Nationwide Wholesale

What Nationwide Wholesale does

Nationwide Wholesale is a privately held, full-service mortgage brokerage firm established in 2013 and headquartered in Beverly Hills, California. The company operates as an intermediary that accesses multiple lending sources to originate and refinance mortgages for individual homebuyers, real estate professionals, and home builders across California. Its product portfolio spans FHA fixed-rate (203(b)) and streamline refinance loans, HARP refinances for underwater homeowners, conventional loans, jumbo interest-only ARMs (3/5/7/10-year), fixed-rate mortgages, cash-out refinances, and distressed-property services including loan modification, short sale, deed-in-lieu, special forbearance, and repayment plans. Supporting tools include a Rate Watch notification service and an online mortgage calculator.

The firm runs a hybrid go-to-market: a website (nationwidewholesale.net) with 24/7 application access — including a downloadable PDF application — supplemented by live loan officers reached via phone and email. GTM is sales-led, with loan officers guiding individual borrowers and real estate referral partners through the lending process. Revenue is generated through origination commissions and lender-paid fees on closed loans, with no publicly disclosed pricing, volume, or revenue figures. The company holds California DRE license #01468473, is registered with NMLS under company ID 172854, and carries BBB accreditation from the Los Angeles BBB. The proprietary technology is modest — basic online tools and a static website with no disclosed API, mobile app, integrations, or AI/ML capabilities — reflecting the operational profile of a small, single-state mortgage broker rather than a technology-enabled lender.

Name

Nationwide Wholesale

Legal name

Nationwide Wholesale

Website

https://nationwidewholesale.net

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

11–50 employees

Short description

Nationwide Wholesale is a privately held, full-service mortgage brokerage based in Beverly Hills, California, originating FHA, conventional, VA, HARP, jumbo, and ARM loans for individual homebuyers, real estate professionals, and home builders across California since 2013.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage Services

akta.pro primary industry

Retail Residential Mortgage Brokers (Purchase & Refinance) (FSALABAA)

akta.pro secondary industry

Cash-Out Refinance Origination (FSALAAAF)

Keywords

• Mortgage brokerage services
• Home loan origination
• Refinance loan programs
• FHA and VA loans
• Construction lending

Headquarters

HQ city

Beverly Hills

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Mortgage Brokerage Commissions: Earn commissions on mortgage loans originated through their platform. As a mortgage broker, they access multiple lending sources to find optimal rates, terms and costs for customers, earning origination fees and commissions from lenders.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Nationwide Wholesale is a full-service mortgage brokerage that originates and refinances home loans by accessing multiple lending sources on behalf of its clients. It offers a broad portfolio of loan programs, including FHA fixed and streamline refinance, HARP, conventional, jumbo interest-only ARMs, VA mortgages, fixed-rate mortgages, adjustable-rate mortgages, and cash-out or rate/term refinances, alongside complementary services such as loan modification, mortgage insurance claim assistance, short sale / pre-foreclosure sale, and deed-in-lieu of foreclosure.

Product overview

Nationwide Wholesale is a full-service mortgage broker offering a comprehensive portfolio of mortgage products and services. The core product offerings include FHA loans (Fixed and Streamline Refinance), HARP refinancing, Conventional loans, Jumbo loans, and various ARM products. The company provides purchase mortgages, rate/term refinances, and cash-out refinances. Supporting services include loan modification assistance, mortgage insurance claims, short sales, and deed-in-lieu of foreclosure options. The company also offers online tools including rate watch services and mortgage calculators to help borrowers find the best loan programs and current rates.

Differentiator

Problem solved

Functional benefit

Products and services

• FHA Fixed Loan Fixed-rate FHA loan under the 203(b) program allowing borrowers to finance up to 97% of their home purchase with low down payments and competitive mortgage insurance rates.
• FHA Streamline Refinance Streamlined refinance option for existing FHA loans that lowers the interest rate and monthly payment with minimal documentation and often without an appraisal.
• HARP (Home Affordable Refinance Program)
• HARP (Home Affordable Refinance Program) Federal refinance program enabling underwater and near-underwater homeowners to refinance mortgages owned or guaranteed by Fannie Mae or Freddie Mac, with no limit on negative equity for mortgages up to 30 years.
• Jumbo Interest Only ARMs Adjustable-rate mortgages with interest-only payment periods in 3, 5, 7, and 10 year options for loans exceeding conforming limits.
• Conventional and Conventional High Balance Mortgages Standard conventional mortgage products, including high-balance conventional mortgages available in 15 and 20 year terms.
• Adjustable Rate Mortgages (ARMs) Adjustable-rate mortgage products available in 1, 3, 5, 7, and 10 year options.
• Fixed-Rate Mortgage Fixed-rate mortgage products offering stable monthly payments over a specified loan term.
• Purchase Mortgage Mortgage financing for home purchases.
• Interest Only Mortgage Mortgage products allowing interest-only payments for an initial period.
• Cash Out Refinance Refinance option allowing homeowners to convert equity built up in their home into cash for various purposes.
• Rate/Term Refinance Refinance program allowing borrowers to pay off the existing mortgage and include closing costs in the new loan amount to reduce interest rate or loan term.
• Loan Modification Service to modify mortgage contracts to capitalize past-due amounts and potentially reduce monthly payments through extended loan terms, lower interest rates, or principal reduction.
• Mortgage Insurance Claim Assistance Assistance obtaining one-time loans from mortgage insurance funds to bring mortgages current, with repayment over an agreed period.
• Short Sale / Pre-Foreclosure Sale Assistance Service allowing homeowners to avoid foreclosure by selling the property for less than the mortgage amount owed.
• Deed-In-Lieu of Foreclosure Assistance Service for voluntarily transferring property ownership to the lender as a last-resort alternative to foreclosure.

Segments6 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Five partnerships are on record, tiered core and minor.

• Fannie MaecoreStrategic or Co-development PartnerFederal National Mortgage Association (FNMA) - Government-sponsored enterprise whose mortgages Nationwide Wholesale accesses for HARP program and conventional loan products. HARP program specifically requires mortgages owned or guaranteed by Fannie Mae for eligibility.
• Freddie MaccoreStrategic or Co-development PartnerFederal Home Loan Mortgage Corporation (FHLMC) - Government-sponsored enterprise whose mortgages Nationwide Wholesale accesses for HARP program and conventional loan products. HARP program specifically requires mortgages owned or guaranteed by Freddie Mac for eligibility.
• Federal Housing Administration (FHA)coreStrategic or Co-development PartnerU.S. Department of Housing and Urban Development (HUD) program providing federally insured loans. Nationwide Wholesale offers FHA loans including 203(b) fixed-rate loans and FHA Streamline refinance programs.
• U.S. Department of Veterans AffairsminorStrategic or Co-development PartnerGovernment agency sponsoring VA loan program for military service members. Nationwide Wholesale offers VA mortgages to eligible veterans, active duty personnel, and surviving spouses.
• Better Business Bureau (BBB)coreStrategic or Co-development PartnerBBB accreditation signifies business meets BBB standards for trust, transparency, and ethical practices. Nationwide Wholesale maintains active BBB accreditation in Los Angeles office.

Scale indicators1 record

Recent moves6 records

Expansion highlights3 records

Direct peers

• Stearns Lending: National mortgage lender with retail, wholesale, and correspondent channels offering conventional, government, and jumbo products. Comparable due to overlapping distribution model and similar product mix accessible to brokers like Nationwide Wholesale.
• HomeBridge Financial Services: Wholesale and correspondent mortgage lender offering conventional, FHA, VA, and jumbo products through a broker channel. Comparable because Nationwide Wholesale's broker business relies on access to exactly this type of wholesale lender.
• NewRez (formerly New Penn Financial): Wholesale and retail mortgage lender offering FHA, VA, conventional, and non-QM products. Comparable because Nationwide Wholesale's value proposition of accessing multiple lending sources closely mirrors NewRez's wholesale broker relationships.

Emerging players

• Better.com: Digital-first mortgage lender offering a fully online application and approval process for purchase and refinance loans. Comparable as a direct competitor to Nationwide Wholesale's online application portal and rate watch tools, but with deeper technology investment.

Broad incumbents

• Caliber Home Loans: Large mortgage originator and servicer offering purchase and refinance products through retail and wholesale channels. Comparable due to overlapping product portfolio and shared broker-distribution dependency.
• United Wholesale Mortgage (UWM): Largest U.S. wholesale mortgage lender, partnering with independent mortgage brokers like Nationwide Wholesale. Highly comparable because Nationwide Wholesale's broker model depends on accessing wholesale lending channels of which UWM is the dominant player.
• Rocket Mortgage: Largest U.S. retail mortgage lender and a primary competitor for consumer mortgage origination. Comparable as both originate FHA, VA, conventional, jumbo, and refinance products, but Rocket operates at vastly greater scale with proprietary technology.
• loanDepot: Major retail and wholesale mortgage lender offering purchase, refinance, HELOC, and government loan products. Comparable given overlapping product breadth and a wholesale partner channel that mirrors Nationwide Wholesale's sourcing model.

Regional players

• Guild Mortgage: California-headquartered mortgage lender offering conventional, FHA, VA, USDA, and jumbo products. Comparable given overlapping California market focus, similar product suite, and service to first-time and underserved borrowers.
• Paramount Equity: California-based residential mortgage and refinance lender. Comparable as a regional peer operating in the same state with overlapping FHA, VA, conventional, and refinance offerings for individual homeowners.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/nationwide-wholesale

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Nationwide Wholesale