IFPC

Wealth Managementifpc.co.uk

IFPC Limited is an independently owned, FCA-regulated UK Chartered wealth management firm providing fee-based financial planning and discretionary investment management to HNW individuals, trustees, business owners, and pension funds from offices in St Albans and London.

Company typePrivate
Founded1988
HeadquartersSt. Albans, United Kingdom
Headcount11–50
GTM typeB2C
OfferingServices

IFPC firmographics

Firmographics

Name: IFPC
Legal name: IFPC Limited
Website: https://ifpc.co.uk
Company type: Private
Founded year: 1988
Operating status: Operating
Headcount range: 11–50 employees
Short description: IFPC Limited is an independently owned, FCA-regulated UK Chartered wealth management firm providing fee-based financial planning and discretionary investment management to HNW individuals, trustees, business owners, and pension funds from offices in St Albans and London.
Ownership category
akta.pro rank

IFPC industry classification

Industry

Product category: Wealth Management
NAICS: Portfolio Management and Investment Advice (523940)
SIC: Investment Advice (6282)
akta.pro industry: PRIMARYFSAEAAAA
Comprehensive Financial Planning
Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Investment Advisory & Financial Planning
SECONDARYFSAEAAAL
Fee-Only Advisory
Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Investment Advisory & Financial Planning

Keywords

Wealth management
Financial planning
Investment management
Pension transfer advice
Inheritance tax planning

Where IFPC is headquartered

Location

Headquarters

HQ city: St. Albans
HQ country: United Kingdom
HQ region: Europe

Offices2 records

Markets served

IFPC business model

Business model

GTM type: B2C
Offering type: Services
Cost components: Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

Fee-Based Financial Planning: Advice is fee-based, ensuring solutions are totally unbiased and entirely appropriate to client needs. Covers financial planning services including savings, investment, protection, retirement planning, trusts and inheritance tax planning.
Discretionary Investment Management: Delegated portfolio management service where the investment team makes day-to-day investment decisions on behalf of clients. Multi-asset investment solutions are based on individual financial circumstances, risk profile, age, and objectives. Revenue earned as a percentage of assets under management.

Pricing tiers

Model	Billing	Price
Other	Annual	Fee-based bespoke financial planning — individual quotes provided

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

IFPC product offering

Product offering

Core offering

IFPC Limited provides independent, fee-based financial planning and discretionary investment management services to high net worth individuals, trustees, and business owners in the UK. The financial planning service covers savings, investment, protection, retirement planning, trusts, and inheritance tax planning, while the investment management service delivers delegated multi-asset portfolio management through its in-house team of CFA-chartered investment managers. Advice is fully unbiased and bespoke, and the firm is authorised and regulated by the Financial Conduct Authority.

Product overview

IFPC offers two core wealth management services: a bespoke Financial Planning service and a Discretionary Investment Management service. The Financial Planning service provides independent, fee-based advice on investments (ISAs, pensions, trusts, bonds), cash flow analysis, inheritance tax planning, retirement options (SIPP, SSAS), pension transfers, later life advice, and protection planning. The Discretionary Investment Management service enables clients to delegate portfolio management to IFPC's team of CFA-chartered investment managers who implement multi-asset strategies. These services are complemented by an Online Valuations Portal for portfolio access and regular Market Commentary publications for market intelligence. The company positions itself as one of the relatively few Chartered Financial Planning companies in the UK, with services available to individuals, trustees, and business owners.

Differentiator

Problem solved

Functional benefit

Products and services

Financial Planning Service

Quantifiable outcome

Advised clients are better off by over £40,000 compared to non-advised clients (sourced from ILC-UK and Royal London report via MoneyMarketing)
+1 more outcomes

Companies that use IFPC

Customer profile

Segments4 records

Ideal customer profiles2 records

IFPC technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

IFPC partnerships and signals

Strategic signal

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

IFPC competitors and assessment

Company assessment

Broad incumbents

Close Brothers Asset Management: UK discretionary investment manager serving private clients, intermediaries, and institutions. Comparable fee-based discretionary portfolio management service and HNW client base to IFPC's investment management arm.
St. James's Place: One of the UK's largest wealth management networks serving HNW individuals with financial planning and discretionary investment services. While IFPC operates an independent, fee-based boutique model, both target UK HNW clients seeking integrated planning and investment advice.
Quilter: UK wealth management business offering advised and discretionary investment solutions through financial advisers to HNW clients. Comparable UK HNW target market and fee-based wealth management proposition to IFPC.
Brown Shipley: UK private bank and wealth manager offering discretionary investment management, financial planning, and trust services to HNW individuals and families. Comparable integrated HNW wealth proposition and Chartered-style adviser team structure.
Rathbones Group: Long-established UK wealth manager offering discretionary investment management and financial planning to private clients, trustees, and charities. Directly comparable HNW client focus and integrated planning-plus-investment service mix, though at significantly greater scale.
Brewin Dolphin: UK wealth manager (now part of RBC Wealth Management) providing discretionary investment management and financial planning to private clients, charities, and intermediaries. Comparable fee-based discretionary service and HNW client profile to IFPC.
Evelyn Partners: UK wealth management and professional services firm (formerly Tilney) offering financial planning, investment management, and tax/trust services to HNW individuals and families. Highly comparable integrated proposition and UK HNW/trustee target market to IFPC.

Direct peers

Foster Denovo: UK chartered financial planning and wealth management firm providing fee-based advice and discretionary investment management to HNW individuals, business owners, and trustees. Highly comparable multi-disciplinary, fee-based, Chartered-status proposition.
Succession Wealth: UK-wide chartered financial planning firm providing independent advice on retirement, investment, protection, and tax planning to HNW individuals. Closely comparable fee-based, Chartered-status boutique IFA model serving HNW and trustee clients.
Sanlam UK: UK arm of South African financial services group offering discretionary wealth management and financial planning to HNW private clients. Comparable HNW focus, integrated planning + discretionary investment offering, and Chartered-style professional standards.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

IFPC compliance and trust

Trust signal

Compliance3 records

IFPC financial estimates

Financial estimate

Revenue estimate

Valuation estimate

IFPC leadership team

Management profile

Number of profiles

Profiles7 records

IFPC funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

IFPC M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about IFPC

What does IFPC do?

Is IFPC a public or private company?

IFPC is a private company. It is classified as management employee owned and is currently operating.

When was IFPC founded?

IFPC was founded in 1988. It employs 11 to 50 people.

Where is IFPC based?

IFPC is headquartered in St. Albans, United Kingdom, in the Europe region.

How does IFPC make money?

Two revenue lines are on record. Fee-Based Financial Planning is the primary driver. The others are discretionary Investment Management.

Who are IFPC's main competitors?

Broad incumbents on record are Close Brothers Asset Management, St. James's Place, Quilter, Brown Shipley, Rathbones Group, Brewin Dolphin and Evelyn Partners. Direct peers are Foster Denovo, Succession Wealth and Sanlam UK.

Does IFPC have an API?

No public API is recorded for IFPC.

What industry is IFPC in?

IFPC's product category is Wealth Management. Its primary akta.pro industry code is FSAEAAAA, Comprehensive Financial Planning, with a secondary code of FSAEAAAL, Fee-Only Advisory. Its NAICS code is 523940 and its SIC code is 6282.