Finh Soluciones Económicas

What Finh Soluciones Económicas does

Finh Soluciones Económicas, S.A.P.I. de C.V., SOFOM, E.N.R. is a privately-held Mexican non-bank financial institution (Sociedad Financiera de Objeto Múltiple) founded in 2014 and headquartered in Mexico City. The company extends business credit, financial leasing, and customized trust services to Mexican companies — primarily those with real estate collateral — offering simple credit (Finh S / Crédito Simple) of 1 to 20 million Mexican pesos with terms up to 48 months, equipment and asset leasing (Arrendamiento Finh), and bespoke trust structures (Fideicomiso a la Medida) for asset protection. All financing is backed by real estate guarantees, materially reducing credit risk and supporting the firm's 72-hour pre-qualification turnaround.

The company is supervised by the Comisión Nacional Bancaria y de Valores (CNBV) under Article 56 of the LGOAAC, is registered with CONDUSEF, and appears in the Buró de Entidades Financieras — providing the regulatory standing required to operate in the formal Mexican financial system. Finh holds an institutional partnership with Bancomext, Mexico's federal trade promotion bank, which strengthens credibility and may enable access to trade-related financing capabilities for client businesses. The product suite is delivered through a consultative, sales-led model with a three-step funnel: personalized consultation, document submission, and 72-hour pre-qualification, supported by HubSpot-based scheduling and digital content marketing.

The business generates revenue from three streams: interest income on credit products (both simple term loans and revolving credit), recurring leasing payments from financial leasing arrangements, and professional-services fees for trust management. The company is small (11–50 employees) and single-country (Mexico) by current evidence, with no disclosed funding rounds, M&A activity, or institutional investor base. The operating model is best characterized as a niche, relationship-driven SOFOM focused on collateralized SMB lending rather than a scaled digital lender.

Name

Finh Soluciones Económicas

Legal name

Finh Soluciones Económicas, S.A.P.I. de C.V., SOFOM, E.N.R.

Website

https://finh.mx

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Commercial Lending & Business Finance (SOFOM)

NAICS

Credit Intermediation and Related Activities (522)

SIC

Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Supply Chain Finance (Trade Credit, PO/Inventory Financing) (FSAKAGAE)

Keywords

• Business credit financing
• Financial leasing services
• SOFOM lending
• Real estate backed loans
• Commercial trust services

Headquarters

HQ city

Mexico City

HQ country

Mexico

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Credit Interest Income: Interest income from simple credit products and revolving credit facilities extended to Mexican businesses
2. Financial Leasing Revenue: Leasing payments from financial leasing arrangements (Arrendamiento Finh) for equipment and asset acquisition
3. Trust Management Fees: Fees from customized trust structures (Fideicomiso a la Medida) for asset protection and guarantees

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Finh Soluciones Económicas is a Mexican SOFOM that provides business financing products including simple credit (Crédito Simple / Finh S) ranging from $1M to $20M MXN with terms up to 48 months, financial leasing (Arrendamiento Finh) for equipment and asset acquisition, and customized guarantee trusts (Fideicomiso a la Medida) for asset protection. All credit is backed by real estate guarantees, with a 72-hour pre-qualification process, and the company is supervised by CNBV and CONDUSEF.

Product overview

Finh Soluciones Económicas operates as a SOFOM (Sociedad Financiera de Objeto Múltiple) offering three core financial products: Crédito Simple (simple term loans from 1 million pesos with up to 48-month terms), Arrendamiento Financiero (financial leasing for equipment and assets), and Fideicomiso a la Medida (custom trust guarantees). The company targets Mexican businesses seeking financing backed by real estate guarantees, with credits up to 20 million pesos. As a supervised SOFOM regulated by CNBV, Finh provides enterprise financing, leasing, and fiduciary services through a personalized advisory approach.

Differentiator

Problem solved

Functional benefit

Brands

• Finh S: Crédito Simple product - a simple credit product offering flexible financing for Mexican businesses.
• Arrendamiento Finh
• Fideicomiso a la Medida

Products and services

• Finh S (Crédito Simple) Simple term credit product offering flexible financing for Mexican businesses, with credit amounts from $1 million to $20 million pesos, repayment terms up to 48 months, fixed monthly payments of capital and interest, and all credits backed by real estate guarantees.
• Arrendamiento Finh (Arrendamiento Financiero) Financial leasing service that enables Mexican businesses to acquire equipment, machinery, or other capital assets through lease arrangements, providing tax efficiency benefits and alternative acquisition financing.
• Fideicomiso a la Medida Custom guarantee trust / fiduciary service designed to protect business assets with tailored fiduciary arrangements for asset protection and guarantees, customized to each client's needs.

Quantifiable outcome

• 72-hour pre-qualification response time
• +2 more outcomes

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• CNBVcoreOthersComisión Nacional Bancaria y de Valores - Primary financial regulator supervising SOFOM entities in Mexico. Finh operates under CNBV supervision as required by law.
• CONDUSEFcoreOthersComisión Nacional para la Protección y Defensa de los Usuarios de Servicios Financieros - Consumer protection agency for financial services users. Finh is registered and users can file complaints through this body.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Nu México (Nubank): Mexican subsidiary of Nubank offering consumer credit and deposits via a digital platform. A large-scale, well-capitalized alternative lender operating in Mexico with broader product breadth than Finh but overlapping credit-issuance capabilities.
• Banorte: One of Mexico's largest commercial banks with significant SME lending, factoring, and leasing operations through subsidiaries. Provides a broad-incumbent benchmark for Mexican SMB credit, leasing, and trade-finance products Finh targets.
• Banco Azteca: Large Mexican commercial bank (part of Grupo Salinas) with deep retail/SMB presence and consumer-credit products. Competes with Finh on SMB credit and is a broader incumbent reference point for Mexican collateralized lending.
• BBVA México: Major Mexican commercial bank offering SMB credit lines, leasing, and treasury products. Comparable as a large-scale provider of business financing solutions with the speed-and-flexibility gaps that Finh's consultative sales model explicitly targets.
• Compartamos Banco (Gentera): Mexican microfinance/credit bank under Gentera, lending to micro and small businesses often underserved by traditional banks. Adjacent credit-underwriting franchise targeting the lower end of the same SMB credit gap Finh addresses.

Emerging players

• Stori: Mexican credit fintech serving underbanked consumers and small businesses with card and credit products. Operates in the same Mexican non-bank lending regulatory environment and targets adjacent customer tiers to Finh.
• Kueski: Mexico-based online lender offering consumer and SMB cash loans through a digital underwriting platform. Comparable via Mexican alternative-lending focus and online origination model, though it skews more consumer than Finh's collateralized SMB book.
• Albo: Mexican digital bank/fintech offering consumer credit and account products to Mexican customers. Adjacent alternative-finance competitor operating under similar Mexican fintech regulation, with overlapping SMB/liquidity pain points.

Direct peers

• Konfío: Mexican fintech providing working-capital loans and credit products to SMBs, including SOFOM-issued credits. Most directly comparable to Finh on customer segment (Mexican SMBs), product type (term credit to businesses), and Mexican regulatory framing.

Others

• Mercado Crédito (Mercado Pago): Lending arm of Mercado Pago in Mexico extending credit to Mercado Libre sellers and buyers. Not a direct SMB term-loan competitor, but a relevant ecosystem participant shaping Mexican SMB credit expectations and digital origination norms.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/1FINHmx
• Facebookfacebook.com/1FINHmx
• LinkedInlinkedin.com/company/finh-soluciones-economicas-sapi-de-cv-sofom

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Finh Soluciones Económicas