Credit Card Processing
CreditCardProcessing.net is a privately held U.S. affiliate marketing and comparison platform, operating since 2010, that curates a top-5 list of credit card processors (Merchant One, Clover, Global Payments, Worldpay, Leaders) and routes SMB merchants to them via paid affiliate links.
- Company typePrivate
- Founded2010
- HeadquartersLos Angeles, United States
- Headcount11–50
- GTM typeB2C
- OfferingDigital Commerce or Content
What Credit Card Processing does
CreditCardProcessing.net is a privately held online comparison and affiliate marketing platform that has operated since 2010, headquartered in Los Angeles, California, with an 11-50 employee range. The site curates and ranks credit card processors for small and mid-sized U.S. merchants, featuring a top 5 list of Merchant One, Clover, Global Payments, Worldpay, and Leaders Merchant Services, and routes interested merchants to those processors through tracked affiliate links. It addresses SMB pain points around opaque fee structures, contract terms, and customer service quality by publishing rate comparisons (including Square at 3.5% + $0.15, Stripe at 2.9% + $0.30, Chase at 1.99% + $0.15, PayPal at 1.55%-2.7%) and processor ratings, alongside a business-type matching quiz.
The platform's technology stack consists of an SEO-optimized content website with affiliate link tracking, a business-type selection quiz, and promotional offer routing (e.g., a $500 gift card from Merchant One if rates cannot be beaten, a $450 Clover hardware credit). Its compliance infrastructure is linked to compliance.centerfield.com, suggesting operational affiliation with the Centerfield digital marketing portfolio. The site does not expose an API, mobile app, SDK, or proprietary integration; there are no patents, no AI/ML capabilities, and no disclosed technical hires.
CreditCardProcessing.net's revenue model is advertising compensation paid by the listed processors, with placement and ranking order explicitly driven by such compensation. It holds no disclosed funding rounds, no parent company of record, no M&A activity, and no leadership bios. The company serves only U.S. SMB merchants across use cases including eCommerce, retail POS, restaurants, service businesses, and high-risk merchants, and operates as a free consumer resource monetized entirely through performance marketing economics.
Credit Card Processing firmographics
Firmographics- Name
- Credit Card Processing
- Legal name
- CreditCardProcessing.net
- Website
- https://creditcardprocessing.net
- Company type
- Private
- Founded year
- 2010
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- CreditCardProcessing.net is a privately held U.S. affiliate marketing and comparison platform, operating since 2010, that curates a top-5 list of credit card processors (Merchant One, Clover, Global Payments, Worldpay, Leaders) and routes SMB merchants to them via paid affiliate links.
- Ownership category
- akta.pro rank
Credit Card Processing industry classification
Industry- Product category
- Payment Processing Comparison Services
- akta.pro primary industry
- Merchant Acquiring & Processing Platforms (BPAMAFAB)
- akta.pro secondary industry
- Merchant Acquiring & Card Processing (PSPs) (CRAFALAB)
Keywords
Where Credit Card Processing is headquartered
LocationHeadquarters
- HQ city
- Los Angeles
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Credit Card Processing business model
Business model- GTM type
- B2C
- Offering type
- Digital Commerce or Content
- Cost components
- Marketing or Sales, Personnel, Technology or R&D, Operations
Revenue model
- Advertising Compensation: CreditCardProcessing.net receives advertising compensation from companies listed on the page. Such compensation impacts the location and order in which companies appear on the site. This is the primary revenue model for the comparison site.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Merchant One rates: 0.29%-1.99% |
| Transaction based/ take rate | Monthly | Clover, Global Payments, Worldpay, Leaders - Quote-based pricing |
| Transaction based/ take rate | Monthly | Alternative processors comparison |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels4 records
Credit Card Processing product offering
Product offeringCore offering
CreditCardProcessing.net operates a free online comparison and affiliate marketing platform that helps U.S. merchants evaluate and select credit card processing providers. The site curates and ranks a top-5 list of processors (Merchant One, Clover, Global Payments, Worldpay, Leaders) using business-type matching, side-by-side rate comparisons, ratings, reviews, and promotional offers, and earns revenue through advertising compensation and tracked affiliate referrals sent to those featured processors.
Product overview
CreditCardProcessing.net is a comparison/review aggregator website that features a curated list of five credit card processing providers. The portfolio includes Merchant One (primary recommended pick with retail rates 0.29%-1.55%, POS systems, mobile and virtual terminal solutions), Clover POS (customized point-of-sale systems with gift card and loyalty programs), Global Payments (specializing in compliant surcharging), Worldpay (automated surcharging solutions), and Leaders Merchant Services (serving businesses with various credit card readers and POS systems). The site functions as an affiliate marketing platform earning compensation from featured processors.
Differentiator
Problem solved
Functional benefit
Products and services
- Credit Card Processor Comparison Platform Free online comparison platform that curates and ranks the top credit card processing providers for U.S. merchants, featuring business-type matching, rate comparisons, ratings, reviews, and promotional offers from processors including Merchant One, Clover, Global Payments, Worldpay, and Leaders Merchant Services.
- Featured Processor Advertising Placement Paid advertising and lead generation service offered to credit card processing providers, providing ranked placement on the comparison platform with tracked affiliate referral links and per-processor call tracking numbers that route merchant inquiries directly to the paying processor.
Quantifiable outcome
- 98% approval rate of applicants
- +2 more outcomes
Companies that use Credit Card Processing
Customer profileNamed customers8 records
Segments5 records
Ideal customer profiles1 record
Credit Card Processing technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Credit Card Processing partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core and minor.
- Merchant OnecoreMerchant One is the #1 featured credit card processor on CreditCardProcessing.net, rated 4.9/5. They provide credit card processing, POS systems, payment terminals, and merchant services for multiple business types including eCommerce, restaurants, and physical locations. Merchant One offers rates from 0.29%-1.55%, 24/7 customer support, and a dedicated account manager. New merchants can be set up within 24 hours with a 98% approval rate.
- ClovercoreClover is featured as #2 processor on CreditCardProcessing.net, rated 4.5/5. They offer POS systems, credit card processing, gift card and loyalty programs, and financial services with secure same-day funding and 24/7 support. Clover provides customized POS solutions including Flex, Mini, Station, and Compact devices for various business types.
- Global PaymentscoreGlobal Payments is featured as #3 processor on CreditCardProcessing.net, rated 4.6/5. They are described as the leading credit card processor for compliant surcharging with simple, transparent pricing. Global Payments offers scalable POS systems and rapid deployment.
- WorldpaycoreWorldpay is featured as #4 processor on CreditCardProcessing.net, rated 4.4/5. They offer seamless, compliant solutions for eliminating credit card processing fees through automated surcharging, integrating transaction fees into transparent totals for customers.
- Leaders Merchant ServicescoreLeaders (dba Paysafe Payment Processing Solutions, LLC) is featured as #5 processor on CreditCardProcessing.net, rated 4.3/5. They serve businesses of all sizes across all 50 states and are one of the fastest growing payment processing providers in the country. Leaders offers POS systems, credit card equipment, and readers including iPad and Android options.
- Flagship Merchant ServicesminorFlagship Merchant Services is listed as an 'Advanced Credit Card Processing' option on CreditCardProcessing.net. They offer check acceptance, gift card programs, free merchant account set-up, low overall cost commitment, business intelligence & analytics, and free credit card terminals.
- Wells Fargo Bank, N.A.coreMerchant One, Inc. is a registered ISO (Independent Sales Organization) of Wells Fargo Bank, N.A., Concord, CA. American Express may require separate approval.
- Wells Fargo Bank, N.A.coreGlobal Payments Direct, Inc. is a registered ISO of Wells Fargo Bank, N.A., Concord, CA. Also registered ISO of PNC Bank, N.A., Pittsburgh, PA.
- Pathward N.A. and Wells Fargo Bank N.A.coreFirst Data Merchant Services, LLC, doing business as Clover Business Solutions, is a registered ISO of Pathward N.A., Sioux Falls, SD; and Wells Fargo Bank N.A., Concord, CA.
- Citizens Bank, N.A.; PNC Bank, N.A.; Woodforest National Bank; Merrick BankcorePaysafe Payment Processing Solutions, LLC dba Leaders Merchant Services is a registered Independent Sales Organization/MSP of Citizens Bank, N.A., Providence, RI; PNC Bank, N.A., Pittsburgh, PA; Woodforest National Bank, Houston, TX; and Merrick Bank, South Jordan, UT.
Scale indicators12 records
Recent moves5 records
Expansion highlights5 records
Credit Card Processing competitors and assessment
Company assessmentDirect peers
- CardRatings: Specialized credit card comparison and review site that aggregates card offers from issuers and earns affiliate commissions. Directly comparable in business model — content-driven card/financial product comparison monetized through affiliate referrals.
- CardFellow: Specialized merchant services comparison and review platform focused specifically on credit card processing for businesses. Directly comparable as a niche comparison site in the same vertical, helping merchants evaluate processors.
- Merchant Maverick: Independent merchant services review and comparison site covering payment processors, POS systems, and merchant cash advance. Closely comparable in vertical specialization, content depth, and affiliate-driven revenue model in the SMB payment processing space.
- Business.com: Business services comparison and review site covering credit card processing, payroll, accounting, and more. Closely comparable business model — small business service comparison monetized through vendor referrals, and notably the source of CreditCardProcessing.net's Best Pick award.
Broad incumbents
- NerdWallet: Large-scale financial product comparison platform covering credit cards, banking, lending, and insurance. Comparable as a content/affiliate comparison business model serving consumer financial decision-making, though it operates across many verticals rather than specializing in merchant processing.
- ValuePenguin: Financial product comparison site covering credit cards, insurance, banking, and loans. Comparable affiliate-driven comparison business model in consumer and SMB financial services, with broader category coverage.
- Bankrate: Long-standing financial comparison publisher covering credit cards, mortgages, banking, and investing. Comparable as an advertising/affiliate-driven comparison site in financial services, with broader category scope than CreditCardProcessing.net's merchant processing focus.
- LendingTree: Online lending marketplace aggregating loans and credit products from multiple providers. Comparable as a financial services lead-generation/affiliate platform, though focused on lending rather than merchant processing specifically.
- CreditCards.com: Major credit card comparison and affiliate site owned by Bankrate (Red Ventures). Directly comparable as a card-focused comparison platform monetized through issuer referral fees, though at significantly larger scale and broader scope.
Emerging players
- The Ascent (Motley Fool): Personal finance comparison vertical of The Motley Fool covering credit cards, banking, and loans. Comparable as a content-driven financial product comparison site monetized through affiliate partnerships, though anchored to the larger Motley Fool brand.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat4 records
Key risks7 records
Key highlights6 records
Customer concentration
Credit Card Processing social profiles
Digital presenceCredit Card Processing compliance and trust
Trust signalCompliance4 records
Credit Card Processing financial estimates
Financial estimateRevenue estimate
Valuation estimate
Credit Card Processing leadership team
Management profileNumber of profiles
Credit Card Processing funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Credit Card Processing M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Credit Card Processing
What does Credit Card Processing do?
CreditCardProcessing.net operates a free online comparison and affiliate marketing platform that helps U.S. merchants evaluate and select credit card processing providers. The site curates and ranks a top-5 list of processors (Merchant One, Clover, Global Payments, Worldpay, Leaders) using business-type matching, side-by-side rate comparisons, ratings, reviews, and promotional offers, and earns revenue through advertising compensation and tracked affiliate referrals sent to those featured processors.
Is Credit Card Processing a public or private company?
Credit Card Processing is a private company. It is classified as unknown and is currently operating.
When was Credit Card Processing founded?
Credit Card Processing was founded in 2010. It employs 11 to 50 people.
Where is Credit Card Processing based?
Credit Card Processing is headquartered in Los Angeles, United States, in the North America region.
How does Credit Card Processing make money?
One revenue line is on record: advertising Compensation.
Who are Credit Card Processing's main competitors?
Direct peers on record are CardRatings, CardFellow, Merchant Maverick and Business.com. Broad incumbents are NerdWallet, ValuePenguin, Bankrate, LendingTree and CreditCards.com. The Ascent (Motley Fool) is listed as an emerging player.
Does Credit Card Processing have an API?
No public API is recorded for Credit Card Processing.
What industry is Credit Card Processing in?
Credit Card Processing's product category is Payment Processing Comparison Services. Its primary akta.pro industry code is BPAMAFAB, Merchant Acquiring & Processing Platforms, with a secondary code of CRAFALAB, Merchant Acquiring & Card Processing (PSPs).