Tactical Mortgage
Tactical Mortgage, LLC. is a Fayetteville, North Carolina-based mortgage brokerage licensed in North Carolina and California that originates conventional, FHA, VA, USDA, and jumbo home purchase and refinance loans for individual consumers using a digital application platform and quote-based pricing.
- Company typePrivate
- Founded2021
- HeadquartersFayetteville, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Tactical Mortgage does
Tactical Mortgage, LLC. is a private, Fayetteville, North Carolina-based mortgage brokerage founded in 2021. The company operates as a direct-to-consumer loan originator and broker, licensed in North Carolina and California (NMLS #2161985) and serving individual homebuyers and homeowners seeking refinancing. Its product portfolio spans six loan categories — 30-year fixed, 15-year fixed, FHA, VA, Jumbo (up to $2.5M), and USDA — covering conventional, government-backed, and rural lending scenarios for both purchase and refinance transactions.
The company runs a digital-first delivery model layered on top of standard mortgage industry technology. It offers free digital tools including a 10-minute online loan application, a pre-approval letter request, a refinance savings calculator, a payment calculator, and a rate-comparison feature, with mortgage advisors providing phone-based and in-person follow-up. The underlying platform is not proprietary and is supplemented by third-party lead-generation tooling (leadPops). Revenue is earned on a per-transaction basis through mortgage origination fees and interest rate spreads at loan closing, with rates quoted individually rather than published. Marketing and customer acquisition are anchored on the company's own website and SEO, supplemented by email and online rate-quote lead capture. The firm employs 11-50 people and reports no funding rounds, partnerships, M&A, or proprietary technology assets.
Tactical Mortgage firmographics
Firmographics- Name
- Tactical Mortgage
- Legal name
- Tactical Mortgage, LLC.
- Website
- https://tacticalmortgage.com
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Tactical Mortgage, LLC. is a Fayetteville, North Carolina-based mortgage brokerage licensed in North Carolina and California that originates conventional, FHA, VA, USDA, and jumbo home purchase and refinance loans for individual consumers using a digital application platform and quote-based pricing.
- Ownership category
- akta.pro rank
Tactical Mortgage industry classification
Industry- Product category
- Mortgage Brokerage
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- Retail Residential Mortgage Brokers (Purchase & Refinance) (FSALABAA)
- akta.pro secondary industries
- Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA), Mortgage Refinance & Rate/Term Intermediation (FSAEAEAC)
Keywords
Where Tactical Mortgage is headquartered
LocationHeadquarters
- HQ city
- Fayetteville
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Tactical Mortgage business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Mortgage Origination Fees: The company earns revenue through origination fees and interest rate spreads on mortgage loans it originates. Revenue is generated on a per-transaction basis when loans close, whether for home purchases or refinances.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Quote-based mortgage rate pricing tailored to individual borrower profiles |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels4 records
Tactical Mortgage product offering
Product offeringCore offering
Tactical Mortgage is a retail mortgage broker that originates and arranges home purchase and refinance loans for individual consumers in North Carolina and California. It offers six loan products — 30-year fixed, 15-year fixed, FHA, VA, jumbo (up to $2.5 million), and USDA — supplemented by free online tools including a pre-approval letter service, refinance analysis calculator, mortgage payment calculator, and a 10-minute digital loan application, with funding typically completed in under 30 days.
Product overview
Tactical Mortgage, LLC. is a mortgage broker offering a unified portfolio of mortgage products and digital tools. The core offering consists of six loan products: 30 Year Fixed Rate Mortgage, 15 Year Fixed Rate Mortgage, FHA Loans, VA Loans, Jumbo Loans, and USDA Loans, supplemented by home purchase and refinance services. These loan products are complemented by digital tools including a Pre-Approval Letter, Refinance Analysis calculator, Payment Calculator, and an Online Loan Application platform. The company serves homebuyers and those seeking refinancing across North Carolina and California.
Differentiator
Problem solved
Functional benefit
Products and services
- 30 Year Fixed Rate Mortgage Traditional fixed-rate mortgage with constant interest rate and monthly payments that do not change over the life of the loan, designed for homeowners planning to stay in the home for seven years or longer.
- 15 Year Fixed Rate Mortgage Fully amortized fixed-rate mortgage over a 15-year term with constant monthly payments and a lower interest rate than 30-year options, enabling homeowners to pay off the mortgage roughly twice as fast.
- FHA Loans Mortgage loan insured by the Federal Housing Administration, designed to help borrowers with less-than-perfect credit qualify with a low 3.5% down payment.
- VA Loans Mortgage loan guaranteed by the U.S. Department of Veterans Affairs, offering long-term financing to eligible American veterans or their surviving spouses with no down payment required.
- Jumbo Loans Loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac, with financing available up to $2.5 million for the purchase of high-value properties.
- USDA Loans Loans provided through the U.S. Department of Agriculture to help low- or moderate-income borrowers buy, repair, or renovate homes in eligible rural areas, offering very low effective interest rates and no down payment required.
- Home Purchase Loans Financing options for home purchases including a free pre-approval letter request process and online tools to determine debt-to-income ratios and mortgage qualification criteria.
- Home Refinance Loans Refinancing options to reduce interest rates and monthly payments, change loan terms, or take cash out from home equity.
Quantifiable outcome
- Loan funding completed in under 30 days from application
- +1 more outcomes
Companies that use Tactical Mortgage
Customer profileNamed customers1 record
Segments4 records
Ideal customer profiles3 records
Tactical Mortgage technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Tactical Mortgage partnerships and signals
Strategic signalScale indicators1 record
Expansion highlights4 records
Tactical Mortgage competitors and assessment
Company assessmentBroad incumbents
- United Wholesale Mortgage (UWM): Largest US wholesale mortgage lender providing the broker and lender channel with conventional, FHA, VA, and Jumbo products. Comparable as a key upstream wholesale partner and indirect competitor shaping broker economics and product access.
- Rocket Mortgage: Largest US retail mortgage lender, direct-to-consumer with proprietary digital platform and national licensing. Comparable as a primary competitor offering the same core retail purchase and refinance products (conventional, FHA, VA, Jumbo) to consumers via website-led funnel.
- Better.com: Digital-first mortgage lender offering online application, rate comparison, and purchase/refinance products nationally. Comparable to Tactical Mortgage in D2C digital funnel, product breadth (conventional, FHA, VA, Jumbo), and focus on fast funding.
- loanDepot: Large US retail and wholesale mortgage lender offering conventional, FHA, VA, USDA, and Jumbo products via online and in-person channels. Comparable as a multi-product, multi-channel retail mortgage competitor serving purchase and refinance borrowers.
Direct peers
- NewRez (formerly New Penn Financial): Retail and wholesale mortgage lender offering conventional, FHA, VA, USDA, and Jumbo loans nationally with a digital application platform. Comparable as a multi-channel retail broker/lender pursuing purchase and refinance borrowers with similar product breadth.
- Caliber Home Loans: National retail mortgage lender focused on purchase and refinance products including conventional, FHA, VA, USDA, and non-QM. Comparable as a retail originator serving similar borrower segments via an advisor-driven model.
- Guild Mortgage: National retail mortgage lender offering purchase, refinance, FHA, VA, USDA, and Jumbo products through retail branches and a digital application. Comparable as a multi-product retail originator with similar advisor-led, omnichannel model and USDA/VA specialization.
- Plaza Home Mortgage: Retail and wholesale mortgage lender offering purchase, refinance, conventional, government, and Jumbo products nationally. Comparable as a multi-channel originator with overlapping advisor-led retail experience and similar product suite.
- Cardinal Financial: Retail and wholesale mortgage lender offering conventional, FHA, VA, USDA, and Jumbo loans with a digital application and rate quote tools. Comparable as a similar-sized multi-channel originator with overlapping product offering and D2C digital funnel.
Emerging players
- Lower.com: Digital mortgage lender and brokerage offering conventional, FHA, VA, and refinance products with a streamlined online application. Comparable as a digital-first competitor pursuing a similar advisor-supported, online-led borrower experience at small-to-mid scale.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
Tactical Mortgage social profiles
Digital presenceTactical Mortgage financial estimates
Financial estimateRevenue estimate
Valuation estimate
Tactical Mortgage leadership team
Management profileNumber of profiles
Tactical Mortgage funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Tactical Mortgage M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Tactical Mortgage
What does Tactical Mortgage do?
Tactical Mortgage is a retail mortgage broker that originates and arranges home purchase and refinance loans for individual consumers in North Carolina and California. It offers six loan products — 30-year fixed, 15-year fixed, FHA, VA, jumbo (up to $2.5 million), and USDA — supplemented by free online tools including a pre-approval letter service, refinance analysis calculator, mortgage payment calculator, and a 10-minute digital loan application, with funding typically completed in under 30 days.
Is Tactical Mortgage a public or private company?
Tactical Mortgage is a private company. It is classified as unknown and is currently operating.
When was Tactical Mortgage founded?
Tactical Mortgage was founded in 2021. It employs 11 to 50 people.
Where is Tactical Mortgage based?
Tactical Mortgage is headquartered in Fayetteville, United States, in the North America region.
How does Tactical Mortgage make money?
One revenue line is on record: mortgage Origination Fees.
Who are Tactical Mortgage's main competitors?
Broad incumbents on record are United Wholesale Mortgage (UWM), Rocket Mortgage, Better.com and loanDepot. Direct peers are NewRez (formerly New Penn Financial), Caliber Home Loans, Guild Mortgage, Plaza Home Mortgage and Cardinal Financial. Lower.com is listed as an emerging player.
Does Tactical Mortgage have an API?
No public API is recorded for Tactical Mortgage.
What industry is Tactical Mortgage in?
Tactical Mortgage's product category is Mortgage Brokerage. Its primary akta.pro industry code is FSALABAA, Retail Residential Mortgage Brokers (Purchase & Refinance), with a secondary code of FSAEAEAA, Residential Mortgage Brokerage (Purchase & Refinance). Its NAICS code is 522310 and its SIC code is 6163.