Afiliatys

What Afiliatys does

Afiliatys is a Belgian non-profit association (ASBL) founded in 1970 that operates as the primary affinity club for staff of European Institutions, the diplomatic corps of EU member states, international organizations, and European Schools. Headquartered in Brussels with satellite consultation points in Luxembourg and Strasbourg, the organization serves approximately 30,000 members and 32,000 insured persons. Its core economic function is twofold: aggregating a tightly defined community and brokering access to group-negotiated benefits, principally a complementary hospitalization insurance scheme.

The flagship product is Hospi Safe, a two-tier complementary health insurance (Maladie & Accident; Plus) that fills the 15–20% coverage gap left by the Joint Sickness and Invalidity Scheme (JSIS/RCAM). Hospi Safe is delivered through a 10-year contract with ALLIANZ (AWP Health & Life) running from January 1, 2020 to December 31, 2029, under which premiums are fixed except for Eurostat indexation and age-bracket progression. Around this insurance anchor, Afiliatys distributes a portfolio of more than 17 exclusive partner deals spanning insurance brokers (Vanbreda, ACM, OCA, Ambrelia), automotive diplomatic sales (Polestar, Volvo, Jaguar Land Rover, Honda, Hyundai, D'Ieteren), hospitality (Accor, MMV), travel (Europ Assistance, Mister Fly), fitness (Aspria), banking (Beobank), and household services (Aaxe Titres-services).

The revenue model rests on a one-time €5 lifetime membership fee, partner referral commissions from the deal portfolio, and indirect flows through the ALLIANZ insurance arrangement. Operations are entirely volunteer-led — the association is managed by active and retired EU officials with no paid staff — and a 2025 charitable budget of approximately €103,622 supports medical research, poverty relief, and humanitarian projects. The organization is governed by a Board of Directors under President Daniel Germain, is GDPR-compliant, and positions itself as an apolitical interinstitutional body rather than a commercial insurance intermediary.

Name

Afiliatys

Legal name

Afiliatys

Website

https://afiliatys.eu

Company type

Private

Founded year

1970

Operating status

Operating

Headcount range

11–50 employees

Short description

Afiliatys is a Belgian non-profit affinity club serving ~30,000 European Institution staff, diplomatic corps, and international organization personnel, offering Hospi Safe complementary health insurance via ALLIANZ and exclusive partner deals across insurance, automotive, and hospitality.

Ownership category

akta.pro rank

Product category

Affinity Club and Supplementary Insurance Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Carriers and Related Activities (524)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Standalone Hospital Indemnity Insurance (FSAIAKAB)

akta.pro secondary industries

Combined Critical Illness + Hospital Indemnity Policies (FSAIAKAC), Individual/Retail Critical Illness & Hospital Indemnity (FSAIAKAE)

Keywords

• Affinity club services
• Supplementary health insurance
• Complementary hospital insurance
• Membership discount program
• EU staff benefits

Headquarters

HQ city

Brussels

HQ country

Belgium

HQ region

Europe

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Membership fees: One-time membership fee of €5 for lifetime membership, required for access to all benefits including Hospi Safe insurance and partner deals.
2. Hospi Safe insurance premiums: Annual insurance premiums collected by ALLIANZ for complementary health insurance (Hospi Safe Maladie & Accident and Hospi Safe Plus). Afiliatys acts as the affinity partner facilitating this insurance to its members. Premiums range from €89.29 to €2,201.99 annually depending on age and coverage tier.
3. Partner commissions and referral fees: Commissions from partner companies (insurance brokers, automotive dealers, hotels, etc.) whose exclusive deals are offered to members. Partners include Vanbreda Risk & Benefits, Europ Assistance, Accor Hotels, Polestar, Volvo, and others.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Afiliatys is a non-profit Belgian association (ASBL) operating as an affinity club for European Institutions staff, providing lifetime membership access (€5 one-time fee) to supplementary health insurance (Hospi Safe) and curated partner discounts. The flagship offering is Hospi Safe complementary hospitalization insurance, underwritten by ALLIANZ under a 10-year contract, which covers up to 100% of hospitalization costs not reimbursed by the EU's JSIS/RCAM scheme. Members also gain access to exclusive deals from approximately 18 partner companies across insurance, automotive, hospitality, travel, fitness, and household services categories.

Product overview

Afiliatys is an affinity club for European Institutions staff offering a membership program and supplementary insurance products. The core offering is Hospi Safe, a complementary hospitalization insurance (in two tiers: Maladie & Accident and Plus) that supplements the JSIS coverage to reach 100% reimbursement. The platform also provides access to exclusive deals from partner companies across categories including insurance (Vanbreda, ACM, Europ Assistance), automotive (Polestar, Volvo, Jaguar Land Rover, Honda, Hyundai, D'Ieteren), hospitality (Accor Hotels, MMV, Maasmechelen Village), banking (Beobank), real estate services (Immo Real J.K.), and household services (Aaxe Titres-services, Aspria).

Differentiator

Problem solved

Functional benefit

Brands

• Hospi Safe: Supplementary hospitalization insurance complementary to the JSIS/RCAM of European Institutions, offered in partnership with ALLIANZ

Products and services

• Afiliatys Membership Affinity club membership for EU officials, contract agents, retirees, diplomatic corps, international organization staff, and European Schools personnel. Provides access to exclusive partner discounts and the Hospi Safe insurance scheme for a one-time €5 lifetime fee.
• Hospi Safe Maladie & Accident Complementary hospitalization insurance covering 100% of costs related to illness or accident hospitalization that JSIS does not cover (JSIS typically covers 80-85%). Excludes non-EEA countries where coverage is limited to €25,000 annually. Must be subscribed before retirement to maintain lifetime coverage.
• Hospi Safe Plus Enhanced complementary insurance covering hospitalization plus outpatient care, dental, optical, hearing aids, and prosthetics. Offers 80% reimbursement of the difference between costs and JSIS coverage for non-hospitalization services, subject to annual ceilings. Annual premiums range from €648.06 (ages 2-18) to €2,201.99 (ages 61+).
• Europ Assistance Travel Insurance Travel assistance insurance with Silver (people and travel assistance) and Gold (adds cancellation coverage) options for active and retired European civil servants. Annual premiums from €108 to €344 with medical coverage up to €1,000,000 worldwide.
• Youth Protection Plan (Plan Protection Enfants) Supplementary accident insurance for children offered by Vanbreda Risk & Benefits and AIG, providing up to €250,000 capital for permanent disability and €5,000 for medical expense reimbursement.

Quantifiable outcome

• 100% reimbursement of hospitalization costs related to illness or accident covered by JSIS (vs. 80-85% with JSIS alone)
• +4 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

17 partnerships are on record, tiered core and minor.

• ALLIANZcoreStrategic or Co-development Partner · 1 January 2020ALLIANZ (AWP Health & Life) is the insurance provider for Hospi Safe complementary health insurance. The 10-year contract (2020-2029) provides hospitalization coverage supplementary to JSIS for approximately 32,000 Afiliatys members. ALLIANZ provides claims processing, customer service, and policy administration.
• Vanbreda Risk & BenefitscoreChannel Partner/ Reseller/ DistributorPreferred insurance broker providing exclusive car insurance (30% discount), home insurance (25% discount), legal protection (10-20% discount), and supplementary health insurance advisory services to Afiliatys members. Located at Rue Stévin 144, Brussels.
• Europ AssistancecoreStrategic or Co-development PartnerTravel assistance provider offering Silver and Gold annual insurance packages to active and retired EU officials. Covers medical repatriation, travel cancellations, and emergency assistance worldwide with coverage up to €1,000,000.
• Cigna EurprivilegesminorStrategic or Co-development PartnerCo-branded travel insurance program with Europ Assistance, specifically designed for European civil servants with preferential rates.
• PolestarminorGTM or Marketing PartnerElectric vehicle diplomatic sales program offering Polestar 2, 3, 4, and 5 to EU officials, UN representatives, and international organization staff at preferential conditions.
• Volvo ACBminorGTM or Marketing PartnerDiplomatic vehicle sales program offering €300 worth of accessories exclusively for Afiliatys members purchasing Volvo vehicles.
• Jaguar Land Rover (Capurro)minorGTM or Marketing PartnerGlobal diplomatic sales program providing exclusive conditions on vehicle purchases for Afiliatys members stationed internationally.
• Accor HotelsminorGTM or Marketing PartnerUp to 15% discount on over 4,100 Accor hotels worldwide through ALL - Accor Live Limitless loyalty program.
• OCA LuxembourgminorChannel Partner/ Reseller/ DistributorInsurance broker providing domestic insurance (car, home) advisory services for members in Luxembourg, with office at 23 rue Aldingen and regular consultations at European Parliament.
• Aaxe Titres-servicesminorGTM or Marketing PartnerHousehold service vouchers provider offering 2 free service vouchers per year for cleaning and domestic help to Afiliatys members in Brussels area.
• AspriaminorGTM or Marketing PartnerFitness and wellness club access for Afiliatys members at prestigious Brussels locations offering fitness, tennis, swimming, spa, and coworking facilities.
• Give Eur HopeminorOthersCharitable partnership with ASBL of EU colleagues promoting solidarity. Cofinances poverty relief projects and provides teeshirts for Ekiden marathon relay program participants.
• AIGminorStrategic or Co-development PartnerProvider of Youth Protection Plan (accident insurance for children) through Vanbreda Risk & Benefits, offering up to €250,000 capital for permanent disability and €5,000 medical expense reimbursement.
• ACM InsurancesminorGTM or Marketing PartnerUp to 10% discount on home and car insurance for Afiliatys members through ACM Home Serenity and ACM Auto products.
• HyundaiminorGTM or Marketing PartnerElectric and hybrid vehicle options for Afiliatys members, including IONIQ 5, 6, 9, and Plug-in Hybrid Santa Fe models.
• HondaminorGTM or Marketing Partner7% fleet discount on selected Honda models including CIVIC e:HEV hybrid vehicles.
• D'Ieteren (Mobility Solutions)minorGTM or Marketing PartnerVehicle procurement and mobility solutions partner assisting members with new vehicle purchases and personalized automotive services.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Allianz Care: Allianz Care is the actual underwriter of Afiliatys' Hospi Safe product and one of the largest providers of international health insurance for institutional and expatriate customers. It is comparable as a complementary health insurer serving globally mobile workforces, and is also a key business partner.
• UN Staff Mutual Insurance Society: UN Staff Mutual Insurance Society provides health insurance to UN system employees internationally. It is structurally the closest peer to Afiliatys — affinity insurance for international civil servants — and shares the niche of complementary health coverage outside primary employer schemes.
• Mutuelle Générale (French civil servant mutuals): Mutuelle Générale and similar French civil-servant health mutuals provide complementary health insurance to French public-sector employees, closely mirroring Afiliatys' role of filling reimbursement gaps for public-affiliation workforces in Europe.

Broad incumbents

• USAA: USAA is an affinity-based financial services and insurance provider serving US military members and families. Comparable to Afiliatys in serving a defined professional community with bundled insurance products, exclusive member benefits, and a mission-driven structure.
• AARP: AARP is a large US-based affinity organization offering members exclusive discounts on insurance, travel, and services. Like Afiliatys, it bundles insurance access with partner deals for a defined demographic, though at vastly greater scale and across multiple insurance carriers.
• Cigna Global Health Benefits: Cigna is a global health insurer that partners with Afiliatys via Cigna Eurprivileges for travel insurance. It is comparable as a large-scale provider of supplementary health and travel insurance to international and expatriate populations, including institutional workforces.
• AAA (American Automobile Association): AAA is a membership organization providing roadside assistance, insurance, travel, and discount benefits to drivers. It shares Afiliatys' affinity-membership + partner-deals + insurance model, though at national scale and across broader consumer segments.

Emerging players

• Vanbreda Risk & Benefits: Vanbreda is a leading Belgian insurance broker and a core channel partner for Afiliatys, providing exclusive auto, home, and legal insurance to members. Comparable as a specialty broker serving international organizations, NGOs, and expatriate clients in Brussels and beyond.
• Europ Assistance: Europ Assistance provides travel and medical assistance insurance to Afiliatys members and similar affinity communities across Europe. Comparable as a specialized assistance and travel insurance provider targeting international and professional clientele via partnership channels.

Others

• Aspria: Aspria is an exclusive fitness and wellness club operator that partners with Afiliatys to provide member benefits. Comparable as a premium-lifestyle brand serving a professional Brussels-based demographic and as a partner rather than direct competitor.

Market position

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Afiliatys