Tuman Global Solutions

What Tuman Global Solutions does

Tuman Global Solutions is a private insurance brokerage organized as a division of Trawick International and led by CEO Dan Tuman, the former President of Clements Worldwide. Founded in April 2021 and headquartered in Fairhope, Alabama (Trawick's HQ), the firm brokers customized insurance for globally mobile populations and for organizations operating in geopolitical hotspots and vulnerable regions abroad. Its customer base spans relief and development NGOs, government and defense contractors, international security firms, oil & gas, construction, multi-national corporates, international schools, diplomatic staff, and individual expats and travelers.

The product portfolio covers four pillars: commercial insurance (DBA workers' compensation, group life and disability, personal accident, commercial auto/fleet, property, commercial liability, political violence/war/terrorism, kidnap & ransom, professional liability, D&O, transit/cargo); expat insurance (long-term disability with war and terrorism coverage); international education (Global Educators Health Plan administered by ExpaTPA with Aetna network access plus ExpaTPA Mastercard, and an industry-first Global Tuition Insurance product); and personal/travel insurance (the Safe Travels family across single-trip, annual, US and international variants, adventure sports via SafeTreker covering 450+ activities, and Hotspot Cover for high-risk territories). The underlying technology is an insurance platform for quote generation, policy management, and claims processing, with operational integrations to Bolt (P&C exchange), Assurant (renters), ExpaTPA, Aetna, and Lloyd's via Trawick's Coverholder status (Dec 2022).

Revenue is generated primarily on a commission/subscription-recurring basis as a brokerage distributing carrier paper, supplemented by fee-based enterprise placements. Distribution runs through direct sales, a global broker partner network, and embedded digital channels (Bolt, Assurant) and a self-serve portal. No external funding rounds are disclosed; growth has been organic and parent-backed.

Name

Tuman Global Solutions

Legal name

Tuman Global Solutions LLC

Website

https://tumanglobalsolutions.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

Tuman Global Solutions is a private insurance brokerage, operating as a division of Trawick International, that places customized commercial, expat, international education, and travel insurance for organizations and individuals operating globally and in geopolitical hotspots.

Ownership category

akta.pro rank

Product category

International Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421), Other Insurance Related Activities (52429), All Other Insurance Related Activities (524298)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321), Fire, Marine & Casualty Insurance (6331), Life Insurance (6311)

akta.pro primary industry

International Benefits Administration & Global Benefits Brokerage (BPACAHAG)

akta.pro secondary industries

International/Expatriate Individual Health Insurance (FSAIAEAH), Travel Medical Insurance (Individual) (FSAIAEAI), International Student Health & Travel Insurance (EDAIAMAA), Travel Insurance Coordination (HSACAKAI), International / Expatriate Group Health Plans (FSAIAFAJ)

Keywords

• International insurance brokerage
• Commercial insurance solutions
• Expatriate insurance coverage
• Travel medical insurance
• High-risk region insurance

Headquarters

HQ city

Hillsboro

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Commercial Insurance Premiums: Provides customized commercial insurance products to organizations operating globally, including coverage for geopolitical hotspots, war, terrorism, and high-risk regions.
2. Expatriate Insurance Products: Insurance products for expats, diplomatic staff, and professionals outside their home country, including disability, health, and personal coverage.
3. Travel Insurance Plans: Travel insurance plans offered through Trawick International, including trip cancellation, medical, and evacuation coverage for travelers.
4. Global Tuition Insurance: Tuition coverage plan that pays school tuition fees for students who have lost a parent, through graduation - an industry-first exclusive product.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels4 records

Core offering

Tuman Global Solutions is an international insurance brokerage that arranges customized insurance solutions for organizations, expatriates, and individuals operating globally, with particular specialization in geopolitical hotspots and high-risk regions. The company offers commercial insurance (group life & disability, DBA, personal accident, fleet, property, liability, political violence, K&R, professional liability, D&O, transit/cargo), expat insurance (disability), international education insurance (global educators health plan, global tuition insurance), and personal insurance (travel, adventure, auto/homeowners, renters, hotspot cover).

Product overview

Tuman Global Solutions is a division of Trawick International that provides a comprehensive portfolio of insurance products for globally mobile populations, expatriates, international organizations, and schools. The offering is organized into four main categories: (1) Commercial Insurance covering organizations in geopolitical hotspots including Group Life & Disability, DBA, Personal Accident, Auto/Fleet, Property, Commercial Liability, Political Violence, Kidnap & Ransom, Professional Liability, D&O, and Transit/Cargo insurance; (2) Expat Insurance including Disability Insurance; (3) International Education including Global Educators Health Plan (administered by ExpaTPA with Aetna network) and Global Tuition Insurance; and (4) Personal Insurance including travel insurance plans (Safe Travels family), Hotspot Cover for high-risk regions, and U.S. auto/homeowners/renters insurance. The core travel insurance portfolio includes named products like Safe Travels First Class, Voyager, Journey, Explorer, Explorer Plus, Single Trip, Annual Basic/Deluxe/Executive, plus medical insurance products (Safe Travels USA, USA Comprehensive, USA Cost Saver, International, International Cost Saver, Outbound) and adventure travel insurance (SafeTreker). Products are distributed through partnerships with Bolt (auto/homeowners), Assurant (renters), and Hotspot Cover.

Differentiator

Problem solved

Functional benefit

Products and services

• Safe Travels Travel Insurance Family of US-citizen and US-resident travel insurance plans covering trip cancellation, interruption, emergency medical, evacuation, and pre-existing conditions, with optional Cancel For Any Reason upgrades.
• Hotspot Cover (High-Hazard Travel & Medical Insurance) Specialist travel insurance for individuals and groups traveling to high-risk and hostile territorial regions, including COVID-19, war and terrorism cover, and areas with FCO/WHO travel advisories. Includes emergency medical evacuation and optional Crisis Response.
• SafeTreker Adventure Travel Insurance
• Safe Travels Medical Insurance (USA, USA Comprehensive, USA Cost Saver, International, International Cost Saver, Outbound) Travel medical insurance plans for non-US citizens visiting the USA, US citizens/residents traveling abroad, and travelers outside their home country, with coverage for emergency medical, evacuation, COVID-19, and pre-existing condition recurrence benefits.
• Commercial Insurance Suite Customized commercial insurance for international organizations operating in geopolitical hotspots, including Group Life & Disability, Defense Base Act workers' comp, Personal Accident, Auto/Fleet, Property, Commercial Liability, Political Violence (war & terrorism), Kidnap & Ransom, Professional Liability (E&O), Directors & Officers, and Transit/Cargo coverage.
• Expat Disability Insurance Income protection insurance for expatriates providing continuous income stream from accident or illness preventing work, with temporary total disability coverage up to 10 years at 60% of annual income and war & terrorism coverage.
• Global Educators Health Plan Technology-driven, customizable health plan for faculty and staff at international schools, administered by ExpaTPA with Aetna network access in the U.S. and ExpaTPA Mastercard for worldwide direct medical payments.
• Global Tuition Insurance Industry-first tuition coverage plan that continues paying school tuition fees for students who have lost a parent, all the way through graduation, available as a group plan for international schools outside the United States.
• Tuman Global Health Insurance (International Private Medical Insurance / IPMI) Modular International Private Medical Insurance plan with an industry-leading technology platform for improved customer experience, designed for global mobility-minded individuals and organizations.
• U.S. Auto and Homeowners Insurance Personalized U.S. auto and homeowners insurance plans offered through partnership with the Bolt insurance exchange, with competitive rates from national carriers.
• U.S. Renters Insurance Renters insurance plan underwritten by Assurant covering property damage from 17 covered perils, personal liability, and protection for belongings.

Segments9 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature3 records

Partnerships

Six partnerships are on record, tiered core and supporting.

• Lloyd'scoreStrategic or Co-development Partner · 12 December 2022Trawick International (parent company) received delegated authority as an approved Lloyd's coverholder, enabling provision of specialized insurance products through Lloyd's market.
• Hotspot CovercoreTechnology or Integration · 28 July 2021Partnership with Hotspot Cover, a specialist travel insurance firm designing coverage programs for individuals and groups traveling to high-risk and hostile territories worldwide. Hotspot Cover provides specialist travel insurance including COVID-19, war and terrorism cover for areas excluded by standard policies.
• BoltcoreTechnology or IntegrationPartnership with Bolt, the world's largest Property and Casualty (P&C) insurance exchange, to offer personalized U.S. auto and homeowners insurance plans through Bolt's digital platform. This provides seamless digital experience, enhanced customer service with data-enhanced recommendations, and integrates Tuman's brand with Bolt's ecosystem for expanded product offerings.
• AssurantcoreChannel Partner/ Reseller/ DistributorTuman Global Solutions partnered with Assurant to bring customers a comprehensive renters insurance plan. Assurant, as underwriter, offers customized and affordable coverage for renters including property damage, personal liability, and 17 covered perils for belongings.
• ExpaTPAcoreTechnology or IntegrationExpaTPA administers the Global Educators Health Plan as an independent medical TPA specifically built to deliver services for expats and their families worldwide. Provides ExpaTPA Mastercard for direct medical payments globally and access to Aetna preferred provider network in the US.
• AetnasupportingTechnology or IntegrationAccess to Aetna preferred provider network in the U.S. for the Global Educators Health Plan administered by ExpaTPA.

Scale indicators2 records

Recent moves11 records

Expansion highlights6 records

Direct peers

• GeoBlue: Specialist in international travel medical and expatriate health insurance built on Blue Cross Blue Shield networks. Direct overlap with Tuman's travel medical and IPMI products, particularly for US citizens abroad and foreign nationals visiting the US.
• International SOS: Global leader in medical and security assistance, travel risk management, and insurance-adjacent services for expatriates and organizations operating in high-risk regions. Comparable customer base (multinationals, NGOs, government contractors) and overlap with Tuman's geopolitical hotspot and K&R offerings.
• Clements Worldwide: International insurance broker specializing in coverage for expats, NGOs, government contractors, and organizations operating overseas — the same niche and target customer set as Tuman. Particularly direct because Tuman's CEO spent nearly 20 years there before founding the competing division.
• World Nomads: Travel insurance specialist built for adventure and independent travelers, with broad activity coverage and international medical benefits. Direct overlap with Tuman's SafeTreker adventure product and Safe Travels Outbound/International travel medical plans.
• IMG (International Medical Group): Major provider of international travel medical insurance, IPMI, and global health plans to individuals and groups, including adventure and high-risk travel products. Overlaps directly with Tuman's Safe Travels family, SafeTreker, IPMI, and Global Educators Health Plan.

Broad incumbents

• Bupa Global: Major international health insurer providing IPMI and group health plans to expatriates and global employees. Overlaps with Tuman's IPMI, expat disability, and Global Educators Health Plan product set at the carrier level.
• Allianz Care: International health and travel insurance arm of Allianz Partners serving expatriates, international students, and globally mobile individuals. Comparable IPMI, travel medical, and international student health offerings.
• AIG Travel: Established travel insurance provider offering trip cancellation, travel medical, and adventure sport coverage through global distribution. Overlaps with Tuman's Safe Travels family, SafeTreker, and outbound travel medical products.
• Cigna Global Health: Large international health insurer offering IPMI and group expatriate benefits to multinational employers. Operates as a carrier rather than broker and addresses the same end customers (expats, globally mobile employees, international schools) that Tuman serves.

Others

• Trawick International: Parent company and strategic operating owner of Tuman Global Solutions. Headquartered in Fairhope, Alabama, Trawick is an international insurance company and approved Lloyd's Coverholder that underwrites and distributes the products Tuman brokers — included as a related party rather than a market competitor.

Market position

Strengths1 record

Weaknesses1 record

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/tuman-global-solutions

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tuman Global Solutions