Louis Sanchez Insurance Services

What Louis Sanchez Insurance Services does

Louis Sanchez Insurance Services, LLC is a privately held, independent insurance agency founded in 1987 and headquartered at 1333 Howe Avenue, Suite 202, Sacramento, California. The firm operates as a licensed insurance broker/agent distributing six core personal and commercial lines — auto, home, life, flood, boat, and business coverage — sourced through appointments with multiple (unnamed) insurance carriers. It holds agency licensing across eight western and southwestern states (California, Nevada, Arizona, Oregon, Washington, Idaho, Texas, and Montana), giving it a regional multi-state footprint anchored to a single physical office.

The business runs on a traditional sales-led distribution model: prospective clients obtain free quotes via the website, phone, email, or in-person visits, and all coverage must be confirmed by an authorized representative — no online binding, self-serve purchasing, or digital policy administration is offered. Revenue is generated through insurance commissions on policies placed, with no disclosed pricing tiers, subscription products, or technology platform. The agency serves two horizontal segments — individuals/families and small-to-mid-size businesses — and offers bilingual English/Spanish service. No headcount, revenue figures, ownership disclosures beyond founder-implied control, funding rounds, M&A activity, awards, patents, or certifications are present in the available data.

Name

Louis Sanchez Insurance Services

Legal name

Louis Sanchez Insurance Services, LLC

Website

https://louissanchezinsurance.com

Company type

Private

Founded year

1987

Operating status

Operating

Headcount range

1–10 employees

Short description

Louis Sanchez Insurance Services is a privately held, independent insurance agency founded in 1987 in Sacramento, California, distributing auto, home, life, flood, boat, and business insurance across eight western US states via phone, email, and in-person sales.

Ownership category

akta.pro rank

Headquarters

HQ city

Sacramento

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D, Others

Revenue model

1. Insurance Commissions: The agency earns commissions from insurance products sold including auto, home, life, flood, boat, and business coverage. Insurance commissions represent the primary revenue stream, with the agency acting as an independent insurance broker/agent serving individuals, families, and businesses.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Louis Sanchez Insurance Services is an independent insurance brokerage that sells and services auto, home, life, flood, boat, and business insurance policies on behalf of multiple unnamed insurance carriers. Policies are quoted, bound, amended, and cancelled exclusively through licensed agents via phone, email, or in-person consultation at the Sacramento, CA office.

Product overview

Louis Sanchez Insurance Services offers a portfolio of six core insurance products covering personal and commercial lines: auto, home, life, flood, boat, and business insurance. The company positions itself as a full-service independent insurance agency that creates customized, bundled coverage plans tailored to individual customer needs. The products are offered as standalone coverage types that can be combined into personalized insurance packages with the assistance of their licensed agents.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Vehicle coverage protecting personal automobiles against accidents, liability, and damage, brokered by licensed agents on behalf of multiple unnamed insurance carriers for individual consumers in the agency's eight licensed states.
• Home Insurance Property coverage protecting residences against damage, theft, and liability, brokered through the agency's licensed agents for individual homeowners.
• Life Insurance Financial protection for families and individuals providing death-benefit coverage, brokered by licensed agents for individual and family buyers.
• Flood Insurance Specialized coverage protecting properties against flood-related damage, brokered through licensed agents for residential and commercial property owners.
• Boat Insurance Coverage for watercraft protecting against marine accidents and damage, brokered by licensed agents for individual boat owners.
• Business Insurance Commercial coverage protecting small to mid-size businesses against liability, property damage, and operational risks, brokered by licensed agents on behalf of multiple insurance carriers.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Multiple Insurance Carriers (Not Named)coreOthersThe agency represents multiple insurance carrier partners providing auto, home, life, flood, boat, and business coverage products. Specific carrier names are not disclosed on the website. The partners section on the website contains only image placeholders without named partner identification.

Scale indicators2 records

Recent moves3 records

Expansion highlights3 records

Broad incumbents

• Arthur J. Gallagher: Global insurance brokerage and risk management firm with retail operations serving individuals and SMBs. Comparable product portfolio and agency-led channel approach.
• Allstate: Major US personal lines insurer with exclusive and independent agent distribution. Directly comparable as it sells auto, home, and life insurance through a similar local-agent sales-led model.
• Farmers Insurance: National P&C carrier with strong captive-agent distribution in California. Highly comparable given overlapping California geographic concentration and similar product mix in auto and home lines.
• Hub International: Large North American insurance brokerage operating across personal and commercial lines. Comparable as a multi-state licensed brokerage with similar product breadth and customer segments.
• Brown & Brown: Large national insurance brokerage distributing personal and commercial lines through agency offices. Comparable as a scaled multi-product independent brokerage with multi-state licensing.
• Acrisure: Rapidly consolidating insurance brokerage roll-up that acquires independent agencies. Comparable as a buyer of small multi-line agencies like Louis Sanchez and as a scaled independent broker.
• Burns & Wilcox: Specialty insurance wholesale brokerage and managing general agent distributing personal and commercial lines. Comparable as a multi-line independent distribution partner for carriers.
• State Farm: Largest US personal lines insurer operating through a captive agent model selling auto, home, and life insurance. Comparable to Louis Sanchez because State Farm agents serve local markets with personalized service for the same product categories.

Emerging players

• Lemonade: Direct-to-consumer insurtech selling renters, home, auto, pet, and life insurance through a mobile app. Overlaps in product categories (home, life, auto) but competes via a digital self-serve model versus Louis Sanchez's agent-led approach.
• Policygenius: Online insurance marketplace specializing in life and disability coverage and expanding into home and auto. Comparable as a competing distribution channel for the same product lines Louis Sanchez sells.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/louis-sanchez-insurance-services-llc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Louis Sanchez Insurance Services