comp360

What comp360 does

Comp360 is a US-based workers' compensation insurance agency that specializes exclusively in helping employers reduce their workers' comp costs through an integrated 360-degree service model. Founded by Fielding Dickey and headquartered in Lakeland, Florida, the firm operates three offices (Lakeland FL, Overland Park KS, Ronkonkoma NY) and serves employers ranging from 3 to 5,000 employees across verticals including mid-market employers, Amazon Delivery Service Partners, Professional Employer Organizations, staffing companies, construction, and agriculture. Rather than operating as a general lines agency, Comp360 differentiates through single-line specialization and a team of cross-functional specialists covering claims management, loss control, safety, human resources, underwriting, auditing, and medical management.

The company's core technology stack centers on two proprietary platforms: a web-based Risk Management Center for employee training, compliance documentation, and resource delivery, and a proprietary analytical software that processes historical and current claims statistics by classification code and jurisdiction to support forensic audits and experience-mod reviews. The service portfolio comprises seven modules: Program Design & Placement, Claims Management, HR Services, Safety Compliance Training, Premium Recovery, PEO & Staffing Services, and Amazon DSP Services, supplemented by a CSR-24 client portal for account management. The Premium Recovery module uses forensic audit methodology to identify profit leaks, with documented average recoveries of $15,000-$40,000 per client and a high-profile $89,600 recovery for Florida Glass of Tampa Bay.

Comp360's business model is commission-based brokerage: the firm acts as an insurance agency representing over 50 workers' compensation carriers and 40+ retail carriers, generating revenue through commissions on policies placed with carrier partners. The go-to-market combines sales-led direct engagement with employers, channel partnerships through its carrier panel, content marketing via a regulatory-focused blog, and referrals. Coverage is quote-based and tailored to each client's risk profile, historical performance, and cash flow requirements, with no standardized public pricing. The firm is privately held and founder-owned, with no disclosed institutional investment, funding rounds, or acquisition history.

Name

comp360

Legal name

Comp360

Website

https://comp360.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

Comp360 is a US-based workers' compensation insurance agency that specializes exclusively in lowering employers' workers' comp costs through claims management, loss control, safety training, HR services, and forensic premium audits, serving mid-market employers across multiple verticals nationwide.

Ownership category

akta.pro rank

Product category

Workers' Compensation Insurance

NAICS

Insurance Agencies and Brokerages (524210), Claims Adjusting (524291), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Workers’ Compensation for Small Business & Pay-As-You-Go Programs (FSAJAEAG)

Keywords

• Workers compensation insurance
• Insurance brokerage
• Claims management
• Risk management services
• Workplace safety training

Headquarters

HQ city

Lakeland

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Agency Commissions: Comp360 acts as an insurance agency/broker representing multiple workers compensation carriers. Revenue is generated through commissions on insurance policies placed with carrier partners. They design customized programs and secure coverage for clients.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Comp360 is a specialized workers' compensation insurance agency that designs and places coverage with 50+ carriers across all 50 states. It combines program design, claims management, HR services, safety training, and forensic premium recovery audits to lower employer workers' comp costs. The firm serves employers of 3 to 5,000 employees using proprietary analytical software and a team of certified specialists.

Product overview

Comp360 is a specialized workers' compensation insurance agency offering a unified platform of seven integrated service modules designed to help employers reduce workers' comp costs. The core platform consists of Program Design & Placement (coverage procurement from 50+ carriers) supported by Claims Management as the foundational service, supplemented by HR Services, Safety Compliance Training, and Premium Recovery modules. Specialized vertical offerings include Amazon DSP Services for delivery partners and PEO & Staffing Services for staffing companies. Clients access services through a self-service portal (CSR-24).

Differentiator

Problem solved

Functional benefit

Products and services

• Program Design & Placement Workers' compensation insurance program design and coverage placement services. Comp360 analyzes employer risk and customizes a program based on historical performance, appetite for risk, and cash flow, then secures coverage from its network of 50+ carriers serving 3 to 5,000 employees.
• Amazon DSP Services Specialized workers' compensation and employee benefits program for Amazon Delivery Service Partners, including competitive rates across every state, safety training, drug-free workplace programs, weekly safety topics, claims management, and HR/compliance support meeting Amazon's DSP requirements.
• PEO & Staffing Services Workers' compensation solutions for Professional Employer Organizations and staffing companies, including carve-out policies, loss-sensitive plans, large deductible options, alternate employer endorsements, and labor contractor endorsements.
• Claims Management Full-service workers' compensation claims management including monitoring from report to close, employer advocacy, mediation attendance, and partnership with carrier adjusters. Comp360's licensed and experienced adjusters act as the employer's advisor and advocate.
• HR Services Human resources consulting including compliance audits by SPHR-certified consultants, employee handbook development, recruitment, compensation design, and management training.
• Safety Compliance Training Web-based Risk Management Center combined with onsite training and certifications including OSHA 10 and 30, CPR/First Aid, forklift, defensive driving, HAZWOPER, Blood Borne Pathogens, DOT, and Roadway Flagger Certification, delivered by Certified Safety Professionals.
• Premium Recovery Forensic audit of workers' compensation programs detecting and correcting profit leaks including incorrect class codes, claims and subrogation filings, experience mods, and final year-end audits. Average premium recovery of $15,000 to $40,000; delivered at no cost to the client.
• Client Portal (CSR-24) Online client portal hosted at portal.csr24.com for existing clients to access accounts, view policies, and track claims.

Quantifiable outcome

• Premium refund of $89,600 for Florida Glass of Tampa Bay through profit leak detection
• +3 more outcomes

Named customers1 record

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Six partnerships are on record, tiered core and strategic.

• Over 50 Workers Comp CarrierscoreChannel Partner/ Reseller/ DistributorComp360 has access to over 50 workers compensation carriers including PEOs and ASOs operating in all 50 states. They maintain long-standing relationships with the most competitive carriers in every industry segment, enabling access to best pricing and terms for clients.
• 40+ Retail CarrierscoreChannel Partner/ Reseller/ DistributorDirectly appointed with over 40 retail carriers in every state specifically for placing PEO carve-out policies. Several carriers provide alternate employer and labor contractor endorsements.
• NCCI (National Council on Compensation Insurance)strategicTechnology or IntegrationNCCI is a licensed rating organization authorized to make rate filings on behalf of workers compensation insurance companies. Comp360 references NCCI filings and uses their data for Florida rate analysis (13.4% premium decrease proposed for 2019).
• Office of Insurance Regulation (OIR) - FloridastrategicStrategic or Co-development PartnerFlorida's regulatory body for insurance with primary responsibility for regulation, compliance and enforcement. Comp360 monitors OIR filings and participates in public rate hearings.
• Staffing Carriers NetworkcoreChannel Partner/ Reseller/ DistributorNumerous staffing-specific carriers enabling coverage placement and negotiation of best terms for staffing companies. Loss sensitive plans, large deductible, and carve-out options available.
• Amazon DSP ProgramcoreStrategic or Co-development PartnerSpecialized program for Amazon Delivery Service Partners providing work comp, HR, safety training, compliance, and benefits. Meets Amazon's specific insurance requirements for DSP operators.

Scale indicators9 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• The Hilb Group: Mid-market insurance agency with a strong workers' comp specialty and PEO/staffing practice. Both firms operate as multi-carrier agencies with national reach through carrier partnerships, specializing in commercial property/casualty and workers' comp for middle-market employers.
• Frank Winston Crum Insurance: Specialty workers' comp insurer and agency focused on small and mid-market employers, PEOs, and staffing companies. Directly competes with Comp360 in the PEO/staffing carve-out and small employer WC segments.
• Insurance Office of America (IOA): Large independent insurance agency representing multiple carriers with deep specialty commercial and workers' comp capabilities. Both Comp360 and IOA operate as multi-carrier agencies focused on employer clients, though IOA is broader in product line and substantially larger.

Broad incumbents

• The Hartford: Major insurance carrier with a longstanding workers' comp specialty and small/mid-market focus. Competes directly for employer WC customers and is one of the carriers in Comp360's distribution network.
• Acrisure: Large, PE-backed insurance brokerage platform that has aggressively acquired regional agencies. Represents a structural competitor and potential acquirer/roll-up threat to independent agencies like Comp360.
• AmTrust Financial Services: Major workers' comp and small commercial insurance carrier with strong distribution through agencies. Comp360 places business with AmTrust and competes indirectly for the same small-business employer customers.
• USI Insurance Services: Large national insurance brokerage with strong middle-market and specialty workers' comp capabilities. Competes for the same mid-market employer accounts that Comp360 targets, with much greater scale and resources.
• Employers Holdings (EIG): Workers' comp carrier focused exclusively on small businesses. While a carrier rather than an agency, it competes for the same employer customers and is one of the carriers in Comp360's distribution network.
• ICW Group: Workers' comp carrier with strong focus on middle-market employers and a distribution network that overlaps with Comp360's carrier appointments. Both serve similar middle-market employer segments.

Emerging players

• Pie Insurance: Workers' comp insurtech targeting small businesses with a digital-first, direct-to-customer model. Competes with Comp360 for the same small employer WC customer base but uses a technology-enabled model rather than human-led brokerage.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about comp360