Cascade Crest Insurance
Cascade Crest Insurance is an independent insurance agency in Rainier, Oregon, serving individuals, families, and small-to-mid-sized businesses across five Western states with personal and commercial lines sourced from multiple carriers.
- Company typePrivate
- Founded1985
- HeadquartersRainier, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Cascade Crest Insurance does
Cascade Crest Insurance is an independent insurance agency operating under the legal entity Wauna Services LLC, wholly owned by Wauna Credit Union. Founded in 1985 as Tri-City Insurance and rebranded in 2023, the agency is headquartered at 202 E A Street in Rainier, Oregon, and is licensed to sell personal and commercial insurance across five Western states: Arizona, Idaho, Nevada, Oregon, and Washington. The agency represents multiple carriers including Progressive, Travelers, Liberty Mutual, GEICO, and Nationwide, allowing it to offer comparative shopping across carriers rather than acting as a captive agent for a single insurer.
The agency's product portfolio spans personal lines — auto, home, renters, umbrella, motorcycle, condo, individual life, watercraft, classic car, and Difference in Conditions coverage — and commercial lines including general liability, business owners policies, commercial property, commercial bonds, and industry-specific packages for manufacturing, retail, transportation, warehousing/logistics, and farming. Customer-facing technology is third-party and non-proprietary: the Glovebox mobile app (agency ID 2173) for policy servicing, Canopy Connect for importing existing insurance data during online quote requests, and standard website quote forms.
The business operates a traditional sales-led insurance agency model. Revenue consists of carrier commissions on policies sold and renewed, producing a recurring annual stream tied to the agency's book of business. Customers reach the agency via phone (503-556-3739), in-person consultation at the Rainier office, online quote forms, or referrals through the refer-a-friend program. Distribution is reinforced by cross-promotion across Wauna Credit Union's seven Oregon branches. The team consists of five staff including Senior VP of Insurance Willie King, personal lines agents (Boni Heckman, Amy Hughes), and commercial lines staff (Chad Womack, Michelle Osornio).
Cascade Crest Insurance firmographics
Firmographics- Name
- Cascade Crest Insurance
- Legal name
- Wauna Services LLC dba Cascade Crest Insurance
- Website
- https://cascadecrestinsurance.com
- Company type
- Private
- Founded year
- 1985
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Cascade Crest Insurance is an independent insurance agency in Rainier, Oregon, serving individuals, families, and small-to-mid-sized businesses across five Western states with personal and commercial lines sourced from multiple carriers.
- Ownership category
- akta.pro rank
Where Cascade Crest Insurance is headquartered
LocationHeadquarters
- HQ city
- Rainier
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Cascade Crest Insurance business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Insurance Agency Commissions: As an independent insurance agency, Cascade Crest Insurance earns commissions from insurance carrier partners (Progressive, Travelers, Liberty Mutual, GEICO, Nationwide, and others) for policies sold and renewed. Revenue is recurring as policies require annual renewal.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Quote-based pricing tailored to individual customer needs |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Cascade Crest Insurance product offering
Product offeringCore offering
Cascade Crest Insurance is an independent insurance agency that sells personal and commercial insurance policies on behalf of multiple carriers including Progressive, Travelers, Liberty Mutual, GEICO, and Nationwide. It offers a comprehensive product portfolio spanning auto, home, renters, umbrella, motorcycle, life, watercraft, classic car, and specialty personal lines, alongside general liability, business owners, commercial property, commercial bonds, and industry-specific commercial coverage for manufacturing, retail, transportation, warehousing, and farming. The agency earns commissions from carrier partners and delivers service through licensed agents at its Rainier, OR office, online quote requests, and the Glovebox mobile app.
Product overview
Cascade Crest Insurance is an independent insurance agency offering a comprehensive portfolio of personal and commercial insurance products. The agency represents multiple insurance carriers to provide customized coverage options. Personal insurance products include auto, home, renters, umbrella, motorcycle, condo, life, watercraft, classic car, and specialty coverages like earthquake and flood insurance. Business insurance encompasses general liability, business owners policies, commercial property, commercial bonds, and industry-specific coverages for manufacturing, retail, transportation, warehousing, and farming operations. The agency operates as an independent agency (formerly Tri-City Insurance since 1985), now owned by Wauna Credit Union, serving clients in Arizona, Idaho, Nevada, Oregon, and Washington.
Differentiator
Problem solved
Functional benefit
Products and services
- Auto Insurance
- Home Insurance
- Renters Insurance
- Umbrella Insurance
- Motorcycle Insurance
- Condo Insurance
- Individual Life Insurance
- Watercraft Insurance
- Classic Car Insurance
- Difference in Conditions Insurance
- General Liability Insurance
- Business Owners Insurance
- Commercial Property Insurance
- Commercial Bonds
- Manufacturer Insurance
- Retail Business Insurance
- Transportation Insurance
- Warehousing and Logistics Insurance
- Farm Insurance
Quantifiable outcome
- Customer savings of $5,400 annually on auto insurance reported by one customer (Misty S.)
Companies that use Cascade Crest Insurance
Customer profileSegments3 records
Ideal customer profiles3 records
Cascade Crest Insurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Cascade Crest Insurance partnerships and signals
Strategic signalScale indicators2 records
Recent moves6 records
Expansion highlights5 records
Cascade Crest Insurance competitors and assessment
Company assessmentDirect peers
- Frankenmuth Insurance: Frankenmuth Insurance is a regional mutual insurer that distributes products exclusively through a network of independent agents in the Midwest and East. It offers personal, commercial, and specialty lines comparable to Cascade Crest's portfolio and serves customers via independent agents in non-urban markets — a strong analog in distribution model and customer profile.
- Leavitt Group: Leavitt Group is a national network of independent insurance agencies offering personal and commercial lines through multiple carrier partnerships. It is the closest structural analog to Cascade Crest — independent agency, multi-carrier representation, SMB and personal customer focus — but at significantly larger scale.
- COUNTRY Financial: COUNTRY Financial is a mutual insurance and financial services company distributing P&C, life, and retirement products through exclusive and semi-exclusive agents in the Midwest and West. It mirrors Cascade Crest's personal-plus-commercial, agent-led distribution and rural/SMB customer mix.
- Erie Insurance: Erie Insurance is a regional P&C insurer that sells exclusively through a network of independent agents across its footprint. Its product mix (auto, home, umbrella, life, commercial) and agent-distribution model closely match Cascade Crest's offering, though Erie underwrites its own policies rather than acting purely as an intermediary.
- Brown & Brown, Inc. Brown & Brown is one of the largest independent insurance brokerages in the U.S., distributing personal and commercial coverages through agency partnerships and direct producer relationships. It mirrors Cascade Crest's independent multi-carrier model and customer base, but operates nationally with thousands of employees.
Others
- Progressive Direct: Progressive is one of Cascade Crest's carrier partners, but its direct-to-consumer channel competes with the agency model itself. It is comparable as the dominant auto-insurance brand whose commission and direct-channel dynamics directly shape Cascade Crest's economics.
Emerging players
- Goosehead Insurance: Goosehead Insurance is an independent personal-lines agency that distributes coverage from multiple carriers through a corporate-employed and franchise agent model. Like Cascade Crest, it sells across personal lines (auto, home, umbrella) and emphasizes comparison shopping — but with a tech-forward, scaled franchise structure.
Broad incumbents
- State Farm: State Farm is the largest U.S. personal-lines insurer and operates an exclusive captive-agent distribution model covering auto, home, life, and small commercial. It overlaps heavily with Cascade Crest's personal-lines customer base but as a much larger carrier-owned competitor.
- Allstate: Allstate is a national P&C insurer selling through both captive agents and direct channels. Its product portfolio (auto, home, umbrella, life, commercial) directly overlaps with Cascade Crest, making it a large, multi-channel incumbent competitor.
- HUB International: HUB International is a global insurance brokerage distributing commercial and personal lines through a large network of producer offices. It competes for the same SMB commercial accounts that Cascade Crest targets, but at far larger scale across North America.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Cascade Crest Insurance social profiles
Digital presenceCascade Crest Insurance compliance and trust
Trust signalCompliance1 record
Cascade Crest Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cascade Crest Insurance leadership team
Management profileNumber of profiles
Profiles6 records
Cascade Crest Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cascade Crest Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cascade Crest Insurance
What does Cascade Crest Insurance do?
Cascade Crest Insurance is an independent insurance agency that sells personal and commercial insurance policies on behalf of multiple carriers including Progressive, Travelers, Liberty Mutual, GEICO, and Nationwide. It offers a comprehensive product portfolio spanning auto, home, renters, umbrella, motorcycle, life, watercraft, classic car, and specialty personal lines, alongside general liability, business owners, commercial property, commercial bonds, and industry-specific commercial coverage for manufacturing, retail, transportation, warehousing, and farming. The agency earns commissions from carrier partners and delivers service through licensed agents at its Rainier, OR office, online quote requests, and the Glovebox mobile app.
Is Cascade Crest Insurance a public or private company?
Cascade Crest Insurance is a private company. It is classified as corporate owned and is currently operating.
When was Cascade Crest Insurance founded?
Cascade Crest Insurance was founded in 1985. It employs 1 to 10 people.
Where is Cascade Crest Insurance based?
Cascade Crest Insurance is headquartered in Rainier, United States, in the North America region.
How does Cascade Crest Insurance make money?
One revenue line is on record: insurance Agency Commissions.
Who are Cascade Crest Insurance's main competitors?
Direct peers on record are Frankenmuth Insurance, Leavitt Group, COUNTRY Financial, Erie Insurance and Brown & Brown, Inc.. Progressive Direct is listed as an others. Goosehead Insurance is listed as an emerging player. Broad incumbents are State Farm, Allstate and HUB International.
Does Cascade Crest Insurance have an API?
No public API is recorded for Cascade Crest Insurance.