C&I Hitelnet
C&I Hitelnet is a small Hungarian private company (founded 2002, 1–10 employees, Gencsapáti) that provides loan intermediation and financial consulting services, channeling Hungarian consumer and SME borrowers through the bank-independent money.hu / ingatlan.com Group comparison and referral ecosystem.
- Company typePrivate
- Founded2003
- HeadquartersGencsapáti, Hungary
- Headcount1–10
- GTM typeB2B and B2C
- OfferingDigital Commerce or Content
What C&I Hitelnet does
C&I Hitelnet is a small Hungarian private company founded in 2002, headquartered in Gencsapáti, that provides loan intermediation and financial consulting services under the brand hitelnet.hu. Per available data it operates with 1–10 employees and channels individual and SME borrowers through Hungary's bank-independent comparison ecosystem, sitting adjacent to the money.hu platform (operated by ingatlan.com Zrt., part of United Platforms).
The company's core activity is consumer-facing loan brokerage and advisory in Hungary: matching prospective mortgage, personal-loan, refinancing, and small-business borrowers with bank products from partners including OTP, Erste, CIB, K&H, Raiffeisen, UniCredit, Gránit, MagNet, Oberbank, Cofidis, MBH, MBH Duna, and Lightyear. Functionally, the platform layer includes web-based loan and savings calculators, mortgage/personal/business/refinancing comparison tools, government-subsidized loan calculators (Fix 3%, CSOK Plusz, Falusi CSOK, Babaváró, Munkáshitel, green mortgages), bank-account and insurance comparison modules, a currency-rate page, an educational content hub (tudástár), and a hitelszakértő (loan expert) finder connecting users to 333+ advisors across Hungary. The underlying technology is a standard web comparison/lead-routing stack, with no disclosed proprietary AI, API, or SDK layer.
The revenue model is a free-to-consumer comparison-and-referral intermediary: end users access calculators, educational content, and expert consultations at no charge, while revenue is generated via commissions or referral fees paid by banking partners when referred users apply for and originate financial products. Geographic reach is single-country domestic (Hungary), with go-to-market executed through SEO/content marketing, calculators, email, and the nationwide hitelszakértő field network — supported by parent-group distribution through ingatlan.com.
C&I Hitelnet firmographics
Firmographics- Name
- C&I Hitelnet
- Legal name
- ingatlan.com Zrt.
- Website
- https://hitelnet.hu
- Company type
- Private
- Founded year
- 2003
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- C&I Hitelnet is a small Hungarian private company (founded 2002, 1–10 employees, Gencsapáti) that provides loan intermediation and financial consulting services, channeling Hungarian consumer and SME borrowers through the bank-independent money.hu / ingatlan.com Group comparison and referral ecosystem.
- Ownership category
- akta.pro rank
C&I Hitelnet industry classification
Industry- Product category
- Financial Product Comparison Platform
- NAICS
- Finance and Insurance (52)
- SIC
- Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Mortgage Comparison, Marketplace & Rate-Shopping Platforms (FSALABAJ)
Keywords
Where C&I Hitelnet is headquartered
LocationHeadquarters
- HQ city
- Gencsapáti
- HQ country
- Hungary
- HQ region
- Europe
Offices1 record
Markets served
C&I Hitelnet business model
Business model- GTM type
- B2B and B2C
- Offering type
- Digital Commerce or Content
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations
Revenue model
- Financial product referral/comission: The platform generates revenue by referring customers to banking partners (such as OTP, Erste Bank, CIB Bank, K&H Bank, Raiffeisen Bank, and others). As a bank-independent intermediary, money.hu earns commissions or referral fees when users apply for financial products through their platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Others | Free consumer access |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
C&I Hitelnet product offering
Product offeringCore offering
C&I Hitelnet operates money.hu, a bank-independent financial comparison platform in Hungary that aggregates mortgage, personal loan, business loan, savings, bank account, and insurance products from 13+ Hungarian banking partners. The platform provides free online calculators, pre-qualification services, and access to a nationwide network of 333+ independent loan advisors (hitelszakértők) who offer free consumer consultations.
Product overview
money.hu is a bank-independent financial comparison platform operated by ingatlan.com Zrt., offering a comprehensive suite of loan calculators and financial product comparison tools. The platform provides mortgage calculators (lakáshitel), personal loan calculators (személyi kölcsön), business loan calculators (céges hitel), savings calculators (megtakarítás), bank account comparisons, insurance products, and currency exchange rates. The core product is the hitelkalkulátor (loan calculator) platform that aggregates offerings from multiple Hungarian banking partners including OTP, Erste Bank, CIB Bank, K&H Bank, and others. Additional services include the hitelszakértő kereső (loan advisor finder) connecting users with certified advisors, the tudástár (knowledge base) for financial education, and various specialty calculators for utilities, taxes, and inflation. The platform operates as a 100% Hungarian-owned, bank-independent company with 22 years of experience in the Hungarian financial market.
Differentiator
Problem solved
Functional benefit
Products and services
- Hitelkalkulátor (Loan Calculator Platform) Comprehensive loan comparison platform enabling Hungarian consumers and businesses to compare personal loans, mortgage rates, business credit products, and government-subsidized loan options from multiple Hungarian banks in one place, with integrated access to free financial advisor consultations.
- Lakáshitel kalkulátorok (Mortgage Calculators) Suite of mortgage calculators covering used and new home purchases, construction loans, renovation financing, expansion loans, free-use mortgages, green mortgages, consumer-friendly mortgages, and refinancing options for Hungarian homebuyers.
- Személyi kölcsön kalkulátorok (Personal Loan Calculators) Personal loan calculators covering standard personal loans, renovation loans, small-amount loans, car loans, consumer-friendly loans, loan refinancing, and free-use loans for Hungarian consumers.
- Céges hitelkalkulátorok (Business Loan Calculators) Business-specific loan calculators including overdraft facilities, microloans, Széchenyi Card program, working capital loans, and business investment loans for Hungarian small and medium enterprises.
- Bankszámla összehasonlítás (Bank Account Comparison) Bank account comparison service covering standard consumer accounts, entrepreneur accounts, student accounts, junior accounts, senior accounts, and premium account packages from Hungarian banks.
- Megtakarítási kalkulátorok (Savings and Investment Calculators) Savings and investment calculators including savings accounts, time deposits, government bonds, investment funds, and housing savings (lakástakarék) products for Hungarian consumers seeking to compare deposit and investment options.
- Biztosítás összehasonlítás (Insurance Comparison) Insurance comparison service focused on home insurance (lakásbiztosítás) products from Hungarian insurance providers for property owners.
- Hitelszakértő kereső (Loan Advisor Finder) Platform service connecting Hungarian consumers with certified independent loan advisors (hitelszakértők) located across Hungary, offering free expert consultations in-person and by phone to help users select and apply for appropriate financial products.
- Előminősítés (Pre-qualification Service) Pre-qualification service allowing Hungarian consumers to assess their mortgage eligibility and receive an initial credit assessment before submitting a formal loan application.
- Árfolyam (Exchange Rate Information) Real-time currency exchange rate information for EUR, USD, GBP, and CHF supporting Hungarian consumers tracking foreign exchange rates for international financial decisions.
Companies that use C&I Hitelnet
Customer profileSegments2 records
Ideal customer profiles2 records
C&I Hitelnet technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
C&I Hitelnet partnerships and signals
Strategic signalPartnerships
15 partnerships are on record, tiered core, minor and flagship.
- OTP BankcoreMajor Hungarian banking partner providing mortgage, personal loan, and business loan products featured on money.hu's comparison platform
- Erste BankcoreHungarian banking partner providing financial products for comparison on money.hu
- CIB BankcoreBanking partner featured on money.hu's financial product comparison platform
- K&H BankcoreHungarian banking partner providing loan and savings products featured on money.hu
- Raiffeisen BankcoreBanking partner featured on money.hu's financial product comparison platform
- UniCredit BankcoreBanking partner featured on money.hu's financial product comparison platform
- Gránit BankcoreHungarian banking partner providing financial products for comparison on money.hu
- MagNet BankcoreBanking partner featured on money.hu's financial product comparison platform
- OberbankcoreBanking partner featured on money.hu's financial product comparison platform
- Magyar Cofidis Bank Zrt.coreBanking partner providing consumer finance products featured on money.hu
- MBH BankcoreHungarian banking partner featured on money.hu's financial product comparison platform
- MBH Duna BankcoreBanking partner featured on money.hu's financial product comparison platform
- LightyearminorPartner providing investment/trading products featured on money.hu
- ingatlan.com Groupflagshipmoney.hu is a member of the ingatlan.com Group (100% Hungarian-owned), which provides significant distribution advantage through access to real estate consumers who also need mortgage and financial products. Part of the United Platforms group.
- United Platforms Groupflagshipmoney.hu is part of the United Platforms group, which operates world-class standards with local heart across its portfolio of platforms
Scale indicators4 records
Recent moves3 records
Expansion highlights3 records
C&I Hitelnet competitors and assessment
Company assessmentDirect peers
- NerdWallet: NerdWallet is a leading US personal finance comparison platform covering credit cards, mortgages, personal loans, banking, and insurance with a content-and-calculator-led model. It is the closest direct international analog to money.hu's bank-independent financial comparison and editorial content strategy.
- Finder: Finder is a global personal finance comparison platform operating in the US, UK, and Australia across banking, credit, and lending. Its comparison-and-affiliate model across multiple banking verticals is directly comparable to money.hu's Hungary-wide offering.
- Bankrate: Bankrate is a US financial comparison publisher (now part of Red Ventures) covering mortgages, credit cards, savings, and personal loans, monetized through affiliate leads. Comparable to money.hu in product scope (mortgage-led) and content-driven SEO acquisition.
- MoneySupermarket: MoneySupermarket is the UK's largest financial product comparison platform, monetizing mortgages, loans, insurance, and utilities via affiliate referral commissions. It matches money.hu's multi-vertical comparison marketplace model and bank/insurer aggregator role almost one-for-one.
- Credible: Credible is a US loan comparison marketplace focused on mortgages, student loans, personal loans, and refinancing, operating an affiliate referral model to bank and lender partners. Highly comparable to money.hu's mortgage and personal loan comparison core.
- Compare the Market: Compare the Market is a UK comparison marketplace for insurance, utilities, and banking products. Comparable to money.hu in the breadth of financial verticals (loans, savings, insurance) and advertiser-funded free consumer access.
- GoCompare: GoCompare is a UK-based comparison marketplace focused on insurance and financial products (mortgages, loans, credit cards). Its affiliate-driven model and consumer-facing calculator experience closely parallel money.hu's Hungarian comparison offering.
- BankBazaar: BankBazaar is an India-based financial product marketplace comparing loans, credit cards, and insurance products from multiple banks. Its multi-bank comparison-and-referral model and emerging-market consumer base closely parallel money.hu's Hungary operation.
Regional players
- Bankmonitor (Hungary): Bankmonitor is a Hungarian mortgage and personal loan comparison site also serving Hungarian consumers directly. It is the most direct Hungarian-headquartered competitor to money.hu in mortgage comparison and referral.
Emerging players
- LendEDU: LendEDU is a US consumer lending comparison platform with strong focus on student loan and personal loan refinancing. Smaller and more narrowly focused than money.hu, but applies the same calculator-driven comparison and affiliate referral model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks5 records
Key highlights7 records
Customer concentration
C&I Hitelnet social profiles
Digital presenceC&I Hitelnet financial estimates
Financial estimateRevenue estimate
Valuation estimate
C&I Hitelnet leadership team
Management profileNumber of profiles
C&I Hitelnet funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
C&I Hitelnet M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about C&I Hitelnet
What does C&I Hitelnet do?
C&I Hitelnet operates money.hu, a bank-independent financial comparison platform in Hungary that aggregates mortgage, personal loan, business loan, savings, bank account, and insurance products from 13+ Hungarian banking partners. The platform provides free online calculators, pre-qualification services, and access to a nationwide network of 333+ independent loan advisors (hitelszakértők) who offer free consumer consultations.
Is C&I Hitelnet a public or private company?
C&I Hitelnet is a private company. It is classified as corporate owned and is currently operating.
When was C&I Hitelnet founded?
C&I Hitelnet was founded in 2003. It employs 1 to 10 people.
Where is C&I Hitelnet based?
C&I Hitelnet is headquartered in Gencsapáti, Hungary, in the Europe region.
How does C&I Hitelnet make money?
One revenue line is on record: financial product referral/comission.
Who are C&I Hitelnet's main competitors?
Direct peers on record are NerdWallet, Finder, Bankrate, MoneySupermarket, Credible, Compare the Market, GoCompare and BankBazaar. Bankmonitor (Hungary) is listed as a regional player. LendEDU is listed as an emerging player.
Does C&I Hitelnet have an API?
No public API is recorded for C&I Hitelnet.
What industry is C&I Hitelnet in?
C&I Hitelnet's product category is Financial Product Comparison Platform. Its primary akta.pro industry code is FSALABAJ, Mortgage Comparison, Marketplace & Rate-Shopping Platforms. Its NAICS code is 52 and its SIC code is 6163.