STAC Capital

What STAC Capital does

STAC Capital is an Australian independent finance brokerage and advisory firm headquartered in Brisbane, Queensland, founded in 2017 by former senior bankers Dale Sparke and Mark Trayner. The firm sources, structures, and negotiates finance for individuals, businesses, property developers, and investors across all industries, asset classes, and deal sizes, spanning from small consumer and vehicle finance through to multimillion-dollar development and M&A facilities. Its operating model is built on three product divisions — STAC Business (business and equipment finance), STAC Property (property development and investment finance), and STAC Home (residential mortgage broking) — supplemented by a fixed-fee Property Advisory Services line covering feasibility, equity structuring, and distressed work-outs.

The firm operates through a network of more than 300 traditional lenders, global institutions, fund managers, and private investors, matching transactions to appropriate capital providers across the senior debt, mezzanine, preferential equity, and joint venture layers of the capital stack. It has written more than $2 billion in deals since inception and reports demonstrated outcomes including 99.5% loan-to-cost ratios on townhouse projects and refinancing savings exceeding $200k per annum on corporate facilities. Revenue is earned through two streams: lender-paid broker commissions on successful funding applications and milestone-based fixed advisory fees for bespoke mandates, with total fees agreed upfront with clients regardless of payer to eliminate conflicts of interest.

STAC holds three Australian financial licences — ACL 520267 (STAC Capital), ACL 389328 (STAC Home Finance), and AFSL 523025 (STAC Capital Advisory Services) — and operates from a single Brisbane CBD headquarters with a team of approximately 11 brokers, credit executives, and operations staff. The firm is privately held by its two co-founders with no disclosed external investors or parent company, and it conducts client acquisition through content marketing, referral networks of accountants and lawyers, and direct enterprise engagement.

Name

STAC Capital

Legal name

STAC Capital Pty Ltd

Website

https://staccapital.com.au

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Short description

STAC Capital is a Brisbane-based independent finance brokerage and advisory firm, founded in 2017, that sources, structures, and negotiates finance for property developers, businesses, and individuals via a 300+ lender network across Australia.

Ownership category

akta.pro rank

Product category

Commercial Finance Brokerage

NAICS

Portfolio Management and Investment Advice (523940), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)

SIC

Loan Brokers (6163), Investment Advice (6282)

akta.pro primary industry

Capital Raising Advisory (Debt/Equity/Private Capital) (BPAHADAG)

akta.pro secondary industries

Corporate Finance & Capital Advisory (BPAHADAB), Capital Markets Advisory (Equity Placement, JV & Recapitalization) (BPAJABAL)

Keywords

• Commercial finance brokerage
• Property development finance
• Business equipment finance
• Residential home lending
• Property advisory services

Headquarters

HQ city

Brisbane

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Broker commissions from lenders: STAC earns commission payments from banks, fund managers, and private lenders when funding applications made on behalf of clients are approved. The firm is transparent about what it earns and has a policy of agreeing total fees with clients upfront regardless of whether fees are payable by the lender or the client.
2. Advisory fees: For advisory scopes, STAC typically charges fixed fees that are milestone-based. This applies to bespoke advisory services provided to property developers and commercial property investors.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels7 records

Core offering

STAC Capital is a finance brokerage and advisory firm that sources, structures, and negotiates finance for property developers, businesses, and individuals through a network of more than 300 lenders. It operates three core service lines: business and equipment finance, property development and investment finance, and residential home lending, supplemented by a property advisory service. Since 2017, the firm has written more than $2B in deals across asset classes ranging from vehicle finance to multimillion-dollar development, acquisition, and import financing mandates.

Product overview

STAC Capital operates as a finance brokerage with three core divisions: STAC Business (business and equipment finance), STAC Property (property development and investment finance), and STAC Home (residential home lending). The company also offers Property Advisory Services as a professional advisory component. Through a database of 300+ traditional lenders, fund managers, and private investors, STAC sources, structures, and negotiates finance for individuals, businesses, property developers, and investors.

Differentiator

Problem solved

Functional benefit

Products and services

• STAC Business
• STAC Property
• STAC Home
• Property Advisory Services

Quantifiable outcome

• Over $2 billion in deals written since inception
• +7 more outcomes

Named customers16 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability1 record

Partnerships

One partnership is on record.

• Everett Property Development ManagementminorStrategic or Co-development Partner · 25 May 2020Mark Trayner appeared as a guest presenter on Everett Property Development Management's 'Property Feed' webinar, discussing development finance amidst COVID-19 with live deal examples including luxury spec home renovation, in-fill residential subdivision, multi-stage townhouse development, commercial property development, and non-bank apartment development finance.

Scale indicators9 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Resimac: Australian non-bank lender offering residential and commercial property finance distributed through broker channels including STAC. Comparable niche in non-bank property finance and overlapping customer base of property developers and investors.
• Assetline Capital: Specialist Australian asset finance broker for commercial equipment, vehicles, and business assets. Directly comparable to STAC Business division's equipment and asset finance capability, serving similar mid-market commercial clients.
• Yellow Brick Road: Australian wealth and lending advisory offering home loans, business lending, and property finance through a broker model. Directly comparable vertically-integrated finance broking and advisory proposition to STAC's three-division structure.
• Loan Market Group: One of Australia's largest mortgage and commercial finance broker aggregators, offering property and business finance brokerage across Australia. Directly comparable business model to STAC's broker-and-advisory structure, though larger and more retail-weighted.
• Liberty Financial: Australian non-bank lender providing commercial and residential finance via broker networks. Comparable non-bank funding option in STAC's lender panel and overlapping customer segments in property development and investment finance.
• Mortgage Choice (REA Group): Major Australian mortgage broker network (owned by REA Group) offering home loan and commercial finance services. Andrew Child (STAC GM) previously held senior roles at Mortgage Choice, and the two compete for similar Australian broker and consumer clients.
• Thinktank: Australian non-bank lender and commercial property finance specialist with a broker channel. Comparable focus on commercial and development property finance in the same borrower segment STAC serves, though operating on the lender side of the same transactions.

Broad incumbents

• Connective: Australia's largest aggregator providing broker support, lender panel access, and aggregation services to independent brokers including STAC. STAC's Connective Excellence Awards highlight the relationship; Connective is a channel partner and broader incumbent in the broker ecosystem.
• Aussie Home Loans (CBA): Major Australian retail mortgage broker owned by CBA, offering home loans and increasingly business finance. STAC Capital GM Andrew Child previously held senior roles at Aussie. Comparable broker channel and home lending focus, though at much larger scale and now bank-owned.

Regional players

• Morgans Financial: Brisbane-headquartered Australian wealth manager, stockbroker, and corporate adviser with strong Queensland presence. Comparable Queensland-based financial advisory franchise and overlaps with STAC on commercial property investment advisory and capital raising.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/staccapital
• LinkedInlinkedin.com/company/staccapital
• Instagraminstagram.com/staccapital
• Xx.com/STACcapital

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about STAC Capital