West Park Mortgage Group

What West Park Mortgage Group does

West Park Mortgage Group is a privately held mortgage brokerage organized as a Florida LLC and headquartered in Tampa, with multi-state licensing across Florida, Georgia, and Michigan. The firm was founded by Chris Musso, a Certified Mortgage Planner with roughly two decades of industry experience, and operates with a team of six named loan officers serving individual consumers rather than institutional clients.

The company earns revenue on a transaction-fee basis by acting as an intermediary between borrowers and a network of over 50 lending partners, collecting origination fees, yield spread premiums, and lender-paid commissions. Its product set spans conventional financing, government-backed loans (VA, FHA, USDA), and non-conforming products including NO INCOME/NO RATIO, bank-statement, fix-and-flip, foreign national, and non-warrantable condo programs. Customer segments include primary-residence buyers, refinancing homeowners, real estate investors, and non-traditional borrowers with FICO as low as 500.

Operationally, West Park runs a hybrid digital/relationship-led model. Front-end tooling consists of a Floify-powered 15-minute pre-approval portal, a custom 1003app loan application, a payment calculator, and a virtual meeting scheduler; the back end remains high-touch, with loan officers delivering pre-approval through closing via phone, video, and in-person channels. The firm carries no institutional funding, no parent company, no disclosed revenue, and no patents or proprietary technology beyond its digital front-end integrations.

Name

West Park Mortgage Group

Legal name

West Park Mortgage Group, LLC

Website

https://westparkmortgagegroup.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

1–10 employees

Short description

West Park Mortgage Group is a Tampa-based, privately held mortgage brokerage licensed in Florida, Georgia, and Michigan. It places residential loans through a network of 50+ lenders, serving home buyers, refinancers, investors, and non-traditional borrowers via digital tools and a six-person loan officer team.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage Services

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro industry

PRIMARYFSAEAEAA

Residential Mortgage Brokerage (Purchase & Refinance)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Mortgage Brokerage & Loan Intermediation

SECONDARYFSALABAA

Retail Residential Mortgage Brokers (Purchase & Refinance)

Financial & Insurance/Mortgage & Housing Finance/Mortgage Brokerage & Intermediaries

Keywords

• Mortgage brokerage services
• Residential loan origination
• Home refinancing solutions
• Government-backed mortgages
• Non-conforming loan programs

Headquarters

HQ city

Tampa

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Mortgage Brokerage Fees/Commissions: West Park Mortgage Group operates as a licensed mortgage broker earning revenue through origination fees, yield spread premiums, and commissions paid by lenders for placing loans. The company has access to over 50 lenders, indicating a network model where they match borrowers with appropriate lenders and earn transaction-based compensation.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

West Park Mortgage Group is a licensed mortgage brokerage that matches home buyers and homeowners with loan products from a network of more than 50 lenders. The company originates conventional financing, government-backed loans (VA, FHA, USDA), and non-conforming loan products including investment property and non-traditional credit options. Licensed to operate in Florida, Georgia, and Michigan, the firm delivers its brokerage services through dedicated loan officers supported by digital application and pre-approval platforms.

Product overview

West Park Mortgage Group operates as a mortgage brokerage offering a comprehensive suite of loan products across three main categories: Conventional Financing, Government-backed loans (VA/FHA/USDA), and Non-Conforming Loans. The company provides access to over 50 lenders and offers both in-person and digital self-service tools including a mortgage application portal, pre-approval system, payment calculator, and virtual meeting scheduling. The mortgage process follows five steps: Initial Conversation, Pre-Approval, Find a Home, Clear to Close, and Closing Day.

Differentiator

Problem solved

Functional benefit

Products and services

• Conventional Financing Traditional mortgage financing program offering 3% down payment options, maximum loan amount of $726,200, covering primary residences, second homes, and investment properties with renovation programs, buydown options, jumbo loans, and HELOCs. Targeted at home buyers and homeowners seeking standard mortgage products.
• VA, FHA & USDA Loans Government-backed mortgage programs including VA 100% financing, FHA 3.5% down, USDA 100% financing with gift funds allowed, 1-4 unit properties, renovation programs, primary residence only, minimum FICO of 500, and non-traditional credit with NO FICO. Targeted at home buyers eligible for federal loan programs.
• Non-Conforming Loans Alternative lending solutions including NO INCOME/NO RATIO loans, no seasoning requirements for bankruptcy or foreclosures, bank statement income verification, fix and flip programs, max loan amount $4 million, FICO as low as 600, recent lates OK, foreign nationals allowed, and non-warrantable condos. Targeted at real estate investors and non-traditional borrowers.
• Mortgage Application Portal Digital loan application system allowing borrowers to register and submit mortgage applications online through the company's 1003app integration. Targeted at prospective borrowers who prefer self-service digital application submission.
• Pre-Approval System Online pre-approval process taking approximately 15 minutes to determine borrowing capacity, creditworthiness, and estimated monthly payments. Targeted at home buyers seeking to understand their purchasing power before house hunting.
• Payment Calculator Online mortgage payment estimation tool for potential borrowers to calculate monthly payments based on loan parameters such as loan amount, interest rate, and term. Targeted at prospective borrowers researching affordability.
• Virtual Mortgage Meeting Booking Scheduling system for virtual, in-person, or phone consultations with mortgage professionals. Targeted at prospective borrowers seeking guided consultations.

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Over 50 Lending PartnerscoreChannel Partner/ Reseller/ DistributorWest Park Mortgage Group has access to over 50 lenders through their brokerage network, enabling them to offer customers a wide range of loan products, competitive rates, and financing options that single-lender institutions cannot provide. This lender network is central to their value proposition of providing more loan options.

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• Movement Mortgage: Top-10 US mortgage lender with retail branches across the Southeast and beyond. Comparable in regional branch-driven mortgage origination and a similar conventional, government, and specialty loan product mix.
• loanDepot: One of the largest US mortgage originators with both retail and wholesale brokerage channels. Comparable to West Park in offering a broad multi-channel mortgage product suite including conventional, government, and non-conforming loans, though at vastly greater scale.
• NewRez (formerly New Penn Financial): Top mortgage servicer and originator offering retail, wholesale, and correspondent channels. Comparable as both a wholesale lending partner to brokers like West Park and as a competitor in the retail origination space.
• Cardinal Financial: Mid-sized national mortgage lender with retail and wholesale channels offering conventional, government, and non-QM products. Comparable as both a potential wholesale lending partner and a same-tier competitor in retail mortgage origination.
• Fairway Independent Mortgage: Large retail mortgage lender with a heavy focus on retail loan officers and a broad product set. Comparable in employing a relationship-driven loan officer model with multi-state operations, though at significantly larger scale.
• CrossCountry Mortgage: Top-10 US mortgage lender with a strong retail and broker channel presence. Comparable in offering a diverse product set across conventional, government, and specialty loans to home buyers and refinancers nationwide.
• Rocket Mortgage: The largest US mortgage originator and a flagship direct-to-consumer digital mortgage brand. Comparable in offering the full spectrum of conventional, government, and refinance products, though competing against West Park's broker model with a direct lender balance-sheet approach.
• Guaranteed Rate: Large national mortgage lender and retail brokerage with broad product offerings including conventional, FHA, VA, and refinance. Comparable in serving similar borrower profiles through a multi-channel approach combining loan officers and digital tools.
• United Wholesale Mortgage (UWM): The largest US wholesale mortgage lender that operates as a key lender partner for independent mortgage brokers like West Park. Comparable as the upstream counterparty in the wholesale broker channel and as a benchmark for broker economics and competition.

Emerging players

• Better.com: Digital-first mortgage lender competing in the same home-purchase and refinance market as West Park. Represents the emerging fintech competitor that pressures the traditional broker model with a streamlined, fully digital experience.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/westparkmortgagegroup
• LinkedInlinkedin.com/company/west-park-mortgage-group-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about West Park Mortgage Group