Mortgage and Title Solutions

What Mortgage and Title Solutions does

Mortgage and Title Solutions, LLC is a privately held, owner-operated mortgage brokerage headquartered in Bargersville, Indiana, operating under the consumer-facing brand "Indy's Best Rate" through the website indysbestrate.com. The company is licensed in Indiana under NMLS #125557 and is led by principal mortgage professional Timothy L Jordan (NMLS #137879). Its business is intermediating residential mortgage loans — purchasing, refinancing, and cash-out refinancing — between Indiana consumers and underlying lenders, rather than originating and holding loans on its own balance sheet.

The product portfolio spans conventional fixed-rate products (30-year and 15-year mortgages), government-backed loans (FHA and VA), and jumbo loans up to $2.5 million. Supporting these products is a digital self-service stack comprising a free pre-approval letter request system, a refinance analysis calculator, a mortgage payment calculator, and a secure online loan application that can be completed in approximately 10 minutes. Lead capture and conversion are driven by the website, organic local SEO, and phone-based advisor support; no mobile applications, APIs, or third-party integrations are disclosed. The site is PCI-DSS-compliant for applicant data handling.

Revenue is generated through transaction fees on loan origination — origination fees and yield spread premiums passed to borrowers — and the company earns no disclosed subscription or recurring revenue. Customers are individual home buyers and refinancing households in Indiana, segmented primarily by use case (purchase vs. refinance). The firm has no disclosed institutional investors, parent company, subsidiaries, partnerships, patents, or trademarks, and operates exclusively within a single state, indicating a small, regionally focused brokerage rather than a scaled platform.

Name

Mortgage and Title Solutions

Legal name

Mortgage and Title Solutions, LLC

Website

https://indysbestrate.com

Company type

Private

Operating status

Operating

Short description

Mortgage and Title Solutions is a privately held Indiana mortgage brokerage (NMLS #125557) operating as "Indy's Best Rate" that originates home purchase, refinance, FHA, VA, and jumbo loans through a direct-to-consumer website and phone-based advisors.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

akta.pro secondary industry

Mortgage Refinance & Rate/Term Intermediation (FSAEAEAC)

Keywords

• Mortgage brokerage
• Home loan origination
• Residential refinancing
• Mortgage rate comparison
• FHA VA loans

Headquarters

HQ city

Bargersville

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations, Others

Revenue model

1. Mortgage Origination: Revenue generated from originating mortgage loans for home buyers and refinancing customers. The company earns fees from the loan origination process, likely including origination fees, yield spread premiums, and other loan-related charges passed on to borrowers.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Mortgage and Title Solutions is a privately held mortgage brokerage operating as Indy's Best Rate in Bargersville, Indiana. The company originates residential mortgage loans including 30-year and 15-year fixed-rate mortgages, FHA loans, VA loans, and jumbo loans up to $2.5 million, along with home purchase and refinance (including cash-out) products. It supports these offerings with digital self-service tools such as a free pre-approval letter request, refinance analysis calculator, mortgage payment calculator, and a secure online loan application, supplemented by phone-based mortgage advisor guidance.

Product overview

Mortgage and Title Solutions operates as a mortgage broker offering a unified portfolio of mortgage products and digital tools. The core product suite includes fixed-rate mortgages (30-year and 15-year terms), government-backed loans (FHA, VA), and jumbo loans exceeding conforming limits. Supporting these products are digital self-service tools including a pre-approval letter generator, refinance analysis calculator, payment calculator, and a secure online loan application portal. The company serves home buyers and homeowners seeking refinancing through their website platform.

Differentiator

Problem solved

Functional benefit

Products and services

• 30-Year Fixed Rate Mortgage Traditional fixed-rate mortgage with constant interest rate and monthly payments that never change, amortized over 30 years. Designed for homeowners planning to stay in their home for seven years or longer.
• 15-Year Fixed Rate Mortgage Fixed-rate mortgage fully amortized over a 15-year period with constant monthly payments. Offers lower interest rates than 30-year options and faster home ownership, with higher monthly payments.
• FHA Loans Mortgage loans insured by the Federal Housing Administration, requiring only 3.5% down payment and accessible to borrowers with less-than-perfect credit.
• VA Loans Mortgage loans guaranteed by the U.S. Department of Veterans Affairs, designed for eligible American veterans or their surviving spouses with no down payment required.
• Jumbo Loans Loans exceeding conforming loan limits set by Fannie Mae and Freddie Mac, with financing available up to $2.5 million for high-value properties.
• Home Purchase Loans Mortgage financing for home purchases with pre-approval letter requests and loan qualification tools to determine affordability.
• Home Refinance Refinancing services to replace existing mortgages with new loans, potentially reducing interest rates, monthly payments, or loan terms, including cash-out refinance options.

Quantifiable outcome

• Home loans fully funded within 30 days from application

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Scale indicators2 records

Recent moves5 records

Expansion highlights3 records

Direct peers

• Fairway Independent Mortgage Corporation: Retail mortgage lender with a branch-driven model offering conventional, FHA, VA, USDA, and Jumbo loans through loan officers serving local markets. Closely matches Mortgage and Title Solutions' branch-based retail origination model with similar product breadth.
• NewRez (formerly New Penn Financial): National retail and wholesale mortgage lender offering purchase, refinance, and HELOC products with both direct-to-consumer digital origination and a wholesale broker channel. Comparable to Mortgage and Title Solutions across retail origination, product breadth, and digital tools.
• Guild Mortgage: Retail-focused mortgage lender with regional branch presence and a full product menu including FHA, VA, USDA, and Jumbo loans. Closely comparable to Mortgage and Title Solutions in being a relationship-driven, branch-based retail originator with consumer-direct digital intake.
• CrossCountry Mortgage: Mid-sized retail mortgage lender with regional branches and consumer-direct digital origination; offers conventional, FHA, VA, and Jumbo products. Directly comparable to Mortgage and Title Solutions in being a multi-product, relationship-driven retail originator, with a larger but similarly distributed branch footprint.

Broad incumbents

• Guaranteed Rate: National retail mortgage lender with a strong digital application platform ("Digital Mortgage") and broad product menu including FHA, VA, and Jumbo. Comparable to Mortgage and Title Solutions in offering consumer-direct purchase and refinance origination across multiple loan types.
• Caliber Home Loans: National mortgage lender and servicer offering purchase and refinance products through retail, wholesale, and consumer-direct channels. Comparable product breadth and channel mix, operating at much larger scale than Mortgage and Title Solutions.
• Rocket Mortgage: America's largest retail mortgage lender and a Quicken Loans subsidiary; offers fully digital purchase and refinance origination across all 50 states. Directly comparable business model to Mortgage and Title Solutions, but at vastly greater scale and brand recognition, and serving a national rather than Indiana-only footprint.
• PrimeLending: National retail mortgage lender owned by PlainsCapital, offering conventional, FHA, VA, and Jumbo loans through branch-based loan officers. Directly comparable origination model and product set, with substantially larger geographic coverage than Mortgage and Title Solutions.
• Better.com: Digital-first mortgage lender offering online purchase and refinance applications with salaried loan officers rather than commissioned brokers. Competes for the same self-directed online borrower that Mortgage and Title Solutions targets through indysbestrate.com.
• loanDepot: National retail and wholesale mortgage lender with both retail branches and a wholesale broker channel (LDWholesale). Comparable product breadth — conventional, FHA, VA, Jumbo — and a digital application stack aimed at the same consumer segments as Mortgage and Title Solutions.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mortgage and Title Solutions