What Copperx does

Copperx (legal entity Piers Technology Inc., founded 2022) is a stablecoin neobank that provides businesses and individuals with payment acceptance, financial accounts, and cross-border payout infrastructure built on multi-chain stablecoin rails. The platform supports eight blockchain networks (Ethereum, Polygon, BNB Smart Chain, Solana, Base, Arbitrum, Optimism, Tron) and multiple tokens (USDC, USDT, DAI, BUSD, EUROC, WBTC, ETH, BNB, MATIC, SOL), with automatic conversion into the merchant's preferred stablecoin. Its product surface is organized as two core platforms — a Stablecoin Payment Gateway (checkout, payment links, invoicing, recurring billing via Superfluid) and a Stablecoin Financial Account (virtual USD/EUR/GBP/MXN/BRL/COP accounts, USDC-funded Visa cards, payouts, offramps, and a 4–5% APY Savings product) — supported by vertical modules for e-commerce, SaaS billing, global payroll across 150+ countries, donations, and events/ticketing.

The technology stack is non-custodial (customers retain private keys) and integrates Circle's Programmable Wallets, Circle's Cross-Chain Transfer Protocol (CCTP), and Superfluid's streaming-payment protocol (audited by Halborn), with a unified REST API documented at docs.copperx.io. Distribution combines a self-serve product-led dashboard, an enterprise sales motion for high-volume merchants (0.5% take rate at $50K+/month), and a marketplace channel via WooCommerce and Zapier (5,000+ downstream apps). The company serves users in 90+ countries — explicitly targeting businesses rejected by Mercury, Wise, and Stripe in emerging markets such as India, Indonesia, UAE, and Latin America.

Revenue is generated through a transaction take rate (1% standard, 0.5% for high-volume merchants), modest subscription tiers ($299/month and $2,990/year for billing; $199/year for third-party payments), unit-priced compliance products ($9 FIRC certificate), and a yield spread on the Savings product. The published customer base is a long tail of small Web3 startups and SMBs (FanTv, Hadron, Router, Forma, DeForm, Airchains, Coincards, Coral Protocol, Web3Conf India) with no disclosed enterprise anchor accounts. The company is privately held, has not publicly disclosed funding or revenue, and operates with a stated headcount of 1–10, which is inconsistent with the breadth of its stated product, geographic, and partnership footprint.

Name

Copperx

Legal name

Piers Technology Inc.

Website

https://copperx.io

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

1–10 employees

Short description

Copperx is a stablecoin neobank enabling businesses and individuals to accept crypto payments, hold multi-currency virtual accounts, and send global payouts across 90+ countries and 8 blockchain networks, without requiring a US entity. It serves Web3 startups, SaaS companies, global payroll teams, and freelancers in emerging markets underserved by traditional fintechs.

Ownership category

akta.pro rank

Product category

Stablecoin Payment Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Credit Card Issuing (522210)

SIC

Finance Services (6199)

akta.pro primary industry

Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)

akta.pro secondary industries

Stablecoin Payment Rails & Settlement Networks (Issuer-Led) (FSADADAF), On-Chain Payments & Stablecoin Infrastructure (Issuance, Rails, Treasury) (FSAGAMAD), On/Off-Ramps & Fiat Liquidity Providers for Stablecoins (FSADADAG)

Keywords

• Stablecoin payment gateway
• Cross-border payouts
• Crypto payment processing
• Stablecoin financial accounts
• Global payroll solutions

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Operations, Personnel, Marketing or Sales, Infrastructure

Revenue model

1. Transaction Fees: Primary revenue stream from transaction processing. Charges 1% per transaction for general payments. Volume-based pricing at 0.5% average per transaction for businesses processing $50K+/month.
2. Subscription Plans: Monthly and annual subscription tiers for SaaS and business customers. Build plan at $299/month, Scale plan at $2,990/year for recurring billing services.
3. Payout and Offramp Fees: Fees for stablecoin payouts to bank accounts globally. 0.5% average per transaction for $50K+/mo volume. Third-party payment service at $199/year for fiat payments to global bank accounts. FIRC certificate at $9 per certificate for India compliance.
4. Savings/Yield: Variable yield product at 4-5% APY on idle USDC and USDT. Generated through licensed institutional yield partners. Paid daily with no lock-up.

Pricing tiers

Go-to-market motion4 records

Distribution channels5 records

Marketing channels12 records

Core offering

Copperx is a stablecoin neobank that enables businesses and individuals to accept stablecoin and fiat payments via APIs, payment links, invoices, and checkout, and to hold USD/EUR/AED accounts with global Visa cards, stablecoin payouts, virtual accounts, and recurring billing. The platform supports 8+ blockchain networks and serves users in 90+ countries without requiring a US business entity. Revenue is generated from transaction fees (1% standard, 0.5% for high-volume) and subscription plans for recurring billing and third-party payment services.

Product overview

Copperx is a stablecoin financial platform built as a unified platform-plus-modules architecture. The core offering consists of the Stablecoin Payment Gateway (accepting crypto and fiat via links, invoices, and APIs) and the Stablecoin Financial Account (global USD/EUR/AED accounts with Visa cards, payouts, and offramps). These are supported by a suite of modules: Stablecoin Checkout, Payment Links, Stablecoin Invoicing, and Recurring Billing (powered by Superfluid) for payment acceptance; Personal Account, Savings (4-5% APY), Corporate Card, and Stablecoin Payouts for financial services; Virtual Accounts (USD/EUR/GBP/MXN/BRL/COP via ACH, SEPA, Faster Payments, SPEI, Pix, Bre-B) for cross-border receipt; and E-Commerce Integrations, SaaS Billing, Global Payroll, Donations, and Events & Ticketing as vertical use-case modules. The platform is fully non-custodial, serves 90+ countries without requiring a US base, and processes payments across 8+ blockchain networks.

Differentiator

Problem solved

Functional benefit

Products and services

• Stablecoin Payment Gateway A payment gateway that enables businesses to accept stablecoin and fiat payments via payment links, invoices, and APIs. Supports Ethereum, Polygon, BNB Smart Chain, Solana, and other chains, with tokens including USDC, USDT, ETH, BTC, DAI, BUSD, EUROC, BNB, MATIC, and SOL. Offers instant settlements and automatic conversion to a preferred stablecoin.
• Stablecoin Financial Account Business and personal financial accounts offering virtual USD, EUR, and AED accounts with a global Visa card, stablecoin payouts, offramps, and virtual accounts for global businesses without requiring a US base.
• Stablecoin Checkout A self-hosted checkout page enabling both crypto and fiat payments. Supports crypto wallets (Polygon, Ethereum, BNB Chain, Solana) and cards (Visa, Mastercard, Amex). Designed for e-commerce merchants and one-time payment use cases.
• Payment Links A no-code solution for creating secure payment links to receive crypto payments without needing a website. Links can be shared via Telegram, WhatsApp, or Email and support multiple tokens and chains with automatic currency conversion.
• Stablecoin Invoicing An invoice creation, sending, and payment collection solution for web3 businesses. Supports invoice numbers, VAT ID, dates, merchant details, item details, and memo. Clients can pay via crypto or fiat cards.
• Recurring Billing A subscription payment solution for SaaS and crypto-native businesses powered by the Superfluid protocol. Enables streaming-based and traditional recurring billing with automated receipts, low-balance notifications, and webhook-driven lifecycle management. Requires only 7 lines of code to integrate.
• Personal Account A USD financial account for freelancers, creators, and remote workers outside the US. Features include virtual USD and EUR accounts (ACH, SEPA, wire), a global Visa card, on/off ramps, and stablecoin savings with 4-5% APY.
• Savings A stablecoin savings product offering 4-5% APY on idle USDC and USDT. Variable yield is paid daily with no lock-up, available in 90+ countries. Earned yield can be spent, sent, or withdrawn anytime.
• Corporate Card A USDC-funded Visa corporate card for global teams. Features include 5% points on all spend, unlimited virtual cards, instant card issuance, worldwide acceptance, team spend controls, and AI-powered expense management with automatic categorization and receipt matching.
• Stablecoin Payouts A global stablecoin payout solution for sending USDC/USDT to contractors, vendors, and teams in 90+ countries. Features include bulk payments, scheduled payments, vendor payments, payee management, send-to-email functionality, and inbuilt receiver KYC with same-day settlement in most regions.
• Virtual Accounts A virtual account solution providing local deposit details (IBAN, routing number, CLABE, Pix key, Bre-B llave) for receiving USD, EUR, GBP, MXN, BRL, and COP via ACH, SEPA, Faster Payments, SPEI, Pix, and Bre-B rails. All deposits auto-convert to USDC in the Copperx account.
• E-Commerce Integrations A crypto payment integration layer for e-commerce platforms. Includes plugins for WooCommerce, Shopify (private beta), Stripe (private beta), and BigCommerce (coming soon), plus compatibility with Binance Pay and Coinbase Pay wallets. Supports multi-chain payments, automatic currency conversion, and customizable checkout branding.
• SaaS Billing A billing solution for web3 SaaS companies supporting subscriptions, memberships, and usage-based pricing models. Features include crypto and fiat checkout, recurring billing (Superfluid-powered), invoicing, customer portal, tax management, and team management with AML and KYC controls.
• Global Payroll A stablecoin payroll solution for paying global contractors and remote teams in 150+ countries. Supports bulk CSV uploads, approval workflows, real-time balance monitoring, one-click payout to hundreds of contractors, and integration with Xero and QuickBooks.
• Donations A crypto donation acceptance solution for nonprofits. Supports Bitcoin, Ethereum, and stablecoins across multiple chains with automatic currency conversion, customizable donation widgets, and automatic tax receipt generation.
• Events & Ticketing A crypto ticketing solution for web3 events including conferences, meetups, hackathons, and workshops. Features include payment links for ticket sales, API integration (7 lines of code), QR-code scanning, customizable event branding on checkout, and automatic receipt generation.
• Stablecoin Offramp A stablecoin-to-fiat offramp enabling withdrawal to bank accounts in 90+ countries. Supports local offramps with flat fees and international offramps. Fiat payouts typically arrive within 2-3 business days.

Quantifiable outcome

• 5x faster financial reconciliation for teams switching to Copperx
• +3 more outcomes

Named customers14 records

Segments8 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration32 records

Feature8 records

Partnerships

Five partnerships are on record, tiered core.

• CirclecoreTechnology or Integration · 13 January 2025Integration with Circle's Programmable Wallets for multichain wallet operations, automated offramps, multi-asset support, and enterprise-grade security via MPC wallets. Uses Circle's Cross-Chain Transfer Protocol (CCTP) for faster USDC settlement across chains.
• SuperfluidcoreTechnology or IntegrationPowered by Superfluid protocol for streaming payments and recurring billing. Enables Web3 native subscriptions, salaries, and rewards for DAOs and crypto-native businesses with non-custodial, permissionless token streaming.
• WooCommercecoreTechnology or IntegrationOfficial WooCommerce plugin available on WordPress marketplace for seamless crypto payment integration into WooCommerce-powered online stores.
• ZapiercoreTechnology or IntegrationZapier integration connecting Copperx with 5000+ apps including Google Sheets, Slack, Gmail, QuickBooks, Salesforce, Airtable, Mailchimp, Discord, and Teachable for workflow automation.
• VisacoreTechnology or IntegrationGlobal Visa card network partnership enabling USDC-funded cards with worldwide acceptance, Apple Pay/Google Pay integration, and reduced FX fees.

Scale indicators7 records

Recent moves6 records

Regional players

• Yellow Card: Africa-focused stablecoin payments and on/off-ramp platform with business payouts and accounts, comparable to Copperx's emerging-market distribution thesis.

Broad incumbents

• Circle: USDC issuer and developer infrastructure provider (Programmable Wallets, CCTP, payment APIs) whose broader product line overlaps with Copperx's stablecoin rails, and which Copperx depends on as a partner.
• Stripe: Incumbent global payments platform that has begun adding stablecoin acceptance and acquired Bridge, making it a strategic incumbent competitor and partner to Copperx across crypto and fiat rails.

Direct peers

• CoinsPaid: Crypto payment gateway and processing platform with merchant tools, mass payouts, and multi-asset support directly competing with Copperx's stack.
• BitPay: Long-standing crypto payment processor offering merchant checkout, invoicing, and settlement, serving an overlapping B2B and e-commerce customer base with stablecoin support comparable to Copperx.
• Coinbase Commerce: Coinbase's merchant-facing crypto payment acceptance product, directly competing with Copperx's Stablecoin Payment Gateway for the same Web3 and SMB e-commerce customer base.
• NOWPayments: Non-custodial crypto payment gateway supporting multiple chains and tokens, with similar fiat offramp and mass payout capabilities directly comparable to Copperx's gateway and payout products.
• Triple-A: Stablecoin payments infrastructure for businesses, providing crypto acceptance, payouts, and wallet services very similar to Copperx's core offering.

Emerging players

• MoonPay: On/off-ramp and payments platform with checkout, payouts, and stablecoin infrastructure serving adjacent developer and merchant use cases comparable to Copperx.
• Bridge (Stripe): Stablecoin API platform acquired by Stripe, providing issuance and accounts-as-a-service for stablecoin-native products directly competitive with Copperx's programmatic wallet and account layer.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/CopperxHQ
• YouTubeyoutube.com/@copperxhq
• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/copperx
• Instagraminstagram.com/copperxhq

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Copperx