Pinnacle Persada Investama

What Pinnacle Persada Investama does

PT Pinnacle Persada Investama, operating as Pinnacle Investment, is an Indonesian investment management firm founded in 2015 and headquartered in Jakarta Pusat. The firm is registered and supervised by Otoritas Jasa Keuangan (OJK), Indonesia's financial services authority, and operates as a privately held company with 11-50 employees. It runs an open-end mutual fund platform spanning four asset classes — equity, fixed income, money market, and balanced — alongside four exchange-traded funds listed on the Indonesia Stock Exchange, separately managed accounts (Kontrak Pengelolaan Dana), and an alternative investment vehicle offering hedge fund, private equity, distressed, and real estate strategies to qualified investors.

The investment process integrates quantitative multi-factor models with fundamental bottom-up analysis, supported by a proprietary risk management platform that performs continuous portfolio monitoring and stress testing. The flagship Pinnacle Strategic Equity Fund, launched October 2015, has delivered a 91.14% cumulative return over ten years, ranking in the top 2% of 293 active equity mutual funds in Indonesia and outperforming both the Jakarta Composite Index and the LQ45 over the same period. Disclosed AUM is anchored by a Money Market Fund at IDR 1,098.40 billion and a Strategic Equity Fund at IDR 27.89 billion.

The business operates a fee-based revenue model, charging annual management fees ranging from 1.50% on money market products to 3.50% on equity strategies, plus subscription, redemption, and switching fees on certain funds. Distribution is omnichannel: the proprietary PIMO mobile app for direct subscription, more than 22 third-party distributor platforms (including Bibit, Bareksa, Ajaib, IPOT, Pluang, Mirae Asset, Tanamduit, and others) for retail reach, and direct institutional sales for managed accounts. Marketing efforts combine organic social media, financial literacy programs such as HAVING Fund 2025 with academic and securities partners, and content distribution through digital channels.

Name

Pinnacle Persada Investama

Legal name

PT Pinnacle Persada Investama

Website

https://pinnacleinvestment.co.id

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

PT Pinnacle Persada Investama is an OJK-regulated Indonesian investment manager that offers mutual funds, ETFs, separately managed accounts, and alternative investments to retail, institutional, and high-net-worth investors via its PIMO app and 22+ distributor partners.

Ownership category

akta.pro rank

Product category

Investment Management

NAICS

Portfolio Management and Investment Advice (523940), Open-End Investment Funds (525910)

SIC

Investment Advice (6282)

akta.pro primary industry

Investment Management Advisory (RIA) (FSAEAAAB)

akta.pro secondary industry

Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)

Keywords

• Mutual fund management
• Exchange-traded funds
• Discretionary portfolio management
• Alternative investments
• Asset management services

Headquarters

HQ city

Jakarta Pusat

HQ country

Indonesia

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Mutual Fund Management Fees: Generates revenue through management fees charged on Assets Under Management (AUM) across its mutual fund products including equity, fixed income, money market, and balanced funds
2. ETF Management Fees: Revenue from managing exchange-traded funds including Pinnacle Enhanced Liquid ETF, Pinnacle Core High Dividend ETF, Pinnacle Indonesia ESG ETF, and Pinnacle FTSE Indonesia ETF
3. Managed Discretionary Accounts: Separate managed accounts providing customized portfolio management services with tailored investment strategies

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

PT Pinnacle Persada Investama is an Indonesian investment management company that manages and distributes a diversified suite of open-end mutual funds (equity, fixed income, money market, balanced), ETFs listed on the Indonesia Stock Exchange, separately managed discretionary accounts, and alternative investment funds for qualified investors. The firm combines quantitative and fundamental research approaches to deliver professionally managed investment products to retail, institutional, and high-net-worth clients in Indonesia.

Product overview

Pinnacle Persada Investama operates a diversified investment management platform offering open-end mutual funds (reksa dana) across four asset classes — equity, money market, fixed income, and balanced — as well as four ETF products traded on the Indonesia Stock Exchange (BEI), separately managed accounts (Kontrak Pengelolaan Dana/KPD), and alternative investment opportunities for qualified investors. The flagship Pinnacle Strategic Equity Fund, launched in October 2015, combines quantitative and fundamental investment approaches and has delivered a 91.14% cumulative return over ten years. The company distributes its products through its proprietary PIMO mobile app and through a network of more than 20 third-party distributor platforms including Bibit, Bareksa, Ajaib, IPOT, and others. Pinnacle's investment strategy integrates quantitative research and portfolio construction with fundamental analysis to generate consistent, risk-managed returns across all product lines.

Differentiator

Problem solved

Functional benefit

Brands

• PIMO: Pinnacle Investment Mobile application for investing in mutual funds

Products and services

• Pinnacle Strategic Equity Fund An equity mutual fund that combines a fundamental, bottom-up process with a quantitative strategy to maximise risk-adjusted return while mitigating portfolio risk. It invests 80% to 100% of assets in equity securities and 0% to 20% in money market instruments and/or debt securities, targeting medium to long-term capital gains through an actively managed portfolio of predominantly large-cap, liquid Indonesian stocks.
• Pinnacle Money Market Fund An open-end money market mutual fund incorporated in Indonesia whose objective is to obtain a high level of current income with focus on preservation of principal and liquidity, investing 100% of assets in money market instruments and short-term debt securities with maturity less than 1 year. Fund size IDR 1098.40 B as of June 2026.
• Pinnacle Indonesia Bond Fund A fixed income mutual fund that invests in Indonesian bonds and other fixed income instruments, aiming to provide regular income and capital appreciation through a diversified portfolio of debt securities.
• Pinnacle Dana Obligasi Unggulan A fixed income mutual fund investing primarily in Indonesian bonds, managed to deliver competitive returns within a structured fixed income strategy.
• Pinnacle Balanced Growth Fund A balanced mutual fund that allocates investments across equity and fixed income instruments to achieve a combination of capital growth and income generation, with a moderate risk profile.
• Pinnacle Winner Balanced Fund A balanced mutual fund designed to achieve growth and income objectives through a blended allocation across equity and debt securities, managed with a focus on risk-adjusted returns.
• Pinnacle Enhanced Liquid ETF An exchange-traded fund designed for enhanced liquidity, traded on the Indonesia Stock Exchange (BEI) like a stock, offering transparent and cost-efficient exposure to a targeted index or strategy.
• Pinnacle Core High Dividend ETF An exchange-traded fund focused on high dividend-paying Indonesian equities, providing investors with regular income and exposure to established companies with strong dividend track records.
• Pinnacle Indonesia ESG ETF An exchange-traded fund providing exposure to Indonesian companies that meet environmental, social, and governance (ESG) criteria, aligned with sustainable investment principles.
• Pinnacle FTSE Indonesia ETF An exchange-traded fund that tracks the FTSE Indonesia Index, offering investors broad market exposure to the Indonesian equity market through a passively managed, cost-efficient ETF structure.
• PIMO (Pinnacle Investment Mobile) A mobile investment application available on Google Play Store and Apple App Store that enables investors to subscribe, redeem, switch, and manage Pinnacle mutual fund investments easily, quickly, and securely.
• Kontrak Pengelolaan Dana (KPD) / Managed Accounts Separately managed accounts offering bespoke portfolio management tailored to individual client investment guidelines, risk profiles, and financial objectives, providing access to diverse investment strategies with comprehensive client service.
• Alternative Investment Private fund opportunities available to qualified clients, investing across hedge fund strategies, private equity, distressed/mezzanine tranches, and real estate investment funds, offering non-traditional market exposure typically reserved for institutional investors.

Quantifiable outcome

• 91.14% cumulative return over 10 years, ranking in top 2% of 293 active equity mutual funds in Indonesia
• +1 more outcomes

Named customers2 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Ten partnerships are on record, tiered core, minor and strategic.

• PluangcoreChannel Partner/ Reseller/ DistributorDigital investment platform distributor partner offering Pinnacle mutual fund products to retail investors in Indonesia
• BibitcoreChannel Partner/ Reseller/ DistributorRobo-advisor platform distributor partner making Pinnacle funds accessible to individual investors
• BareksacoreChannel Partner/ Reseller/ DistributorDigital mutual fund platform distributor partner for Pinnacle investment products
• AjaibcoreChannel Partner/ Reseller/ DistributorInvestment platform distributor partner for Pinnacle mutual funds
• IPOT (IndoPremier)coreChannel Partner/ Reseller/ DistributorPrimary securities firm partner for ETF distribution and direct mutual fund sales through IPOT platform
• Mirae AssetminorChannel Partner/ Reseller/ DistributorSecurities platform distributor partner for Pinnacle fund products
• MNC SekuritasstrategicGTM or Marketing PartnerStrategic partner for financial literacy programs including Having Fund 2025 at universities. Collaboration for investment education initiatives targeting young investors
• Universitas MH ThamrinminorStrategic or Co-development PartnerEducational institution partner for Having Fund 2025 financial literacy program, supporting investment education for students
• PinaminorChannel Partner/ Reseller/ DistributorDigital investment platform distributor partner for Pinnacle mutual fund products
• BCA BankcoreOthersCustodian bank for Pinnacle mutual funds including Money Market Fund, providing fund administration and custody services

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• BlackRock: Global asset management incumbent whose iShares ETF franchise (including FTSE Indonesia ETF) competes directly with Pinnacle's Indonesia ETF products. Comparable as a broad portfolio management and investment advisory platform at significantly larger scale.

Direct peers

• Manulife Aset Manajemen Indonesia: Indonesian arm of a global asset manager offering a full suite of mutual funds, including equity and money market funds, distributed across local digital platforms. Directly comparable in product breadth and target retail segment.
• Mandiri Manajemen Investasi: Affiliated with Bank Mandiri, this is one of Indonesia's largest asset managers offering a broad mutual fund and ETF lineup distributed via major Indonesian platforms. Comparable product mix and retail distribution strategy.
• Bahana Dana Investasi: Indonesian asset management firm offering equity, fixed income, balanced and money market mutual funds distributed through local platforms. Comparable OJK-regulated mutual fund operator with similar retail distribution model.
• Danareksa Investment Management: Long-established Indonesian asset manager offering a diversified mutual fund suite including equity and fixed income strategies, distributed through local investment platforms. Comparable Indonesian-domiciled mutual fund operator.
• Sucorinvest Asset Management: One of Indonesia's largest domestic mutual fund managers, offering equity, fixed income, money market, balanced, and ETF products distributed through a similar platform network. Directly comparable mid-sized OJK-regulated asset manager with quantitative and fundamental offerings.
• BNI Asset Management: Bank-affiliated Indonesian asset manager offering equity, fixed income, money market, and index/ETF products. Comparable mutual fund and ETF platform with retail distribution through Indonesian digital investment apps.
• Schroder Investment Management Indonesia: Local affiliate of a global asset manager offering Indonesian equity, fixed income, balanced and money market funds with active quantitative and fundamental strategies. Comparable in product mix and active management approach.
• Eastspring Investments Indonesia: Indonesia affiliate of Prudential's asset management business, offering equity, fixed income, and balanced mutual funds via the same digital distributor platforms (Bibit, Bareksa, etc.). Comparable in mutual fund product set and distribution channels.

Others

• Robo-advisor platforms (Bibit / Bareksa): Digital investment platforms that act as Pinnacle's distribution partners but also offer their own curated/recommended fund portfolios. Comparable as a channel for Indonesian retail mutual fund investment and a potential substitute for active fund selection.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCAmH2myBcIvYJwU5yZIbL3w
• Facebookfacebook.com/pinnacleid
• LinkedInlinkedin.com/company/pinnacle-investment
• Instagraminstagram.com/pinnacleinvestment
• Xx.com/pinnacleid

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Pinnacle Persada Investama