Projects and Insurance

What Projects and Insurance does

Proyectos y Seguros (also operating as PyS) is a privately held Spanish insurance brokerage (correduría de seguros) headquartered in Móstoles, Spain, that intermediates personal, vehicle, and commercial insurance products on behalf of more than 40 insurance carriers. The firm sells across 23 distinct insurance categories — including health, life, home, auto, motorcycle, dental, pet, travel, funeral, temporary disability, fleet, commercial liability, and rent-default cover — to two principal customer segments: individuals/families and SMBs/professionals. Operational reach spans 22+ physical offices across major Spanish cities (Madrid, Barcelona, Valencia, Málaga, Sevilla, Bilbao, Almería, and others), with the bulk of these locations co-located at automotive dealerships (SEAT, Renault, Audi, Citroën, PSA, Mercedes-Benz/Wagen) to capture insurance demand at the point of vehicle sale.

The company's technology foundation is an online insurance comparison platform that lets consumers and businesses obtain and compare quotes from multiple carriers in a single flow, supplemented by a call center staffed with 200+ insurance advisors providing phone-based advisory and sales support six days per week. The platform is described as rules-based (a 'tariff calculation engine') rather than AI-driven; no API, SDK, or machine-learning capabilities are disclosed. The firm monetizes exclusively through brokerage commissions earned on policies placed with its carrier partners, with pricing set on a per-quote basis across annual policy terms. Distribution is omnichannel: direct-to-consumer via the website, inside-sales via the call center, and indirect via the on-site dealership office network and physical branch offices.

As a 30+ year market incumbent with diversified carrier relationships, multi-channel distribution, and no disclosed parent company, Proyectos y Seguros presents as a stable, mature brokerage. The firm is positioned as a one-stop insurance marketplace for Spanish consumers and small businesses, with structural advantages in dealership-channel distribution and category breadth, but limited technology differentiation beyond its comparator interface and no disclosed AI/automation roadmap.

Name

Projects and Insurance

Legal name

Proyectos y Seguros, S.A. Correduría de Seguros

Website

https://proyectosyseguros.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

101–250 employees

Short description

Proyectos y Seguros is a privately held Spanish insurance brokerage headquartered in Móstoles that distributes personal, vehicle, and commercial policies from 40+ carriers through an online comparator, a 200+ advisor call center, and 22+ offices including on-site locations at major automotive dealerships.

Ownership category

akta.pro rank

Headquarters

HQ city

Móstoles

HQ country

Spain

HQ region

Europe

Offices22 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Insurance Brokerage Commissions: Proyectos y Seguros acts as an insurance broker (correduría de seguros), earning commissions from insurance companies for each policy sold through their platform. The company works with over 40 insurance providers across various insurance categories.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels4 records

Core offering

Proyectos y Seguros is an insurance brokerage (correduría de seguros) that distributes personal, vehicle, and commercial insurance products from more than 40 insurance providers through an online comparator platform, a 200+ advisor call center, and a 22+ office physical network across Spain. The platform enables customers to compare and calculate insurance prices across categories including health, life, home, auto, motorcycle, bicycle, pet, travel, dental, accident, disability, funeral, business, liability, and rent default coverages, with advisory support delivered digitally, by phone, or in person.

Product overview

Projects and Insurance (Proyectos y Seguros) operates as an online insurance comparison and brokerage platform offering a comprehensive portfolio of personal, vehicle, and commercial insurance products. The core offering consists of an online insurance comparator platform supported by a network of offices across Spain and a call center with over 200 advisors. The product portfolio includes 23 distinct insurance categories spanning personal insurance (health, life, home, accidents, dental, pet, travel, ITL/disability, death/funeral), vehicle insurance (cars, motorcycles, bicycles, commercial vehicles, trucks, classic vehicles, agricultural vehicles, motorhomes, pay-per-day), and other commercial insurance (liability, commerce, rent default, communities). The company serves both individual consumers and businesses through digital and human advisory channels.

Differentiator

Problem solved

Functional benefit

Products and services

• Seguro de Coche (Car Insurance)

Quantifiable outcome

• 404 customer reviews on Google with predominantly positive ratings

Named customers3 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

21 partnerships are on record, tiered minor and core.

• AlbadisminorOthersLife insurance provider partner offering life insurance products through the Proyectos y Seguros comparator platform.
• AragminorOthersInsurance company partner providing various insurance products through the brokerage platform.
• Asisa VidaminorOthersHealth and life insurance provider partner offering life insurance products through the comparator.
• AxacoreOthersMajor international insurance company providing comprehensive insurance products including auto, health, and life insurance through the platform.
• CA LifeminorOthersLife insurance company partner offering life insurance products on the platform.
• CasercoreOthersSpanish insurance company providing multiple insurance products through the brokerage.
• DKVcoreOthersHealth insurance provider partner offering health insurance products through the comparator.
• FiatcminorOthersInsurance company partner providing various insurance products.
• HelvetiaminorOthersInsurance company partner offering insurance products through the platform.
• Liberty SeguroscoreOthersInternational insurance company providing auto and other insurance products through the platform.
• Mutua MadrileñacoreOthersMajor Spanish mutual insurance company providing auto, health, and other insurance products.
• PelayocoreOthersSpanish insurance company specializing in auto insurance and providing products through the platform.
• SanitascoreOthersLeading health insurance provider offering health insurance products including Sanitas Blua line through the comparator.
• SantaluciacoreOthersSpanish insurance company providing multiple insurance products through the platform.
• VerticoreOthersDirect insurance company specializing in auto insurance, providing products through the platform.
• ZurichcoreOthersGlobal insurance company providing comprehensive insurance products through the comparator.
• SEAT Motor EspañacoreChannel Partner/ Reseller/ DistributorAutomotive dealership partner with physical office location for insurance sales at point of vehicle purchase in Valencia.
• RenaultcoreChannel Partner/ Reseller/ DistributorAutomotive dealership partner (Cieza, Murcia) with on-site insurance office.
• Audi Center Las RozascoreChannel Partner/ Reseller/ DistributorAudi dealership partner in Madrid with physical insurance office location.
• Mercedes-Benz/WagencoreChannel Partner/ Reseller/ DistributorMercedes-Benz dealership partners in Málaga and Sevilla with on-site insurance services.
• PSA Group (Citroën, Peugeot)coreChannel Partner/ Reseller/ DistributorPSA Group dealership partners (PSA Retail Almería, PSA Valencia) with physical insurance office locations.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Market position

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/pys_sa
• Facebookfacebook.com/ProyectosySeguros
• LinkedInlinkedin.com/company/proyectos-y-seguros
• Instagraminstagram.com/proyectosyseguros/?igshid=YmMyMTA2M2Y%3D%2F

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Projects and Insurance