Century Debt Solutions
Century Debt Solutions is a privately held, Woodland Hills-based debt collection agency that recovers delinquent business accounts receivable on a contingent-fee basis, serving small and mid-sized U.S. businesses through in-house collectors, skip tracing, and a global attorney network.
- Company typePrivate
- Founded-
- HeadquartersWoodland Hills, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Century Debt Solutions does
Century Debt Solutions, Inc. is a privately held, U.S.-domiciled contingency debt collection agency operating out of a small office in Woodland Hills, California. The firm targets businesses with delinquent accounts receivable, primarily small and mid-sized companies, and offers end-to-end receivables recovery services including dunning letter campaigns, expert in-house collections, modern skip tracing, attorney forwarding for litigation, and judgment enforcement. It also markets international debt recovery for cross-border receivables. Operations are structured on a contingent-fee basis — fees are only charged upon successful recovery — and the company discloses an explicit restriction against acting as a consumer collection agency in Connecticut.
The company's technology stack combines commercial skip-tracing tools with traditional, deep, and social-media searching to locate debtors, and routes litigated matters through a curated 'Attorney Liaison Web' of partner attorneys across U.S. states and foreign jurisdictions, allowing bulk case handling at discounted rates. Its proprietary 'mend negotiating' methodology is positioned as a relationship-preserving alternative to adversarial collection, with the stated objective of recovering debt while retaining the debtor as a future customer. Service intake is handled through a secure online Account Submission Portal plus dedicated inbound emails (sales@, accounts@, legal@), and distribution is entirely direct-to-business with no resellers or marketplace channels.
Go-to-market is sales-led and SMB-focused: public testimonials reference small-business owners in services industries, and the firm emphasizes compliance with the Fair Debt Collection Practices Act (FDCPA) and state-level regulations as a key differentiator. The company has no disclosed funding, no institutional investors, no acquisition activity, and the corporate website has not been substantively updated since 2015, suggesting a small, owner-operated operating profile rather than a venture- or PE-backed enterprise. Named staff consist only of debt collectors (Harvey, Patrick) and a representative (Mr. Goldman), consistent with the 1-10 employee headcount disclosed in firmographics.
Century Debt Solutions firmographics
Firmographics- Name
- Century Debt Solutions
- Legal name
- Century Debt Solutions, Inc.
- Website
- https://centurydebtsolutions.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Century Debt Solutions is a privately held, Woodland Hills-based debt collection agency that recovers delinquent business accounts receivable on a contingent-fee basis, serving small and mid-sized U.S. businesses through in-house collectors, skip tracing, and a global attorney network.
- Ownership category
- akta.pro rank
Century Debt Solutions industry classification
Industry- Product category
- Debt Collection Services
- NAICS
- Collection Agencies (56144)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Third-Party Debt Collection Agencies (Consumer & Commercial) (BPAAAEAB)
- akta.pro secondary industries
- International & Cross-Border Collections (FSAKAJAO), Collections, Recovery & Debt Management Platforms (FSAGAHAI)
Keywords
Where Century Debt Solutions is headquartered
LocationHeadquarters
- HQ city
- Woodland Hills
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Century Debt Solutions business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Contingent Fee Collections: Century Debt Solutions operates on a contingent fee model where they only charge clients when debt is successfully recovered. They offer industry-leading contingent rates. This is their primary revenue stream, making their service risk-free for clients as there is no upfront cost for debt collection services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Outcome Based/ Performance | Pay-as-you-go | Contingent Fee Structure - Performance-based pricing |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels4 records
Century Debt Solutions product offering
Product offeringCore offering
Century Debt Solutions provides commercial debt collection and accounts receivable recovery services on a contingent fee basis for businesses. Core capabilities include expert debt collection, modern skip tracing, attorney forwarding and judgment enforcement, international debt recovery, and the proprietary Mend Negotiating methodology designed to recover receivables while preserving client-debtor relationships.
Product overview
Century Debt Solutions offers a comprehensive suite of accounts receivable management and debt collection services through a unified platform. The core offerings include Expert Debt Collection, Advanced Modern Skip-Tracing, Mend Negotiating, and an Attorney Liaison Web network. These services are delivered through multiple channels including an Account Submission Portal and span both domestic and international debt recovery. The company operates on a contingent fee model and provides end-to-end services from initial collection letters through legal action and judgment enforcement.
Differentiator
Problem solved
Functional benefit
Products and services
- Expert Debt Collection
- Advanced Modern Skip-Tracing
- Attorney Forwarding
- Debt Collection Letter Service
- Debtor Employment Locating Service
- Contingent Fee Collections
- International Debt Recovery
- Attorney Liaison Web
- Mend Negotiating Specialized debt collection technique that focuses on rebuilding relationships with debtors while recovering accounts receivable, aiming to maintain business relationships and create future opportunities.
- Judgment Enforcement Services Legal services that convert debt into judgments and utilize advanced enforcement techniques to secure payment.
- Account Submission Portal Secure online portal allowing clients to submit collection accounts along with related invoices for processing.
Quantifiable outcome
- Over 70% of debt collected happens in the first 90 days from debt incurring
Companies that use Century Debt Solutions
Customer profileNamed customers5 records
Segments2 records
Ideal customer profiles2 records
Century Debt Solutions technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Century Debt Solutions partnerships and signals
Strategic signalScale indicators2 records
Recent moves4 records
Expansion highlights4 records
Century Debt Solutions competitors and assessment
Company assessmentDirect peers
- DCM Services: DCM Services provides commercial debt collection, skip-tracing, and contingency-based receivables recovery for SMB and enterprise creditors. Comparable to Century due to overlapping B2B placement focus and similar FDCPA-compliant collection approach.
- Coast Professional Inc. Coast Professional is a commercial debt collection agency focused on student loan and receivables recovery. Comparable to Century as another mid-sized contingency-based commercial collection agency with skip-tracing and attorney-forwarding capabilities.
- IC System: IC System is a third-party debt collection agency providing commercial and consumer recovery services with a national attorney network. Closely comparable to Century on contingent-fee collections, attorney forwarding, and credit bureau reporting infrastructure.
- Williams & Fudge Inc. Williams & Fudge is a commercial collections and student loan recovery firm offering skip-tracing and attorney forwarding. Comparable to Century because both provide commercial AR recovery with a relationship-oriented, FDCPA-compliant approach.
- Caine & Weiner: Caine & Weiner is a B2B receivables management and commercial debt collection agency serving creditors nationwide. Directly comparable to Century because both target SMB creditors with commercial AR, rely on skip-tracing and attorney networks, and operate on contingency models.
- Enhanced Recovery Company (ERC): ERC is a large third-party debt collection agency serving commercial and consumer creditors across the US. Directly comparable because Century competes head-to-head for B2B accounts receivable placements, with similar skip-tracing, attorney forwarding, and contingent fee offerings.
Broad incumbents
- PRA Group (Portfolio Recovery Associates): PRA Group is a publicly traded leader in debt buying and collection servicing across consumer and commercial receivables. A broad incumbent in the same market as Century but operates at vastly larger scale through portfolio purchases rather than contingency-only third-party agency work.
- Encore Capital Group: Encore Capital Group is one of the largest global debt buyers and collection services providers, via subsidiaries like Midland Credit Management. A broad incumbent in the same overall collection services space, though it competes primarily via portfolio purchase rather than contingency third-party agency placements.
- Transworld Systems (TSI): Transworld Systems is a large incumbent offering commercial debt collection, first-party outsourcing, and legal recovery services. Broader and more diversified than Century but overlaps directly in B2B debt collection and contingency-based collections.
Emerging players
- Stellar Recovery: Stellar Recovery is a contingency-based debt collection agency providing commercial and consumer recovery services with a digitally enabled intake process. Comparable to Century as a smaller, contingency-driven agency that overlaps in B2B AR placements and skip-tracing services.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key highlights7 records
Customer concentration
Century Debt Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
Century Debt Solutions leadership team
Management profileNumber of profiles
Profiles3 records
Century Debt Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Century Debt Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Century Debt Solutions
What does Century Debt Solutions do?
Century Debt Solutions provides commercial debt collection and accounts receivable recovery services on a contingent fee basis for businesses. Core capabilities include expert debt collection, modern skip tracing, attorney forwarding and judgment enforcement, international debt recovery, and the proprietary Mend Negotiating methodology designed to recover receivables while preserving client-debtor relationships.
Is Century Debt Solutions a public or private company?
Century Debt Solutions is a private company. It is classified as unknown and is currently operating.
When was Century Debt Solutions founded?
Century Debt Solutions was founded in -1. It employs 1 to 10 people.
Where is Century Debt Solutions based?
Century Debt Solutions is headquartered in Woodland Hills, United States, in the North America region.
How does Century Debt Solutions make money?
One revenue line is on record: contingent Fee Collections.
Who are Century Debt Solutions's main competitors?
Direct peers on record are DCM Services, Coast Professional Inc., IC System, Williams & Fudge Inc., Caine & Weiner and Enhanced Recovery Company (ERC). Broad incumbents are PRA Group (Portfolio Recovery Associates), Encore Capital Group and Transworld Systems (TSI). Stellar Recovery is listed as an emerging player.
Does Century Debt Solutions have an API?
No public API is recorded for Century Debt Solutions.
What industry is Century Debt Solutions in?
Century Debt Solutions's product category is Debt Collection Services. Its primary akta.pro industry code is BPAAAEAB, Third-Party Debt Collection Agencies (Consumer & Commercial), with a secondary code of FSAKAJAO, International & Cross-Border Collections. Its NAICS code is 56144 and its SIC code is 7320.