AMI 3F
- Company typePrivate
- Founded1983
- HeadquartersToulouse, France
- Headcount11–50
- GTM typeB2B
- OfferingServices
AMI 3F firmographics
Firmographics- Name
- AMI 3F
- Legal name
- AMI 3F
- Website
- https://ami3f.com
- Company type
- Private
- Founded year
- 1983
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
AMI 3F industry classification
Industry- Product category
- Wholesale Insurance Brokerage
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)
Keywords
Where AMI 3F is headquartered
LocationHeadquarters
- HQ city
- Toulouse
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
AMI 3F business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Commission-based brokerage: AMI 3F generates revenue through commissions paid by insurance companies (partners such as Allianz, Axa, Groupama, etc.) on insurance policies distributed through its partner broker network. As a wholesale broker, AMI 3F aggregates demand from multiple retail brokers and negotiates volume-based terms with insurers, earning override commissions or rebates.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Others | Free partner access for insurance brokers and agents |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
AMI 3F product offering
Product offeringCore offering
AMI 3F is a wholesale insurance broker (courtier grossiste en assurances IARD) headquartered in Toulouse, France, that aggregates and distributes a catalog of insurance products from 17+ insurance companies through a network of 4,700+ insurance broker and agent partners. The company focuses on professional lines (RC décennale, RC professionnelle, multirisque professionnelle, vehicle fleets) and individual lines (auto, home, health, legal protection), with free partner onboarding, a dedicated extranet for quoting and contract management, and a client portal for end customers.
Product overview
AMI 3F operates as a wholesale insurance broker (courtier grossiste en assurances IARD) offering a comprehensive catalog of insurance products for both professionals and individuals. The product portfolio centers on RC Décennale (decennial liability insurance) as the flagship offering, supported by professional lines including RC Professionnelle, Flotte de véhicules, Multirisque professionnelle, Véhicule professionnel, Protection juridique professionnel, and Propriétaire non occupant. For individual clients, AMI 3F provides Auto, Multirisque habitation, Complémentaire santé, Protection juridique particulier, and Emprunteur insurance. The company supplements its product range with digital platforms including the Espace Client (client portal) and Extranet Partenaire (partner extranet), plus free online DDA training for regulatory compliance. Products are distributed exclusively through a network of over 4,700 insurance broker partners across France.
Differentiator
Problem solved
Functional benefit
Products and services
- RC Décennale (Responsabilité Civile Décennale) Mandatory decennial liability insurance covering construction professionals against claims arising from defects affecting structural work for 10 years after project completion. AMI 3F's flagship product with a simplified subscription process, distributed through broker partners to construction professionals.
- RC Professionnelle (Responsabilité Civile Professionnelle) Professional liability insurance covering errors, omissions, or negligence in professional services delivery, protecting against client claims for over 1,000 different professional activities. Distributed to professional end-clients via AMI 3F's broker partner network.
- Flotte de véhicules Vehicle fleet insurance solution for professionals managing multiple company vehicles, offering simplified management and competitive pricing through a single policy. Distributed via AMI 3F's broker partner network.
- Multirisque professionnelle Comprehensive multi-risk insurance package for service professionals combining property damage, liability, and operational coverage in a single policy. Distributed via AMI 3F's broker partner network.
- Véhicule professionnel Individual professional vehicle insurance covering cars and light commercial vehicles used for professional purposes, including special-risk drivers. Distributed via AMI 3F's broker partner network.
- Protection juridique professionnel Legal protection insurance for professionals covering legal fees, lawyer consultations, and dispute resolution across consumption, business, and professional activity domains. Distributed via AMI 3F's broker partner network.
- Propriétaire non occupant (PNO) Landlord insurance protecting non-occupied property owners against risks including fire, water damage, theft, and third-party liability for rental properties. Distributed via AMI 3F's broker partner network.
- Auto Personal auto insurance offering coverage for all driver profiles including high-risk drivers, with options like zero deductible and license protection. Distributed to individual end-clients via AMI 3F's broker partner network.
- Multirisque habitation Homeowners multi-risk insurance combining property coverage, liability protection, and assistance services with customizable guarantee levels and options. Distributed to individual end-clients via AMI 3F's broker partner network.
- Complémentaire santé Supplementary health insurance with four pricing formulas comparing multiple health insurance providers through a single quoting tool, including 100% Health (zero-cost) options. Distributed to individual end-clients via AMI 3F's broker partner network.
- Protection juridique particulier Personal legal protection insurance covering consumption, housing, neighbor disputes, employment, family, vehicle, health, and digital matters with lawyer and court fee coverage. Distributed to individual end-clients via AMI 3F's broker partner network.
- Emprunteur Loan insurance for borrowers offering potential savings of up to €20,000 with streamlined processes and personalized support. Distributed via AMI 3F's broker partner network.
- Espace Client (Client Portal) Secure online customer portal allowing insured clients to download certificates, declare business revenue, access documents, pay premiums online, and manage contracts 24/7. Made available to end-clients of AMI 3F's broker partners.
- Extranet Partenaire (Partner Extranet) Partner extranet platform enabling insurance brokers to access pricing tools, submit applications, manage contracts, and handle claims through an intuitive online interface. Offered free to AMI 3F's broker and agent partners.
Quantifiable outcome
- 15,000 insurance contracts subscribed per year through the partner network
- +2 more outcomes
Companies that use AMI 3F
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles1 record
AMI 3F technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AMI 3F partnerships and signals
Strategic signalPartnerships
17 partnerships are on record, tiered core and major.
- ALLIANZcoreMajor insurance company providing insurance products distributed through AMI 3F's partner broker network. Featured prominently among the 17+ insurance company partners shown on AMI 3F's website.
- AXAcoreLeading insurance company whose products are distributed via AMI 3F's wholesale broker network. Featured among AMI 3F's key insurance company partners.
- GROUPAMAcoreMutual insurance group whose products are distributed through AMI 3F's broker partner network.
- HISCOXmajorSpecialist insurer whose products are distributed through AMI 3F's wholesale network.
- ERGOmajorInsurance company partner providing products distributed through AMI 3F's broker network.
- ACHEELmajorInsurance company whose products are distributed through AMI 3F's network.
- CFDP AssurancesmajorLegal protection insurance specialist whose products are distributed via AMI 3F's broker network.
- CMAM (Caisse Meusienne d'Assurances Mutuelles)majorMutual insurance company whose products are distributed through AMI 3F's network.
- NÉOLIANEmajorHealth insurance specialist partner whose products are distributed through AMI 3F's broker network.
- UGIP AssurancesmajorInsurance company partner providing products distributed through AMI 3F's wholesale network.
- MUTLOGmajorMutual insurance partner whose products are distributed through AMI 3F's broker network.
- PRÉPAR VIEmajorLife and savings insurance partner whose products are distributed through AMI 3F's network.
- GROUPE MNCAPmajorInsurance group partner whose products are distributed through AMI 3F's broker network.
- MALAKOFF HUMANISmajorMajor health and provident insurance group whose products are distributed through AMI 3F's network.
- WAKAM (La Parisienne Assurances)majorDigital insurer partner whose products are distributed through AMI 3F's wholesale network.
- CAM BTPmajorBTP (construction) mutual insurer partner whose products are distributed through AMI 3F's broker network.
- MMA/LJmajorMajor mutual insurance company whose products are distributed through AMI 3F's broker network.
Scale indicators6 records
Recent moves6 records
Expansion highlights4 records
AMI 3F competitors and assessment
Company assessmentBroad incumbents
- Marsh France: French subsidiary of global broker Marsh, active in P&C, professional liability and wholesale placement — a broader incumbent with overlapping carrier relationships and broker-network positioning.
- Diot-Siaci: Leading French insurance broker formed from the merger of Diot and Siaci Saint Honoré; a larger incumbent offering corporate, wholesale and specialty brokerage with national scale well above AMI 3F.
- Aon France: French operations of global broker Aon, covering P&C, professional liability and specialty lines; a larger incumbent that competes for similar professional and broker-network business.
- WTW France (formerly Gras Savoye): French arm of global broker WTW, providing corporate and wholesale insurance brokerage; a broader incumbent competing for similar mid-market and broker-network mandates.
Direct peers
- Verspieren: Major French independent insurance broker with a wholesale-style distribution model and broad P&C, professional liability and fleet offering — a close peer in product mix and partner-network GTM.
- CEGEMA: French wholesale insurance broker (courtier grossiste) serving retail brokers with multi-carrier P&C and professional liability catalogs — directly overlapping with AMI 3F's wholesale brokerage model.
- SIACI Saint Honoré (now SIACI): One of France's largest wholesale and corporate insurance brokers, directly comparable to AMI 3F as a multi-line wholesale intermediary serving brokers and corporates through a digital platform and broad carrier panel.
- SPB (Groupe SPB): French insurance and assistance broker specializing in affinity and professional lines distribution via partner networks; comparable to AMI 3F's intermediary/wholesale distribution model targeting retail brokers and end clients.
- April Group: French insurance broker and wholesale-style distributor with a wide catalog for professionals and individuals; comparable to AMI 3F in target segments and multi-carrier intermediation model.
Regional players
- Alptis Assurances: France-based insurance broker and mutual group with a multi-product catalog for professionals and individuals; overlaps with AMI 3F in product scope but competes more in direct distribution than in the wholesale-broker network model.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
AMI 3F social profiles
Digital presenceAMI 3F financial estimates
Financial estimateRevenue estimate
Valuation estimate
AMI 3F leadership team
Management profileNumber of profiles
Profiles3 records
AMI 3F subsidiaries and ownership
Company hierarchySubsidiaries1 record
AMI 3F funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
AMI 3F M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about AMI 3F
What does AMI 3F do?
AMI 3F is a wholesale insurance broker (courtier grossiste en assurances IARD) headquartered in Toulouse, France, that aggregates and distributes a catalog of insurance products from 17+ insurance companies through a network of 4,700+ insurance broker and agent partners. The company focuses on professional lines (RC décennale, RC professionnelle, multirisque professionnelle, vehicle fleets) and individual lines (auto, home, health, legal protection), with free partner onboarding, a dedicated extranet for quoting and contract management, and a client portal for end customers.
Is AMI 3F a public or private company?
AMI 3F is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was AMI 3F founded?
AMI 3F was founded in 1983. It employs 11 to 50 people.
Where is AMI 3F based?
AMI 3F is headquartered in Toulouse, France, in the Europe region.
How does AMI 3F make money?
One revenue line is on record: commission-based brokerage.
Who are AMI 3F's main competitors?
Broad incumbents on record are Marsh France, Diot-Siaci, Aon France and WTW France (formerly Gras Savoye). Direct peers are Verspieren, CEGEMA, SIACI Saint Honoré (now SIACI), SPB (Groupe SPB) and April Group. Alptis Assurances is listed as a regional player.
Does AMI 3F have an API?
No public API is recorded for AMI 3F.
What industry is AMI 3F in?
AMI 3F's product category is Wholesale Insurance Brokerage. Its primary akta.pro industry code is FSAEADAN, Insurtech-Enabled Brokerage (Digital Brokers & Aggregators). Its NAICS code is 5242 and its SIC code is 6411.