McRae Associates Insurance Services

What McRae Associates Insurance Services does

McRae Associates Insurance Services is a privately held independent insurance agency founded in 1991 and headquartered at 1265 N Manassero St., Suite 303, Anaheim, California. The agency sells commercial insurance products to businesses, offering eleven coverage categories: General Liability, Property, Commercial Auto, Workers Compensation, Builders Risk, Pollution Liability, E&O / Professional Liability, Umbrella, Employment Practices Liability Insurance, and Surety Bonds, complemented by Safety & Risk Management advisory services. The agency functions as a traditional broker, earning commissions from insurance carriers on placed premiums rather than charging clients direct fees.

The agency's go-to-market is sales-led and direct, with licensed agents providing quotes, coverage guidance, and ongoing servicing through a website (pmcraeins.com), phone at (714) 779-6999, and email. Marketing is primarily top-of-funnel content via the corporate website, and customer acquisition appears to rely on direct outreach and referral rather than paid digital channels. Operationally, the agency uses a Workers Compensation partnership with XmodExperts to deliver that specific line; no other technology integrations, proprietary platforms, or digital tools are disclosed.

The company is small (1-10 employees), serves primarily California-based business clients, and operates without disclosed external investment, parent company, or subsidiary structure. There is no evidence of funding rounds, M&A activity, leadership changes, or geographic expansion. The operating model is best characterized as a stable, relationship-driven local brokerage with a broad-but-shallow product portfolio and no apparent technology differentiation.

Name

McRae Associates Insurance Services

Legal name

McRae Associates Insurance Services

Website

https://pmcraeins.com

Company type

Private

Founded year

1991

Operating status

Operating

Headcount range

1–10 employees

Short description

McRae Associates Insurance Services is a privately held independent insurance agency founded in 1991 in Anaheim, California, providing eleven lines of commercial insurance and risk management services to business clients through licensed agents on a commission-based brokerage model.

Ownership category

akta.pro rank

Product category

Commercial Insurance

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industries

Professional Liability (E&O) (FSAJAGAC), Management Liability (D&O/EPL/Fiduciary) (FSAJAGAD)

Keywords

• Commercial insurance
• Business insurance
• Insurance agency
• Risk management
• Surety bonds

Headquarters

HQ city

Anaheim

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Insurance Agency Commission: McRae Associates Insurance Services operates as a traditional insurance agency/broker earning commissions from insurance carriers for placing business insurance policies. The agency provides multiple lines of commercial insurance products and earns revenue through commissions paid by insurance carriers based on premium volume placed.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

McRae Associates Insurance Services is a full-service commercial insurance agency established in 1991, operating from Anaheim, California. The agency places business insurance policies with insurance carriers and earns commissions on the premiums. It offers a broad portfolio of coverage lines — General Liability, Property, Commercial Auto, Workers Compensation, Builders Risk, Pollution Liability, E&O/Professional Liability, Umbrella, Employment Practices Liability, Surety Bonds — alongside Safety & Risk Management consulting, positioning itself as a one-stop shop for business insurance needs.

Product overview

McRae Associates Insurance Services is a full-service insurance agency that functions as a unified service offering multiple commercial insurance products. The company provides a comprehensive portfolio of insurance coverages including General Liability, Property, Commercial Auto, Workers Compensation, Builders Risk, Pollution Liability, E & O/Professional Liability, Umbrella Policy, Employment Practices Liability Insurance, and Surety Bonds. These products are complemented by Safety & Risk Management consulting services. The company positions itself as a one-stop shop for business insurance needs, assisting clients in obtaining quality coverage at competitive rates since 1991.

Differentiator

Problem solved

Functional benefit

Products and services

• General Liability Insurance

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves3 records

Broad incumbents

• Brown & Brown, Inc. National insurance brokerage distributing commercial P&C, employee benefits, and specialty programs. Comparable in product breadth and commercial client focus, though materially larger and publicly traded.
• The Hartford Small Business: Major U.S. insurer with a dedicated small commercial division providing General Liability, Property, Workers Comp, and Auto to small businesses. Comparable as a multi-line commercial insurance provider competing for the same SMB client base.
• HUB International: Large global insurance brokerage offering commercial P&C, employee benefits, and specialty coverage to mid-market and enterprise clients. Comparable as a multi-line commercial broker, though significantly larger and broader in scope.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management services firm serving commercial clients across property, casualty, and specialty lines. Comparable in offering breadth and commercial client focus, though at vastly larger scale.

Direct peers

• RPS (Risk Placement Services): Specialty wholesale insurance brokerage placing E&S and specialty commercial coverage for retail agents. Comparable as a commercial insurance intermediary focused on specialty and excess/surplus lines that retail agencies like McRae rely on for placement.
• Leavitt Group: Network of regional commercial insurance agencies offering multi-line business insurance to small and mid-market clients across the western U.S. Comparable as a multi-line commercial broker serving local business clients with a relationship-led model.
• Insurance Office of America (IOA): Employee-owned commercial insurance brokerage providing property, casualty, and employee benefits to businesses across the U.S. Comparable as a mid-market commercial broker with multi-line offerings and a relationship-driven GTM.
• Heffernan Insurance Brokers: California-headquartered independent commercial insurance broker offering property, casualty, and specialty lines to businesses. Directly comparable as a California-based multi-line commercial broker with emphasis on specialty coverages.

Emerging players

• NEXT Insurance: Digital-first InsurTech carrier/broker targeting small businesses with instant-bind commercial policies (General Liability, Workers Comp, Professional Liability). Comparable as a commercial insurance provider competing for the same small-business buyer with a different (digital) GTM.
• Vouch Insurance: Digital commercial insurance provider offering specialty coverages (E&O, D&O, professional liability) to startups and SMBs. Comparable as a competitor in specialty commercial lines targeting similar small-business segments with a digitally-native experience.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/patrick-mcrae-insurance-services

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about McRae Associates Insurance Services