Clear Title

Title and Escrow Servicescleartitlellc.com

Clear Title is a privately held regional title and escrow services company in Council Bluffs, Iowa and West Omaha, Nebraska, providing title insurance, Iowa Title Guaranty, abstracting, and closing services for residential, commercial, and agricultural real estate transactions across 14 counties.

Company typePrivate
Founded1853
HeadquartersCouncil Bluffs, United States
Headcount11–50
GTM typeB2B
OfferingServices

What Clear Title does

Clear Title LLC is a privately held, locally owned title and escrow services company headquartered in Council Bluffs, Iowa, with a secondary office in West Omaha, Nebraska. The company serves residential, commercial, and agricultural real estate transactions across 8 Iowa counties and 6 Nebraska counties, providing title insurance (underwritten by Old Republic Title), Iowa Title Guaranty certificates (administered through the Iowa Finance Authority), abstracting and title search products, closing and escrow coordination, For Sale By Owner (FSBO) closing support, and electronic earnest deposit handling. The company holds the position of the oldest title company in Pottawattamie County, with property records dating back to 1853, and maintains a staff of approximately 15 team members that includes in-house attorneys licensed in both Iowa and Nebraska, two dedicated abstractors, an escrow team, and an examiner/underwriter function.

Clear Title's technology stack is built entirely on third-party integrations rather than proprietary AI or ML: CertifID for multi-step identity verification and encrypted wire fraud prevention, DocuSign for electronic signatures, PalmAgent for the ClearTitleApp ONE mobile application (which generates seller net sheets and buyer estimates preloaded with Iowa and Nebraska jurisdiction-specific fees), and Remote Online Notarization (RON) infrastructure for digital closings. The company's go-to-market combines physical office presence for in-person closings, an online order request portal, a mobile app targeting real estate agents as a lead-generation and differentiation tool, and a content marketing/SEO strategy supported by referral relationships with local agents, attorneys, and lenders. Revenue is generated on a transaction-by-transaction basis through one-time title insurance premiums, standardized Iowa Title Guaranty fees, abstract and title search charges, and small ancillary fees such as the $15 electronic earnest deposit service charge.

Clear Title firmographics

Firmographics

Name: Clear Title
Legal name: Clear Title LLC
Website: https://cleartitlellc.com
Company type: Private
Founded year: 1853
Operating status: Operating
Headcount range: 11–50 employees
Short description: Clear Title is a privately held regional title and escrow services company in Council Bluffs, Iowa and West Omaha, Nebraska, providing title insurance, Iowa Title Guaranty, abstracting, and closing services for residential, commercial, and agricultural real estate transactions across 14 counties.
Ownership category
akta.pro rank

Clear Title industry classification

Industry

Product category: Title and Escrow Services
NAICS: Title Abstract and Settlement Offices (541191), Direct Title Insurance Carriers (524127)
SIC: Title Insurance (6361), Insurance Agents, Brokers & Service (6411)
akta.pro primary industry: Title Insurance & Underwriting (BPAJAOAA)
akta.pro secondary industries: Title Search & Examination (BPAJAOAB), Abstracting Services (Title Abstracts) (BPAJAOAC), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG), Notary & Signing Agent Services (Remote/Onsite) (BPAJAOAF)

Keywords

Title insurance services
Closing and escrow
Abstracting services
Iowa Title Guaranty
Real estate closings

Where Clear Title is headquartered

Location

Headquarters

HQ city: Council Bluffs
HQ country: United States
HQ region: North America

Offices2 records

Markets served

Clear Title business model

Business model

GTM type: B2B
Offering type: Services
Cost components: Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

Title Insurance: One-time premium title insurance for residential, commercial, and agricultural properties. Premiums increase based on purchase price or loan amount. Reissue rates available for refinances within 5 years. Partner underwriter: Old Republic Title.
Iowa Title Guaranty: State-backed title coverage (Iowa Finance Authority) for Iowa properties. One-time flat rate of $175 for owner coverage up to $750,000; $1 per $1,000 over $750,000. Requires abstract and attorney opinion fees in addition to premium.
Abstracting Services: Property history documentation and title search products in Pottawattamie County, Iowa. Fees for new abstracts and continuations. Covers ownership history, liens, easements, and encumbrances.
Closing & Escrow Services: Professional escrow handling and closing coordination for residential and commercial properties. Supports in-person and digital closings in Iowa and Nebraska.
Earnest Deposit Services: Electronic earnest deposit handling with $15 service fee per transaction. Wire and check payment processing for closing funds.

Pricing tiers

Model	Billing	Price
One time/ perpetual license	Pay-as-you-go	Iowa Title Guaranty Owner Coverage - $175 flat rate up to $750,000
One time/ perpetual license	Pay-as-you-go	Iowa Title Guaranty Lender Coverage - Based on loan amount
Transaction based/ take rate	Pay-as-you-go	Electronic Earnest Deposit - $15 service fee
One time/ perpetual license	Pay-as-you-go	Title Insurance - All-inclusive rate based on purchase price

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Clear Title product offering

Product offering

Core offering

Clear Title provides title insurance, Iowa Title Guaranty certificates, abstracting and title search products, closing and escrow services, For Sale By Owner closings, and earnest deposit handling for residential, commercial, and agricultural real estate transactions in Iowa and Nebraska. The firm operates two physical offices in Council Bluffs, IA and West Omaha, NE, and supports both in-person and digital closings through Remote Online Notarization, electronic signatures, and wire fraud prevention tools.

Product overview

Clear Title provides a comprehensive suite of title and escrow services across Iowa and Nebraska, with two primary product lines: Title Insurance (partnered with Old Republic Title) for properties on both sides of the river, and Iowa Title Guaranty (state-backed via the Iowa Finance Authority) for Iowa properties. These core products are supported by Abstracting & Title Search Products (abstracting in Pottawattamie County, searches across Iowa and Nebraska counties), Closing & Escrow Services (residential and commercial, in-person and digital), and ancillary services including FSBO Closings and Earnest Deposit processing. The ClearTitleApp ONE mobile application (powered by PalmAgent) provides agent-facing closing cost estimation tools preloaded with jurisdiction-specific fee structures for the Omaha and Council Bluffs market.

Differentiator

Problem solved

Functional benefit

Brands

ClearTitleApp ONE: Mobile app powered by PalmAgent that generates professional seller net sheets or buyer estimates for properties in the Omaha and Council Bluffs metro area, preloaded with current Iowa and Nebraska fees, taxes, and recording costs

Products and services

Title Insurance

Quantifiable outcome

Protection against wire fraud through CertifID multi-step identity authentication and encrypted wire instruction delivery
+1 more outcomes

Companies that use Clear Title

Customer profile

Named customers5 records

Segments6 records

Ideal customer profiles6 records

Clear Title technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Integration3 records

Feature6 records

Clear Title partnerships and signals

Strategic signal

Partnerships

Seven partnerships are on record, tiered core and minor.

Old Republic TitlecoreTechnology or IntegrationOld Republic Title is the underwriter partner providing title insurance for Residential, Commercial, and Agricultural properties. Clear Title partners with Old Republic to offer title insurance products including Homeowner's Policy (Enhanced) and Basic Policies. Logo shown on company website footer.
Iowa Finance Authority / Iowa Title GuarantycoreTechnology or IntegrationIowa Title Guaranty (ITG) is administered through the Iowa Finance Authority and provides state-backed title coverage for Iowa properties. Clear Title proudly partners with ITG to provide coverage for Residential, Commercial and Agricultural properties in Iowa. ITG requires abstract creation/continuation and attorney opinion in addition to the premium.
CertifIDcoreTechnology or IntegrationCertifID provides multi-step identity verification for all transaction parties to prevent impersonation fraud. Also used for secure, encrypted wire instruction delivery and electronic earnest deposit submission. Clear Title partners with CertifID for wire fraud prevention - the nation's leading wire fraud prevention solution.
DocuSigncoreTechnology or IntegrationDocuSign provides electronic signature capability for documents that do not require notarization. Enables buyers and sellers to review and sign paperwork at convenience without unnecessary travel or delays.
PalmAgent (ClearTitleApp ONE)coreTechnology or IntegrationPalmAgent powers Clear Title's ClearTitleApp ONE - a mobile application for generating professional seller net sheets and buyer estimates preloaded with Iowa and Nebraska fees. App available on Apple App Store, Google Play, and web. Built specifically for the Omaha and Council Bluffs metro market.
Iowa Land Title AssociationminorOthersIowa Land Title Association membership. Logo displayed on company website indicating professional association membership.
Nebraska Land Title Association (NLTA)minorOthersNebraska Land Title Association membership. Logo displayed on company website indicating professional association membership.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Clear Title competitors and assessment

Company assessment

Emerging players

PropLogix: Tech-enabled title search and closing services vendor serving title companies, lenders, and real estate professionals. Comparable to Clear Title's abstracting and search products, with an emerging focus on digital workflow tools.
Doma (Doma Enterprises): Technology-driven title and escrow provider pursuing lender-direct and AI-assisted closings. Comparable to Clear Title as a competing provider of title and closing services, though with a tech-enabled, direct-to-lender model that may disintermediate regional agencies.

Broad incumbents

Stewart Title: Large national title insurance underwriter offering title insurance, escrow, and closing services across the U.S. Comparable to Clear Title through overlapping product lines in residential and commercial title insurance and closing coordination.
First American Title Insurance Company: One of the largest U.S. title insurance underwriters offering residential and commercial title, escrow, and closing services nationally. Comparable to Clear Title as a provider of title insurance and closing services, though operating at far greater scale and breadth.
Fidelity National Title: Major national title insurance underwriter and settlement services provider. Comparable to Clear Title through its title insurance, escrow, and closing offerings for residential and commercial real estate transactions.
Old Republic Title: National title insurance underwriter that is Clear Title's core underwriter partner. Directly comparable as a title insurance provider across residential, commercial, and agricultural properties, though it operates as a large national carrier rather than a regional agency.

Direct peers

North American Title Insurance Company: Mid-size title insurance underwriter with an independent agent model offering residential and commercial title insurance and escrow services. Comparable to Clear Title as an underwriter partner and competitor for the same customer base of agents and consumers.
Title Resources Guaranty Company: Title insurance underwriter working through a network of title agents, offering similar residential and commercial title insurance products to those Clear Title delivers through Old Republic Title.
Iowa Title Guaranty: State-backed title coverage program administered through the Iowa Finance Authority that Clear Title partners with to deliver Iowa Title Guaranty certificates. Directly comparable because it offers competing and complementary Iowa title coverage requiring abstract and attorney opinion.
WFG National Title Insurance Company: Mid-size national title underwriter focused on independent title agents, comparable to Clear Title in serving agents and direct customers with title insurance and closing services, though at a broader geographic scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

Clear Title financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Clear Title leadership team

Management profile

Number of profiles

Profiles14 records

Clear Title funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Clear Title M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Clear Title

What does Clear Title do?

Is Clear Title a public or private company?

Clear Title is a private company. It is classified as founder individual operated bootstrapped and is currently operating.

When was Clear Title founded?

Clear Title was founded in 1853. It employs 11 to 50 people.

Where is Clear Title based?

Clear Title is headquartered in Council Bluffs, United States, in the North America region.

How does Clear Title make money?

Five revenue lines are on record. Title Insurance is the primary driver. The others are iowa Title Guaranty, abstracting Services, closing & Escrow Services and earnest Deposit Services.

Who are Clear Title's main competitors?

Emerging players on record are PropLogix and Doma (Doma Enterprises). Broad incumbents are Stewart Title, First American Title Insurance Company, Fidelity National Title and Old Republic Title. Direct peers are North American Title Insurance Company, Title Resources Guaranty Company, Iowa Title Guaranty and WFG National Title Insurance Company.

Does Clear Title have an API?

No public API is recorded for Clear Title.

What industry is Clear Title in?

Clear Title's product category is Title and Escrow Services. Its primary akta.pro industry code is BPAJAOAA, Title Insurance & Underwriting, with a secondary code of BPAJAOAB, Title Search & Examination. Its NAICS code is 541191 and its SIC code is 6361.