14 Days to Close

What 14 Days to Close does

14 Days to Close is a Tampa, Florida-based licensed mortgage brokerage operating under the legal entity Redrock Capital Group, LLC (NMLS #1429533). Founded in 2016 by Jordan Vreeland, the company originates residential mortgage loans across six programs — FHA, VA, USDA, Conventional, Jumbo, and DSCR — with a primary operational differentiator of closing in 14 days versus the industry standard of 30 to 45 days, and a documented fastest close of 5 days. Origination is powered through a strategic partnership with Paramount Residential Mortgage Group (PRMG), one of the largest privately held mortgage banks in the United States, which provides in-house processing, underwriting, and funding infrastructure via its secure online application portal. The company's own operational advantage derives from process design and speed optimization rather than proprietary technology, with PRMG's digital underwriting workflows enabling 24 to 48 hour underwriting turnaround for clean files.

The business operates as a direct-to-consumer mortgage broker serving individual homebuyers nationwide, with primary customer segments including first-time Florida buyers, real estate investors (via DSCR), veterans and active-duty military (via VA loans), self-employed borrowers requiring alternative income documentation, and Florida geographic buyers with state-specific concerns such as flood insurance, high-cost county loan limits, and HOA/condo approvals. Customer acquisition combines organic content marketing (a 30+ article blog covering mortgage education and Florida market specifics), SEO targeting long-tail mortgage queries, paid digital advertising via Google Ads and Meta, and active organic social media presence across Instagram, Facebook, YouTube, and TikTok, supplemented by real estate agent referrals and aggregated client reviews across Google, Zillow, and Yelp. Revenue is earned exclusively through origination commissions paid by PRMG on closed loans; the company charges no application or pre-approval fees to borrowers.

The operation is founder-owned and bootstrapped, with reported funded loan volumes exceeding $73 million in full-year 2025 and $93 million year-to-date 2026. Headcount is reported at 1 to 10 employees, and the company maintains no disclosed institutional capital, no active acquisition or capital-raise activity, and operates with nationwide licensure but with deepest market concentration and brand presence in the Tampa Bay region, where it has been recognized as the #1 Mortgage Team in Tampa for 2026 by Three Best Rated.

Name

14 Days to Close

Legal name

Redrock Capital Group, LLC

Website

https://14daystoclose.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

1–10 employees

Short description

14 Days to Close is a Tampa-based licensed mortgage broker founded by Jordan Vreeland in 2016, originating FHA, VA, USDA, Conventional, Jumbo, and DSCR residential loans nationwide with a 14-day closing promise, powered by PRMG's infrastructure.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage Services

NAICS

Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Loan Brokers (6163)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

Keywords

• Mortgage brokerage services
• Residential loan origination
• Home loan pre-approval
• FHA VA USDA loans
• Investment property financing

Headquarters

HQ city

Tampa

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations

Revenue model

1. Mortgage Origination Commission: 14 Days To Close operates as a licensed mortgage broker (NMLS #1429533) earning commission on originated loans placed through its lending partner Paramount Residential Mortgage Group (PRMG). No application fees are charged to borrowers. Revenue is earned when loans close.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels8 records

Core offering

14 Days to Close is a licensed mortgage broker (NMLS #1429533) that originates residential mortgage loans across six loan programs: FHA, VA, USDA, Conventional, Jumbo, and DSCR. The company operates as a direct-to-consumer brokerage serving individual homebuyers in Florida and nationwide, structured around a 14-day closing target with pre-approval issued within 24 hours. Loan origination, processing, underwriting, and funding are powered by its lending partner Paramount Residential Mortgage Group (PRMG), while the company provides borrower-facing strategy consultations, application support, and active file management.

Product overview

14 Days to Close is a Tampa-based mortgage broker operating as a single integrated service offering rather than a platform architecture. The core offering centers on mortgage loan origination across six loan programs (FHA, VA, USDA, Conventional, Jumbo, and DSCR), supported by financial calculators (mortgage, affordability, refinance, and rent-vs-buy) and educational content. The company differentiates through rapid closing timelines, offering pre-approval within 24 hours and closing as fast as 14 days (with documented 5-day closes). Powered by PRMG (Paramount Residential Mortgage Group), the service provides dedicated loan officers who manage files from application through closing, with 24/7 availability including weekends.

Differentiator

Problem solved

Functional benefit

Products and services

• FHA Loans Federal Housing Administration-backed mortgages requiring as little as 3.5% down with flexible credit requirements, designed for first-time Florida buyers and nationwide.
• VA Loans Zero down payment mortgages for eligible veterans, active duty military members, and surviving spouses, with no monthly mortgage insurance required.
• USDA Loans 100% financing for homes in eligible rural and suburban areas across Florida with no down payment required and household income under USDA caps.
• Conventional Loans Standard mortgages for buyers with solid credit and a down payment, offering lower long-term costs and the ability to cancel mortgage insurance at 20% equity.
• Jumbo Loans Financing for higher-value properties exceeding standard conforming loan limits, requiring higher reserves and credit standards.
• DSCR Loans Investment property loans that qualify borrowers based on rental income rather than personal income, allowing LLC title and short-term rentals.
• Pre-Approval Services 24-hour pre-approval process issuing real pre-approval letters (not pre-qualifications), including DU (Desktop Underwriter) automated underwriting approvals that carry weight with sellers.
• Mortgage Strategy Consultation Free 30-minute strategy calls providing personalized mortgage guidance with a licensed loan officer before any application is submitted, with no obligation or follow-up sales pressure.

Quantifiable outcome

• Closings completed in as few as 5 days (documented record); industry average is 30–45 days
• +3 more outcomes

Named customers7 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core and minor.

• Paramount Residential Mortgage Group (PRMG)coreStrategic or Co-development PartnerPRMG is the primary lending partner powering 14 Days To Close. Most files originate, process, underwrite, and fund in-house through PRMG's full product menu (FHA, VA, USDA, conventional, jumbo, DSCR). One application, one credit pull, one underwriting team. PRMG is one of the largest privately held mortgage banks in the country. Jordan Vreeland is the #1 originator at PRMG nationally in both volume and units. PRMG provides the infrastructure, processing, underwriting, and funding for the company's loan originations.
• NU World Title of Tampa, LLCminorOthersNU World Title of Tampa, LLC is listed as an Affiliated Business of 14 Days To Close (through Redrock Capital Group, LLC / Jordan Vreeland). Clients are free to use any title company and are not required to use affiliated businesses. Engagement with one affiliated business does not require use of others.
• Vreeland Real Estate, LLCminorOthersVreeland Real Estate, LLC is listed as an Affiliated Business of 14 Days To Close (through Redrock Capital Group, LLC / Jordan Vreeland). Clients are free to use any real estate services and are not required to use affiliated businesses.
• Redrock Capital Group, LLCcoreOthersRedrock Capital Group, LLC is the Florida limited liability company that does business as 14 Days To Close. This is the legal entity operating under the 14 Days To Close brand and NMLS #1429533. Jordan Vreeland is the founder and primary operator.

Scale indicators9 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• LoanDepot: Large national retail and wholesale mortgage lender offering FHA, VA, Conventional, Jumbo, and HELOC products with both direct-to-consumer and broker channels. Comparable in product breadth and DTC go-to-market motion, though significantly larger in scale.
• Guaranteed Rate: National mortgage lender with both retail and wholesale channels offering FHA, VA, Conventional, Jumbo products. Direct competitor for purchase-focused, speed-positioned originators with a comparable mix of in-person service and digital intake.
• Fairway Independent Mortgage Corporation: Large retail and wholesale mortgage lender operating across all 50 states with a broad product menu including FHA, VA, USDA, and non-QM. Comparable as a similarly positioned broker/lender targeting local-market dominance and personal-service differentiation.
• Movement Mortgage: Top-10 U.S. retail mortgage lender with strong regional brand presence and a fast-close positioning. Comparable in emphasizing speed, relationship-driven origination, and a broad product menu across conventional and government loans.
• CrossCountry Mortgage: Top-10 national retail mortgage lender with strong branch network and a full product menu including FHA, VA, USDA, and non-QM. Comparable as a relationship-driven lender competing for the same purchase-money borrower in regional markets.
• New American Funding: Top-15 U.S. mortgage lender with a strong multicultural and first-time-buyer focus, plus a full product menu. Comparable in serving first-time and minority homebuyers with government loan programs and cultural specialization.

Broad incumbents

• Rocket Mortgage: Largest U.S. direct-to-consumer mortgage lender, offering a fully digital application and broad loan product menu. Competes with 14 Days to Close for the same speed-sensitive, online-first homebuyer segment but at vastly greater scale and with proprietary technology.
• United Wholesale Mortgage (UWM): Largest U.S. wholesale mortgage lender, operating the partner-broker channel that brokers like 14 Days to Close rely on for origination. Comparable as a wholesale channel counterparty and indirect competitor for broker-loan officer talent.

Emerging players

• SoFi Mortgage: Fintech-led mortgage product offered alongside SoFi's broader lending and deposit franchise. Competes for digital-native, brand-trusting borrowers; an emerging direct competitor in the speed and convenience dimension.
• Better.com: Digital-first mortgage lender offering a fully online application and competitive rates. Competes for the same tech-savvy, speed-oriented DTC homebuyer segment; differentiates through proprietary technology rather than personal service.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@14daystoclose
• Facebookfacebook.com/14daystoclose
• Instagraminstagram.com/14daystoclose
• TikToktiktok.com/@14daystoclose
• LinkedInlinkedin.com/company/14-days-to-close

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 14 Days to Close