Orange County Health & Life Insurance

What Orange County Health & Life Insurance does

Orange County Health & Life Insurance is a private, for-profit insurance agency headquartered in Newport Beach, California. Per its firmographic profile, the firm was founded in 2000, operates with a 1-10 employee headcount, and runs via the website insurance-oc.com. Its product scope is narrow relative to a full-line P&C brokerage: the firm offers health insurance, Medicare, dental insurance, and life insurance services to individual consumers and small-group purchasers. No proprietary technology, AI/ML capability references, APIs, or SDKs are documented for the firm; pricing is quote-based with no published rate cards, and policy servicing is agent-led via phone, email, and walk-in consultation rather than digital self-service.

The aggregated dataset also surfaces a parallel operating identity under the same California Insurance License #0F82764 - Inszone Insurance Services - that shares administrative channels including [email protected] and the corporate phone (833) 819-5009. Inszone is described in the data as a 2002-founded independent insurance agency with multi-location California operations, a 14+ person benefits team in Thousand Oaks, and a portfolio spanning personal lines (auto, home, specialty, life, pet, umbrella), commercial lines (general liability, workers' comp, cyber, commercial auto, BOP), and employee benefits distributed through a multi-carrier brokerage model. Whether Orange County Health & Life Insurance is operating as a DBA, branch, or affiliated entity within the Inszone network cannot be confirmed from the input; the relationship is implied by shared licensing and contact data rather than explicitly stated.

Revenue is generated through carrier commissions on placed policies, with annual billing cadence and quote-based pricing delivered via phone or office visit. The go-to-market combines inbound phone/email inquiries, a website quote funnel, and standard social and review-site presence (Facebook, LinkedIn, Instagram, Twitter, with Google and Yelp reviews). The data does not disclose a revenue figure, premium volume, customer count, funding history, M&A activity, product launch, or named customer logo for Orange County Health & Life Insurance specifically. The broader Inszone footprint includes a documented M&A program referenced via inszoneinsurance.com/mergers-and-acquisitions, but its direct applicability to Orange County Health & Life Insurance is not stated in the input.

Name

Orange County Health & Life Insurance

Legal name

Inszone Insurance Services

Website

https://insurance-oc.com

Company type

Private

Founded year

2002

Operating status

Operating

Headcount range

1–10 employees

Short description

Orange County Health & Life Insurance is a private, for-profit independent insurance agency in Newport Beach, California, founded in 2000. It offers health, Medicare, dental, and life insurance products to consumers via carrier commissions and quote-based pricing.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Personal Auto Insurance (FSAJAMAA)

akta.pro secondary industries

Property Insurance (Homeowners, Renters & Commercial Property) (FSAJAKAH), Basic Group Term Life (Employer-Paid) (FSAIADAA), Pet Insurance (FSAJAKAG)

Keywords

• Independent insurance agency
• Personal insurance brokerage
• Commercial insurance brokerage
• Employee benefits insurance
• Multi-carrier insurance broker

Headquarters

HQ city

Newport Beach

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: Revenue generated through commissions from selling insurance policies across multiple carriers for personal, commercial, and employee benefits insurance products.

Pricing tiers

Distribution channels2 records

Marketing channels4 records

Core offering

Orange County Health & Life Insurance operates as an independent insurance agency that brokers personal, commercial, and employee benefits insurance products across multiple carriers. It sells coverage to individuals and families (auto, home, life, pet, specialty) as well as to local businesses and employers (general liability, workers compensation, cyber liability, commercial auto, property, BOP, and employee benefits packages). Revenue is generated through commissions paid by insurance carriers on policies placed.

Product overview

Orange County Health & Life Insurance operates as an independent insurance agency offering a comprehensive portfolio of insurance products across personal, commercial, and benefits lines. The company functions as a multi-carrier broker providing personal insurance products (auto, home, specialty lines including pet insurance, identity theft, and event insurance) alongside business insurance solutions (general liability, workers compensation, cyber liability, commercial auto, and property coverage) and employee/personal benefits packages. The product architecture is organized into three core categories: Personal Insurance covering vehicle, home, and specialty products; Business Insurance providing commercial coverage for contractors, startups, and established firms; and Benefits Insurance for employee and personal coverage needs. The company operates as an independent insurance agent that shops multiple carriers to provide tailored coverage options.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Insurance

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Multiple Insurance CarrierscoreChannel Partner/ Reseller/ DistributorInszone operates as an independent insurance agency that works with multiple carrier partners to provide competitive insurance products. As an independent agent/broker, they have relationships with various insurance companies to shop coverage options for clients across personal, commercial, and employee benefits lines.

Scale indicators2 records

Recent moves3 records

Expansion highlights3 records

Broad incumbents

• Acrisure: Fast-growing insurance brokerage built through aggressive M&A roll-up of regional independent agencies. Directly comparable acquisition playbook for consolidating small California brokers.
• Hub International: North American insurance brokerage with extensive regional agency footprint, offering personal, commercial, and employee benefits through independent-agent offices. Direct overlap with the subject's multi-line, multi-office model.
• USI Insurance Services: Large US insurance brokerage with a strong middle-market and employee benefits practice, distributing carrier products through regional offices. Comparable independent-broker distribution model.
• Alliant Insurance Services: Specialty-focused US insurance brokerage with strong California presence across commercial P&C, personal lines, and benefits. Comparable multi-line brokerage model with greater scale.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm operating across commercial P&C, benefits, and personal lines via local agency offices. Same commission-based brokerage model with a strong benefits division.
• Brown & Brown Insurance: Large national insurance brokerage distributing personal, commercial, and benefits products through independent-agent channels. Comparable business model and product breadth, though vastly larger scale.

Direct peers

• Woodruff Sawyer: West Coast-focused commercial insurance brokerage and employee benefits firm. Comparable California presence and emphasis on commercial lines and benefits consulting.
• Leavitt Group: Regional network of independent insurance agencies in the Western US offering personal, commercial, and benefits products through local offices. Closely matches the subject's structure and product mix at a smaller scale.
• Inszone Insurance Services: Multi-line independent insurance agency in California with the same independent-agent, multi-carrier model selling personal, commercial, and benefits insurance. Effectively the operating identity referenced in the detailed product and team data.
• Heffernan Insurance Brokers: California-based independent insurance brokerage providing personal, commercial, and employee benefits products via regional offices. Direct geographic and product overlap with the subject.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xtwitter.com/InszoneIns
• Facebookfacebook.com/InsuranceOC
• LinkedInlinkedin.com/company/orange-county-health-life-insurance
• Instagraminstagram.com/inszoneins

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Orange County Health & Life Insurance