Living Earth Investments

What Living Earth Investments does

Living Earth Investments is a privately held Registered Investment Advisor founded in 2008 by Aaron Rivers and headquartered at 19698 Poplar St, Bend, Oregon. The firm delivers fiduciary-grade financial and investment planning to individual "conscientious investors" who seek to align environmental and social responsibility with financial returns. The core offering combines investment management (stock, bond, and securities selection) with planning and analysis (retirement and other financial modeling), delivered as a unified advisory practice rather than as discrete technology products. There is no proprietary technology platform, mobile app, API, or AI capability disclosed; the practice is fundamentally a personal advisory service whose principal asset is the founder's 28 years of industry experience and cross-disciplinary training (honors degrees in Psychology and Business Administration from the University of Oregon).

Revenue is generated through a single model: an annual AUM-based fee ranging from 0.25% to 1.50%, with no commissions, no minimum investment requirement, and no upselling of additional products. Pricing is publicly disclosed on the firm's FAQ page and illustrated with a worked example ($100,000 balance at 0.50% yields roughly $500/year). The go-to-market is direct-to-consumer relationship-based advisory, supported by organic reputation, word-of-mouth referrals, complimentary planning sessions for families with children who have special needs, and the founder's civic involvement on the City of Bend Advisory Accessibility Council. The firm is described as founder-led with an implicit 1-2 employee headcount, has zero disclosed complaints, and has not raised external funding.

Name

Living Earth Investments

Legal name

Living Earth Investments

Website

https://www.livingearthinvestments.com

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

1–10 employees

Short description

Living Earth Investments is a Bend, Oregon-based Registered Investment Advisor founded in 2008 that provides AUM-fee-based investment management and financial planning to individual conscientious investors, with no minimum investment and a fiduciary, no-commission model.

Ownership category

akta.pro rank

Product category

Financial Advisory & Investment Management

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

ESG/Sustainable Investment Advisory (FSAEAAAJ)

akta.pro secondary industry

Sustainable/ESG Equity (Active) (FSAAAIAM)

Keywords

• Investment advisory services
• Financial planning
• Responsible investing
• Retirement planning
• Asset management

Headquarters

HQ city

Bend

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Assets Under Management (AUM) Fees: Living Earth Investments charges a percentage fee on assets under management, ranging from 0.25% to 1.50% annually. For example, a $100,000 account at 0.50% fee costs approximately $500 per year. This creates a recurring revenue stream directly tied to client asset levels. No commissions are charged, eliminating incentive for frequent trading.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Core offering

Living Earth Investments is a Registered Investment Advisor that provides financial and investment planning services to individual "conscientious investors." Its core offerings consist of Investment Management (selecting stocks, bonds, and other securities aligned with responsible investing principles) and Planning and Analysis (retirement planning and financial modeling tailored to individual circumstances). Services are delivered directly by the founder under a fiduciary standard with low, transparent AUM-based fees.

Product overview

Living Earth Investments is a registered investment advisory firm offering a unified suite of financial services for conscientious investors. The core offering consists of two integrated services: Investment Management (selecting stocks, bonds, and other securities aligned with responsible investing values) and Planning and Analysis (retirement and financial modeling tailored to individual circumstances). These services are provided together as a holistic financial and investment planning practice, with a focus on low fees and long-term positive returns.

Differentiator

Problem solved

Functional benefit

Products and services

• Investment Management Selection of stocks, bonds, and other securities aligned with responsible investing principles to help individual clients reach their financial goals. Offered to individual conscientious investors under a fiduciary standard.
• Planning and Analysis Retirement planning and other financial modeling tailored to individual clients' circumstances and preferences, including specialized planning for families with children who have special needs.

Quantifiable outcome

• Zero complaints regulatory record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves5 records

Expansion highlights3 records

Emerging players

• Ethic: Technology-driven sustainable wealth platform serving advisors and individuals with customized ESG portfolios. Emerging competitor to traditional RIAs in the ESG advisory space, especially appealing to next-generation investors.
• Aspiration: Digital-first sustainable finance platform offering ESG-aligned investing and banking products. Competes for the same conscientious-investor segment but with a fintech, app-based delivery model.
• New/Mode Capital: Fiduciary, fee-only RIA focused on ESG and shareholder advocacy-driven portfolios for individuals. Comparable niche focus on values-aligned investing with a similar advisor-led model.

Broad incumbents

• Impax Asset Management: Established global asset manager specializing in sustainable investing across equities and fixed income. Represents the scaled, institutional end of the ESG advisory spectrum against which smaller RIAs like Living Earth compete.
• Betterment: Large robo-advisor offering automated, low-cost portfolio management including socially responsible investing options. Competes for the same mass-affluent, no-minimum client base that Living Earth targets with its no-minimum model.

Direct peers

• Calvert Impact Capital: Mission-driven investment firm focused on sustainable and impact investing across asset classes. Overlaps with Living Earth in values-driven mandate and individual/institutional ESG advisory services.
• Trillium Asset Management: One of the oldest sustainable-investment RIAs in the US, offering ESG-integrated portfolio management to individuals and institutions. Comparable in fiduciary approach and sustainable mandate, though at much larger scale.
• Green Alpha Advisors: Next-economy-focused RIA building portfolios around sustainability and ESG themes for individual investors. Directly comparable as a small, values-driven, fee-only advisory practice.
• Earth Equity Advisors: Independent RIA specializing in sustainable and ESG-aligned investment management for individual clients. Closely mirrors Living Earth's value-based, fee-only advisory model with a focus on responsible investing.
• Natural Investments: Fiduciary RIA focused exclusively on sustainable, responsible, and impact investing for individuals and families. Shares Living Earth's fee-only, values-aligned positioning with a longer track record.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Living Earth Investments