Teleingreso

What Teleingreso does

Teleingreso is a payment services brand operated by Mexican corporation Cap Venture HC Mexico SA de CV, headquartered in Cancún, Mexico. The company provides an online-purchase, offline-payment solution for both banked and unbanked consumers and the merchants that serve them. Its core mechanism is a 9-digit alphanumeric reference code generated by a merchant's website at checkout: the consumer takes the code to one of thousands of physical payment points or ATMs in the Teleingreso network and pays in cash, by card, or via Bizum, after which the merchant is notified in real time to fulfill the order. No consumer registration is required, and no card or banking data is shared with the merchant, eliminating chargeback and repudiation risk on the merchant side and addressing fraud and privacy concerns on the consumer side.

The product surface extends beyond the core flow into Cash In (merchant cash collection), Cash Out, Cash Quick and ATM services (P2P money transfers and withdrawals, including 24/7/365 availability at automated points), Get Cash (a no-integration cash-collection module for small businesses and freelancers), Teleingreso Express (prepaid coupons for digital goods), and a Top Up Latam channel (mobile airtime and prepaid services via milrecargas.com). The service is available in 16 countries spanning Latin America, North America, Europe, Africa and Oceania, including Mexico, Spain, Colombia, Portugal, Peru, Brazil, Chile, Argentina's neighbors, Canada, Australia and South Africa. Marketing is conducted in Spanish, Portuguese and English.

Teleingreso monetizes through transaction-processing fees charged to merchants on each successful payment completed through its network. Pricing is not publicly disclosed and commercial terms are negotiated directly with merchants. The go-to-market combines direct B2B outreach to e-commerce merchants (who integrate Teleingreso into their checkout) with a distributed model in which individual consumers discover the service as a payment option at partnered online merchants, and physical payment-point operators act as the offline fulfillment layer. The company is privately held, with no disclosed funding rounds, parent company, M&A activity, leadership team, certifications or AI/ML capabilities in the available source material.

Name

Teleingreso

Legal name

Cap Venture HC Mexico SA de CV

Website

https://teleingreso.com

Company type

Private

Founded year

2013

Operating status

Operating

Short description

Teleingreso, operated by Cap Venture HC Mexico SA de CV, is an online-payment, offline-settlement platform serving e-commerce merchants, individual consumers (including unbanked users) and payment-point operators across 16 countries via 9-digit reference codes and physical payment points.

Ownership category

akta.pro rank

Product category

Alternative Payment Processing

NAICS

Sales Financing (52222)

akta.pro primary industry

Cash-to-Digital Networks (PayNearMe, Barcode/Cash-in) (MPAEALAF)

akta.pro secondary industries

Cash Access & Cardless ATM Withdrawal Services (FSAMAOAJ), Digital Wallets & One-Click Checkout (CRAFALAC), Loyalty, Points Currency & Stored Value Payments (THALAHAK)

Keywords

• Online payment system
• Cash payment network
• Alternative payment method
• Offline payment processing
• E-commerce payment solutions

Headquarters

HQ city

San Sebastián De Los Reyes

HQ country

Spain

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Operations, Technology or R&D, Infrastructure, Marketing or Sales, Personnel

Revenue model

1. Transaction Processing Fees: Teleingreso charges merchants a fee for each transaction processed through its payment network. The company facilitates online purchases where customers pay offline at physical points, earning a transaction fee for each successful payment completion.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

Teleingreso enables consumers to purchase goods and services online and pay offline at thousands of physical payment points or ATMs using a unique 9-digit alphanumeric code generated by the merchant. Payments are accepted in cash, credit card, or other means at the physical point, and the merchant receives real-time confirmation to proceed with order fulfillment, eliminating chargeback risk and removing the need for consumers to share card or banking details online.

Product overview

Teleingreso is a unified online payment platform operated by Cap Venture HC Mexico SA de CV, designed for both individual consumers and business merchants. The core product, Teleingreso, enables buyers to shop online and pay offline at thousands of physical payment points or ATMs using a 9-digit code, providing an alternative to credit card payments. The platform complements its core offering with Cash In (a merchant-facing cash collection module), Cash Out (money transfer and ATM withdrawal service), Get Cash (a no-integration-required solution for SMEs), and Teleingreso Express (a prepaid coupon system for digital goods purchased via bank transfer, card, or Bizum). An external mobile top-up service, Top Up Latam, is also accessible through the partner network. The platform spans multiple Latin American countries, Spain, Portugal, Canada, Australia, and South Africa.

Differentiator

Problem solved

Functional benefit

Brands

• Teleingreso Express: Service through which customers can obtain prepaid coupons for purchasing digital products and services on other internet sites.
• Cash Out
• Cash In

Products and services

• Teleingreso Online payment system enabling consumers to purchase goods and services over the internet and pay offline at thousands of physical payment points or ATMs, without sharing credit card or banking details with the merchant.
• Teleingreso Express

Quantifiable outcome

• No risk of chargeback or payment repudiation for merchants
• +3 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• PayPal: Global online payments incumbent. Overlaps with Teleingreso on e-commerce checkout, but addresses banked online consumers with a fundamentally different (card/wallet) model.
• MercadoPago: Dominant LATAM digital wallet and online payments incumbent from Mercado Libre. Provides online checkout, cash-in via agents, and P2P transfers across most of Teleingreso's markets — the largest competitive threat on the digital side.
• Western Union: Global money-transfer and bill-payment incumbent with large agent networks across LATAM. Comparable in money-transfer and cash-pickup use cases overlapping with Teleingreso's Cash Out / Cash Quick services.

Direct peers

• SafetyPay: LATAM-focused cash-to-digital payment network enabling online purchases paid offline at bank branches and retail points. Directly comparable product offering and geographic overlap with Teleingreso.
• PayNearMe: US-focused cash-to-digital payment network that lets consumers pay online bills and e-commerce purchases with cash at participating retail locations using barcode-driven references. Highly comparable model to Teleingreso's 9-digit reference code flow.
• OXXO Pay: Mexican cash payment network from Femsa/OXXO that allows online shoppers to pay at OXXO convenience stores using a barcode reference. Closest direct competitor in Teleingreso's home Mexican market.

Emerging players

• Bitso: LATAM-leading crypto exchange and payments platform expanding into stablecoin-based transfers and merchant payments. Emerging alternative rails for cross-border and unbanked payment flows where Teleingreso operates.

Regional players

• Rapipago: Argentina's leading cash payment network with thousands of physical locations. Similar offline payment network model, though operating primarily in Argentina where Teleingreso is not listed as serving.
• Efecty: Colombian cash payment network with thousands of physical agent locations used for bill payments, online purchases, and money transfers. Comparable offline payment infrastructure and Colombian geographic overlap.
• PagoEfectivo: Peruvian cash payment platform that lets online shoppers generate a payment code (CIP) and pay at banks and agents. Same cash-to-digital e-commerce model, regionally focused on Peru where Teleingreso also operates.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/teleingreso

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Teleingreso