Mortgage Partners Group

What Mortgage Partners Group does

Mortgage Partners Group is a privately held mortgage brokerage headquartered in O'Fallon, Missouri (St. Louis metropolitan area), licensed under NMLS# 2305624. The firm originates residential mortgage loans on behalf of individual consumer borrowers, including purchase, refinance, cash-out, and renovation financing, by brokering loan applications to a network of more than 100 investors and wholesale lenders rather than funding loans on its own balance sheet.

The firm's product menu spans the full retail mortgage spectrum: conventional conforming loans, government-backed FHA, VA, and USDA programs, jumbo loans, and a suite of specialty products including FHA 203K renovation loans, reverse mortgages, manufactured and modular home financing, bank statement loans for self-employed borrowers, and non-QM options. Technology infrastructure is minimal and outsourced; the firm relies on third-party secure-loan-document platforms (secureloandocs.com and ezloandocs.com) for application intake and document collection, and does not disclose any proprietary technology, data assets, or AI capabilities.

The business model is transaction-based: revenue is generated from origination fees and yield-spread premiums earned on each closed loan, with no recurring SaaS or subscription components. The firm markets through educational content (free home-buying and refinance guides), referral partnerships with local professional services firms such as SCH CPAs, and a distributed loan officer team that includes a principal partner, a partner-loan officer, and approximately ten additional producers. Geographic footprint is centered on Missouri with nascent signals of producer-level reach into adjacent states, though multi-state operations are not formalized.

Name

Mortgage Partners Group

Legal name

Mortgage Partners Group, Inc.

Website

https://mpglending.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Mortgage Partners Group is a Missouri-based residential mortgage brokerage serving individual consumer borrowers, offering conventional, government, jumbo, and specialty loan products via access to 100+ wholesale lenders and a 12+ loan officer production team.

Ownership category

akta.pro rank

Product category

Mortgage Lending and Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Real Estate Credit (522292)

SIC

Loan Brokers (6163)

akta.pro primary industry

Retail Residential Mortgage Brokers (Purchase & Refinance) (FSALABAA)

akta.pro secondary industries

Commercial & Multifamily Mortgage Brokers (FSALABAB), Non-Qualified Mortgage (Non-QM) & Specialty Product Brokers (FSALABAG), Commercial Mortgage Brokerage (FSAEAEAB), Wholesale Mortgage Lending (Broker Channel) (FSALACAA)

Keywords

• Mortgage lending services
• Home loan brokerage
• Mortgage refinancing
• FHA VA loans
• Home equity lending

Headquarters

HQ city

St Louis

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Mortgage Loan Origination: Revenue generated from originating mortgage loans, working as a broker between borrowers and lenders. Earns fees and spreads from the lending institutions they represent when loans close.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels6 records

Core offering

Mortgage Partners Group is a mortgage broker that matches individual borrowers with more than 100 wholesale lenders and investors, originating a broad portfolio of residential and specialty mortgage loans. Core offerings include conventional fixed-rate and adjustable-rate mortgages, government-insured FHA, VA, and USDA loans, jumbo and high-balance loans, HELOCs, cash-out refinancing, reverse mortgages, FHA 203K repair loans, manufactured and modular home financing, and construction loans. The firm operates direct-to-consumer through Loan Officer-Partners and through an online application portal hosted on secureloandocs.com.

Product overview

Mortgage Partners Group operates as a mortgage lending brokerage offering a comprehensive portfolio of loan products across multiple categories. The core offering consists of fixed-rate and adjustable-rate mortgages in various terms (10, 15, 20, and 30 years) along with government-backed loans including FHA, VA, and USDA programs. Specialty products include reverse mortgages, construction loans, manufactured home financing, and cash-out refinancing options. The company differentiates through a network of over 100 investors, enabling access to both conventional conforming products and non-conforming private lender options. Supporting the loan products are digital tools including affordability, refinance, and payment calculators. The product architecture is structured around loan officer partnerships, with staff members serving as both originators and firm partners. No public API, AI capabilities, or developer integrations are offered—this is a traditional mortgage brokerage with in-person and online application workflows.

Differentiator

Problem solved

Functional benefit

Products and services

• 30 Year Fixed Mortgage Traditional 30-year fixed-rate mortgage offering stable monthly payments and protection against interest rate increases, available for purchase and refinance borrowers.
• 20 Year Fixed Mortgage 20-year fixed-rate mortgage enabling faster equity buildup with lower total interest than 30-year terms.
• 15 Year Fixed Mortgage 15-year fixed-rate mortgage for borrowers seeking rapid payoff and minimal total interest costs.
• 10 Year Fixed Mortgage Short-term 10-year fixed-rate mortgage offering the fastest path to debt-free homeownership for qualifying borrowers.
• Adjustable Rate Mortgages (ARMs) Variable-rate mortgages with initial fixed periods (1/1, 3/1, 5/1, 7/1, 10/1) offering lower initial payments that adjust after the initial term.
• Conventional Loans Conforming and non-conforming loans meeting GSE standards, available for purchases and refinances.
• Jumbo Loans High-balance mortgage loans exceeding standard conforming loan limits for luxury and high-value properties.
• Home Equity Lines of Credit (HELOC) Revolving credit lines secured by home equity, allowing borrowers to access funds as needed with interest-only payments on amounts drawn.
• FHA Loans Federal Housing Administration insured loans requiring as little as 3.5% down payment with flexible credit qualifying criteria for first-time and experienced buyers.
• FHA 203K Escrow Repair Loan FHA loan program allowing borrowers to finance both the purchase price and rehabilitation costs of a home needing repairs or improvements.
• VA Loans Veterans Administration guaranteed mortgages offering up to 100% financing with no monthly mortgage insurance for eligible service members, veterans, and reservists.
• USDA Loans Zero down payment loans for eligible rural and suburban homebuyers subject to income limits.
• High Balance Loans Jumbo loans in high-cost geographic areas that conform to FHFA limits but exceed standard conforming loan amounts.
• Manufactured and Modular Home Financing Specialized financing options for factory-built homes including manufactured homes and modular construction, a niche that few lenders underwrite.
• FHA VA Streamline Refinance Streamlined refinance programs for existing FHA and VA borrowers requiring minimal documentation, no credit requirements, and potentially no out-of-pocket costs.
• Cash-Out Refinance Refinancing option allowing borrowers to withdraw home equity as cash, with programs available for owner-occupied and non-owner-occupied properties.
• Reverse Mortgages Home equity conversion mortgages for homeowners aged 62 and older, allowing them to convert home equity into cash without monthly mortgage payments.
• Home Equity Fixed Loans Fixed-rate second mortgages providing a lump sum using home equity with predictable monthly payments.
• Commercial Loans Business-purpose mortgage financing for commercial real estate properties and investment properties.
• Construction Loans Short-term financing for building new homes, disbursing funds as construction phases complete.
• Balloon Mortgages Mortgages with lower initial payments and a large final lump-sum payment, with some offering conversion options.
• No Point, No Fee Programs Loan programs with no closing costs and no discount points, traded for higher interest rates.
• First Time Buyer Programs Special loan programs with lower down payments, easier qualification requirements, and sometimes lower interest rates for first-time homebuyers.

Quantifiable outcome

• Access to 100+ investors enables matching diverse borrower situations to optimal loan programs
• +2 more outcomes

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

One partnership is on record.

• SCH CPAs & Tax Advisors (John Schnurbusch)minorGTM or Marketing PartnerA CPA and tax advisory firm recommended to Mortgage Partners Group clients. SCH CPAs & Tax Advisors provides financial and tax services that complement mortgage financing. Contact information provided: (314) 445-2424, https://schstl.cpa/. This is a referral/educational partnership where Mortgage Partners Group directs clients to trusted financial professionals.

Scale indicators2 records

Recent moves4 records

Expansion highlights4 records

Direct peers

• NewRez (Rithm Capital): Retail and wholesale mortgage lender servicing purchase and refinance borrowers including conventional, government, and non-QM. Comparable retail broker/lender product breadth and loan officer distribution.
• Guild Mortgage: Retail-focused mortgage lender offering purchase, refinance, FHA, VA, and specialty products through a branch-based loan officer model. Closely mirrors MPG's retail/relationship-led origination approach with overlapping specialty product sets.
• Homepoint: Retail and wholesale mortgage lender providing conventional, government, and non-agency products through loan officers and broker partners. Comparable retail origination model to MPG.
• loanDepot: National retail mortgage lender operating a retail branch and direct-to-consumer model offering conventional, FHA, VA, and refinance products. Directly comparable to MPG's retail broker model, though materially larger and multi-state.
• Caliber Home Loans: Retail mortgage originator offering purchase, refinance, and home equity products through loan officer relationships. Comparable retail broker/retail lender structure serving similar borrower segments.

Emerging players

• Better.com: Digital-first mortgage lender offering conventional purchase and refinance loans online. Comparable consumer-facing mortgage origination product but with a fundamentally different technology-led, no-loan-officer model.
• Finance of America Reverse: Specialty reverse mortgage (HECM) lender that originates and securitizes reverse mortgages. Directly comparable niche overlap with MPG's reverse mortgage offering for homeowners 62+.
• Angel Oak Mortgage Solutions: Non-QM and specialty mortgage lender serving borrowers who fall outside agency guidelines. Comparable to MPG's specialty product positioning (FHA 203K, manufactured/modular, hardship lender access) and its willingness to serve non-prime borrowers.

Broad incumbents

• Rocket Mortgage (Rocket Companies): Largest U.S. retail mortgage lender and dominant direct-to-consumer digital mortgage platform. Broad incumbent operating in the same purchase/refinance market but at national scale with proprietary technology.
• United Wholesale Mortgage (UWM): Largest U.S. wholesale mortgage lender partnering with independent mortgage brokers like MPG to fund loans. Indirectly comparable as the wholesale funding counterparty that enables MPG's broker model, and a broader incumbent in the same broker channel.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks4 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/mortgagepartnersgroup
• LinkedInlinkedin.com/company/highland-contact

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mortgage Partners Group