Credit Card Processing

What Credit Card Processing does

CreditCardProcessing.net is a privately held online comparison and affiliate marketing platform that has operated since 2010, headquartered in Los Angeles, California, with an 11-50 employee range. The site curates and ranks credit card processors for small and mid-sized U.S. merchants, featuring a top 5 list of Merchant One, Clover, Global Payments, Worldpay, and Leaders Merchant Services, and routes interested merchants to those processors through tracked affiliate links. It addresses SMB pain points around opaque fee structures, contract terms, and customer service quality by publishing rate comparisons (including Square at 3.5% + $0.15, Stripe at 2.9% + $0.30, Chase at 1.99% + $0.15, PayPal at 1.55%-2.7%) and processor ratings, alongside a business-type matching quiz.

The platform's technology stack consists of an SEO-optimized content website with affiliate link tracking, a business-type selection quiz, and promotional offer routing (e.g., a $500 gift card from Merchant One if rates cannot be beaten, a $450 Clover hardware credit). Its compliance infrastructure is linked to compliance.centerfield.com, suggesting operational affiliation with the Centerfield digital marketing portfolio. The site does not expose an API, mobile app, SDK, or proprietary integration; there are no patents, no AI/ML capabilities, and no disclosed technical hires.

CreditCardProcessing.net's revenue model is advertising compensation paid by the listed processors, with placement and ranking order explicitly driven by such compensation. It holds no disclosed funding rounds, no parent company of record, no M&A activity, and no leadership bios. The company serves only U.S. SMB merchants across use cases including eCommerce, retail POS, restaurants, service businesses, and high-risk merchants, and operates as a free consumer resource monetized entirely through performance marketing economics.

Name

Credit Card Processing

Legal name

CreditCardProcessing.net

Website

https://creditcardprocessing.net

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

11–50 employees

Short description

CreditCardProcessing.net is a privately held U.S. affiliate marketing and comparison platform, operating since 2010, that curates a top-5 list of credit card processors (Merchant One, Clover, Global Payments, Worldpay, Leaders) and routes SMB merchants to them via paid affiliate links.

Ownership category

akta.pro rank

Product category

Payment Processing Comparison Services

akta.pro primary industry

Merchant Acquiring & Processing Platforms (BPAMAFAB)

akta.pro secondary industry

Merchant Acquiring & Card Processing (PSPs) (CRAFALAB)

Keywords

• Payment processing comparison
• Credit card processors
• Merchant services review
• POS systems comparison
• Payment processor rankings

Headquarters

HQ city

Los Angeles

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Digital Commerce or Content

Cost components

Marketing or Sales, Personnel, Technology or R&D, Operations

Revenue model

1. Advertising Compensation: CreditCardProcessing.net receives advertising compensation from companies listed on the page. Such compensation impacts the location and order in which companies appear on the site. This is the primary revenue model for the comparison site.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels4 records

Core offering

CreditCardProcessing.net operates a free online comparison and affiliate marketing platform that helps U.S. merchants evaluate and select credit card processing providers. The site curates and ranks a top-5 list of processors (Merchant One, Clover, Global Payments, Worldpay, Leaders) using business-type matching, side-by-side rate comparisons, ratings, reviews, and promotional offers, and earns revenue through advertising compensation and tracked affiliate referrals sent to those featured processors.

Product overview

CreditCardProcessing.net is a comparison/review aggregator website that features a curated list of five credit card processing providers. The portfolio includes Merchant One (primary recommended pick with retail rates 0.29%-1.55%, POS systems, mobile and virtual terminal solutions), Clover POS (customized point-of-sale systems with gift card and loyalty programs), Global Payments (specializing in compliant surcharging), Worldpay (automated surcharging solutions), and Leaders Merchant Services (serving businesses with various credit card readers and POS systems). The site functions as an affiliate marketing platform earning compensation from featured processors.

Differentiator

Problem solved

Functional benefit

Products and services

• Credit Card Processor Comparison Platform Free online comparison platform that curates and ranks the top credit card processing providers for U.S. merchants, featuring business-type matching, rate comparisons, ratings, reviews, and promotional offers from processors including Merchant One, Clover, Global Payments, Worldpay, and Leaders Merchant Services.
• Featured Processor Advertising Placement Paid advertising and lead generation service offered to credit card processing providers, providing ranked placement on the comparison platform with tracked affiliate referral links and per-processor call tracking numbers that route merchant inquiries directly to the paying processor.

Quantifiable outcome

• 98% approval rate of applicants
• +2 more outcomes

Named customers8 records

Segments5 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Ten partnerships are on record, tiered core and minor.

• Merchant OnecoreChannel Partner/ Reseller/ Distributor · 1 January 2010Merchant One is the #1 featured credit card processor on CreditCardProcessing.net, rated 4.9/5. They provide credit card processing, POS systems, payment terminals, and merchant services for multiple business types including eCommerce, restaurants, and physical locations. Merchant One offers rates from 0.29%-1.55%, 24/7 customer support, and a dedicated account manager. New merchants can be set up within 24 hours with a 98% approval rate.
• ClovercoreChannel Partner/ Reseller/ Distributor · 1 January 2010Clover is featured as #2 processor on CreditCardProcessing.net, rated 4.5/5. They offer POS systems, credit card processing, gift card and loyalty programs, and financial services with secure same-day funding and 24/7 support. Clover provides customized POS solutions including Flex, Mini, Station, and Compact devices for various business types.
• Global PaymentscoreChannel Partner/ Reseller/ Distributor · 1 January 2010Global Payments is featured as #3 processor on CreditCardProcessing.net, rated 4.6/5. They are described as the leading credit card processor for compliant surcharging with simple, transparent pricing. Global Payments offers scalable POS systems and rapid deployment.
• WorldpaycoreChannel Partner/ Reseller/ Distributor · 1 January 2010Worldpay is featured as #4 processor on CreditCardProcessing.net, rated 4.4/5. They offer seamless, compliant solutions for eliminating credit card processing fees through automated surcharging, integrating transaction fees into transparent totals for customers.
• Leaders Merchant ServicescoreChannel Partner/ Reseller/ Distributor · 1 January 2010Leaders (dba Paysafe Payment Processing Solutions, LLC) is featured as #5 processor on CreditCardProcessing.net, rated 4.3/5. They serve businesses of all sizes across all 50 states and are one of the fastest growing payment processing providers in the country. Leaders offers POS systems, credit card equipment, and readers including iPad and Android options.
• Flagship Merchant ServicesminorChannel Partner/ Reseller/ Distributor · 1 January 2010Flagship Merchant Services is listed as an 'Advanced Credit Card Processing' option on CreditCardProcessing.net. They offer check acceptance, gift card programs, free merchant account set-up, low overall cost commitment, business intelligence & analytics, and free credit card terminals.
• Wells Fargo Bank, N.A.coreStrategic or Co-development Partner · 1 January 2010Merchant One, Inc. is a registered ISO (Independent Sales Organization) of Wells Fargo Bank, N.A., Concord, CA. American Express may require separate approval.
• Wells Fargo Bank, N.A.coreStrategic or Co-development Partner · 1 January 2010Global Payments Direct, Inc. is a registered ISO of Wells Fargo Bank, N.A., Concord, CA. Also registered ISO of PNC Bank, N.A., Pittsburgh, PA.
• Pathward N.A. and Wells Fargo Bank N.A.coreStrategic or Co-development Partner · 1 January 2010First Data Merchant Services, LLC, doing business as Clover Business Solutions, is a registered ISO of Pathward N.A., Sioux Falls, SD; and Wells Fargo Bank N.A., Concord, CA.
• Citizens Bank, N.A.; PNC Bank, N.A.; Woodforest National Bank; Merrick BankcoreStrategic or Co-development Partner · 1 January 2010Paysafe Payment Processing Solutions, LLC dba Leaders Merchant Services is a registered Independent Sales Organization/MSP of Citizens Bank, N.A., Providence, RI; PNC Bank, N.A., Pittsburgh, PA; Woodforest National Bank, Houston, TX; and Merrick Bank, South Jordan, UT.

Scale indicators12 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• CardRatings: Specialized credit card comparison and review site that aggregates card offers from issuers and earns affiliate commissions. Directly comparable in business model — content-driven card/financial product comparison monetized through affiliate referrals.
• CardFellow: Specialized merchant services comparison and review platform focused specifically on credit card processing for businesses. Directly comparable as a niche comparison site in the same vertical, helping merchants evaluate processors.
• Merchant Maverick: Independent merchant services review and comparison site covering payment processors, POS systems, and merchant cash advance. Closely comparable in vertical specialization, content depth, and affiliate-driven revenue model in the SMB payment processing space.
• Business.com: Business services comparison and review site covering credit card processing, payroll, accounting, and more. Closely comparable business model — small business service comparison monetized through vendor referrals, and notably the source of CreditCardProcessing.net's Best Pick award.

Broad incumbents

• NerdWallet: Large-scale financial product comparison platform covering credit cards, banking, lending, and insurance. Comparable as a content/affiliate comparison business model serving consumer financial decision-making, though it operates across many verticals rather than specializing in merchant processing.
• ValuePenguin: Financial product comparison site covering credit cards, insurance, banking, and loans. Comparable affiliate-driven comparison business model in consumer and SMB financial services, with broader category coverage.
• Bankrate: Long-standing financial comparison publisher covering credit cards, mortgages, banking, and investing. Comparable as an advertising/affiliate-driven comparison site in financial services, with broader category scope than CreditCardProcessing.net's merchant processing focus.
• LendingTree: Online lending marketplace aggregating loans and credit products from multiple providers. Comparable as a financial services lead-generation/affiliate platform, though focused on lending rather than merchant processing specifically.
• CreditCards.com: Major credit card comparison and affiliate site owned by Bankrate (Red Ventures). Directly comparable as a card-focused comparison platform monetized through issuer referral fees, though at significantly larger scale and broader scope.

Emerging players

• The Ascent (Motley Fool): Personal finance comparison vertical of The Motley Fool covering credit cards, banking, and loans. Comparable as a content-driven financial product comparison site monetized through affiliate partnerships, though anchored to the larger Motley Fool brand.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat4 records

Key risks7 records

Key highlights6 records

Customer concentration

• Xx.com/ccprocessors

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Credit Card Processing