructure.
• Higginbotham: Large independent insurance brokerage and financial services firm based in Texas/South Central U.S., offering commercial, personal, and employee benefits coverage through multiple carriers. Comparable to Riviere in independent agency model and South/Central regional footprint, but at significantly larger scale.
• State Farm (Agent-Owned): Large national insurer with a captive agent distribution model selling personal lines (auto, home, life) and small commercial products. Comparable to Riviere in local-agent-led personal insurance distribution, though State Farm agents represent only one carrier.

Emerging players

• Lemonade: Direct-to-consumer insurtech offering renters, home, auto, pet, and life insurance through a mobile/app-first model without traditional agents. Competes with Riviere for the same Louisiana personal-lines customers but operates a fundamentally different, technology-led distribution model.

Direct peers

• Brightway Insurance: Independent insurance agency franchise offering home, auto, and business insurance through multiple carriers. Directly comparable to Riviere as a multi-carrier independent agency, though operating via a franchise model rather than a single family-owned office.
• Goosehead Insurance: Independent insurance agency franchise model offering personal, commercial, and life insurance through multiple carrier partnerships. Operates the same independent-agent distribution model as Riviere but at national scale via franchising.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/Riviere-Insurance-Agency-147721405272080
• LinkedInlinkedin.com/company/riviere-insurance-inc

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Riviere Insurance Agency