ClearCert
ClearCert is a U.S. SaaS clearinghouse that certifies insurance producers for annuity, long-term care, and flood insurance by aggregating course completion data and applying state-by-state training rules, serving individual producers, agencies, carriers, and training companies via subscription and API integrations.
- Company typePrivate
- Founded2006
- HeadquartersOkeana, United States
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What ClearCert does
ClearCert (legal entity: Compliance Certification Clearinghouse, LLC) is a U.S.-based SaaS clearinghouse that certifies insurance producers to sell regulated product lines — primarily annuities, long-term care insurance, and flood insurance — by aggregating course completion data from a nationwide training provider network and applying state-by-state training rules. Founded around 2006 in response to the NAIC Long Term Care Insurance Model Act update, the company maintains what it describes as the only national single look-up course completion database in the U.S. insurance industry, with over 2.2 million archived certified course completions and approximately 2,000 new records added daily. The platform's core technology is a rules-based engine that performs real-time training status calculation, automated reciprocity processing across suitability and best interest states, and verification against carrier-accepted course lists maintained through a Carrier Council.
The platform serves four segments: individual producers and brokers (the primary monetized segment via self-serve subscription), insurance agencies, insurance carriers (consuming data via a dedicated web service integration), and training companies (which push daily completion reports into the database). Membership pricing is published at $49.95/year for a single Resident State plan and $79.95/year for a National plan, with quote-based pricing available for agency and carrier accounts. Go-to-market is hybrid: self-serve direct-to-consumer subscription through the website for producers, supplemented by 20-minute personal demos for enterprise carrier and agency prospects. The company is bootstrapped (no disclosed funding rounds), operates with 1-10 employees out of Okeana, Ohio, and is positioned primarily as the industry's independent certification clearinghouse rather than as a regulated entity itself.
ClearCert firmographics
Firmographics- Name
- ClearCert
- Legal name
- Compliance Certification Clearinghouse, LLC
- Website
- https://clearcert.com
- Company type
- Private
- Founded year
- 2006
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- ClearCert is a U.S. SaaS clearinghouse that certifies insurance producers for annuity, long-term care, and flood insurance by aggregating course completion data and applying state-by-state training rules, serving individual producers, agencies, carriers, and training companies via subscription and API integrations.
- Ownership category
- akta.pro rank
ClearCert industry classification
Industry- Product category
- Insurance Compliance Software
- NAICS
- Professional and Management Development Training (611430), Professional and Management Development Training (61143)
- SIC
- Services-Educational Services (8200), Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Data Privacy & Data Protection (e.g., GDPR/CCPA) (EDABADAC)
Keywords
Where ClearCert is headquartered
LocationHeadquarters
- HQ city
- Okeana
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
ClearCert business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales
Revenue model
- Individual Producer Subscriptions: Annual membership subscriptions for individual producers and brokers to access certification tracking, pre-certified course lists, and compliance reports. Two tiers available: Resident State ($49.95/year) covering one state, and National ($79.95/year) covering all states.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Resident State Annual Membership - $49.95/year |
| Subscription | Annual | National Annual Membership - $79.95/year |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
ClearCert product offering
Product offeringCore offering
ClearCert is a cloud-based compliance certification clearinghouse that verifies whether completed insurance producer training meets carrier regulatory requirements for annuity, long-term care, and flood insurance products across multiple U.S. states. The platform provides real-time training status calculation with automated reciprocity, the industry's only authorized listing of courses pre-certified for carrier acceptance, and a national single look-up course completion database with over 2.2 million archived records.
Product overview
ClearCert is a compliance certification clearinghouse platform for the insurance industry, serving carriers, agencies, producers/brokers, and training companies. The core ClearCert Platform provides certification verification, automated reciprocity, and a national producer database. Key branded tools include Reciprocity Tracker, LTCQuickGuide, ClearSearch, ClearCompare, Agent Look-up, and Carrier Accepted Course List. The platform operates via web-based client login with dedicated web service integration for carrier automation. Membership plans include Resident State ($49.95/year) and National ($79.95/year) tiers.
Differentiator
Problem solved
Functional benefit
Products and services
- ClearCert Platform Web-based compliance certification clearinghouse platform that verifies whether completed insurance producer training meets carrier regulatory requirements for annuity, long-term care insurance, and flood insurance products across multiple U.S. states. Includes real-time training status calculation, automated reciprocity, carrier accepted course lists, and a national producer database.
- Best Interest Suitability in Annuity Training Administration Turn-key training administration service for the 2020 NAIC Best Interest update to the Suitability in Annuities Regulation, providing producers and carriers with a managed certification solution for the new state-level implementation requirements.
- ClearCert Web Service Integration for Carriers Dedicated web service integration for insurance carriers that automates producer certification by instantly converting course completion data into producer status for any state on any date (past, present, or future), enabling programmatic access to producer compliance data and certification reports.
Quantifiable outcome
- Saves an average of 45 minutes per case submitted for licensing and compliance professionals
- +1 more outcomes
Companies that use ClearCert
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles4 records
ClearCert technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
ClearCert partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- Training Firms NetworkcoreClearCert has partnered with large and small training firms nationwide to receive daily course completion reports. Training firms participate in the clearinghouse so producers enjoy maximum course selection, and carriers can recommend certified courses to producers.
- Carrier Council MemberscoreClearCert's Carrier Council meets monthly to review state requirements and publish standardized training rules. Participating carriers help establish industry consensus for training rules and reduce producer confusion about certification requirements.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
ClearCert competitors and assessment
Company assessmentDirect peers
- WebCE: WebCE provides online continuing education and course completion tracking for insurance and financial professionals, with state-approved insurance courses that directly overlap with ClearCert's certification tracking and reciprocity automation.
- Atria Exchange: Atria Exchange provides insurance carrier-appointment and compliance verification services for producers, with overlapping functionality to ClearCert's carrier-side certification and reciprocity processing.
- RegEd: RegEd offers enterprise compliance and training tracking for insurance and financial services firms, including producer licensing and continuing education management directly comparable to ClearCert's clearinghouse.
- Kaplan Financial Education: Kaplan provides insurance pre-licensing and continuing education courses for producers, overlapping with ClearCert's training provider network and producer-facing certification workflow.
- XCEL Solutions: XCEL Solutions offers insurance continuing education and pre-licensing courses, paralleling ClearCert's role in certifying that completed training meets carrier and state requirements.
- Sircon (by Vertafore): Sircon provides insurance producer licensing, appointment, and compliance management used by carriers and agencies, addressing the same regulatory compliance workflow ClearCert serves with training certification verification.
Broad incumbents
- Vertafore: Vertafore is a broad insurance technology incumbent offering agency management, carrier connectivity, and compliance tools that envelop smaller specialists like ClearCert, with potential to consolidate certification clearinghouse functions.
- Applied Systems: Applied Systems provides agency and carrier management platforms across the insurance distribution chain, an incumbent that competes for the compliance workflow budget that ClearCert currently captures.
Emerging players
- CE Direct: CE Direct offers continuing education and compliance training for licensed professionals including insurance producers, an emerging alternative in the same training compliance space ClearCert serves.
- AdjusterPro: AdjusterPro delivers insurance license education and CE courses, partially overlapping ClearCert's training provider network and producer compliance tracking for adjuster licensing.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
ClearCert social profiles
Digital presenceClearCert financial estimates
Financial estimateRevenue estimate
Valuation estimate
ClearCert leadership team
Management profileNumber of profiles
ClearCert funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ClearCert M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ClearCert
What does ClearCert do?
ClearCert is a cloud-based compliance certification clearinghouse that verifies whether completed insurance producer training meets carrier regulatory requirements for annuity, long-term care, and flood insurance products across multiple U.S. states. The platform provides real-time training status calculation with automated reciprocity, the industry's only authorized listing of courses pre-certified for carrier acceptance, and a national single look-up course completion database with over 2.2 million archived records.
Is ClearCert a public or private company?
ClearCert is a private company. It is classified as management employee owned and is currently operating.
When was ClearCert founded?
ClearCert was founded in 2006. It employs 1 to 10 people.
Where is ClearCert based?
ClearCert is headquartered in Okeana, United States, in the North America region.
How does ClearCert make money?
One revenue line is on record: individual Producer Subscriptions.
Who are ClearCert's main competitors?
Direct peers on record are WebCE, Atria Exchange, RegEd, Kaplan Financial Education, XCEL Solutions and Sircon (by Vertafore). Broad incumbents are Vertafore and Applied Systems. Emerging players are CE Direct and AdjusterPro.
Does ClearCert have an API?
Yes. ClearCert offers a dedicated web service integration for carriers that automates producer certification by instantly converting course completion data into producer status for any state on any date (past, present, or future). The API enables carriers to access producer compliance data and certification reports programmatically.
What industry is ClearCert in?
ClearCert's product category is Insurance Compliance Software. Its primary akta.pro industry code is EDABADAC, Data Privacy & Data Protection (e.g., GDPR/CCPA). Its NAICS code is 611430 and its SIC code is 8200.