Solution Providers
Solution Providers is a privately held, Ashburn, VA-based mortgage brokerage that originates non-owner-occupied real estate financing — DSCR, Fix & Flip, Bridge, Construction, Multi-Family, Portfolio, and Short-Term Rental loans — for individual and small-balance commercial investors across 45+ U.S. states via a network of 40+ lender partners.
- Company typePrivate
- Founded2004
- HeadquartersAshburn, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Solution Providers does
Solution Providers (operating as Loan Solution Providers, formerly Access Financial Mortgage Corp.) is a privately held, consultative mortgage brokerage headquartered at 44679 Endicott Drive, #738, Ashburn, Virginia, that originates non-owner-occupied real estate financing for individual and small-balance commercial investors across 45+ U.S. states. The firm acts as an intermediary between investors and a network of 40+ lending partners, structuring loan products that include DSCR loans, Fix & Flip loans, Commercial Bridge loans, Ground-Up Construction, Multi-Family financing, Portfolio loans, and Short-Term Rental loans, with ticket sizes ranging from roughly $100,000 to $50 million. Its underwriting differentiator is property-income qualification — DSCR-based cash-flow lending that minimizes reliance on borrower personal income and tax documentation — supported by integrations with Airdna and Rentometer for rental income verification and DSCR computation.
The product stack is delivered through a high-touch, consultative sales motion led personally by CEO and Senior Strategist John R. Clark Jr. (31 years in financial services, mortgage professional since 2004), augmented by a small in-house team including Senior Loan Officer Peter Habib (mortgage experience since 1996), Senior Loan Processor Dana Keating (30+ years in mortgages), Loan Officer Amanda Gant (former client and 11-property investor), and Director of Operations & Marketing Ashley Clark. Reusable borrower data is stored in a cloud-based document vault to accelerate repeat transactions, and an online commercial loan application portal supports self-serve pre-qualification alongside Calendly-scheduled executive consultations. Free strategic consultation covers business planning, capital sourcing, entity structuring, and tax guidance.
The revenue model is transaction-fee based, deriving income from origination and funding fees on brokered loans and, where applicable, the spread between wholesale lender rates and rates offered to borrowers. Pricing is quote-based and not publicly disclosed; rates and terms vary by property type, loan amount, borrower profile, and lender match. Distribution combines direct consultative sales, an online self-serve application portal, organic content marketing (blog, YouTube, social), and a referral partner program for realtors and contractors. Marketing and brand positioning emphasize educational content on DSCR, BRRRR, and Florida-market investing.
Solution Providers firmographics
Firmographics- Name
- Solution Providers
- Legal name
- Solution Providers
- Website
- https://loansolutionprovider.com
- Company type
- Private
- Founded year
- 2004
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Solution Providers is a privately held, Ashburn, VA-based mortgage brokerage that originates non-owner-occupied real estate financing — DSCR, Fix & Flip, Bridge, Construction, Multi-Family, Portfolio, and Short-Term Rental loans — for individual and small-balance commercial investors across 45+ U.S. states via a network of 40+ lender partners.
- Ownership category
- akta.pro rank
Solution Providers industry classification
Industry- Product category
- Real Estate Investor Lending
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- Mortgage Comparison, Marketplace & Rate-Shopping Platforms (FSALABAJ)
- akta.pro secondary industries
- Retail Residential Mortgage Brokers (Purchase & Refinance) (FSALABAA), Mortgage & Loan Introducers (Residential & Commercial) (FSAEAMAA), Debt & Structured Finance / Mortgage Brokerage (BPAJABAK)
Keywords
Where Solution Providers is headquartered
LocationHeadquarters
- HQ city
- Ashburn
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Solution Providers business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D
Revenue model
- Loan Origination/Funding Fees: Earn fees from facilitating loans between borrowers and their network of 40+ lenders, coordinating the financing process from application through funding
- Interest Spread/Margin: Revenue generated from the spread between wholesale rates obtained from lenders and rates offered to borrowers
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Customized loan solutions based on investor profile and property analysis |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels7 records
Solution Providers product offering
Product offeringCore offering
Solution Providers is a consultative lending firm that brokers real estate investor financing through a network of 40+ lenders, offering both short-term (Fix & Flip, Commercial Bridge, Ground Up Construction) and long-term (DSCR, Short-Term Rental, Portfolio, Multi-Family) loan products for non-owner-occupied residential and small commercial properties nationwide. Loan qualification uses a Debt Service Coverage Ratio (DSCR) approach based on property cash flow rather than personal borrower income.
Product overview
Solution Providers is a consultative real estate lending firm offering a comprehensive suite of financing products for investors. The portfolio includes short-term products (Fix & Flip Loans, Commercial Bridge Loans, Ground Up Construction) and long-term permanent financing options (DSCR Loans, Short-Term Rental Loans, Portfolio Loans, Multi-Family Financing). The DSCR Loan serves as the foundational product, qualifying borrowers based on property cash flow rather than personal income. The company also provides consultation, capital sourcing, and a referral partner program. All loan products are non-owner-occupied investor financing, with access to 40+ lending partners and funding ranging from $100,000 to $50 million across residential and small commercial properties.
Differentiator
Problem solved
Functional benefit
Products and services
- Fix & Flip Loans
Quantifiable outcome
- Over $300M in real estate financing provided to hundreds of investors
- +3 more outcomes
Companies that use Solution Providers
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles3 records
Solution Providers technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Solution Providers partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered minor.
- AirdnaminorShort-term rental data and analytics partner providing market data for rental income projections and occupancy rates for short-term rental property analysis.
- Rocket LawyerminorLegal document services partner providing legal resources for real estate investors including entity formation and contracts.
- LegalZoomminorLegal services partner for business formation and legal documentation needs of real estate investors.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
Solution Providers competitors and assessment
Company assessmentDirect peers
- Lima One Capital: Specialty lender to real estate investors offering fix-and-flip, new construction, rental (DSCR), and multifamily loans. Overlapping product set and investor-focused GTM make it a close peer.
- Roc Capital: Non-QM/DSCR lender offering long-term rental and investor financing. Directly comparable product suite (DSCR, short-term rental, portfolio) and target segment of real estate investors.
- Anchor Loans: Direct private lender to real estate investors providing fix-and-flip, new construction, and rental loans. Overlaps significantly with Solution Providers' short-term and rental loan offerings.
- CoreVest Finance: Specialty lender focused on residential investment property financing including DSCR, bridge, and portfolio loans for investors. Same product categories and investor target as Solution Providers, with similar nationwide footprint.
- Visio Lending: Specialty DSCR rental property lender serving individual real estate investors. Highly comparable in DSCR underwriting philosophy and investor-only customer focus.
- Kiavi (formerly LendingHome): Direct online lender providing fix-and-flip, bridge, and DSCR rental loans to real estate investors. Highly comparable in target customer (real estate investors), product set, and nationwide US reach, though Kiavi funds loans itself while Solution Providers intermediates.
- NewSilver (formerly AHL / Private Lender Group): Private money lender to real estate investors offering fix-and-flip, bridge, and DSCR rental loans. Comparable in serving individual investors nationwide with non-QM/asset-based products.
Broad incumbents
- Angel Oak Mortgage Solutions: Larger non-QM mortgage company offering DSCR, bank statement, and other investor/non-QM products. Broader portfolio and balance sheet, but directly comparable product set for the same investor base.
- Caliber Home Loans (DSCR / Non-QM division): Large incumbent mortgage lender with a growing non-QM and DSCR investor product line. Comparable in offering DSCR to investors, though Caliber operates across much broader customer and product segments.
Emerging players
- Baselane: Digital banking and financial operating system for real estate investors, including financing introductions and portfolio management. Emerging fintech player building investor-focused tooling and capital access adjacent to Solution Providers' offering.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Solution Providers social profiles
Digital presenceSolution Providers financial estimates
Financial estimateRevenue estimate
Valuation estimate
Solution Providers leadership team
Management profileNumber of profiles
Profiles5 records
Solution Providers funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Solution Providers M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Solution Providers
What does Solution Providers do?
Solution Providers is a consultative lending firm that brokers real estate investor financing through a network of 40+ lenders, offering both short-term (Fix & Flip, Commercial Bridge, Ground Up Construction) and long-term (DSCR, Short-Term Rental, Portfolio, Multi-Family) loan products for non-owner-occupied residential and small commercial properties nationwide. Loan qualification uses a Debt Service Coverage Ratio (DSCR) approach based on property cash flow rather than personal borrower income.
Is Solution Providers a public or private company?
Solution Providers is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Solution Providers founded?
Solution Providers was founded in 2004. It employs 1 to 10 people.
Where is Solution Providers based?
Solution Providers is headquartered in Ashburn, United States, in the North America region.
How does Solution Providers make money?
Two revenue lines are on record. Loan Origination/Funding Fees are the primary driver. The others are interest Spread/Margin.
Who are Solution Providers's main competitors?
Direct peers on record are Lima One Capital, Roc Capital, Anchor Loans, CoreVest Finance, Visio Lending, Kiavi (formerly LendingHome) and NewSilver (formerly AHL / Private Lender Group). Broad incumbents are Angel Oak Mortgage Solutions and Caliber Home Loans (DSCR / Non-QM division). Baselane is listed as an emerging player.
Does Solution Providers have an API?
No public API is recorded for Solution Providers.
What industry is Solution Providers in?
Solution Providers's product category is Real Estate Investor Lending. Its primary akta.pro industry code is FSALABAJ, Mortgage Comparison, Marketplace & Rate-Shopping Platforms, with a secondary code of FSALABAA, Retail Residential Mortgage Brokers (Purchase & Refinance). Its NAICS code is 522310 and its SIC code is 6163.