What Provisian does

Provisian Inc. is a privately held, Kalamazoo, Michigan-based (Remote First) financial planning software company that builds a cloud-based platform for financial advisors and individual consumers. The platform combines account aggregation via Plaid (covering 11,000+ U.S. financial institutions), Monte Carlo simulations, scenario analysis (Decision Map), portfolio and cash flow modeling, and a client portal for advisor-client collaboration. Data flows are read-only — no transactional capabilities — and the platform is hosted on Google Cloud with ISO 27001, SOC 2, and GDPR-aligned compliance inherited from infrastructure and aggregation partners.

The product is delivered through five subscription tiers: Personal Lite ($5/mo) and Personal Plus ($10/mo) for individuals, Starter ($75/mo) and Professional ($100/mo) for solo and growth-stage advisors, and a custom-priced Enterprise tier for firms with more than 25 advisors requiring SSO and firm-wide settings. Distribution is product-led via a website-based self-serve flow with a 14-day risk-free trial, supplemented by direct sales engagement for Enterprise contracts. Marketing channels to date are limited to the company website and a Product Hunt feature listing.

The company discloses no external funding, no parent company, no management team beyond generic contact information, and no founding date. Governance is under Michigan state law, and the platform is governed by a Privacy Policy effective April 19, 2024. The absence of disclosed capital, headcount, or named customers indicates an early-stage, likely bootstrapped operating profile with limited publicly verifiable scale signals.

Name

Provisian

Legal name

Provisian Inc.

Website

https://provisian.com

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

1–10 employees

Short description

Provisian is a privately held, Kalamazoo-based cloud financial planning platform that combines Plaid-powered account aggregation, Monte Carlo simulations, and a client portal for individual consumers and financial advisors across subscription tiers.

Ownership category

akta.pro rank

Product category

Financial Planning Software

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282), Services-Prepackaged Software (7372)

akta.pro primary industry

Net Worth & Personal Balance Sheet Tracking (FSAGADAF)

akta.pro secondary industry

Savings Automation & Goal-Based Savings (FSAGADAC)

Keywords

• Financial planning software
• Account aggregation platform
• Monte carlo simulation
• Advisor client portal
• Retirement planning tools

Headquarters

HQ city

Remote

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Infrastructure, Personnel, Marketing or Sales, Operations

Revenue model

1. Subscription - Personal Plans: Monthly subscription plans for individuals (Personal Lite at $5/month, Personal Plus at $10/month) providing investment planning, tax planning, college planning, Monte Carlo simulation, cash flow analysis, and account aggregation features.
2. Subscription - Advisor Plans: Monthly subscription plans for financial advisors with tiered pricing (Starter at $75/month, Professional at $100/month) offering unlimited clients, account aggregation, custom branding, and dedicated account management.
3. Enterprise Custom Pricing: Custom pricing for large firms with more than 25 advisors, including firm-wide settings, team collaboration, global models, and SSO login capabilities.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels3 records

Core offering

Provisian is a cloud-based financial planning platform that aggregates accounts from over 11,000 financial institutions via Plaid and runs Monte Carlo simulations and Decision Map scenario analysis to support investment, tax, college, and retirement planning. The platform is delivered to two distinct audiences: individual consumers (Personal Lite and Personal Plus plans) and financial advisors (Starter, Professional, and Enterprise tiers), with the advisor tier adding a client portal for collaboration, performance tracking, and shared reporting.

Product overview

Provisian is a unified financial planning platform that combines account aggregation, scenario analysis, and client collaboration tools. The platform consists of core features including Account Aggregation (integrating with 11,000+ financial institutions via Plaid), Scenario Analysis with Monte Carlo simulations, Client Portal for advisor-client collaboration, Decision Map for stress testing choices, Live Reporting for near real-time performance tracking, and Portfolio Management. The product is offered through subscription tiers: Personal Lite and Personal Plus for individuals (at $5 and $10/month respectively), and Starter, Professional, and Enterprise tiers for financial advisors (at $75, $100/month, and custom pricing).

Differentiator

Problem solved

Functional benefit

Products and services

• Account Aggregation Seamlessly integrates Provisian with over 11,000 financial institutions to provide a near real-time view of user finances. Built on a Plaid partnership, this product provides read-only access to account balances, transactions, and financial details for financial advisors and individuals managing multiple accounts.
• Scenario Analysis Enables users to simulate market conditions to manage risk and make informed financial decisions. Includes Decision Map for stress testing the implications of each choice and Monte Carlo simulations running thousands of scenarios to identify the most probable outcomes for retirement and other financial planning goals.
• Client Portal Centralized portal for financial advisors to collaborate with clients, track performance, manage cash flow, and share personalized financial statements and interactive reports. Built for advisors and their clients to simplify client communications with intuitive reporting and synchronous collaboration.

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability3 records

Feature6 records

Partnerships

Two partnerships are on record, tiered core.

• PlaidcoreTechnology or IntegrationProvisian has partnered with Plaid to offer Account Aggregation functionality. Plaid provides secure access to over 11,000 financial institutions. Provisian does not have access to user credentials - this information is strictly available only to Plaid and the financial institution. The integration provides read-only access to financial accounts with no capability to initiate monetary transactions.
• Google CloudcoreTechnology or IntegrationProvisian's infrastructure is hosted and managed by Google Cloud, which regularly undergoes third-party audits and certifications to validate compliance with industry standards and regulations including ISO 27001, SOC 2, and GDPR.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• RightCapital: Advisor-focused financial planning software with Monte Carlo simulations, account aggregation, and client portal capabilities. Directly competes with Provisian for independent and mid-market advisory firms.
• eMoney Advisor: Fidelity-owned advisor planning and client portal platform with account aggregation, scenario analysis, and client engagement tools. Serves similar financial advisor and enterprise RIA segments as Provisian.
• MoneyGuidePro: One of the most widely used financial planning platforms for financial advisors, offering Monte Carlo simulations, goal-based planning, and client portal tools. Directly competes with Provisian in the advisor financial planning category.
• Advyzon: Advisor technology platform offering planning, CRM, portfolio management, and client portal tools. Competes with Provisian in providing unified advisor-facing software to independent RIAs.

Broad incumbents

• Orion Advisor Tech: Large enterprise wealthtech platform offering portfolio accounting, performance reporting, and financial planning. Broad incumbent serving enterprise RIAs with overlapping planning capabilities.
• SS&C Black Diamond: Wealth management platform offering portfolio reporting, rebalancing, and planning tools. Broad incumbent in the advisor technology space with overlapping client portal and planning capabilities.
• Intuit Mint (Credit Karma): Consumer personal finance management tool with account aggregation, budgeting, and basic planning features. Competes at the low end of Provisian's Personal Lite/Plus consumer offering.
• Advisor360 (Black Diamond): Integrated wealth management platform for large RIAs and broker-dealers, with portfolio reporting, client portal, and planning features. Broad incumbent competing for enterprise advisory firm relationships.
• Empower (Personal Capital): Consumer-facing wealth management and personal financial dashboard with account aggregation, planning, and advisory services. Competes with Provisian's Personal tier in the consumer financial wellness category.

Others

• Envestnet Yodlee: Data aggregation and analytics infrastructure provider for financial institutions and fintech apps. Provides the underlying account-aggregation layer that powers many planning platforms, including competing alternatives to Provisian's Plaid integration.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/provisian

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Provisian