Legacy Insurance Associates

What Legacy Insurance Associates does

Legacy Insurance Associates is a Florida-based independent insurance broker operating from Boca Raton with 1-10 employees and offering personal, commercial, and specialty insurance products across the state of Florida. The company functions as a broker — not a captive agent — representing approximately 15 home insurance carriers and 10+ auto insurance carriers, along with multiple health, life, and commercial carriers, to provide rate comparison shopping for clients. Its product portfolio spans personal lines (auto, homeowners, life, health, flood, condo, renters, umbrella, motorcycle, boat, RV, classic car) and commercial lines (BOP, general liability, workers compensation, commercial auto, landlord insurance), positioning itself as a one-stop shop for Florida insurance needs. Brandon Levy serves as President and Owner.

The business model is commission-based, with the agency earning recurring commissions from carrier partners on policies placed and renewed. Distribution is conducted through licensed Florida insurance agents accessible via phone (1-855-INS FAST) and a website with online quote request forms. The agency does not employ proprietary technology — quote generation and policy management rely on carrier websites and portals (Progressive, Travelers, Safeco, ASI, Universal Property, Citizens, and others), with third-party payment gateway Xpress-Pay used for commercial transactions. Marketing channels include website-based lead capture, Facebook organic presence, and a customer referral program.

The company is privately held with no disclosed institutional investors, funding rounds, or parent company ownership. No specific founding date or ownership history is publicly documented beyond the 2012 year_founded reference. The agency maintains localized service area pages targeting specific Florida markets including Duval County, Jacksonville, Saint Augustine, Palm Coast, and Ponte Vedra, indicating a regionally focused organic search strategy within a single-state footprint.

Name

Legacy Insurance Associates

Legal name

Legacy Insurance & Associates

Website

https://legacyinsuranceagents.com

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

1–10 employees

Short description

Legacy Insurance Associates is a Florida-based independent insurance broker with 1-10 employees, representing 15+ home and 10+ auto carriers to provide personal, commercial, and specialty insurance products to Florida consumers and SMBs via licensed agents and online quote requests.

Ownership category

akta.pro rank

Product category

Independent Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Whole Life Insurance (FSAIABAA)

akta.pro secondary industries

Small Group Health Insurance (2–50/100) (FSAIAFAD), Basic Group Term Life (Employer-Paid) (FSAIADAA)

Keywords

• Independent insurance agency
• Insurance brokerage services
• Personal lines insurance
• Commercial lines insurance
• Florida property insurance

Headquarters

HQ city

Boca Raton

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Commission Revenue: Legacy Insurance Associates operates as an independent insurance agency earning commissions from multiple insurance carriers for policies placed. The agency represents approximately 14 home insurance companies and 10+ auto insurance companies, earning commission income when policies are sold and renewed.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

Legacy Insurance Associates is a Florida-based independent insurance agency and broker that sells personal and commercial insurance products on behalf of multiple carriers. The agency shops rates with 14+ home insurance companies and 10+ auto insurance companies to find coverage for clients, offering personal lines (auto, home, life, health, flood, condo, renters, umbrella, motorcycle, boat, RV, classic car) and commercial lines (business owner policies, general liability, workers compensation, commercial auto, landlord insurance) along with specialty insurance products and annuities.

Product overview

Legacy Insurance Associates operates as a Florida-based independent insurance broker offering a comprehensive portfolio of insurance products across personal, commercial, and specialty lines. The agency functions as an insurance broker (not a captive agent), meaning it can shop rates with multiple carriers to find competitive pricing for clients. The core product portfolio includes personal lines (auto, homeowners, life, health, flood, condo, renters, umbrella, motorcycle, boat, RV, and classic car insurance) and commercial lines (business insurance, general liability, workers compensation, commercial auto, and landlord insurance). Additional offerings include group insurance and annuity products. The agency also offers an extensive list of specialty insurance lines for unusual coverage needs. The company emphasizes its ability to quote and sell all lines of insurance throughout Florida, positioning itself as a one-stop shop for insurance needs rather than a single-product provider.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Personal automobile insurance coverage for Florida drivers, offering liability, collision, comprehensive, rental, and towing coverage options. The agency shops rates with over 10 different insurance companies.
• Homeowners Insurance Homeowners insurance protecting Florida residences against damage and liability. The agency works with 15 insurance companies offering coverage for coastal and inland properties.
• Life Insurance Life insurance products including term life, whole life, and universal life policies. Death benefits are tax-free to beneficiaries, and policies can build cash value.
• Health Insurance Health insurance coverage for individuals and groups in Florida. The agency works with top health insurance carriers to shop rates and offers individual and group health policy options.
• Business Insurance Commercial insurance products including Business Owner Policies (BOP), general liability, commercial property, business interruption, workers compensation, and commercial auto coverage for Florida businesses.
• Flood Insurance Flood insurance coverage available through the National Flood Insurance Program (NFIP) with standard and preferred risk policies. Policies can cost less than $200 per year.
• Condo Insurance Condominium insurance covering the interior of units, personal contents, and liability. Policies can include loss assessment coverage for building-wide losses.
• Renters Insurance Renters insurance protecting personal belongings and providing liability coverage. Can be as affordable as $20 per month in Florida.
• Umbrella Insurance Personal umbrella liability insurance providing additional coverage above home and auto policies, potentially covering policyholders for millions in lawsuit scenarios.
• Motorcycle Insurance Motorcycle insurance covering riders, bikes, and accessories. Offers protection for weekend warriors, casual riders, and hardcore motorcyclists with various coverage and deductible options.
• Boat Insurance Boat and watercraft insurance including coverage for vessels, liability, and on-water towing assistance.
• RV Insurance Recreational vehicle insurance for motorhomes and travel trailers in Florida.
• Classic Car Insurance Collectible and antique automobile insurance designed for vehicles driven approximately 5,000 miles per year. Coverage options include $300,000 in coverage for $400-$500 per year.
• Landlord Insurance Dwelling fire and rental property insurance protecting landlords' investments and liability. Coverage of at least $300,000 in liability is recommended.
• Commercial Auto Insurance Commercial vehicle insurance for businesses using company vehicles, with coverage options different from personal auto policies.
• General Liability Insurance Business liability coverage protecting companies against bodily injury and property damage claims from third parties.
• Workers Compensation Insurance Workers comp coverage paying for medical care and rehabilitation of injured workers plus lost wages during recovery.
• Group Insurance Group health, dental, and life insurance policies for employer groups and associations with multiple carriers available.
• Annuities Annuity products offered through the agency for retirement planning and income protection.

Quantifiable outcome

• Agents explain coverage options and help customers make informed decisions on correct coverage amounts

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration30 records

Partnerships

15 partnerships are on record, tiered core and minor.

• Progressive InsurancecoreChannel Partner/ Reseller/ DistributorProgressive Insurance is one of the auto and property insurance carriers represented by Legacy Insurance Associates. The agency offers Progressive products through their quote comparison service and provides online payment processing through Progressive's website.
• Safeco InsurancecoreChannel Partner/ Reseller/ DistributorSafeco Insurance is represented by Legacy Insurance Associates for auto and property coverage. The agency provides access to Safeco policies with online payment capabilities through Safeco's customer portal.
• Travelers InsurancecoreChannel Partner/ Reseller/ DistributorTravelers Insurance Company is a carrier represented by Legacy Insurance Associates. The agency offers Travelers home and auto products with online payment processing available.
• Universal Property and Casualty Insurance CompanycoreChannel Partner/ Reseller/ DistributorUniversal Property is a Florida-focused property insurance carrier represented by Legacy Insurance. Online payment and policy management available through Universal's customer portal.
• Federated National Insurance CompanycoreChannel Partner/ Reseller/ DistributorFederated National Insurance Company is represented by Legacy Insurance Associates for property insurance products in Florida.
• American Traditions Insurance CompanycoreChannel Partner/ Reseller/ DistributorAmerican Traditions Insurance Company is a carrier partner providing home and property insurance coverage through Legacy Insurance Associates.
• ASI - American Strategic InsurancecoreChannel Partner/ Reseller/ DistributorAmerican Strategic Insurance (ASI) is a property insurance carrier represented by Legacy Insurance. Online account management and payments available through ASI's portal.
• Geovera Specialty Insurance CompanycoreChannel Partner/ Reseller/ DistributorGeovera Specialty Insurance Company provides specialty property insurance products represented by Legacy Insurance Associates.
• Southern Fidelity Insurance CompanycoreChannel Partner/ Reseller/ DistributorSouthern Fidelity Insurance Company is a carrier partner offering property insurance products through Legacy Insurance Associates.
• Sunshine State Insurance CompanycoreChannel Partner/ Reseller/ DistributorSunshine State Insurance Company is a Florida-based insurance carrier represented by Legacy Insurance for property coverage.
• Tapco Underwriters Insurance GroupminorChannel Partner/ Reseller/ DistributorTapco Underwriters Insurance Group provides specialized insurance products through Legacy Insurance Associates.
• Modern USA Insurance CompanyminorChannel Partner/ Reseller/ DistributorModern USA Insurance Company is represented by Legacy Insurance for specialty insurance products.
• Citizens Property Insurance CompanycoreChannel Partner/ Reseller/ DistributorCitizens Property Insurance Company is Florida's state-created insurer of last resort, available through Legacy Insurance Associates for customers unable to obtain coverage in the private market.
• Infinity InsuranceminorChannel Partner/ Reseller/ DistributorInfinity Insurance provides auto insurance coverage through Legacy Insurance Associates.
• GMACminorChannel Partner/ Reseller/ DistributorGMAC (now known as Ally Financial) auto insurance products were previously available through Legacy Insurance Associates.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Hub International: North American insurance brokerage with strong personal and commercial lines capabilities. Overlaps with Legacy in multi-carrier placement and small-commercial focus, but operates at a national, PE-backed scale.
• Brown & Brown, Inc. Large national insurance brokerage with deep Florida operations. Comparable in product breadth and broker model, but vastly larger scale, public-company resources, and M&A roll-up activity that position it as a potential acquirer of agencies like Legacy.
• Allstate: Large national carrier selling primarily through captive agents in personal lines. Represents the incumbent 'captive' alternative that Legacy's independent broker model is explicitly positioned against.
• GEICO: Major direct-to-consumer auto insurer. Represents the disintermediation threat to independent brokers like Legacy, capturing auto insurance shoppers who bypass agents entirely.
• State Farm: Largest U.S. personal lines carrier, distributed primarily through captive agents. Direct competitive alternative to independent brokers like Legacy for home and auto insurance shoppers.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management services firm with significant U.S. retail operations. Comparable in distribution model and product mix, with materially greater resources and geographic reach.

Others

• Progressive: One of Legacy's named carrier partners, also selling direct online. Comparable as a major personal lines carrier represented by the agency, and a structural threat to broker intermediation on commodity auto lines.

Direct peers

• Insurance Office of America: Large Florida-headquartered independent insurance brokerage offering personal and commercial lines through multi-carrier representation. Direct comparable to Legacy in geography and broker model, with substantially greater scale and employee count.
• Brightway Insurance: Florida-based franchised independent insurance agency platform offering home, auto, and other lines via multi-carrier access. Comparable to Legacy in product scope, multi-carrier model, and Florida focus, with a franchise-driven growth engine.
• Goosehead Insurance: Independent insurance agency franchise operating across multiple U.S. states, distributing home, auto, and life through carrier partnerships. Comparable to Legacy in independent broker model, multi-line product set, and reliance on carrier commissions.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/LegacyInsuranceAgents

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Legacy Insurance Associates