Heartland Title Agency

What Heartland Title Agency does

Heartland Title Agency, LLC is a private title insurance and real estate settlement services firm headquartered in Wooster, Ohio, operating across five locations in northern and central Ohio (Wooster, Millersburg, Medina, Mount Vernon, and Ashland). The company delivers title examinations (including oil and gas), owners and lenders title insurance policies, escrow and closing services, deed walk-through and recording, signature-only closings, document and tax card retrieval, and 1031 exchange services. Title insurance policies are underwritten through a partnership with First American Title Insurance Company, while legal expertise is supplied via an embedded relationship with Critchfield, Critchfield & Johnston, a long-standing Ohio law firm whose attorneys serve dual roles as Heartland title agents.

The firm serves five distinct customer segments: mortgage lenders (with ALTA Best Practices compliance), real estate agents and agencies, residential and commercial builders, residential buyers/sellers/refinancers, and commercial real estate clients. Revenue is generated on a transaction-fee basis, with fees derived as a percentage of overall property purchase price and varying by county, including conveyance fees, title insurance premiums, closing fees, and recording fees. GTM motion is sales-led and relationship-driven, with direct title ordering via website, five physical offices for in-person closings, and ongoing partnerships with local lenders, realtors, and builders. Marketing is content-driven, anchored by a blog, video library, and info hub covering Ohio-specific real estate topics, plus Facebook and LinkedIn presence.

The firm has 11-50 employees, operates as an independent LLC with no parent company or disclosed outside investment, and completed a leadership transition in 2024 when Daniel P. Calvin was elected President. Compliance posture includes ALTA Best Practices audit certification and AICPA SOC controls. Operations are confined to Ohio with no disclosed expansion plans, and the company carries no disclosed revenue, funding, or M&A activity in the source record.

Name

Heartland Title Agency

Legal name

Heartland Title Agency, LLC

Website

https://heartlandtitleagency.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Heartland Title Agency, LLC is a private Ohio-based title insurance and closing services firm operating five offices across northern and central Ohio, serving lenders, realtors, builders, and residential and commercial real estate clients with transaction-based title examinations, escrow, and recording services.

Ownership category

akta.pro rank

Product category

Title and Escrow Services

NAICS

Title Abstract and Settlement Offices (541191)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Search & Examination (BPAJAOAB)

akta.pro secondary industries

Abstracting Services (Title Abstracts) (BPAJAOAC), Notary & Signing Agent Services (Remote/Onsite) (BPAJAOAF)

Keywords

• Title insurance services
• Real estate closing
• Escrow services
• Title examinations
• 1031 exchange services

Headquarters

HQ city

Wooster

HQ country

United States

HQ region

North America

Offices6 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Title Insurance and Closing Services: Revenue generated from one-time fees associated with title insurance policies (owners and lenders), escrow services, closing services, and related transaction-based services. Services include title examinations, deed recording, document retrieval, and 1031 exchange services.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Heartland Title Agency provides title insurance policies (owners and lenders), title examinations including oil and gas, escrow and closing services, deed walk-through and recording, signature-only closings, document and tax card retrieval, and 1031 exchange services. Services are delivered through five Ohio offices to lenders, realtors, builders, residential buyers/sellers, and commercial clients in northern and central Ohio.

Product overview

Heartland Title Agency is a full-scale title and real estate settlement service provider offering a unified suite of title and closing services. The company's core offerings include Title Examinations (including oil and gas), Owners and Lenders Title Insurance Policies, Escrow and Closing Services, Deed Walk-through and Recording, Signature-Only Closings, Document and Tax Card Retrieval, and 1031 Exchange Services. These services are delivered to four distinct customer segments: Lenders (with ALTA Best Practices compliance), Realtors (residential, commercial, and agricultural), Builders (new construction and remodeling), and property owners (both Residential and Commercial). The company maintains offices in Ashland, Medina, Millersburg, Mount Vernon, and Wooster, Ohio, providing title services throughout northern and central Ohio.

Differentiator

Problem solved

Functional benefit

Products and services

• Title Examinations

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core and supporting.

• Critchfield, Critchfield & JohnstoncoreStrategic or Co-development PartnerCritchfield, Critchfield & Johnston is a law firm with roots dating back to the Civil War era. The firm serves as trusted legal advisors to businesses and individuals. Heartland's President Daniel Calvin is a former member of this law firm, and several Heartland team members also serve as staff attorneys at the firm. The partnership provides deep legal expertise in real estate matters.
• First American Title Insurance CompanycoreTechnology or IntegrationFirst American Title Insurance Company serves as the national underwriter for Heartland Title Agency, providing title insurance policies that protect lenders and property owners.
• AICPA SOCsupportingOthersAICPA SOC compliance demonstrates Heartland's commitment to industry best practices and secure financial controls.
• Secure InsightsupportingTechnology or IntegrationSecure Insight provides title fraud prevention and risk management tools to protect closing transactions.

Scale indicators2 records

Recent moves6 records

Expansion highlights3 records

Emerging players

• Snapdocs: Digital closing and e-mortgage platform serving lenders and title agents. Comparable as an emerging technology-enabled provider competing for the same closing workflow that Heartland performs manually, with potential to disintermediate traditional title agencies.
• PropLogix: Tech-enabled title and closing services provider for real estate professionals. Comparable as an emerging player offering streamlined title and document retrieval workflows that compete for the same realtor and lender customers, but with a more digital delivery model than Heartland's branch-based approach.

Broad incumbents

• Stewart Title: National title insurance underwriter with direct operations and agency network in Ohio. Comparable because Stewart competes for the same lender, realtor, and builder relationships with a similar suite of title, escrow, and closing services.
• First American Title Insurance Company: One of the largest US title insurers and Heartland's national underwriter. Comparable because First American directly and through agencies issues the same owners and lenders title policies Heartland issues, operates in Ohio, and competes for the same lender and realtor relationships at a national scale.
• Fidelity National Title: A major national title insurance underwriter and agency operator offering title, escrow, and closing services across the US including Ohio. Comparable as a broad incumbent offering the same core title and settlement services to lenders, realtors, and consumers, but at significantly greater scale.
• North American Title Company: National title insurance underwriter with agency operations in Ohio. Comparable as a multi-state title insurer competing for the same lender, realtor, and builder relationships with overlapping service offerings.
• Ticor Title: Title insurance underwriter and agency network operating in Ohio and other states. Comparable because Ticor offers the same owners/lenders title policies, escrow, and closing services, competing for the same lender and real estate professional customers.
• Old Republic Title: Large US title insurance underwriter active in Ohio through direct and agency operations. Comparable for offering owners and lenders title insurance, escrow, and settlement services to the same lender and real estate professional segments Heartland serves.

Regional players

• WFG National Title Insurance Company: Title underwriter and agency network with strong presence across multiple US regions. Comparable as a competing underwriter-agency model serving similar lender and realtor customers with title and closing services, though Heartland is more regionally concentrated.
• Title Financial Corp: Independent title insurance agency providing title searches, escrow, and closing services across multiple US regions. Comparable as a similarly sized independent title agency competing for lender and realtor relationships in the same product categories.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/HeartlandTitleAgency
• LinkedInlinkedin.com/company/heartland-title-agency

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Heartland Title Agency