Green Brick Mortgage

What Green Brick Mortgage does

Green Brick Mortgage LLC is a full-service mortgage banking firm founded in 2024 and headquartered at 5501 Headquarters Drive, Suite 240W, Plano, Texas. The company operates as a wholly owned subsidiary of Green Brick Partners, Inc. (NASDAQ: GRBK), a publicly traded homebuilder operator, and is licensed through NMLS #2618876. Its product portfolio spans approximately 19 loan programs including fixed-rate, FHA, VA, USDA, jumbo, construction, bridge, DSCR, bank-statement, HELOC, reverse mortgage, and various refinance products, with no proprietary technology platform disclosed beyond what appears to be a third-party online application portal (mymortgage-online.com).

The firm's business model is built around the captive customer pipeline generated by Green Brick Partners' family of five homebuilders — Centre Living Homes, CB JENI Homes, Normandy Homes, Southgate Homes, and Trophy Signature Homes — operating in Texas. The pre-qualification workflow explicitly routes buyers through builder-affiliated intake, with consent-based contact sharing between lender and builder to coordinate closings. While the company does segment marketing to first-time buyers, veterans, and investment property buyers, its operational scope is concentrated on new-construction originations within the parent builder network. Revenue is generated through origination fees, interest income, and potential servicing economics on completed mortgage transactions under a transaction-fee model.

Commercial emphasis is on direct-to-consumer origination via website, phone consultation (833-871-1811), and builder referrals; the company does not disclose standardized pricing and notes that all rates and fees are determined through individualized borrower consultation. Marketing effort is anchored on an educational blog covering first-time homebuyer, VA, FHA, and refinance topics, with LinkedIn as its sole disclosed social media channel. The company is privately held with 1–10 disclosed employees, no independent funding rounds, no disclosed management team, and no M&A, leadership, or restructuring activity to date.

Name

Green Brick Mortgage

Legal name

Green Brick Mortgage

Website

https://greenbrickmortgage.com

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

11–50 employees

Short description

Green Brick Mortgage is a Plano, Texas-based mortgage banking firm founded in 2024 and wholly owned by Green Brick Partners, Inc. (NASDAQ: GRBK), originating loans for homebuyers of five affiliated Texas homebuilders.

Ownership category

akta.pro rank

Product category

Mortgage Lending

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Purchase Mortgage Origination (Homebuyer Focused) (FSALAAAD)

akta.pro secondary industry

Residential Mortgage Origination & Servicing (Retail) (FSABAAAD)

Keywords

• Mortgage lending
• Home loan origination
• Residential mortgage services
• Homebuilder financing
• Mortgage refinancing

Headquarters

HQ city

Plano

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Mortgage Origination and Lending: Green Brick Mortgage generates revenue through the origination and servicing of mortgage loans for homebuyers. As a wholly owned subsidiary of Green Brick Partners, Inc., the company focuses on financing home purchases within the Green Brick family of homebuilders, earning origination fees, interest income, and potentially servicing rights from completed mortgage transactions.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Green Brick Mortgage is a full-service mortgage banking firm that originates and services residential mortgage loans. Founded in 2024 as a wholly owned subsidiary of Green Brick Partners, Inc., the company provides purchase financing, refinancing, and home equity products to homebuyers—primarily those purchasing new construction homes through affiliated Green Brick homebuilders (Centre Living Homes, CB JENI Homes, Normandy Homes, Southgate Homes, and Trophy Signature Homes) in Texas.

Product overview

Green Brick Mortgage is a full-service mortgage banking firm founded in 2024, wholly owned by Green Brick Partners, Inc. The company offers a comprehensive suite of mortgage products including Fixed Rate Mortgages, FHA Loans, VA Loans, USDA Loans, Jumbo Loans, and specialized programs such as the Bank Statement Program and DSCR Home Loan for investors. Additional products include refinancing options (Cash-Out Refinance, VA Loan Refinancing), investment property financing (Fix & Flip, Construction, Bridge loans), and equity products (HELOC, Reverse Mortgage). The company primarily serves homebuyers working with Green Brick family homebuilders including Centre Living Homes, CB JENI Homes, Normandy Homes, Southgate Homes, and Trophy Signature Homes, located in Texas.

Differentiator

Problem solved

Functional benefit

Products and services

• Fixed Rate Mortgages Traditional mortgage loans with a fixed interest rate and consistent monthly payments over the life of the loan, typically 15 or 30 years. Designed for homebuyers seeking payment stability.
• FHA Loans Government-backed mortgages insured by the Federal Housing Administration, popular with first-time buyers due to lower down payment requirements. Designed for borrowers seeking accessible purchase financing.
• VA Loans Mortgages backed by the U.S. Department of Veterans Affairs, available to qualified veterans and service members with benefits such as $0 down payment and no private mortgage insurance. Includes VA Loan Refinancing (IRRRL) options.
• USDA Loans Home loans backed by the USDA offering buyers the ability to purchase property in eligible rural and suburban areas without a large down payment requirement.
• Jumbo Loans Mortgage loans that exceed conforming loan limits, typically used for high-value properties. Suited for buyers of luxury or high-priced homes in the Green Brick new construction portfolio.
• First Time Homebuyer Programs Specialized mortgage programs and guidance designed to help first-time buyers navigate the home purchasing process, including FHA, low down payment, and education-focused options.
• Investment Property Loans

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core.

• Centre Living HomescoreChannel Partner/ Reseller/ DistributorAffiliated homebuilder within the Green Brick Partners network. Green Brick Mortgage collects customer consent to share contact information with builder partners for discussing home-building opportunities. Centre Living Homes is one of five approved builder partners through which customers may be purchasing new construction homes.
• CB JENI HomescoreChannel Partner/ Reseller/ DistributorAffiliated homebuilder partner within the Green Brick Partners network. CB JENI Homes works with Green Brick Mortgage for financing new home purchases. The builder is listed among the five preferred builder partners available for customer selection during the mortgage pre-qualification process.
• Normandy HomescoreChannel Partner/ Reseller/ DistributorPreferred homebuilder partner operating within the Green Brick family of companies. Normandy Homes customers can utilize Green Brick Mortgage for financing their new home purchases, with information sharing consent facilitating coordination between builder and lender.
• Southgate HomescoreChannel Partner/ Reseller/ DistributorAffiliated homebuilder partner within the Green Brick Partners network offering new construction homes. Southgate Homes is one of the five designated builder partners featured in Green Brick Mortgage's customer intake questionnaire and referral system.
• Trophy Signature HomescoreChannel Partner/ Reseller/ DistributorPreferred homebuilder partner within the Green Brick family network. Trophy Signature Homes collaborates with Green Brick Mortgage to provide integrated financing solutions for new home purchases. The partnership includes customer referral and information sharing mechanisms.

Scale indicators2 records

Recent moves4 records

Expansion highlights4 records

Direct peers

• Tri Pointe Mortgage: Tri Pointe Homes operates a captive mortgage financing solution for its homebuyers in select markets. Closely comparable in size and builder-affiliated strategy, with overlapping geographic footprint in Texas and other Sun Belt markets.
• Toll Brothers Mortgage: Captive mortgage company of Toll Brothers focused on luxury and move-up homebuyers. Comparable in serving a high-touch, builder-routed customer base with a similar integrated purchase experience, though oriented toward higher price points.
• Pulte Mortgage: Wholly owned mortgage subsidiary of PulteGroup offering purchase loans to Pulte, Centex, Del Webb, and John Wieland homebuyers. Comparable captive-builder business model and product set including FHA, VA, and conventional financing.
• Lennar Mortgage: Captive mortgage arm of Lennar Corporation, originating purchase loans primarily for Lennar homebuyers with a similar integrated builder-lender value proposition. Direct competitor for the integrated builder-affiliated mortgage niche.
• DHI Mortgage: Captive mortgage subsidiary of D.R. Horton, the largest U.S. homebuilder, originating purchase mortgages almost exclusively for D.R. Horton homebuyers. Closest analog to Green Brick Mortgage's builder-affiliated, Texas-heavy model and provides a scaled benchmark for the captive-builder strategy.
• M/I Financial: Captive mortgage arm of M/I Homes, offering purchase financing integrated with the builder's new construction closings. Similar value proposition of streamlined coordination between homebuilder and lender for new home purchases.

Broad incumbents

• loanDepot: Large national retail and wholesale mortgage lender with broad product portfolio including conventional, government, HELOC, and refinance products. Represents the scaled, multi-channel competitive benchmark against which Green Brick's niche captive model must compete for non-affiliated volume.
• Rocket Mortgage: Largest U.S. retail mortgage lender with industry-leading proprietary technology platform and direct-to-consumer brand. Sets the consumer experience benchmark in mortgage and represents the structural threat from tech-forward competitors that Green Brick's no-proprietary-tech position leaves it exposed to.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/greenbrickmortgage

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Green Brick Mortgage