KIASSURE
- Company typePrivate
- Founded2017
- HeadquartersMarseille, France
- Headcount11–50
- GTM typeB2B
- OfferingServices
What KIASSURE does
KIASSURE SAS is a French wholesale insurance broker (courtier grossiste) headquartered in Marseille, founded in 2017, that designs, distributes, and manages Complementary Health (Mutuelle Santé) and Provident (Prévoyance) insurance products for individual consumers. The company operates as a B2B2C intermediary between reference insurers and a network of more than 500 distributing brokers who reach end consumers; it does not sell directly to individuals. KIASSURE's value proposition rests on three operational pillars: (1) data analytics on anonymized consumer data to design products priced on 'real' needs with minimal annual revaluation, (2) an internalized management unit handling policy lifecycle (contract validation, tele-transmission, contributions, direct debits, claims follow-up, and quality/cancellation/retention cells), and (3) a cloud-based SaaS portal (grc.app.kiassure.com) that provides brokers with real-time pricing, subscription, production tracking, document management, and online signature. The platform is designed for interoperability with leading market tools, and is integrated with OGGO Data (CRM), Comparadise (comparison), Zenlocassure (insurance software), and Société Générale (payment).
KIASSURE monetizes primarily through wholesale broker commissions on policies placed with its carrier partners — Aésio Mutuelle (France's second largest mutual insurer, covering 2.8 million members), L'équité (Generali France), Miltis, Amellis, and neo-insurer Acheel — supplemented by internalized management services revenue. The company maintains 20 specialized collaborators covering commercial follow-up, legal compliance, front/middle/back office, quality control, IT, and management/accounting, and is registered as an insurance intermediary with ORIAS under number 17001652, supervised by ACPR, and RGPD/GDPR compliant with a designated DPO. Leadership is provided by Lionel MARI in the Gérant (Managing Director) role. KIASSURE is privately held as a SAS, with no external institutional investors, funding rounds, M&A, or parent company disclosed in the source material; ownership appears founder/management-owned. Operational signals since 2021 (CRM launch, partnership with OGGO Data, ongoing carrier roster) suggest continued operations but no documented expansion milestones, leaving the current growth posture ambiguous.
KIASSURE firmographics
Firmographics- Name
- KIASSURE
- Legal name
- KIASSURE
- Website
- https://kiassure.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Where KIASSURE is headquartered
LocationHeadquarters
- HQ city
- Marseille
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
KIASSURE business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Others
Revenue model
- Wholesale Broker Commission: KIASSURE operates as a wholesale insurance broker (courtier grossiste) that designs, distributes, and manages insurance products in collaboration with reference insurers. Revenue is generated through commissions from insurance product distribution to a network of over 500 distributing brokers.
- Internalized Management Services: Internalized management of policy administration including contribution management, benefits processing, contract lifecycle management, and direct debit setup, providing quality and reactivity for clients while maintaining control over the full service chain.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Modular insurance products - Complementary Health and Provident insurance |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
KIASSURE product offering
Product offeringCore offering
KIASSURE is a French wholesale insurance broker (courtier grossiste) that designs, distributes, and manages innovative Complementary Health (Complémentaire Santé) and Provident (Prévoyance) insurance products for individuals. The company works with reference insurers to co-design modular products and distributes them through a network of over 500 independent distributing brokers, supported by a proprietary cloud-based SaaS portal (grc.app.kiassure.com) for real-time pricing, subscription, and policy management.
Product overview
KIASSURE operates as a wholesale insurance broker (courtier grossiste) offering a platform-plus-modules architecture. The core offering comprises three interconnected pillars: (1) La Data analyse pour innovation — the data analytics engine that uses anonymized consumer data to design products; (2) Un organe de gestion internalisé — the internalized management unit handling the full policy lifecycle; and (3) Un écosystème en mode SAS — the cloud-based SaaS portal providing real-time pricing, comparison, and broker tools. On top of these, KIASSURE distributes co-designed insurance products — Complémentaire Santé and Prévoyance — targeting individuals through a network of over 500 distributing brokers. The platform enables modular, personalized offerings with competitive pricing, while internal management ensures quality and client retention.
Differentiator
Problem solved
Functional benefit
Products and services
- Complémentaire Santé
- Prévoyance Provident/welfare insurance product offered alongside complementary health insurance for comprehensive individual protection. Distributed to individual policyholders through KIASSURE's network of 500+ distributing brokers.
- KIASSURE Portal (Cloud-based SaaS Ecosystem) Cloud-based SaaS portal (grc.app.kiassure.com) accessible to broker partners 24/7, featuring real-time pricing journey, offer comparator, production tracking dashboard, unpaid/claims/document management, team rights levels creation, technical document archiving, online signing, and pre-validation buffer zone. Interoperable with leading market tools.
- Un organe de gestion internalisé (Internalized Management Services) Internalized management service for broker partners handling the full policy administration lifecycle: contract validation, tele-transmission setup, insured relations, direct debit management, and payment follow-up. Includes dedicated cells for quality control, cancellation handling, retention, and unpaid management, plus a legal monitoring department via Planet CSCA syndicate membership.
- La Data analyse pour innovation (Data Analysis Service) Data-driven product design service that uses analysis of anonymized consumer data to design innovative, competitive insurance products. Powers pricing decisions and product stability through a real-needs-based approach, resulting in more stable products with minimal annual revaluation.
Quantifiable outcome
- Products experience minimal annual revaluation due to data-driven pricing approach
- +2 more outcomes
Companies that use KIASSURE
Customer profileNamed customers2 records
Segments2 records
Ideal customer profiles2 records
KIASSURE technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
AI capability2 records
Feature3 records
KIASSURE partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and minor.
- Aésio MutuellecoreAésio is France's 2nd largest mutual insurance actor, covering 2.8 million members across the territory. Specialized in person protection, covering complementary health and provident insurance needs. Serves as key insurer partner for KIASSURE's product distribution.
- L'équité (Generali France)coreL'équité is Generali France's property damage insurance subsidiary dedicated to large accounts. Partners with KIASSURE to implement specific insurance programs for individuals.
- MiltiscoreA family mutual insurance that has developed comprehensive expertise to facilitate access to healthcare for all families. Provides coverage solutions through KIASSURE distribution network.
- AmelliscoreA centenary mutual insurance with a team entirely focused on its members. Long-standing mutual insurance provider serving as insurer partner for KIASSURE products.
- AcheelcoreA 100% online neo-insurer offering highly competitive products ranging from animal insurance to health mutual, auto, and home insurance. Provides digital-first insurance products through KIASSURE broker network.
- CPMS (CMPS)minorContract administrator ensuring management of individual and collective health insurance contracts, both standard and custom. Handles policy administration for KIASSURE distributed products.
- OGGO DatacoreProvides the 'Business' CRM All-in-One solution: Commercial - Marketing - Management. Powers KIASSURE's proprietary CRM system launched in 2021 with optimized ergonomics.
- Planet CSCAminorProfessional syndicate of insurance brokers. KIASSURE is represented at Planet CSCA to stay current with latest legal developments and maintain quality content for broker network.
Scale indicators6 records
Recent moves6 records
Expansion highlights5 records
KIASSURE competitors and assessment
Company assessmentDirect peers
- Henner: French group insurance broker specializing in health and prévoyance for employees of international, executive, and SME clients. Comparable on health/prévoyance focus and intermediary broker model, though weighted more toward group/collective contracts.
- Alan: French digital health insurance company offering complementary health coverage to individuals and SMEs through a fully digital experience. Directly comparable to KIASSURE on product category (complémentaire santé), French market, and digital-first distribution — though Alan owns the underwriting while KIASSURE operates as a wholesale broker.
- SPVIE Assurances: French insurance broker (courtier) distributing health, prévoyance, and protection products through a network of partner advisors. Directly comparable on the wholesale broker model, French individual market, and product mix.
- Acheel: French 100% online neo-insurer offering health, auto, home, and animal insurance. Listed as a KIASSURE insurer partner, sharing overlap in French market, individual-focused offerings, and digital-first philosophy — comparable as a same-market, multi-line digital insurance player.
- +Simple (Plus Simple): French online insurance broker focused on professionals and individuals, distributing health, prévoyance, and other coverage via a digital portal. Closely comparable to KIASSURE on broker model, target customer mix, and SaaS-enabled distribution.
- Assurly: French digital insurance broker (courtier en ligne) focused on life insurance, prévoyance, and savings. Comparable to KIASSURE on the digital broker model and French market focus, with broader life/savings emphasis.
- April: One of France's largest insurance brokers (courtier), distributing health, provident, and P&C products to individuals and businesses through a partner network. Most directly comparable on the wholesale/intermediary broker model that KIASSURE also operates.
Broad incumbents
- Lemonade: Digital-first insurance carrier using AI-driven pricing and a mobile-first customer experience. Comparable to KIASSURE on the digital/SaaS-enabled distribution philosophy and data-driven product approach, though operating in different geographies and product lines.
- Generali France: Major French insurer (and one of KIASSURE's core partners via L'Équité). Comparable as a broad incumbent in health, life, and P&C that supplies product to KIASSURE's distribution network.
- Aésio Mutuelle: France's 2nd largest mutual insurer covering 2.8 million members, specializing in complementary health and prévoyance. Listed as a KIASSURE core insurer partner — comparable as a health/prévoyance incumbent whose products KIASSURE distributes.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
KIASSURE social profiles
Digital presenceKIASSURE compliance and trust
Trust signalCompliance3 records
KIASSURE financial estimates
Financial estimateRevenue estimate
Valuation estimate
KIASSURE leadership team
Management profileNumber of profiles
Profiles1 record
KIASSURE funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
KIASSURE M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about KIASSURE
What does KIASSURE do?
KIASSURE is a French wholesale insurance broker (courtier grossiste) that designs, distributes, and manages innovative Complementary Health (Complémentaire Santé) and Provident (Prévoyance) insurance products for individuals. The company works with reference insurers to co-design modular products and distributes them through a network of over 500 independent distributing brokers, supported by a proprietary cloud-based SaaS portal (grc.app.kiassure.com) for real-time pricing, subscription, and policy management.
Is KIASSURE a public or private company?
KIASSURE is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was KIASSURE founded?
KIASSURE was founded in 2017. It employs 11 to 50 people.
Where is KIASSURE based?
KIASSURE is headquartered in Marseille, France, in the Europe region.
How does KIASSURE make money?
Two revenue lines are on record. Wholesale Broker Commission is the primary driver. The others are internalized Management Services.
Who are KIASSURE's main competitors?
Direct peers on record are Henner, Alan, SPVIE Assurances, Acheel, +Simple (Plus Simple), Assurly and April. Broad incumbents are Lemonade, Generali France and Aésio Mutuelle.
Does KIASSURE have an API?
No public API is recorded for KIASSURE.