Allegiance Bancshares
Stellar Bank was a Texas-headquartered commercial and community bank offering deposit products, business/SBA lending, treasury management, and personal and private banking services to Texas-based business and consumer customers through branches, online, and mobile channels, before merging into Prosperity Bank on July 1, 2026.
- Company typePrivate
- Founded2007
- HeadquartersHouston, United States
- Headcount501–1,000
- GTM typeB2B and B2C
- OfferingServices
What Allegiance Bancshares does
Stellar Bank was a Texas-headquartered commercial and community bank serving business, personal, and private banking customers entirely within the state of Texas. Operating as an FDIC member and Equal Housing Lender, the bank distributed products through a physical branch network supplemented by an online banking portal and a mobile banking application available on iOS and Android. Its product set encompassed business checking, savings/money market/certificate of deposit accounts, business loans, SBA loans, credit cards, treasury management services, personal banking products, and private banking services.
The bank's revenue mechanics followed a traditional commercial banking model: net interest income from loans (business and SBA) and investment securities, deposit-related fees, interchange from card products, and treasury management service fees across its business and personal customer base. Customer segments were organized around business banking (the primary segment), personal banking, and private banking, with technology-led service delivery through mobile and online channels serving as a baseline operating capability rather than a differentiator.
On July 1, 2026, Stellar Bank merged into Prosperity Bank, forming one of the largest Texas-headquartered banks by assets. The merger terminated Stellar Bank's independent operations and transferred its customer base, branch network, and product franchises to the combined entity. No post-merger operating data for the legacy Stellar franchise is available.
Allegiance Bancshares firmographics
Firmographics- Name
- Allegiance Bancshares
- Legal name
- Stellar Bank
- Website
- https://allegiancebank.com
- Company type
- Private
- Founded year
- 2007
- Operating status
- Acquired
- Headcount range
- 501–1,000 employees
- Short description
- Stellar Bank was a Texas-headquartered commercial and community bank offering deposit products, business/SBA lending, treasury management, and personal and private banking services to Texas-based business and consumer customers through branches, online, and mobile channels, before merging into Prosperity Bank on July 1, 2026.
- Ownership category
- akta.pro rank
Allegiance Bancshares industry classification
Industry- Product category
- Commercial Banking
- NAICS
- Commercial Banking (52211), Depository Credit Intermediation (5221), Commercial Banking (522110)
- SIC
- National Commercial Banks (6021), State Commercial Banks (6022), Commercial Banks, Nec (6029)
- akta.pro primary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
- akta.pro secondary industries
- Affluent/Premier Retail Banking (Mass Affluent) (FSABAAAG), Credit Cards & Revolving Credit (FSABAAAC)
Keywords
Where Allegiance Bancshares is headquartered
LocationHeadquarters
- HQ city
- Houston
- HQ country
- United States
- HQ region
- North America
Markets served
Allegiance Bancshares business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Banking Services: Traditional banking revenue streams including interest income from loans, fee income from banking services, and treasury management fees
Go-to-market motion1 record
Distribution channels4 records
Marketing channels6 records
Allegiance Bancshares product offering
Product offeringCore offering
Stellar Bank is a Texas-based commercial and consumer bank offering business banking (checking, savings, money market, CDs, business loans, SBA loans, credit cards), a full treasury management suite (fraud prevention, funds management, payables, receivables), personal banking products, and wealth management/private banking services. It serves business customers, individual consumers, government and institutional clients, and high-net-worth individuals across Texas through branches, online banking, and a mobile app.
Product overview
Stellar Bank (now part of Prosperity Bank following July 1, 2026 merger) offers a unified commercial and consumer banking platform comprising core deposit products (Business Checking, Savings/Money Market/CD), lending solutions (Business Loans, SBA Loans, Credit Cards), Treasury Management services (Fraud Prevention, Funds Management, Payables, Receivables), Digital Banking (Online Banking, Mobile App with Apple/Android support), and specialized banking for Government/Institutions and Private Banking clients. The product portfolio integrates deposit accounts, lending, cash management, and digital channels into a cohesive banking service offering for Texas-based commercial and retail customers.
Differentiator
Problem solved
Functional benefit
Products and services
- Business Checking Business checking accounts providing deposit management, transaction processing, and cash flow tools for commercial customers.
- Savings/Money Market/CD Savings accounts, money market accounts, and certificates of deposit for business deposit growth and interest accumulation.
- Business Debit Cards and Digital Wallet Business debit cards with digital wallet compatibility for Apple Pay and Google Pay, enabling contactless payments.
- Online Banking Digital banking platform enabling account management, fund transfers, bill payment, and real-time account activity tracking via web browser.
- Business Loans Commercial lending products including term loans and lines of credit to support business growth and operational financing needs.
- SBA Loans Small Business Administration-backed loan programs providing government-guaranteed financing options for eligible businesses.
- Business Credit Cards Business credit card products for managing business expenses and extending working capital access.
- Treasury Management Comprehensive cash management suite including fraud prevention and security, funds management, payables, and receivables services for business customers.
- Government and Institutions Banking Specialized banking services designed for government entities and institutional clients.
- Personal Banking Consumer banking products including checking, savings, and lending for individual customers.
- Private Banking Wealth management and personalized banking services for high-net-worth individuals and families.
- Stellar Bank Mobile App Mobile banking application for Apple and Android devices enabling 24/7 account access, mobile deposits, bill payment, and real-time account activity monitoring.
Companies that use Allegiance Bancshares
Customer profileSegments3 records
Ideal customer profiles3 records
Allegiance Bancshares technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Allegiance Bancshares partnerships and signals
Strategic signalScale indicators2 records
Recent moves3 records
Expansion highlights2 records
Allegiance Bancshares competitors and assessment
Company assessmentBroad incumbents
- Cadence Bank: Multi-state regional bank with significant Texas commercial banking presence, offering business banking, treasury management, and wealth services. Comparable in product mix and SMB focus, with broader geographic diversification.
- Comerica: Major Texas-headquartered commercial bank with national middle-market focus, providing business banking, treasury management, and wealth services. Comparable to Stellar in core commercial banking capabilities, but at materially larger scale.
- Prosperity Bancshares: Acquirer of Stellar Bank in July 2026 and one of the largest Texas-headquartered banks by assets. Directly comparable in commercial banking, deposit products, treasury management, and Texas regional franchise, and now the parent of the Stellar franchise.
Emerging players
- Simmons Bank: Regional bank expanding in Texas and the South with commercial, consumer, and treasury management services. Comparable product mix to Stellar in business banking, with emerging market overlap in Texas.
Direct peers
- Independent Bank Group: Texas-based regional bank offering commercial, consumer, and mortgage products across Texas and other markets. Predecessor entity to Stellar Bank via prior merger lineage; directly comparable in commercial banking and Texas retail footprint.
- Southside Bancshares: Texas-based community-oriented bank holding company offering commercial, consumer, and mortgage banking across East Texas. Directly comparable regional bank profile with similar community focus and product breadth.
- Frost Bank (Cullen/Frost Bankers): Major Texas-headquartered regional commercial bank offering business, personal, and wealth banking across Texas. Closest direct comparable to Stellar in geographic focus, product breadth, and relationship-banking positioning.
- International Bancshares (IBC Bank): Texas-headquartered regional bank holding company with commercial and consumer banking across Texas and border markets. Comparable in size, community banking model, and geographic concentration in Texas.
- Texas Capital Bank: Texas-headquartered commercial bank focused on business banking, treasury management, and capital markets for middle-market and SMB clients. Strong overlap with Stellar's business banking and treasury management segments.
- First Financial Bankshares: Texas-headquartered bank holding company operating community banks across Texas with commercial, consumer, and wealth banking. Highly comparable in multi-region Texas franchise strategy and relationship-banking positioning.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Allegiance Bancshares social profiles
Digital presenceAllegiance Bancshares compliance and trust
Trust signalCompliance2 records
Allegiance Bancshares financial estimates
Financial estimateRevenue estimate
Valuation estimate
Allegiance Bancshares leadership team
Management profileNumber of profiles
Profiles1 record
Allegiance Bancshares funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Allegiance Bancshares M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Allegiance Bancshares
What does Allegiance Bancshares do?
Stellar Bank is a Texas-based commercial and consumer bank offering business banking (checking, savings, money market, CDs, business loans, SBA loans, credit cards), a full treasury management suite (fraud prevention, funds management, payables, receivables), personal banking products, and wealth management/private banking services. It serves business customers, individual consumers, government and institutional clients, and high-net-worth individuals across Texas through branches, online banking, and a mobile app.
Is Allegiance Bancshares a public or private company?
Allegiance Bancshares is a private company. It is classified as public and is currently acquired.
When was Allegiance Bancshares founded?
Allegiance Bancshares was founded in 2007. It employs 501 to 1,000 people.
Where is Allegiance Bancshares based?
Allegiance Bancshares is headquartered in Houston, United States, in the North America region.
How does Allegiance Bancshares make money?
One revenue line is on record: banking Services.
Who are Allegiance Bancshares's main competitors?
Broad incumbents on record are Cadence Bank, Comerica and Prosperity Bancshares. Simmons Bank is listed as an emerging player. Direct peers are Independent Bank Group, Southside Bancshares, Frost Bank (Cullen/Frost Bankers), International Bancshares (IBC Bank), Texas Capital Bank and First Financial Bankshares.
Does Allegiance Bancshares have an API?
No public API is recorded for Allegiance Bancshares.
What industry is Allegiance Bancshares in?
Allegiance Bancshares's product category is Commercial Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of FSABAAAG, Affluent/Premier Retail Banking (Mass Affluent). Its NAICS code is 52211 and its SIC code is 6021.