Carsat Burgundy-Franche-Comte

What Carsat Burgundy-Franche-Comte does

Carsat Bourgogne-Franche-Comté is a paritarian public social security institution founded in 1945, operating under the dual supervision of the Caisse Nationale d'Assurance Vieillesse (CNAV) for retirement and the Caisse Nationale de l'Assurance Maladie (CNAM) for occupational health. It administers the general scheme retirement regime, occupational risk prevention and pricing (AT/MP), and social support services for insured persons across the Bourgogne-Franche-Comté region of France. In 2024 the organization distributed €7.326 billion in benefits to 704,372 retirees, served 83,489 active establishments, and managed 14,824 social service beneficiaries through 918 collaborators spanning 171 distinct professions.

The institution's core technology stack consists of regional digital service platforms rather than commercial products. These include EIME (Espace d'Information Maintien en Emploi) for preventing professional disinsertion, OSCAR (Offre de Service Coordonnée pour l'Accompagnement de ma Retraite) for coordinated home help, THOR (Traitement des Habilitations des Outils branche Retraite) for national application access rights management delegated by CNAV, the PPAS portal for partner transactions, and Géofragilité, an interactive mapping tool providing access to over 400 territorial indicators from CNAV, CNAM, and MSA databases. Supporting digital channels include the national lassuranceretraite.fr personal space, the Les Zastuces wellness community (32,500 Facebook subscribers, monthly newsletter), pourbienvieillir.fr activity platform, and the Kalivi consortium website.

The business model is non-commercial: Carsat BFC is funded through mandatory social security contributions collected nationally and allocated via multi-year Conventions d'Objectifs et de Gestion (COG). Services are delivered free of charge to eligible individuals through a hybrid channel model combining 21+ physical retirement agencies and 10 social services offices with telephone hotlines (39 60 for retirement, 36 46 for social services), online portals, and the France Services partner network for rural access. Governance is paritarian, with a Board of Directors composed equally of employer and employee representatives; Eric Beaujean (CGT) was re-elected President on April 3, 2026 for the 2026-2029 mandate, and Francis Lebelle serves as Director and legal representative.

Name

Carsat Burgundy-Franche-Comte

Legal name

Caisse d'Assurance Retraite et de la Santé au Travail Bourgogne-Franche-Comté

Website

https://carsat-bfc.fr

Company type

Public

Founded year

1945

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Carsat Bourgogne-Franche-Comté is a French public social security institution that administers retirement benefits, occupational risk prevention, and social support for 704,372 retirees and 83,489 employers across the Bourgogne-Franche-Comté region, operating under CNAV and CNAM supervision with no commercial revenue model.

Ownership category

akta.pro rank

Product category

Social Security and Pension Administration

NAICS

Pension Funds (525110)

akta.pro primary industry

Pensions & Retirement Benefits Administration (BPAIAKAA)

Keywords

• Social security services
• Retirement benefits administration
• Occupational risk prevention
• Workplace health insurance
• Elderly social support

Headquarters

HQ city

Dijon

HQ country

France

HQ region

Europe

Offices21 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Social Security Contributions Collection: Carsat BFC operates as a public social security institution funded through mandatory social security contributions from employers and employees, not through commercial revenue generation.
2. Benefits Distribution: Distributes retirement benefits and social welfare payments to eligible beneficiaries. In 2024, distributed 7.3 billion euros in benefits to 704,372 retirees in the Burgundy-Franche-Comté region.

Go-to-market motion1 record

Distribution channels5 records

Marketing channels8 records

Core offering

Carsat Bourgogne-Franche-Comté is a regional French social security institution that administers retirement preparation and pension payments for employees in the general scheme, manages prevention and pricing of occupational risks (AT/MP) for employers, and provides social support services such as home help and housing adaptation for fragilized retirees. It operates a regional agency network combined with digital portals (lassuranceretraite.fr, EIME, OSCAR, Géofragilité), funded through mandatory social security contributions and delivering services free of charge under CNAV and CNAM supervision.

Product overview

Carsat Burgundy-Franche-Comté operates as a unified platform combining multiple service modules for retirement management, professional risk prevention, and senior wellness. The core offerings include: the personal retirement account services (Mon agenda retraite, Demande de retraite en ligne) enabling end-to-end digital retirement applications; the EIME platform for professional integration and disability prevention; the OSCAR system for coordinated home care assistance; and the Kalivi-coordinated wellness ecosystem featuring Les Zastuces (newsletter and community platform), Ateliers Bons Jours (18 structured workshops), and Bienvenue à la Retraite programs. Supporting infrastructure includes the Géofragilité cartographic tool for territorial analysis and pourbienvieillir.fr for activity discovery and registration. All services operate within the French social security framework under CNAV and CNAM oversight.

Differentiator

Problem solved

Functional benefit

Products and services

• EIME (Espace d'Information Maintien en Emploi) Digital platform (Espace d'Information Maintien en Emploi) for preventing professional disinsertion, providing employees, independent workers, and companies with information on rights, procedures, and support mechanisms for maintaining employment after illness or accident.
• OSCAR (Offre de Service Coordonnée pour l'Accompagnement de ma Retraite) Coordinated home-help service plan providing personalized support for retirees with reduced autonomy, featuring a convention system for service quality assurance and aiming to prevent loss of autonomy while promoting aging at home.
• Géofragilité Interactive fragility mapping tool providing over 400 territorial indicators from CNAV, CNAM, and MSA databases for identifying priority territories and conducting sanitary and social fragility diagnoses.
• Les Zastuces Multi-platform wellness program for retirees combining a website, monthly newsletter, and a Facebook community of 32,500 subscribers that provides practical advice and tips for active and healthy aging.
• Ateliers Bons Jours Prevention and wellness workshop program for residents aged 60+, comprising 18 workshops across 10 themes including nutrition, memory, balance, sleep, physical activity, and home safety.
• Bienvenue à la Retraite Four-session workshop program for new and future retirees covering administrative procedures, life projects, self-care, and practical information on rights and available services.
• pourbienvieillir.fr Interactive activity map aggregating prevention and wellness programs across Burgundy-Franche-Comté, enabling users to find and register online for workshops and events promoting healthy aging.
• Simulateur reste à charge aide à domicile Calculator tool for estimating out-of-pocket costs for home help services, displaying local providers and hourly rates with a 2025 maximum Carsat coverage of €26.80 per hour.
• Mon agenda retraite Free personalized accompaniment service guiding users through retirement preparation step-by-step via the lassuranceretraite.fr portal.
• Demande de retraite en ligne Single online request system for basic and complementary retirement regime applications, allowing users to file for both their basic and complementary pensions through a unified digital form.
• MaPrimeAdapt' National home adaptation financing program for elderly and disabled persons, replacing regional CARSAT habitat adaptation aids from January 2024 and administered by Anah.

Quantifiable outcome

• 704,372 retirees served in the region
• +3 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature3 records

Partnerships

19 partnerships are on record, tiered core, major and regional.

• KalivicoreStrategic or Co-development Partner · 1 April 2024Formerly Gie IMPA, Kalivi is a grouping of regional retirement funds (Carsat BFC, MSA Bourgogne, MSA Franche-Comté, Agirc-Arrco) dedicated to promoting well-aging in Burgundy-Franche-Comté. Coordinates prevention programs including Les Zastuces and Ateliers Bons Jours.
• Mutualité Française Bourgogne-Franche-ComtémajorStrategic or Co-development PartnerCo-partner in Ateliers Bons Jours prevention program for retirees aged 60+, managing workshops in Côte-d'Or, Doubs, Saône-et-Loire, and Yonne departments.
• FAPA Seniors 21 (Fédération d'Actions de Prévention pour l'Autonomie)regionalChannel Partner/ Reseller/ DistributorDepartmental referent for Ateliers Bons Jours in Côte-d'Or (03.80.30.07.81). Organizes and animates workshops for retirees.
• Fédération Aide à Domicile en Milieu Rural (ADMR) du JuraregionalChannel Partner/ Reseller/ DistributorDepartmental referent for Ateliers Bons Jours in Jura department (03.84.47.26.31). Provides home help services and workshop animation.
• Fédération des Centres Sociaux (Nièvre)regionalChannel Partner/ Reseller/ DistributorDepartmental referent for Ateliers Bons Jours in Nièvre department (07 83 04 50 87). Organizes workshops for retirees.
• ASEPT Franche-Comté-BourgogneregionalChannel Partner/ Reseller/ DistributorDepartmental referent for Ateliers Bons Jours in Haute-Saône department (06.32.80.71.40). Health education and prevention organization.
• OPABT (Office Pour les Aînés de Belfort et du Territoire)regionalChannel Partner/ Reseller/ DistributorDepartmental referent for Ateliers Bons Jours in Territoire de Belfort (03.84.54.26.70). Senior citizen organization.
• MSA Services Bourgogne-Franche-ComtécoreStrategic or Co-development PartnerCoordinator of Bienvenue à la retraite workshops and partner in Kalivi. Provides services for retirees across the region.
• NéoSilverregionalImplementation/ SI/ Consulting PartnerSelected operator for organizing Bienvenue à la retraite workshops in person for 2025-2027.
• Été IndienregionalImplementation/ SI/ Consulting PartnerSelected operator for organizing Bienvenue à la retraite workshops in person for 2025-2027.
• Union Régionale des Centres sociauxregionalImplementation/ SI/ Consulting PartnerSelected operator for organizing Bienvenue à la retraite workshops in person for 2025-2027.
• Talents d'AlphonseregionalImplementation/ SI/ Consulting PartnerSelected operator for organizing Bienvenue à la retraite workshops in distance format for 2025-2027.
• JubilizregionalImplementation/ SI/ Consulting PartnerSelected operator for organizing Bienvenue à la retraite workshops in distance format for 2025-2027.
• ARS Bourgogne-Franche-ComtémajorStrategic or Co-development PartnerRegional health agency that co-finances Ateliers Bons Jours prevention programs along with CNSA, Ircantec, Camieg, and departmental councils.
• Prith BFC (Partenariat pour l'Insertion et le Maintien dans l'Emploi)regionalStrategic or Co-development PartnerRegional partnership for professional insertion and maintenance in employment, collaborating on the EIME platform for preventing professional disinsertion.
• AGEFIPH Bourgogne-Franche-ComtéregionalStrategic or Co-development PartnerOrganization managing disability employment contributions, partner in the EIME network for helping people with disabilities maintain employment.
• Avenir Actifs (Mon CEP)regionalChannel Partner/ Reseller/ DistributorCareer evolution counseling service, partner in the EIME network helping workers with career transitions and professional maintenance.
• AIST 21, AIST 89, AST 25, MT 71regionalChannel Partner/ Reseller/ DistributorOccupational Health Services in various departments, partners in the EIME network providing prevention services and health monitoring for employees.
• OPSAT, SiST BTP, MTN PréventionregionalChannel Partner/ Reseller/ DistributorSpecialized prevention services (OPSAT, BTP sector prevention, MTN Prevention), partners in EIME for occupational risk prevention and professional maintenance.

Scale indicators19 records

Recent moves3 records

Expansion highlights6 records

Direct peers

• Carsat Auvergne-Rhône-Alpes: Regional social security fund covering retirement, occupational risks, and health for the Auvergne-Rhône-Alpes region. Operates under identical CNAV/CNAM oversight with the same mandatory public mandate, agency network model, and product portfolio as Carsat BFC.
• Carsat Occitanie: Regional social security fund for the Occitanie region providing identical retirement administration, professional risk prevention, and aging-in-place services under the same national framework as Carsat BFC.
• Carsat Normandie: Regional Carsat administering retirement and professional risks for Normandy. Functions as a direct operational peer under the same CNAV/CNAM supervision and COG framework, with comparable agency networks and digital service offerings.
• Carsat Grand Est: Regional social security body serving Grand Est with the same retirement and AT/MP mandate. Notably, Carsat Alsace-Moselle shares the 2024 THOR national habilitation delegation with Carsat BFC, making it the closest operational peer for digital-service centralization.
• Carsat Nouvelle-Aquitaine: Regional Carsat covering retirement, occupational health, and senior services for Nouvelle-Aquitaine. Operates the same agency-plus-digital hybrid model and participates in shared national programs coordinated through CNAV.
• Carsat Provence-Alpes-Côte d'Azur: Regional Carsat (Carsat Sud-Est) administering retirement and occupational risks for southeastern France. Mirrors Carsat BFC's service portfolio, including prevention programs for retirees and digital retirement applications via lassuranceretraite.fr.
• Carsat Centre-Val de Loire: Regional social security body for Centre-Val de Loire with the same retirement, AT/MP, and social action mandate. Direct peer sharing identical operating model, governance structure, and national platform dependencies.
• Carsat Hauts-de-France: Regional Carsat serving the Hauts-de-France region with the same statutory mandate on retirement, professional risk prevention, and senior social action. Shares identical COG framework, digital platform stack (lassuranceretraite.fr, EIME-style services), and paritarian governance.

Broad incumbents

• CNAV (Caisse Nationale d'Assurance Vieillesse): National-level parent body that supervises Carsat BFC's retirement operations. Operates as the broad incumbent providing the overarching policy framework, national digital platforms (lassuranceretraite.fr), and COG negotiations that regional Carsats implement.

Regional players

• MSA (Mutualité Sociale Agricole): Social security fund for the agricultural regime, with MSA Bourgogne and MSA Franche-Comté as direct regional partners in the Kalivi consortium. While serving a different contributor population, it parallels Carsat BFC's mandate for retirement, health, and family benefits in its niche.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks1 record

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@carsatbourgogne-franche-co7192
• LinkedInlinkedin.com/company/carsat-bourgogne-franche-comt%C3%A9
• Xx.com/carsatbfc
• Facebookfacebook.com/profile.php

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Carsat Burgundy-Franche-Comte