Coastal Agents Alliance
Coastal Agents Alliance is a privately held, third-generation insurance brokerage founded in 2004 in West Atlantic City, New Jersey, distributing personal-lines coverage to clients across Southern New Jersey via a traditional relationship-driven agency model.
- Company typePrivate
- Founded2004
- HeadquartersWest Atlantic City, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Coastal Agents Alliance does
Coastal Agents Alliance is a privately held, for-profit insurance brokerage founded in 2004 in West Atlantic City, New Jersey. The firm self-identifies as a third-generation broker, indicating multi-generational family ownership and continuity of operations rooted in Southern New Jersey. With an 11-50 employee footprint, the company operates at the scale of a small-to-mid-sized regional agency rather than a national platform, and its coastal positioning implies meaningful exposure to property-related personal lines (homeowners, wind, flood) where regional carrier relationships and local underwriting knowledge are commercially valuable.
The company's business model follows a traditional insurance distribution structure: as an independent brokerage, it likely places personal and possibly small-commercial policies with carrier partners and earns commissions on premium volume. No proprietary technology platform, digital distribution channel, proprietary underwriting model, or differentiated pricing engine is disclosed in the input data, consistent with a relationship-driven, agent-led GTM rather than a tech-enabled insurtech model. The firm has no disclosed parent company, subsidiaries, funding rounds, M&A history, leadership team, or strategic partnerships in the data set.
The bulk of the aggregated input content describes Orchid Insurance and Great Bay Insurance Group — separate entities whose product portfolios (homeowners, builder's risk, flood programs, wind coverage) overlap thematically with a coastal NJ agent's likely book but are not identified as Coastal Agents Alliance itself. Accordingly, all Orchid/Great Bay product, carrier, and partnership facts have been excluded from this company's profile to avoid misattribution. Customer mix, revenue mechanics, technology stack, and expansion history for Coastal Agents Alliance remain undisclosed in the available sources.
Coastal Agents Alliance firmographics
Firmographics- Name
- Coastal Agents Alliance
- Website
- https://coastalagentsalliance.com
- Company type
- Private
- Founded year
- 2004
- Headcount range
- 11–50 employees
- Short description
- Coastal Agents Alliance is a privately held, third-generation insurance brokerage founded in 2004 in West Atlantic City, New Jersey, distributing personal-lines coverage to clients across Southern New Jersey via a traditional relationship-driven agency model.
- Ownership category
- akta.pro rank
Coastal Agents Alliance industry classification
Industry- Product category
- Personal Lines Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)
Keywords
Where Coastal Agents Alliance is headquartered
LocationHeadquarters
- HQ city
- West Atlantic City
- HQ country
- United States
- HQ region
- North America
Markets served
Coastal Agents Alliance business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Coastal Agents Alliance product offering
Product offeringCore offering
Coastal Agents Alliance is a third-generation insurance brokerage that places personal lines insurance coverage for individuals, drawing on close to a dozen trusted carrier partners. The core product lineup includes homeowners insurance policies, builder's risk coverage, flood programs (including private primary flood and excess flood), and wind-only coverage tailored to coastal properties. Preferred partner programs with Jewelers Mutual, NFIP, and Neptune Flood add self-service digital offerings designed to reduce friction and increase efficiencies for agents and policyholders.
Product overview
Orchid Insurance operates as a personal lines insurance provider offering a unified product portfolio that brings together outstanding coverage solutions from close to a dozen trusted carriers. The core product lineup includes Homeowners Insurance Policies, Builder's Risk, Flood Programs (including Excess Flood and Private Primary Flood), and Wind Only Coverage. The company partners with agents across all 50 states and offers preferred partnership programs through Jewelers Mutual, NFIP, and Neptune Flood to provide coverage solutions with self-service digital offerings. Great Bay Insurance Group, referenced in the news source, is described as a leading coastal homeowners insurance provider in New Jersey with plans to expand to other products and states.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Lines Insurance Brokerage
Companies that use Coastal Agents Alliance
Customer profileIdeal customer profiles1 record
Coastal Agents Alliance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Coastal Agents Alliance partnerships and signals
Strategic signalRecent moves2 records
Expansion highlights1 record
Coastal Agents Alliance competitors and assessment
Company assessmentBroad incumbents
- Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm. Comparable as an incumbent competitor with broader carrier access and resources.
- Lockton: Largest independent insurance brokerage in the U.S. Comparable as a major independent brokerage competing for mid-market personal lines and specialty accounts.
- Hub International: National insurance brokerage with significant personal-lines and specialty property practices. Comparable as a scaled brokerage competing for coastal and specialty property clients.
- Brown & Brown: Large national insurance brokerage with a strong retail property & casualty franchise. Comparable as an incumbent competitor that Coastal Agents Alliance competes against for agent talent and client accounts in regional markets.
- Acrisure: Fast-growing global insurance brokerage built through aggressive roll-up acquisitions. Comparable as a consolidator that absorbs small agencies like Coastal Agents Alliance and pressures economics in the segment.
Direct peers
- Great Bay Insurance Group: Coastal homeowners insurance provider in New Jersey with plans to expand products and states. Comparable as a regional coastal property insurance specialist operating in the same New Jersey market.
- Orchid Insurance: Personal-lines MGA partnering with agents across all 50 states on coastal homeowners, flood, wind, and builder's risk products — the same product ecosystem Coastal Agents Alliance distributes. Directly comparable as a distribution and product counterpart.
Emerging players
- Neptune Flood: Specialty flood insurance MGA referenced as a preferred partner in the data. Comparable as a niche flood-product provider whose partnership directly affects Coastal Agents Alliance's product capabilities.
- Wright Flood: Specialty flood insurance agency and managing general agent focused on NFIP and private flood markets. Comparable as a flood-focused distribution peer serving coastal property owners.
Others
- Jewelers Mutual: Specialty insurer referenced as a preferred partner in the data. Comparable as an ecosystem partner providing adjacent personal-lines product capabilities rather than a direct competitor.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights4 records
Customer concentration
Coastal Agents Alliance social profiles
Digital presenceCoastal Agents Alliance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Coastal Agents Alliance leadership team
Management profileNumber of profiles
Coastal Agents Alliance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Coastal Agents Alliance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Coastal Agents Alliance
What does Coastal Agents Alliance do?
Coastal Agents Alliance is a third-generation insurance brokerage that places personal lines insurance coverage for individuals, drawing on close to a dozen trusted carrier partners. The core product lineup includes homeowners insurance policies, builder's risk coverage, flood programs (including private primary flood and excess flood), and wind-only coverage tailored to coastal properties. Preferred partner programs with Jewelers Mutual, NFIP, and Neptune Flood add self-service digital offerings designed to reduce friction and increase efficiencies for agents and policyholders.
When was Coastal Agents Alliance founded?
Coastal Agents Alliance was founded in 2004. It employs 11 to 50 people.
Where is Coastal Agents Alliance based?
Coastal Agents Alliance is headquartered in West Atlantic City, United States, in the North America region.
Who are Coastal Agents Alliance's main competitors?
Broad incumbents on record are Arthur J. Gallagher & Co., Lockton, Hub International, Brown & Brown and Acrisure. Direct peers are Great Bay Insurance Group and Orchid Insurance. Emerging players are Neptune Flood and Wright Flood. Jewelers Mutual is listed as an others.
Does Coastal Agents Alliance have an API?
No public API is recorded for Coastal Agents Alliance.
What industry is Coastal Agents Alliance in?
Coastal Agents Alliance's product category is Personal Lines Insurance Brokerage. Its primary akta.pro industry code is FSAEADAJ, Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines). Its NAICS code is 52421 and its SIC code is 6411.