The Miles Group
The Miles Group is a private, founder-owned insurance agency that sells final expense life insurance through a captive network of 500+ agents across 38 states, operating as the top-producing agency within Security National Life and serving individual consumers seeking burial and end-of-life expense coverage.
- Company typePrivate
- Founded2009
- HeadquartersExport, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What The Miles Group does
The Miles Group (TMG) is a private, founder-owned insurance agency founded in August 2009 by Troy Miles in Apollo, Pennsylvania. The agency specializes in final expense life insurance — small-face policies designed to cover burial, funeral, and other end-of-life costs — and serves individual consumers, typically older Americans, through a captive agent sales model. TMG operates exclusively as a distribution partner of Security National Life, within which it has been the top-producing and fastest-growing agency; it was the first agency in its carrier's history to reach both $1M and $2M in production milestones. The agency has scaled to 500+ agents across 38 states, and is actively recruiting in nearly every state, signaling continued geographic and headcount expansion.
TMG's product surface is narrow and focused: a final expense life insurance offering underwritten by Security National Life, supported by in-house operational infrastructure including an underwriting helpline for agents, a structured application/forms workflow, and a customer/agent referral program. The technology stack visible in the data is primarily operational and marketing-oriented — a website, online application form, and content assets such as the "Miles Ahead Greenprint" — rather than a differentiated software platform. There is no public indication of proprietary AI/ML, data science capability, or software product for either agents or consumers. Customer support and underwriting assistance are delivered by human staff rather than automated systems.
The business model is a classic captive insurance agency structure: TMG recruits, trains, and supports agents who sell SNL underwritten final expense policies directly to consumers (often in-home), and the agency earns override commissions, production bonuses, and override hierarchies on the policies its agents place. Revenue scales with agent headcount, per-agent policy volume, and persistency of the in-force book. Compensation to agents is performance-based, and growth is driven by geographically distributed agent recruitment reinforced by a founder-led "One Vision" culture, agent support tools, and a referral program.
The Miles Group firmographics
Firmographics- Name
- The Miles Group
- Legal name
- The Miles Group
- Website
- https://tmilesgroup.com
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- The Miles Group is a private, founder-owned insurance agency that sells final expense life insurance through a captive network of 500+ agents across 38 states, operating as the top-producing agency within Security National Life and serving individual consumers seeking burial and end-of-life expense coverage.
- Ownership category
- akta.pro rank
Where The Miles Group is headquartered
LocationHeadquarters
- HQ city
- Export
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
The Miles Group business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D
Revenue model
- Insurance Commissions: The Miles Group generates revenue through commissions from final expense insurance sales. Agents earn commission income from policies written, with commission paid within 24-48 hours of policies being issued (same-day advances available). The company also benefits from residual income generated from ongoing premium payments on policies sold by their agent network.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | One time/ perpetual license | Agent Licensing |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels7 records
The Miles Group product offering
Product offeringCore offering
The Miles Group is an insurance sales agency that recruits, trains, and supports a national network of independent agents who sell final expense life insurance products to consumers, primarily through Security National Life as the underwriting carrier. The firm generates revenue via insurance commissions on issued policies and supports its agents with proprietary lead generation, training programs, and same-day commission advances.
Product overview
The Miles Group is a final expense insurance sales agency that operates as a single unified opportunity platform. The core offering is the TMG Agent Opportunity, which enables individuals to build residual income through selling final expense insurance products in partnership with Security National Life. This is supported by the One Vision Training System, an In-House Lead System, and access to the free 'Miles Ahead' PDF guide. The company does not offer separate modules or tiered products—the service is delivered as a comprehensive agent development program combining training, leads, and commission advancement features.
Differentiator
Problem solved
Functional benefit
Products and services
- TMG Agent Opportunity
- Final Expense Insurance Products
Quantifiable outcome
- Over 500 agents across 38 states in the agent network
- +3 more outcomes
Companies that use The Miles Group
Customer profileNamed customers4 records
Segments2 records
Ideal customer profiles2 records
The Miles Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
The Miles Group partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Security National LifecoreIn August 2009, Troy Miles partnered with Security National Life, a leading final expense insurance company. The Miles Group operates as the fastest-growing and top-producing agency within one of the nation's largest final expense insurance companies. TMG was the first agency to achieve record production goals since the start of the carrier over 55 years ago, and the first to reach $1M and then $2M in production milestones.
Scale indicators6 records
Recent moves6 records
Expansion highlights4 records
The Miles Group competitors and assessment
Company assessmentBroad incumbents
- Security National Life Insurance Company: TMG's exclusive carrier partner since 2009 and the underwriter of the final expense policies TMG distributes. Comparable because it operates in the same final expense life insurance category and its product economics directly determine TMG's commission revenue.
- Transamerica: Large life insurer with a meaningful final expense and whole life distribution footprint. Comparable to TMG in the final expense product category, though Transamerica operates a broader product set and multiple distribution channels beyond independent agencies.
- Mutual of Omaha: Large mutual insurer offering final expense, whole life, and Medicare supplement products through independent agents. Comparable to TMG in product focus and senior end-market, though it operates a broader portfolio and multiple distribution relationships.
- Globe Life Inc. Large public life insurer with a major direct-to-consumer final expense and whole life franchise. Comparable to TMG because both sell final expense-style coverage to the same US senior market, although Globe Life distributes primarily through its own agent channel rather than independent IMO-style agencies.
- Aetna (CVS Health): Major health and life insurer offering final expense and whole life products through agent and direct channels. Comparable to TMG at the product category level (senior life insurance including final expense), though Aetna operates at far greater scale and across multiple insurance lines.
Direct peers
- National Western Life Insurance Group: Life insurance and annuity carrier with a strong simplified-issue and final expense distribution presence through independent agents. Comparable to TMG because it competes in the same agent-distributed, senior-targeted life insurance niche.
- Symmetry Financial Group: Independent insurance agency focused on mortgage protection, final expense, and retirement protection products through a large agent network. Comparable to TMG because both operate as IMO-style platforms recruiting and supporting agents to sell simplified-issue life products.
- Family First Life: Large independent life insurance agency recruiting and supporting agents to sell final expense and mortgage protection products nationwide. Closely comparable to TMG in GTM model: agent recruiting, in-house lead systems, and carrier partnerships targeting the same senior market.
- Lincoln Heritage Life Insurance Company: Specialist final expense and preneed life insurer that sells primarily through independent agents and IMOs. Highly comparable to TMG because both target the same final expense buyer via a distributed agent network focused on simplified-issue senior coverage.
- Americo Financial Life & Annuity: Final expense and annuity carrier that distributes heavily through independent marketing organizations. Comparable to TMG because it supplies (and competes for) the same IMO/agency distribution channel that TMG operates in.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
The Miles Group social profiles
Digital presenceThe Miles Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
The Miles Group leadership team
Management profileNumber of profiles
Profiles2 records
The Miles Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
The Miles Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about The Miles Group
What does The Miles Group do?
The Miles Group is an insurance sales agency that recruits, trains, and supports a national network of independent agents who sell final expense life insurance products to consumers, primarily through Security National Life as the underwriting carrier. The firm generates revenue via insurance commissions on issued policies and supports its agents with proprietary lead generation, training programs, and same-day commission advances.
Is The Miles Group a public or private company?
The Miles Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was The Miles Group founded?
The Miles Group was founded in 2009. It employs 11 to 50 people.
Where is The Miles Group based?
The Miles Group is headquartered in Export, United States, in the North America region.
How does The Miles Group make money?
One revenue line is on record: insurance Commissions.
Who are The Miles Group's main competitors?
Broad incumbents on record are Security National Life Insurance Company, Transamerica, Mutual of Omaha, Globe Life Inc. and Aetna (CVS Health). Direct peers are National Western Life Insurance Group, Symmetry Financial Group, Family First Life, Lincoln Heritage Life Insurance Company and Americo Financial Life & Annuity.
Does The Miles Group have an API?
No public API is recorded for The Miles Group.